How to start a handyman business in Pennsylvania

/ BLOG

How to start a handyman business in Pennsylvania

Feb 14, 2022 · 6 minutes to read

Pennsylvania handyman businessmen with vehicle

Do you want to start a handyman business in Pennsylvania but you’re not sure where to begin? Starting a small business can be a overwhelming process, and there’s a whole Internet full of often-contradictory information that is bound to make you more confused than when you began.

Luckily, this guide will take you through all you need to know about becoming a handyman in Pennsylvania, from licensing and insurance for handymen to deciding how to structure your business.

Read on to find the information you need so you can lay the foundation to build the best handyman business from Philly to Pittsburgh.

Find out if there is a market for your handyman services

This is probably the most crucial step you can take when you’re beginning to think about starting a handyman business. You may have the skills and the general know-how of getting things done, but if you open in an area that already has established handymen you might be starting on the back foot.

It’s simple supply and demand. Even if there is demand for your services in the area, the fact that there is an oversupply of handymen who already have existing customer relationships means you are not needed.

Conversely, if you move to an area where there is no demand for handymen your handyman service – or your supply – is also not needed.
Your number one priority is to find a regular customer base that need your handyman service.
It might be a good idea to check out what other handymen in your area are up too. While it might give you new ideas and pick up some good habits, it also gives you the opportunity to see if you can exploit a niche in the market.

The good thing about being a handyman is that you are not just selling one thing – you can do a variety of different jobs. Stay vigilant and see what is being demanded but not supplied in your area and fill that space.

Sort out your paperwork early

While you may feel at home fixing greasy pipes or installing cabinets, you will need to get your hands dirty in paperwork to start your handyman business.
Registration – The first thing you will need to do is register your handyman business with the state of Pennsylvania. This will make your business legal to operate in the state.

Business Structure – You will also need to choose the business structure for your new venture. Many electrician businesses will choose to start as a sole proprietor. Sole proprietorships are informal business structures that do not provide personal asset protection. Basically, it allows you to take home 100% of the profits but you will also be 100% personally responsible for any problems you may encounter.

The main alternative is structuring your business as a Limited Liability Company (LLC), which protects your personal assets in case your business is sued.

Licensing – Pennsylvania does not have a state license to work as a handyman. However, if you do more than $5,000 worth of home improvement work per year, you must register with the Attorney General’s Office. Once registered, you will get a certificate and an official Pennsylvania Home Improvement Contractor number. The registration number must be included in any advertisements, contracts, estimates and proposals that you use in Pennsylvania.
Some licenses may be required if you wish to undertake certain jobs such as plumbing or electrical work. Some areas and certain types of construction-related jobs may require you to hold specific permits.

Business Account – You will need to open a new business account at your local bank. This will be under your business name and will be for all your invoices and payments so you can keep track of your expenses and profits.

Get handyman insurance in Pennsylvania

Handymen are the “jack of all trades” of the contractor world, using your knowledge and skill to fix just about anything. However, accidents happen, no matter how skilled you may be. You need to be prepared for if they do. Getting the handyman contractor insurance in Pennsylvania is crucial to protecting your small business.

Here’s an example:** You’re working in a client’s home, and accidentally knock over an expensive vase. It shatters on the floor. The customer demands that you pay to replace the item. Could you afford to do this from your own pocket?

Thankfully, there is insurance available to help shield your business finances from expensive claims and lawsuits like this.

General Liability insurance* protects handyman businesses from the risk of third-party injury and property damage claims. This coverage typically pays your legal expenses as well as the cost to remedy the situation, up to the limits of the policy. General Liability policies protect you against both actual and alleged liability claims.

General Liability coverage is available through BizInsure. With just a few clicks or a single phone call, you can get multiple competitive quotes from leading insurers for your handyman insurance in Pennsylvania.

Select your preferred policy and get coverage instantly, so the only thing you need to worry about is adding a bit of spark to your client’s day.

*As with any insurance, the cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.
** The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Cover for a claim will depend on the specific circumstances around the loss and would be subject to the terms and conditions of the policy concerned. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained in this webpage is general only. Coverage for claims on the policy will be determined by the insurer, not BizInsure, and will depend on the specific facts and circumstances involved.

Compare quotes in minutes with no obligation to buy

Get Quotes

Compare quotes in minutes with no obligation to buy

More than 6,000 customers covered by top-rated insurers.

