... of Labor Statistics,[1] the Esthetician job market is expected to ... . As an Esthetician, you go to work every day and make your ... customers ... policy It's a common misconception that the spa's Professional Liability Insurance policy covers the Esthetician employees and contractors individually. At the very least, the below considerations warrant a serious ...
read more... beginning your career as an esthetician or if you are an ... ... liability insurance? – And finally, importantly Why do I need esthetician's professional liability insurance ... you are distracted by a personal issue, lose track of time and leave a product on the client's skin for too long ...
read more... esthetician, you provide services to help your clients feel more beautiful and ... ... blog post has answered your questions on what is professional liability insurance for estheticians and why you need it. Professional Liability insurance is an essential tool in your preparedness toolbox. Bizinsure can ...
read more... , skin damage or scars they may blame you and you can be held liable. That's why a Professional Liability Insurance that is reliable and tailored to massage therapists has never been more important. Bizinsure can help ...
read more... to go to work and make people look and feel great while ... questions, a career as an esthetician might be [] ... to clients; hiring and training of employees; supplies ordering Types of esthetician fields Just like a personal trainer that can specialize in different disciplines such as group fitness instructor or rehab fitness ...
read more... career as an Esthetician. These days skincare specialists and medical Estheticians are in ... ... are that brand’s beauty ambassador. Spa Therapist A spa therapist works in a spa and offers their clients services such as massages, body scrubs, baths, and body wraps. An esthetician that works in a spa setting strives ...
read more... there are many purchasing considerations and the consumer develops their own ... ... can include the loss of future business, damaged reputation and even the potential for very expensive lawsuits. Professional liability insurance offers service providers a built in defense mechanism against the ...
read more... nipping at their heels.[[1]] And they are retiring, which explains ... ... case, is the client's home, where injuries, damage and hazards can occur. The homeowner or care-receiver can very ... his bed to a wheelchair, and accidentally drops him. Liability insurance will cover any claims resulting ...
read more... took the US by storm and continues to grow rapidly. In ... , Anytime Fitness and others are opening new locations constantly. Personal trainers ... be looking out for and of course the cost of such a policy. What is Professional Liability Insurance? Professional liability insurance, or as we like to call it a personal trainer insurance coverage, affords coverage to ...
read more... lies in the protection of Professional Liability insurance. What Is Professional (E&O) Liability Insurance For Architects? Professional Liability Insurance for Architects protects designers and design firms that offer to ...
read more... important role in helping individuals and businesses manage their finances. As ... , you work with important, private and sensitive information about ... possibly even your business and career. Second, good Accountant Liability insurance is quite affordable. BizInsure ... the suit, or you want to pay a settlement, your insurance picks up the bill. For example, let's say one ...
read moreBecoming a personal trainer is an exhilarating business opportunity. ... US is growing every year, and more fitness gyms locations are ... wonder, that ... , sports nutrition, exercise therapy and strength and conditioning ... and keep learning to stay relevant and competitive. BizInsure helps protect you by making professional liability insurance for personal trainers easy and ...
read more... journey or are an established personal trainer with years of experience, it ... helping people achieve their health and fitness goals. After all ... any advance certifications. Other factors that affect the premium are the policy limits and any deductibles. Personal trainer liability insurance cost typically starts from $400 a month. Conclusion We hope that this blog ...
read more... flexible schedule? Is working weekends and nights okay? There are many ... aspects of working as a Pilates instructor which you will need to ... ... will be excluded from many teaching jobs. Fitness centers usually require Pilates instructors to have liability insurance because accidents can happen, and claims are filed. The fitness center wants to be sure you will ...
read more... have paid for your Pilates business with hours of sweat ... teaching the amazing benefits of Pilates movement is now a ... small Pilates ... a Pilates instructor purchase both general liability insurance, as well as professional liability insurance. The professional liability (E&O) insurance is important because you are a certified Pilates trainer offering ...
read moreAs a yoga instructor, chances are you probably ... much time thinking about yoga instructor liability insurance. You probably spend most of ... with new ... Instructor Liability Insurance Yoga instructor liability insurance is made up of two major types of liability insurance - commercial general liability insurance - sometimes referred to as “slip and fall” insurance and ...
