Nurse Insurance in Pennsylvania

  • Compare quotes in minutes, with no obligation to buy
  • Buy online and receive coverage confirmation – instantly
  • Access only top-quality insurance companies (A-rated or better)

Get instant quotes

Insurance for Pennsylvania Nurses

Nurses are the backbone of Pennsylvania’s nursing homes and home health agencies. You work tirelessly to provide your patients with important medical care, but also support their families, your coworkers, and your local community. You put so much effort into caring for others, but who is looking after you?

BizInsure helps Pennsylvania nurses like you find insurance to protect them from common risks they may face while on the job. From Pittsburg to Philadelphia, Scranton to Lancaster, and everywhere in between, BizInsure has the backs of nurses and other healthcare professionals seeking business insurance coverage.

Why do Pennsylvania nurses need insurance?

Being a nurse is rewarding, but it can also be challenging and unpredictable. From the unique workplace risks you face to everyday accidents, you may need to prepare for the worst—just in case. Insurance is one way that Pennsylvania nurses protect their professional reputation, their finances, and their patients.

Accidents happen, and unfortunately, they can have terrible consequences for some patients. If this happens, you could be named in a resulting liability lawsuit and forced to compensate your patient or their family. This is where insurance coverages like General Liability and others could help. Policies can help shield you from the devastating financial impacts of liability claims.

Did you Know?

Nurses leasing commercial space may be required by their landlord to have General Liability insurance.

Nursing Liability Insurance PA

Pennsylvania nurses may consider multiple forms of insurance to help protect them against many of the common risks they could face in their line of work.

General Liability insurance for Pennsylvania Nurses

General Liability insurance, also referred to as Commercial General Liability (CGL) or “slip and fall coverage”, protects nurses and other small businesses against bodily injury or property damage lawsuits from outside parties. Your policy covers your legal expenses, as well as the costs of replacing or remedying the situation up to the policy’s liability limits. A General Liability policy typically provides coverage for claims regardless of whether they have merit or not.

What is typically covered?

Coverage provided by a General Liability insurance policy typically protects businesses against claims or lawsuits arising from:

  • Third-party injuries
  • Damage to a third party’s property

 

Typically, a Generally Liability policy will also cover claims that are without merit. Baseless allegations brought by a patient, their family, or another third party can be just as costly to resolve as those where you are liable. Nurses can work with greater peace of mind knowing that they will not be financially devastated by an unfounded claim or lawsuit.

What is not typically covered?

Events not covered by General Liability insurance typically include (but are not limited to):

  • Injuries you personally sustain while working
  • Damage to your own property
  • Professional errors or negligence
  • Damage intentionally done to a third-party’s property

Malpractice Insurance for Nurses in PA

Malpractice Liability insurance, also known Professional Liability insurance, protects nurses against claims of negligence, misrepresentation, or mistake, including unintentional document or paperwork errors that can be damaging to both their finances and their professional reputation. A Malpractice Liability insurance policy will typically provide coverage against both justified and baseless claims made by a third party.

What is typically covered?

Malpractice Liability coverage typically protects businesses against lawsuits or claims regarding:

  • Errors or mistakes in your work
  • Unintentional omissions in the professional advice you’ve provided
  • Professional negligence
  • Undelivered services and missed deadlines

 

Your Malpractice Liability insurance policy will typically cover the expense of hiring an attorney and other court costs if you are named in a malpractice lawsuit or claim. It may also pay any settlements or judgements that result from legal action, up the policy limits. Importantly, these protections apply to both substantiated and unfounded claims.

What is not typically covered?

Malpractice Liability insurance typically does not cover events such as, but not limited to:

  • Third-party bodily injury
  • Third-party property damage
  • Workplace injuries and illnesses

Cyber Liability Insurance for PA Nurses

Cyber Liability insurance helps protect nurses and healthcare professionals against malicious software attacks, data breaches, viruses, and phishing. These policies typically cover legal fees, the cost of notifying customers of a breach, credit monitoring, and fines that you may be ordered pay.

Who needs nurse insurance in Pennsylvania?

