Professional Liability Insurance For IT Consultants

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  2. Insurance for Consultants
  3. Professional Liability Insurance For IT Consultants

Why Do Consultants Need Liability Insurance?

... IT consultant and accidentally spill coffee on your customer's network server. General liability will defend your consulting business if it is named as a third-party in a lawsuit as well. Professional liability insurance ...

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What Is Consultants Liability Insurance?

... order to earn their business. For example, if you are an IT consultant, you may find that your customer requires you to have professional liability (E&O) insurance in an amount equal to their own policy. If your customer ...

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What Are the Best Niche Markets for Consultants?

... can market yourself as a true expert in your field. It can also help you find clients looking for the particular ... Professional Liability insurance for consultants could help safeguard your finances and professional ...

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Do management consultants need E&O insurance?

... at this essential form of coverage and how it can help protect management consultants . What is Errors and Omissions insurance for consultants? Also known as Professional Liability insurance , Errors and Omissions (E&O ...

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Insurance for Consultants

... so it’s easy to design the coverage that fits your business. Professional Liability Insurance General Liability Insurance Business Owner's Policy (BOP) Workers Compensation Insurance Did you know? If you're a consultant ...

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How to get your first consulting client

... can end up being expensive, especially if you don’t have professional liability insurance for consultants . If there’s something you can’t do, be honest about it and suggest people who could fill the gap; you will quite ...

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Top 20 Consulting Books for Absolute Beginners

... consultant, irrespective of whether you're a consultant at a firm or an independent consultant. From financing your business to taking consultancy insurance ... of being a successful consultant, it's important for you to ...

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Reviews related to Professional Liability Insurance For IT Consultants

  • Josh was excellent in providing quick service for my immediate needs. He researched and provided the quote quickly. I will pass bizinsure's good name to others searching for professional liability insurance!

    Ivy
    Business Consultant

  • The woman I originally spoke with was extremely helpful in getting me a quote for Professional Liability Insurance. She really took the time to understand my business and to determine what policy would be best for me to apply for.

    Kati
    Business Consultant

  • Thank you for contacting me via e-mail with the reminder to renew my Business Liability insurance with your company. Carl R. Turnquist / Concord, MA

    Carl
    Compliance Consultant

  • Tricia Lee was extremely helpful, professional and friendly.

    Anthony
    Business Consultant

  • Very professional and friendly support was provided.

    Stefan
    Research Consultant

  • Business type options somewhat limited, TYPO in process unprofessional, but for basic coverage its a good option

    Nathan
    Project Manager (non construction)

  • I was easily able to change my last name in the "Billing" section online, but even after calling and talking to an agent a week ago, when I purchased the account tonight (since I couldn't wait any longer to renew), it printed off with my maiden name still

    Ann
    Education Consultant

  • Got bit confusing with the split away from CNA but worked through it

    Nigel
    Food Industry Consultant

  • This was Josh account. He had quoted and I verified it while he was on lunch. Client did not

    Zoraida
    Energy Efficiency Consultant

  • Thank you for the reminder. Please send me an updated COI associated with the renewal! Appreciate it.

    Steve
    Energy Efficiency Consultant

  • Lots of phone calls the first day I requested the quote. It was a bit overwhelming, I was just looking for quotes to start.

    Christina
    Interior Designer (non-structural)

  • The process was very clear and easy to follow and help facilitate the selection of necessary insurance.

    Alan
    Business Consultant

  • My Agent Trish was very pleasant, helpful and knowledgeable. She guided me thru the application process to find the best insurance for my needs.

    Marc
    Business Consultant

  • I would appreciate a follow up email if I haven't renewed my insurance after expiration. I received an email on June 30th that expiring 12:01am July 1. I was traveling in Europe and missed that. I would appreciate a follow up 3-5 days after that. Thank yo

    Sarah
    Management Consultant

  • Easiest online portal I have used for any business insurance quotes or purchase.

    Charles
    Management Consultant

  • Please forward a copy of "proof of insurance" to the Business Office, LGS Recreation, 208 E. Main Street, Los Gatos, CA 95030

    Lynnette
    Other Consulting Services

  • I have to see. This is by far the best insurance purchasing experience that I have ever had. It is funny that you got me great coverage with Liberty Mutual, which gave me first real professional job back in the summer of 1998 as an INROADS Intern. Life co

    Anteneh "Alonzo" T.
    Business Consultant

  • Not sure why this policy has to be renewed so far ahead of the expiration date of my existing policy. Also did not appreciate the excessive finance charges for monthly or quarterly payments and the requirement for a finance agreement signature - that is w

    Debra
    Business Consultant

  • Was unable to edit responses to questions about my business online. Called my agent and he was very helpful.

    Bruno
    Business Consultant

  • Website can be clunky at times. Overall good.

    Michael
    Business Consultant

  • You chat was never available despite my being online during normal business hours and I called the number listed twice where agents were available to only be presented with voicemail both times.

    Julie
    Business Consultant

  • Frustrating that we cannot change other information on the policies from the website.