read more... you know how to properly and carefully teach your students to ... far teaching has gone smoothly and your students have never complained ... . This ... liability insurance. However, if you have plans on growing your business and hiring additional Pilates instructors ... told “never mind” because you don't have liability insurance. Get a policy set-up immediately so you don ...
read more... all your hard work. Professional Liability insurance is one way you might ... a closer look at Professional Liability insurance and how it [] ... protect a wide range of small businesses Professional Liability insurance can help protect many types of small businesses. From accountants and engineers to personal trainers and home health aides, a policy can cover a ...
read more... service should consider purchasing Professional Liability Insurance. This type of coverage, also ... ... liability lawsuit. Consultants, accountants, fitness instructors, and dozens of other California business owners keep Professional Liability insurance ... to buying a Professional Liability Insurance policy. You may find ...
read more... unique set of risks that insurance can often help protect them ... ' interest on their behalf, Professional Liability insurance may be an essential ... Liability insurance? A Professional Liability insurance policy (also known as Errors and Omissions or E&O insurance ... , if not, having your own Professional Liability insurance could help provide you with more complete ...
read more... services should consider adding Professional Liability Insurance to their portfolio. [] ... ... the expense of potential litigation. How Much Does Professional Liability Insurance Cost? Professional Liability Insurance premiums are unique to each company and are calculated based on several different factors. On ...
read more... in your professional advice and services is prone to ... lawsuits and notaries are not an exception. Notary Public Liability insurance .. ... to be proactive about your professional liabilities and get the right insurance from a well-reputed firm to ensure ... your professional capacity. Moreover, a notary liability insurance will not pay for your intentional acts ...
read more... financial regulations, calculating, quantifying and analyzing, but you probably don ... much time thinking about Accountant Liability insurance. Your ... Liability Insurance Cover? Accountant Liability insurance is composed of two major types of liability insurance. A good insurance plan contains Commercial General Liability insurance (CGL) and Professional Liability ...
read more... You have an advanced degree and years of experience. You enjoy ... having a flexible schedule and meeting new challenges each ... pleased with your ... Liability insurance and Professional Liability insurance. The Professional liability (E&O) insurance ... a higher premium. This is the same concept for Liability insurance. More coverage means a higher premium. In the long ...
read moreProfessional liability insurance is the one form of business insurance that most professional service ... whether or not to get insurance for their ... to another buyer, the client would be understandably upset and might even refuse to pay the agent's fees. ... you for the cost of labor and materials. If you have professional liability insurance in place, you will be covered ...
read more... in the market for business insurance lately you already know that ... of insurance is constantly changing and can be difficult to understand ... the insurance company that sells you liability insurance and the 3rd party is someone who sues you. Third party liability ... or off-line). Am I covered under my General Liability policy for any of the above? As noted under ...
read more... to have Professional Liability Insurance to protect their business and most need it ... idea of purchasing Architects Professional Liability Insurance ... at the idea of purchasing Architects Professional Liability Insurance and having yet another business expense but you ... s best to buy an Architects Professional Liability Insurance policy . Another common misbelief is that ...
read more... Why Do Engineers Need Professional Liability Insurance? There is hardly a more ... includes specialties such as structural and geotechnical engineering ... a product that can cause thousands of dollars in damages and can impact hundreds of lives if it failed or was ... and defend your case. This is again, where Professional Liability insurance comes in. The insurance ...
read more... often provide clients with advice and apply your professional expertise to ... and client could result in a liability claim. This is where ... engineers should know about Professional Liability insurance. 1. What is Professional Liability insurance? If you're just ... , combining covers such as General Liability insurance and business personal property coverage, to ...
read more... 9 Million Americans are loyal Pilates devotees. In fact, a survey ... by Pilates Method Alliance (PMA) showed that ... year on private Pilates ... , massage therapists, fitness trainers, karate teachers, acupuncturists, and chiropractors. Remember, if you follow our earlier advice and become specialized in a certain category then another Pilates instructor can ...
read more... hours, low barriers to entry and limitless income potential, just a ... s no wonder that more and more former athletes or just ... ... cost to investigate and defend a lawsuit, as well as any settlements or judgement awards against you. Fill out a short form on BizInsure's website to receive instant quotes for personal trainer liability insurance . As ...