BizInsure’s selection of nursing liability insurance for PA can help protect many healthcare professionals, including:

 

Nurses can compare quotes and buy in minutes—simply start an online quote now or call to speak with a licensed agent to find business insurance today.

Do my employer’s policies cover me?

Nurses working in Philadelphia, Pittsburg, and other areas of Pennsylvania are often employed by a nursing home, home health agency, or a similar medical business. In these cases, the employer will typically have liability insurance policies that also provide some coverage to their employees. However, these policies may not fully protect you.

Your employer’s liability policies are designed to protect them and their business. This means that nurses and other medical professionals could be vulnerable if a claim or lawsuits is made against their work. Depending on how your employer’s insurance policies are worded, you may be only partially protected. Independent contractors and part time employees may not be covered at all.

Nurse insurance in Pennsylvania can help you better protect yourself. Your policy will be customized to fit your individual needs as a healthcare professional and help ensure that your best interests are protected, rather than those of your employer. Knowing that you are more fully covered could provide greater peace of mind to you and your patients.

How much does nurse insurance cost in PA?

Insurance for nurses can vary in price from one nurse to the next. This is because every nurse is unique, and your insurance will need to reflect the unique risks you may face while on the job.

Factors that may impact the cost of nursing liability insurance in PA may include (but are not limited to):

  • Your qualifications – This includes any relevant education you have completed or professional licenses you hold.
  • The geographic location you work in – A nurse working in Philadelphia or Pittsburg may pay more for coverage than nurses working in less populated areas of the state.
  • Your past claims history – Previous liability claims can impact the amount you will pay for your coverage.
  • The amount of coverage you are seeking – More coverage will likely translate to higher premiums.

 

To better understand the premium you will pay for your insurance coverage, you may want to compare quotes from multiple insurers. BizInsure makes it easy to find, compare, and buy nursing liability insurance in PA.

Why choose BizInsure for nurse insurance in Pennsylvania?

Nurses in Pennsylvania are choosing BizInsure for their insurance needs:

Simple application process

No complicated paperwork to fill out. Our application is usually just 10 questions or less!

Compare competing quotes

We only work with top-tier insurers (A-rated or better), presenting you with affordable pricing comparisons.

Instant coverage

Buy online or over the phone in minutes and receive your proof of insurance instantly and get back to work faster!

Licensed human support

Licensed agents are available to assist you during before, during, and after you purchase your policy.

Ready to compare coverage for Pennsylvania nurses? Get quotes online today.

Frequently Asked Questions (FAQs)

How much nurses insurance do you need in Pennsylvania?

The amount of insurance that nurses in Pennsylvania need will vary depending on your professional circumstances. Nurses and healthcare professionals working in specialties that are considered high risk may need more coverage than those working in less risky ones. Additionally, if you work in a large metro area, such as Philadelphia or Pittsburg, you may need more coverage than a nurse who works in a more rural location.

Are you required to have NP or RN Insurance in Pennsylvania?

Pennsylvania nurses, including nurse practitioners and registered nurses, are required by law to have Worker’s Compensation insurance if they hire employees. This may apply to you if you run a home health agency that employs nurses or other staff. As a sole proprietor, you may choose to purchase an individual policy to protect yourself against workplace injuries or illnesses.

Other forms of coverage are not required by law in Pennsylvania. However, you may need to show proof of General Liability insurance by a commercial landlord if you lease office space or other business premises.

Even if you are not required to have insurance, you may still want to consider it. Liability claims can be expensive to resolve. Without the protections that insurance coverage can provide, you would be left to cover the costs of lawsuits and compensation claims from your own pocket. This can potentially be financially devastating for individuals. Nursing liability insurance in PA could help you avoid the negative financial impacts of these events.