    Jack
    Business Consultant

  • I am not convinced that the $100 fee is worth...1/2 of that would be a better rate.

    Rafael
    Compliance Consultant

  • Please add Mike Sentany and Eli Stevanovic to list of covered individuals

    Thomas (Thom)
    Food Industry Consultant

  • My agent, Tricia Lee, was very helpful.

    Richard
    Food Industry Consultant

  • Very easy ti purchase...I've never had a claim so can not rank hugher

    Robert
    Geological Consultant

  • You need to make your order process easier on mobile devices. Cost of this. Would be less than $10k . My guess is that you are losing this amount without this.

    Zachary
    Management Consultant

  • Very difficult if not impossible to purchase through my iPhone. Kind of inconvenient.

    Jo Ann
    Management Consultant

  • Thank you for making this easy!

    Jason
    Budget Planning Consultant

  • Easy to follow instructions

    Mary
    Business Consultant

  • Super Sexy phone voice

    Josh
    Business Consultant

  • Very user friendly, Thank you!

    William
    Business Consultant

  • When I called, I spoke with Ramez Tabri and he was very helpful.

    HuiWon
    Business Consultant

  • Thank You.

    Bennie
    Business Consultant

  • Erica Tompkins was very knowledgeable and answered all my questions.

    Beverly
    Business Consultant

  • Trish was my assistant and she was incredibly helpful! I really enjoyed speaking with her about the various plans and options. She made the process a lot easier to go through and much easier to decipher.

    Gayatri
    Business Consultant

  • Love the online option and great explanations of products


    Business Consultant

  • Thanks for the reminders. Maybe wait to start reminding until 1 month before due, but OK.

    Beverly
    Business Consultant

  • Tricia was great!

    John
    Business Consultant

  • Super easy to use this site.

    Anna
    Business Consultant

  • well done

    Reggie
    Business Procurement Consultant

  • The company shows appreciation for my business.

    Glenn
    Compliance Consultant

  • Thank you for making this a painless process!

    Therise
    Education Consultant

  • Easy. Appreciate the speed and precision.

    Steve
    Energy Efficiency Consultant

  • You rock. So easy to stay properly insured.

    Steve
    Energy Efficiency Consultant

  • excellent

    Jennifer
    Fire and Safety Consultant

  • Thank you for the renewal notice.

    Victor
    Flora and Fauna Consultant

  • Process was easy to renew! Thank you!

    Linh
    Food Industry Consultant

  • No experience with a claim, but phone and online access has been excellent,

    Robert
    Geological Consultant

  • Great website

    William
    Investigation Consultant

  • They keep me on track and protected.

    Theresa
    Management Consultant

  • Great Service

    Henry
    Management Consultant

  • Fast and easy. The way this kind of transaction should be.

    JOHN
    Management Consultant

  • Customer service was great

    James
    Management Consultant

  • Erica provided the service that was customer-oriented.

    Alexander
    Research Consultant

  • I appreciate the ease with which I was able to renew my policy!

    Kevin
    Training Consultant

  • Always easy to renew!

    Tony
    Training Consultant

  • I cannot revert online to the previous page, in order to print out my policy. Would you please send me a copy?


    Business Coach

  • Actually Good + that would be excellent except for some glitches in the software (one is forcing me to check the PO Box option)

    Paul
    Corporate Trainer

  • hard to get a live person on the line or a quick email response. More chat hours would be helpful

    Sherry
    Notary Public

  • Can you please email me a copy of the policy in PDF form please

    Edward
    Other Consulting Services

  • Fast, easy, yet thorough. UI design very logical.

    Kristina
    Business Coach

  • Easy to use, great service, great website.

    Nathan
    Business Management Services

  • Great service

    Raj
    Data Processing

  • Extremely easy and informative checkout process. Kudos to you guys.!!!!

    Mark
    Notary Public

  • This company has always had great customer service. They are prompt in responses. They make amendments with zero wait time. I will always renew with Bizinsure! Thank you, Kim Camacho

    Kim
    Notary Public

  • The process of renewing my policy was surprisingly easy. I clicked on the link from the e-mail and after a few more clicks I was done.

    Scott
    Notary Public

  • So fast, efficient and friendly.

    Rhonda
    Notary Public

  • great website

    Mark
    Notary Public

  • Had a couple of questions before finalizing my purchase. They were answered thoroughly and promptly.

    Michelle
    Notary Public

  • I have needed a couple things modified over the years. Customer service has been really good. Even when they didn't know the answers, they were quick to let me know they would find out and they always got back to me rather quickly with the answers. I appr

    Mary
    Notary Public

  • I love you guys. I refer you to my notary friends.

    Rhonda
    Notary Public

  • Very pleasant and helpful!


    Notary Public

Why do Consultants need insurance?

Consultant insurance protects you against mistakes, claims of negligence, client injury, and other risks commonly faced by independent consultants and consulting businesses. E&O insurance for consultants is another name for this type of cover.