read more... successfully completed your Physical Therapy training and certification and every day you use ... that experience to alleviate pain and ... different influences on any insurance premium and Miscellaneous Medical Liability Insurance is no different Want to know more about the elements that will impact your Physical Therapist Liability Insurance? Check out the ...
read more... more than 300,000 Physical Therapists working in the U.S ... 28% increase in the Physical Therapy industry over the course of ... are considering ... from pain and progress in their ... Therapy Liability Insurance is and what it will do for you! General Liability Insurance Physical Therapists General Liability Insurance is the basis of all varieties of liability insurance ...
read more... . You enjoy showing elderly neighbours and young college students alike how ... alleviate chronic pain and strengthen their bodies using the Pilates ... if the judge does side with your former student and you are left to pay a settlement for damages? What Is General Liability Insurance for Pilates Instructors? General liability insurance, also known as Commercial General ...
read more... are: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers and Businesses Yoga Instructors How much does Professional Liability Insurance cost in California On average ...
read more... Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers and Businesses Yoga Instructors How much does Professional Liability Insurance cost A professional Liability policy is a ...
read more... to: Architects Notary Public Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers and Businesses Yoga Instructors How Much Does Professional Liability Insurance Cost? Regardless of the type ...
read more... that insurance can typically help address. For business professionals, a Professional Liability ... policy can help protect you and your business ... Personal Trainers Physical Therapists Real Estate Agents These are just a small sampling of the types of professionals who may need Professional Liability insurance ... as General Liability insurance and business personal ...
read more... of being your own boss and the advantage of getting to ... ... industries and occupations, from architects to yoga instructors. How Professional Liability insurance ... might need Professional Liability insurance. People like personal trainers, home health care workers, and even event ...
read more... work done by civil engineers and engineering firms is essential to ... building and maintaining safe public infrastructure. This ... a project's ... . Here are four of the most common civil engineering insurance policies they seek: Professional Liability Also known as Errors and Omissions (E&O) insurance , this type of policy protects your business against claims ...
read more... for your livelihood and your reputation, even if the claim is only alleged. Ensuring your business can withstand the financial pressure of a lawsuit lies in the protection of Professional Liability insurance. Bizinsure's ...
read more... others? If you answered 'Yes' to any of these questions, General Liability Insurance is something that you should consider. Insurance is about protecting you and your business from real or false claims made against you ...
read more... a third party. Regardless of fault, litigation is expensive, drains time and damages reputation. Professional Liability insurance can protect professional service providers from potentially devastating financial damages ...
read more... deal with a legal nightmare and lots of expenses. The cost ... ... limited to - doctors, accountants, architects, engineers, consultants, fitness trainers, and more. How much does Professional Liability Insurance cost Unfortunately insurance policies are rarely a one-size-fits-all type ...
read more... flexible hours, interacting with clients and of course the potential to ... consists of long hours and hard work and for those who persevere ... consists of long hours and hard work and for those who ... liability insurance” can be a bit confusing. Even though both General Liability and Professional Liability are liability policies, they serve different purposes and ...
read more... the confusing, arcane and difficult world of budgeting, ... taxes and payroll understandable. To do ... keep up with laws and regulations ... Liability insurance includes two main types of insurance coverages - General Liability insurance and Professional Liability insurance ... part-time accounting professionals need liability insurance because you never know when ...
read more... . Between working with patients, studying and improving your own craft, creating ... content, and everything else you have to ... ... While we'll refer to it as Professional Liability insurance, this type of coverage is also known as Professional Indemnity Insurance (PII) and Errors and Omissions (E&O and are designed to protect you from responsibility ...
read more... . However, working with many clients and with big money can lead ... ... still need to hire an attorney, pay court fees, and fight the claim. So what does the policy cover? Below ... Liability insurance policy doesn’t cover? A Professional Liability insurance policy provides extensive cover and ...
read more... will blaze a new trail and begin your own consulting business ... ... liability insurance, including premiums and liability limits. Can Liability Insurance for Consultants Help Grow My Business? Liability insurance ... you have the confidence in knowing liability insurance is in place, but the ...
read more... growth of the consulting field and the robust salaries consultants earn ... paid to share your knowledge and expertise with corporations. That's ... that does. Finally, imagine if you did unintentionally make a professional mistake during a project and did not have the proper liability insurance to cover the loss. How will you be able to make things right for your ...
