Insurance for Restaurants &
Caterers

  • Compare quotes in minutes, with no obligation to buy
  • Buy online and receive coverage confirmation – instantly
  • Access only top-quality insurance companies (A-rated or better)

Get instant quotes

BizInsure insurance partners

Why do Restaurants & Caterers need insurance?

Eating & drinking businesses are an important component of American society. This is where people go to replenish, relax, celebrate and interact. However, most businesses in this industry also have a heightened risk of accidents happening, which is why a knowledgeable business insurance partner is imperative to help protect your assets. BizInsure is where the food and beverage industry goes to obtain dependable and affordable insurance tailored to exactly what they do such as this coverage specifically for caterers and catering professionals. Click or Call us to get start your quote today.

Did you Know?

Opting to purchase a BOP that includes Business Interruption or Food Contamination Coverage, can help you cover losses that may result from closure of your business due to food contamination or food poisoning claims.

General Liability – Restaurants & Caterers

General Liability is extremely important for the food and drink industry. It is often required by a contract (lease, vendor, bank, etc.) and it is considered a fundamental starting point in protecting your business assets.

A General Liability policy protects against claims of bodily injury or property damage by a third party in relation to your business or your products. The policy can cover liquor liability (when applicable) and it can also cover allegations of advertising injury and personal injury (libel, slander, defamation, etc.).

For businesses with foot traffic and countless ways for someone to get hurt, a General Liability policy is essential to ensure smooth business operations. Restaurants, bars, stores and nightclubs are a few of the businesses that require quality General Liability protection.

Business Owner’s Policy (BOP) –Restaurants & Caterers

A Business Owner’s Policy (BOP) is a convenient and affordable way for eating & drinking businesses to protect against several of the most common exposures. This type of package is how most businesses in your industry decide to purchase their insurance.

A BOP includes General Liability (see above) but it also allows you to insure your business equipment, inventory and property. In addition covering your business property, the BOP also often allows you to add coverage for business interruption, business auto liability, employee dishonesty, food contamination and more.

Businesses operating in the food and drink industry often invest heavily in equipment and merchandise, so a BOP can be vital protection against unexpected fire, theft, vandalism, etc. in addition to other common exposures.

Get instant quotes

Motivator V.
Amy was GREAT! She explained my policy for me and assisted in helping me to choose the best option for the business services that I provide. The other insurance agents from other carries were not able to provide the type of coverage that I needed. PLUS it came as a packaged deal, I love that! Thanks again, Amy!
Alexandria M.
I had an excellent experience working with **BizInsure LLC** while securing coverage for my business. From start to finish, the process was smooth, professional, and very informative.

A special thank you to **Jazzmine**, who went above and beyond throughout the entire process. She was extremely helpful, patient, and incredibly business-savvy. Jazzmine took the time to explain the different coverage options in a way that was clear and easy to understand, making sure I selected the policy that best fit my company’s needs. She never rushed the conversation and answered every question thoroughly, which made the experience feel very supportive rather than transactional.

What I appreciated most was her professionalism and knowledge of business insurance. It was clear that she genuinely understood what business owners need and worked hard to make sure everything was handled correctly.

If you are a business owner looking for insurance and want someone who is knowledgeable, patient, and truly committed to helping you make the right decision, I highly recommend **BizInsure LLC**—and definitely ask for **Jazzmine**. She made the entire process seamless and stress-free.
George A.
Great service wrapped up on the same first call.
JESSIE W.
I was referred by a former insurance company that no longer provided the product/services that I required for my business. The process to insure my business at the same level was seamless and literally took a matter of minutes!
Carissa D.
It was very easy to apply
Shirley C.
GREAT JOB, DOING BUSINESS WAS JUST GREAT.
Kenneth M.
Bizinsure is an exceptional company. The customer service is excellent. The receptionists are very knowledgeable. The insurance agents are very professional.
Bob D.
Absolutely the easiest, absolutely the fastest, the best I can tell the lowest cost. For many businesses, Insurance is a dirty word, because it's complicated and we're actually so busy minding our business that when complicated insurance issues get in the way, it slows us down. But not with these guys. Biz Insure LLC has figured it out and thank goodness they have...
Khagendra M.
Great company to work with
Chandan B.
Easy to use website, renewing policy was easy.
Felicia T.
The process was quick and user-friendly.
Veronica T.
Prices were more than reasonable. The customer service rep that I spoke to was very knowledgeable and helpful.
Carol R.
Very helpful and professional!
Demika C.
quick and easy......
chereece M.
Great customer service very helpful
Tim B.
Wasn't that easy. Lot's of little hoops to jump through and added fees for my trouble.
Letitia D.
So far, so good. Just purchased a policy for my business, the online portal was easy to get through, no complicated jargon that would overwhelm someone looking for a business policy.
David R.
Quick and easy!
bryan M.
It was an extremely simple process.
Rochelle S.
Excellent customer service! Great price ! Customer friendly, knowledgeable and communicated very well with all of the
questions that I had. I would definitely recommend this company for your insurance needs. Thank you for the great experience!
Earl L K.
The BizInsure team were very helpful and knowledgeable. They answered all my questions and got a very nicely priced policy for my business.
Rita G.
The process to obtain coverage was streamlined and changes are easily accessible.
Gideon O.
The easiest online insurance I have ever made. So easy and seamless
Kermit F.
Simple renewal process
Donald K.
Easy to renew. No sales pitch.
It’s Wow Time E.
The team is always quick with our requests for insurance documents and they were a great help finding us a policy that fits our needs. We'd highly recommend them for any small business insurance needs!
David M.
Good
Gunter C.
Very easy transaction renewing my insurance. They also have exceptional customer service!

Popular Searches