They are awesome
Tony H.
00:41 07 Jan 22
Noa made sure I had all the information I needed for a first time business owner . He helped me understand what I needed to secure a quality policy and he was super helpful when explaining how the policy would serve its purpose to my company. I was very satisfied and had an Awesome experience, I think people like that make the company look good!
Wayleen O.
04:36 15 Oct 21
Julia G.
22:28 29 Sep 21
I was in need of WC, GL and PL coverages for my business and was able to shop, discuss, confirm and purchase all the coverages in two days! This was a great experience, especially when "Time is Money". Noah Bowman was very professional and knowledgeable. Thanks!
AmeriCreed 1.
15:42 23 Sep 21
MOVING FORWARD, I WILL BE SENDING ALL OF MY BUSINESS TO THIS COMPANY !!!! Incredible customer service!!! Thanks
THEODORE W.
19:49 09 Sep 21
Daniel Patrick S.
16:49 07 Sep 21
Their representative clearly explained different kinds of policies to help me select the one appropriate for my needs and then helped me enroll by phone painlessly. By the end of the call, I had a policy in place.
Dissent D.
22:21 02 Sep 21
Sheree W.
19:39 27 Jul 21
Eugene was Awesome!!!!
Lakesha G
17:19 21 Jul 21
Excellent solution for writers and authors professional liability policy as well as coverage for copyright and trademark infringement. Service was prompt and excellent.
Lane
18:22 22 Jun 21
Jugrid O.
16:26 15 Jun 21
Done in less than an hour!
William O.
00:30 02 Jun 21
Efficient, and great value. The agent was able to give us a quote and a new policy in a short period of time. Thank you
Brenda J.
20:30 24 May 21
I had a great experiencing obtaining several of my insurance needs as a landscaping company here in Northern Colorado. BizInsure's team took care of my needs and was very responsive to help with paperwork needed to secure a potential client account!
Arik S.
16:34 10 May 21
Adj A.
16:47 05 May 21
Very efficient they were able to help me out with my request promptly....highly recommend this companyI am very happy to have them
Elba P.
18:50 26 Apr 21
I need a help getting errors and omissions insurance along with general liability. Jose was very friendly informative and was very patient with me during the process. He found me some of the best rates for the coverage that I needed. Highly recommend
Casper M.
19:51 20 Apr 21
I had numerous conversations with several business insurance agents over a month's time. I also had several conversations confirming the policy inclusion/exclusions and asked many questions. My BizInsure agent was professional, knowledgeable and most important—detail oriented. Even after having an initial conversation a month earlier he knew and *remembered* all my personal/professional insurance needs. When I asked for additional information on the third call he was able to provide me with details very quickly. He was also VERY patient. That is a big plus in my opinion. It illustrated a high level of respect for my needs. I also found when I called back and asked to talk with the initial agent, the person who answered the call was able to get in contact quickly and my agent responded and returned the call within 5-10 minutes. The transaction was smooth, and I think it's a good sign should I ever need to make a claim. I highly recommend BizInsure.
Poetic F.
21:00 07 Apr 21
Sandra D.
17:48 31 Mar 21
Jusephine G.
17:58 23 Mar 21
The rep was extremely helpful actually lowered my quote and made sure I was covered to fit my needs with my growing business! 5star!!
Franklin B.
19:04 16 Mar 21
Excellent service and prices.
Cassiopée V L.
23:13 09 Mar 21
Mr. Daniel Scott was very responsive to my professional needs.
Stephanie W.
17:38 18 Feb 21
Eugene deserves a raise! First time purchasing insurance and he made the process so simple for me. His patience and attention to detail left me feeling confident in my decision to choose BizInsure. Gracias Eugene!
Esined P.
23:32 17 Feb 21
The customer service provided by Jose was outstanding. He explained everything in a very clear/logical way and answered all of my questions. After providing all the information to obtain general liability insurance, Jose sent me the declaration page of the insurance for review. All of the information matched what I provided over the phone and there were no typos. The next day I called back to purchase the insurance which was easy and fast. Overall, my experience with BizInsure including the customer service by Jose exceeded my expectations.
Joe W.
03:29 12 Dec 20