read more... professionals bid on many exciting and lucrative projects that can lead ... the United States, like Gensler and [] ... difference between E&O Insurance and General Liability. If you already have a General Liability policy then you may ... you will have to buy your own Professional Liability Insurance for Architects. The premium you pay will ...
read more... it possible for the elderly, and other community members who need ... it, to receive medical services and emotional support. The caregivers help ... liability insurance such as general liability and malpractice insurance; we’ll take a look at the differences between them and ... they have? The worse the client’s condition and the more chances for your employee to make a ...
read moreSavvy budgeting and careful consideration of any new ... owner who wants to expand and grow her company. However, every ... that help the business expand ... how can I reduce the total cost of the policy? What is Professional Liability Insurance A Professional Liability Insurance policy (also called an Errors and Omissions or an E&O policy) is designed to protect those firms ...
read more... a monthly premium for your insurance? The answer is probably not ... you dont see immediate and tangible benefits from. However, what ... ... is Professional Liability insurance? This type of insurance is known in the insurance world as an Errors and Omissions (E&O) insurance as well as a Professional Liability insurance. Engineers’ E&O insurance covers you ...
read more... specialized knowledge and expertise. This opens you up to potential liability claims ... decide to file a lawsuit and seek compensation. Professional ... loss for them, they could decide to file a lawsuit and seek compensation. Professional Liability insurance for consultants is one way to help protect your consultancy and livelihood. Let's take a closer look at what this ...
read more... expenses related to a settlement Costs and expenses related to a judgment Professional Liability Insurance (aka E&O insurance) Massage Therapists A Professional Liability insurance policy is critical for those who are ...
read more... insurance coverage for Pilates instructors and studios that is tailored to exactly what you do. "Professional Liability Insurance (aka E&O insurance) - Pilates Instructors & Pilates ... Liability Policy pays defense costs and ...
read moreThere is hardly a person in the US that has never stepped foot in a fitness club. The fitness industry has always been a big deal, but it has grown exponentially in ... Professional liability personal trainer insurance What is professional liability personal trainer's insurance? As the name implies, personal trainer professional liability insurance is designed to cover your actions and ...
read more... cover their own training equipment as well. Insurance For Personal Trainers Professional liability insurance Professional Liability insurance is essential to safeguarding your business and to ensure it stays fighting fit ...
read more... personal trainers cover Professional Liability insurance is one of the first insurances you need to consider as a personal trainer. It offers coverage for those who provide professional services and advice to clients and ...
read more... ? What is Professional Liability insurance for consultants? What is Malpractice Insurance (aka Professional Liability Insurance) for nurses? What is Professional Liability Insurance for personal trainers? How much does ...
read more... expenses related to a settlement Costs and expenses related to a judgment Professional Liability Insurance (aka E&O insurance) Marriage Counselors and Family Therapists In a profession where you work to help others look ...
read more... to its own level of risk factors, meaning there are varying costs for each business and their Professional Liability Insurance coverage. While it's hard to pinpoint precisely how much a small business will pay exactly ...
read more... you know? Some of your clients may require that you and your subcontractors carry professional liability insurance. Engineer liability insurance covers a broad range for professions Civil Engineer inclusive of Traffic ...
read moreProfessional Liability insurance is also known as Errors and Omissions (E&O) insurance is designed as a safeguard against the potential risk of clients disputing the professional delivery of your consulting work. A ...
read more... they each cover very different types of risks. Let s explore the similarities and differences between General Liability and Professional Liability insurance. What s the same? The biggest similarity is that both types of ...
read more... liability allegation, protecting your professional and personal assets. How much does architect Professional Liability Insurance ... accurate indication of what your premium may be and should only be considered as a guide. As ...
read more... to the services or products your business provides. For certain kinds of professional practices like medical and legal, Professional Liability insurance is required by law. It is important to remember that this type of ...
read more... have spent many hard-working hours of education and experience to achieve. That is why Professional Liability insurance (also known as Errors and Omission (E&O) insurance) is vital for consultants, providing protection ...
read more... actual or alleged. When mistakes happen, they can have a devastating impact on your finances and your reputation. Professional Liability insurance is there to provide protection from the risks you face as an engineering ...