Being a consultant, coach or trainer offers incredible freedom and flexibility but it also comes with increased responsibility. Managing client expectations in addition to performing your services can be challenging. That’s why business insurance that is reliable and customized to your profession has never been more important. BizInsure is where you can get affordable and dependable insurance tailored to your needs. Click or Call us to compare quotes, for free, today.

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There are a range of covers available to protect your business. We offer 4 types so it’s easy to design the coverage that fits your business.

Professional liability insurance

Professional Liability Insurance

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General Liability Insurance

General Liability Insurance

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Business Owner’s Policy

Business Owner’s Policy (BOP)

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Workers Compensation Insurance

Workers Compensation Insurance

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General Liability insurance for Painters

Did you know?

If you’re a consultant working as a sole proprietor you are personally responsible, both legally and financially, for all aspects of the business. The right insurances help to protect you if things go wrong!

Consultant’s insurance covers a broad range of professions

We help insure many Consultants, Coaching & Training professionals and businesses including (but not limited to):

Business coaches

Business
Coaches

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Marketing Consultants

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Business Consultants

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Research Consultants

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Compliance Consultants

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Training Professionals

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Professional Liability Insurance for Consultants

Professional Liability insurance may be essential for small businesses that provide their clients with advice. This type of policy helps protect consultants, coaches and personal trainers against claims related to the advice, recommendations, or service they provide.

A Professional Liability insurance policy can help shield independent contractors against claims of negligence, bad advice, and other common risks resulting from the services they provide.

For example, a business consultant or career coach is accused of giving bad advice that results in economic damage to a customer. Their Professional Liability policy will cover defense costs and resulting damages that they may incur.

General Liability – Consultants, Coaching & Training

Professionals working as consultants, coaches or training professionals are often required to have a solid General Liability policy in place before they can start an engagement with a customer. It is the most basic form of business insurance that any business or individual should consider.

General Liability intends to protect against allegations of bodily injury or property damage and it can cover related medical costs if someone (who is not an employee) gets hurt. It also covers allegations of advertising injury and personal injury such as libel, slander, defamation, etc.

Professionals who work closely with other people may sooner or later face minor (or major) accidents that are unplanned and potentially costly. That is why General Liability is an important building block to protecting your business assets.

Business Owner’s Policy (BOP) – Consultants, Coaching & Training

A Business Owner’s Policy (BOP) is a convenient and affordable way for consultants, coaches and trainers to combine General Liability (above) with coverage for their business property (computers, equipment, etc.), non-owned business auto liability, business interruption protection, and more.

A Business Owner’s Policy (BOP) is an easy and efficient way for you to protect your business assets against many of the most common liabilities and unplanned events experienced by professionals in your industry.

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Frequently Asked Questions

What is Professional Liability insurance for consultants?

Professional Liability insurance is one form of coverage that consultants often consider to help protect their business. These policies cover a range of liability events, such as:

  • Mistakes
  • Omissions
  • Undelivered services
  • Missing deadlines
  • Negligence
  • Breaches of contract

If your work as a consultant results in a financial loss for a client, you could be found liable. Your Professional Liability insurance policy will pay legal expenses resulting from a liability lawsuit. This includes fees for hiring an attorney, court costs (such as filing paperwork), settlements, and judgements.

Professional Liability insurance helps create a safety net for consultants. Rather than use your business finances to defend yourself in court (and possibly your personal savings as well), your Professional Liability policy will cover the costs of a lawsuit for you. This could save you thousands of dollars in legal fees and potentially save your business from bankruptcy and closure.

Importantly, Professional Liability insurance for consultants also helps protect you against meritless claims, which can be just as expensive to defend against.

How much does business insurance cost for consultants?

“Consultant” is a broad occupation category. This means that the price of business insurance for consultants can vary widely. When applying for any form of business insurance, you will be asked questions about your business structure and activities to help determine the risks you might face and what coverages you may need.

Factors that may be used to determine the cost of business insurance include:

  • The industry you work in
  • How much revenue your business generates
  • Your risk management procedures
  • Your claims history
  • How much coverage you want or need

These factors, along with others, help insurers determine how much you can expect to pay for insurance (otherwise known as premiums). Obtaining multiple quotes from different insurers is the best way to understand how much you will pay for business insurance as a consultant.

How consultant liability insurance protects your business

Consultants regularly engage in work that puts them at professional risk. If your professional advice or other services causes a client to lose money, you could be found liable for these losses. The resulting lawsuit could be expensive, particularly if it drags out for months or even years. This could be financially devastating, forcing you to spend your hard-earned business capital and potentially your personal savings as well.

Consultant liability insurance, otherwise known as Professional Liability insurance, can help protect your finances in the event of a liability lawsuit. These policies commonly pay attorney’s fees, other court costs, settlements, and judgements resulting from liability claims. This can help shield your business and personal finances, so you can defend your professional reputation with less worry.

Professional Liability insurance also protects you against baseless claims. Even a liability claim without merit can be expensive to clear up in court. The coverage provided by a Professional Liability policy can help protect your finances while you defend your professional reputation.

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