Hiscox/BizInsure made getting Liability Insurance very easy and reasonable.I expected it to be a long and complicated process and it was a nice surprise that they made it so uncomplicated. Thank you. Lisa
Lisa W.
21:51 24 Nov 20
Eugene was incredible. I called 4 other brokers before him who were impossible to get any help.
rhonda H.
23:26 12 Nov 20
Owner (.
23:19 06 Nov 20
Cincere B.
15:16 29 Oct 20
Very quick to get in touch with you and good with follow up. Had some trouble retrieving my quote to log into my account initially but Daniel assisted me and the changes were made to get me into my account. Great value for the money.
Fran S.
16:34 20 Sep 20
Very happy to be insured with this company. Professional, Timely, very helpful. Thank you Juan, you made it so much easier for me to understand.
Aileen D.
19:55 15 Sep 20
This company responded when I needed them to respond while facing a deadline. They are an excellent choice for business Insurance.
Michele H.
01:52 12 Sep 20
Jose Quintero took such great care of me and was very patient explained everything I did not understand and got me set up quickly. Fabulous customer service
Christina R.
02:41 27 Aug 20
I can't say enough good things about Daniel Santos kind and effective communication skills as an insurance agent. Daniel was so pleasant, friendly and efficient with helping me obtain insurance as a teacher. If I were to give Daniel a grade, he has earned an At . He made the process easy to understand, it was far easier than what I anticipated. Nancy S.
Nancy S.
00:47 26 Aug 20
I was in need of professional liability insurance for my sole proprietorship. A friend referred me. Everythng was quick and simple and AFFORDABLE!
hope J.
20:31 25 Aug 20
If you need Private Home Care Provider insurance for your company, BizInsure, LLC can get it for you!
Pamela C.
16:45 24 Aug 20
Cameron P.
19:25 24 Jul 20
Great and fast service!!!! The representative was very professional!!!!
Tanya S.
19:51 14 Jul 20
I was tryi9ng to find commercial liability insurance for my new comp-any and BizInsure was easy to use and very affordable which is great for me as a new business.
Jimmy S.
19:01 14 Jul 20
Great service insurance prices are great for professionals looking to get insurance for businesses....
Rhonda G.
22:34 22 Jun 20
The provided very professional service and made the process easy.
Paul R.
21:51 04 Jun 20
Bradley Hoyle from the Biz Insure team was excellent to work with. Everything was quick and smooth. Great service, much appreciated!
Kristene S.
02:03 04 Jun 20
Anthony Spencer was great!! Very quick response time!! He was very Professional! I would suggest him because he helped me find a affordable rate and explained all the technicalities..
Fre H.
16:38 28 May 20
I was referred to Bizinsure by a industry trade group that I am a member of. It was easy to get a quote online and then received excellent customer service from Bradley H. to complete my policy purchase over the phone. I have shared this company information now with other business owners for their policy needs.
Dawn T.
22:11 08 May 20
This company was very precise with explaining services and made sure I chose the right business insurance coverage, great customer service at purchasing.
Nekeisha B.
01:30 05 May 20
Amazing
Jasmine Q
14:31 02 Dec 19
Trish is the most patient, professional and understanding insurance agent I’ve ever worked with. Trish has taken care of all my business insurance needs for the last couple years. I am really happy that I found an insurance agent that I know will take care of me & all of my concerns. I feel like a valued customer & I appreciate the great customer service that I get every time!!THANK YOU!
Dr. Youssef C. A.
17:21 14 Nov 18
Tricia helped me get insurance for my business. The task of obtaining a quote was really starting to frustrate me until I was referred to BizInsure through a different agency. Tricia got me a quote fast, and even took a down payment over the phone and issued the proof of insurance the same day. a+ service, would do it again in a heartbeat!! Thank you!!
Josh M.
18:07 22 Jun 18
BizInsure was a great find! I did not have to fill out applications, and Tricia was able to quote and bind business insurance for me within half an hour.
Allison Y.
17:28 21 Jun 18
Started doing business again and needed a policy fast. Ramez was reasonable, helpful and the rates are OK. Buyer beware? Sure, for me it turned out OK this time. Worth a call.
Mark W.
23:42 13 Nov 17
Daniel S.
15:15 27 Jun 17
Great customer service. I've been very inpressed with my dedicated representative that had helped me navegate my insurence needs. Thanks so much!
Graham B.
22:12 23 Jun 17
js_loader

Popular Searches