read moreConsider any profession in any industry or a moment. What do they all have in common? They're all run by people. What do people have in common? People make mistakes ... result in them suing you for liability, your liability insurance could protect you from the financial ... the common misconceptions that go hand-in-hand with liability insurance and being a notary public in order to present a ...
read moreThe career path of a Real Estate agent is undoubtedly tricky in the beginning starting with passing your licensing exam to obtain the all-important license to sell. ... Professional Liability (PL) insurance. We’ll also touch on what this type of insurance covers and what else ... co-defendant in the lawsuit How do I protect myself and my business from a lawsuit? Now that we discussed ...
read more... to stay up-to-date on all the latest research and developments in your field. But that may not be ... Liability Insurance. "Insurance For Nutritionists and DietitiansProfessional Liability Insurance (aka E&O insurance)As ...
read more... be significant and can put you and your business in a dire financial position. Having the right insurance is the key ... in the protection of critical insurance products including: Professional Liability (E&O) Covers your ...
read more... will inevitably shape the lives and well being of your patients ... is a very honorable profession and comes with an enormous responsibility ... ... public representation and product liability. What Does a Professional Liability Insurance Policy Do ... . If you are not in private practice, Professional Liability insurance is still crucial. As an employee at an entity ...
read more... not limited to: Architects Personal trainers Consultants Pilates instructors Engineers Notary publics Home health providers and businesses Yoga Instructors How much does Errors and Omissions Insurance cost In California ...
read more... , you are entrepreneurial by nature and open to taking personal risks ... to start your own business and probably one of the main ... ... serious going wrong. However, bad things still do happen, and if you happen to be the recipient of bad favor, ... and they are starting to offer more differentiated rates because of this. Professional Liability insurance ...
read more... Click, compare and save with BizInsure and get coverage ... Liability Insurance One of the basic insurances to consider is General Liability insurance. General Liability?insurance?is?designed to provide protection for?you?and ...
read more... to need Notary Public insurance. Although Notary Public insurance is an additional ... ... 's not uncommon for Notary Public Liability Insurance to slip through the cracks. Often called Professional Liability insurance, or Errors and Omissions (E&O) insurance, this type of insurance is critical for any Notary ...
read more... business, no matter how successful and well-managed, can potentially make ... reasons, many of them unforeseeable and attributable to human error ... cases, perhaps save your business by providing professional liability coverage. Errors and Omissions insurance, otherwise known as Professional Liability insurance , protects your business against claims of negligence ...
read more... substantial paycheck with enough knowledge and hard work. However, it's ... real estate industry for advice and to represent their interest on . ... the potential to earn a substantial paycheck with enough knowledge and hard work. However, it's also a field with ... , combining covers such as General Liability insurance and business personal property coverage, to ...
read more... the country continues to grow and evolve. Thinking [] ... huge impact on the environment, economy, housing choices, and other factors that can improve peoples' lives. As a ... , combining covers such as General Liability insurance and business personal property coverage, to help ...
read more... that keep us healthy and improve our understanding of ... insurance quote today and see how much you can save. Professional Liability Insurance (aka E&O insurance) - Medical, Health & Sciences A Professional Liability ...
read more... of Artificial Limb Clinics. The package includes Professional Liability Insurance, General Liability Insurance, and Cyber Liability Insurance. Each of these types of insurances offers some form of protection against the ...
read more... That s why a business insurance partner who is knowledge about ... liability, cyber liability and general liability insurance What is Professional Liability Insurance? Professional Liability, otherwise known as E&O insurance ...
read more... compare quotes from different insurance providers and purchase the best insurance for your business. Professional Liability insurance What is Professional Liability insurance Professional Liability, also known as Errors ...
read moreYoga instructors make it look easy. Not ... a business. Being a yoga instructor is a profession just like ... with risks involved, fortunately, Yoga ... outweigh the cost of yoga instructor liability insurance. Why You Need Yoga Instructor Liability Insurance: The Details Commercial general liability insurance and professional liability insurance make up the two types ...
read more... to deliver factual and accurate information or services, ... by Errors and Omissions Insurance (aka Professional Liability insurance ... damages. Errors and Omissions Insurance helps provide them the peace of mind knowing that if mistakes occur, they will have the financial flexibility to retain the right legal team. Personal Trainers Those who provide ...
read more... owners their opinion on Professional Liability insurance, you are likely to hear ... mistakes are bound to happen and clients will not always be ... business owners their opinion on Professional Liability insurance, you are likely to hear a wide variety of answers. The fact is that in business mistakes are bound to happen and clients will not always be satisfied ...
read more... to clients or businesses, Errors and Omissions insurance* might be a must ... policy. Also known as Professional Liability insurance, this ... any business providing services to clients or businesses, Errors and Omissions insurance * might be a must-have policy. Also known as Professional Liability insurance, this type of policy protects your business against ...
read more... de-stress, stay balanced, strong and flexible. Teaching yoga is a ... noble calling, and yoga is an industry that ... practitioners in the United ... and protect their business with insurance. What else they do: Many yoga teachers dabble in healing arts. Some teachers have complementary careers in massage therapy ... Yoga Instructor Hourly Rate Yoga instructors working on ...
read more... call to become a yoga instructor may not come at a ... better time. The ways and means to launch a successful ... ... at a better time. The ways and means to launch a successful yoga instructor career are varied and personal, but a yoga instructor certification and good yoga instructor liability insurance will help any yogi launch their ...
read moreMedicare, the federal health insurance program, provides assistance for citizens ... (kidney failure requiring transplant/dialysis), and Lou Gehrigs ... A (hospital insurance) or Part B (medical insurance). Whichever part ... therapy, physiotherapy, occupational therapy, and periodic skilled nursing assistance. Home healthcare is generally provided by a licensed therapist ...
read more... ways to de-stress, connect, and become more aware, the call ... ... purchase a yoga instructor professional liability insurance policy. General Liability and Professional Liability: Elements of Yoga Instructor Liability Insurance A Yoga instructor liability insurance policy contains two ...
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Thank you for contacting me via e-mail with the reminder to renew my Business Liability insurance with your company. Carl R. Turnquist / Concord, MA
Carl
Compliance Consultant
Bee Her has been extremely helpful in assisting with my professional liability insurance needs.
Kirsti
Freight Forwarder
These ease was very good, I'm looking for more insurance options, such as Liability Insurance, etc. I only had one insurance company populate.
Ricardo
Florists
Josh was excellent in providing quick service for my immediate needs. He researched and provided the quote quickly. I will pass bizinsure's good name to others searching for professional liability insurance!
Ivy
Business Consultant
The woman I originally spoke with was extremely helpful in getting me a quote for Professional Liability Insurance. She really took the time to understand my business and to determine what policy would be best for me to apply for.
Kati
Business Consultant
BizInsure makes the policy buying process easy, and renewal was a snap. I'd recommend it to other small-business owners like me who want to find the right insurance protection so they can stay focused on running their businesses.
Regis
Writers/Authors
According to American Massage Therapy Association, 50% of massage work is received for medical reasons making professional liability insurance very important blah blah .
Professional Liability, otherwise known as E&O insurance, protects your business against claims of negligence, misrepresentation or mistake. Typically, the allegation is that your services, products or employees caused some form of financial damage to a third party. Regardless of fault, litigation is expensive, drains time and damages reputation. Professional Liability insurance can protect professional service providers from potentially devastating financial damages resulting from alleged negligence or error in the delivery of your services.
Coverage is provided for:
Thank you for contacting me via e-mail with the reminder to renew my Business Liability insurance with your company. Carl R. Turnquist / Concord, MA
Carl
Compliance Consultant
Bee Her has been extremely helpful in assisting with my professional liability insurance needs.
Kirsti
Freight Forwarder
These ease was very good, I'm looking for more insurance options, such as Liability Insurance, etc. I only had one insurance company populate.
Ricardo
Florists
Josh was excellent in providing quick service for my immediate needs. He researched and provided the quote quickly. I will pass bizinsure's good name to others searching for professional liability insurance!
Ivy
Business Consultant
The woman I originally spoke with was extremely helpful in getting me a quote for Professional Liability Insurance. She really took the time to understand my business and to determine what policy would be best for me to apply for.
Kati
Business Consultant
BizInsure makes the policy buying process easy, and renewal was a snap. I'd recommend it to other small-business owners like me who want to find the right insurance protection so they can stay focused on running their businesses.
Regis
Writers/Authors