Get instant quotes
The process was fast and easy and the professional staff was very knowledgeable with any questions that I had and ready to help
VALERIE M.
06:40 31 Mar 22
Friendly agents. Timely replies. Fair pricing. This is a good fit for my business! Thank you, Noah, for all your help.
Beth Anne V.
19:27 28 Mar 22
They are awesome
Tony H.
00:41 07 Jan 22
Noa made sure I had all the information I needed for a first time business owner . He helped me understand what I needed to secure a quality policy and he was super helpful when explaining how the policy would serve its purpose to my company. I was very satisfied and had an Awesome experience, I think people like that make the company look good!
Wayleen O.
04:36 15 Oct 21
I was in need of WC, GL and PL coverages for my business and was able to shop, discuss, confirm and purchase all the coverages in two days! This was a great experience, especially when "Time is Money". Noah Bowman was very professional and knowledgeable. Thanks!
AmeriCreed 1.
15:42 23 Sep 21
MOVING FORWARD, I WILL BE SENDING ALL OF MY BUSINESS TO THIS COMPANY !!!! Incredible customer service!!! Thanks
THEODORE W.
19:49 09 Sep 21
Their representative clearly explained different kinds of policies to help me select the one appropriate for my needs and then helped me enroll by phone painlessly. By the end of the call, I had a policy in place.
Dissent D.
22:21 02 Sep 21
Eugene was Awesome!!!!
Lakesha G
17:19 21 Jul 21
Excellent solution for writers and authors professional liability policy as well as coverage for copyright and trademark infringement. Service was prompt and excellent.
Lane
18:22 22 Jun 21
Done in less than an hour!
William O.
00:30 02 Jun 21
Efficient, and great value. The agent was able to give us a quote and a new policy in a short period of time. Thank you
Brenda J.
20:30 24 May 21
I had a great experiencing obtaining several of my insurance needs as a landscaping company here in Northern Colorado. BizInsure's team took care of my needs and was very responsive to help with paperwork needed to secure a potential client account!
Arik S.
16:34 10 May 21
Very efficient they were able to help me out with my request promptly....highly recommend this companyI am very happy to have them
Elba P.
18:50 26 Apr 21
I need a help getting errors and omissions insurance along with general liability. Jose was very friendly informative and was very patient with me during the process. He found me some of the best rates for the coverage that I needed. Highly recommend
Casper M.
19:51 20 Apr 21
I had numerous conversations with several business insurance agents over a month's time. I also had several conversations confirming the policy inclusion/exclusions and asked many questions. My BizInsure agent was professional, knowledgeable and most important—detail oriented. Even after having an initial conversation a month earlier he knew and *remembered* all my personal/professional insurance needs. When I asked for additional information on the third call he was able to provide me with details very quickly. He was also VERY patient. That is a big plus in my opinion. It illustrated a high level of respect for my needs. I also found when I called back and asked to talk with the initial agent, the person who answered the call was able to get in contact quickly and my agent responded and returned the call within 5-10 minutes. The transaction was smooth, and I think it's a good sign should I ever need to make a claim. I highly recommend BizInsure.
Poetic F.
21:00 07 Apr 21
The rep was extremely helpful actually lowered my quote and made sure I was covered to fit my needs with my growing business! 5star!!
Franklin B.
19:04 16 Mar 21
Excellent service and prices.
Cassiopée V L.
23:13 09 Mar 21
Mr. Daniel Scott was very responsive to my professional needs.
Stephanie W.
17:38 18 Feb 21
Eugene deserves a raise! First time purchasing insurance and he made the process so simple for me. His patience and attention to detail left me feeling confident in my decision to choose BizInsure. Gracias Eugene!
Esined P.
23:32 17 Feb 21
The customer service provided by Jose was outstanding. He explained everything in a very clear/logical way and answered all of my questions. After providing all the information to obtain general liability insurance, Jose sent me the declaration page of the insurance for review. All of the information matched what I provided over the phone and there were no typos. The next day I called back to purchase the insurance which was easy and fast. Overall, my experience with BizInsure including the customer service by Jose exceeded my expectations.
Joe W.
03:29 12 Dec 20
Hiscox/BizInsure made getting Liability Insurance very easy and reasonable.I expected it to be a long and complicated process and it was a nice surprise that they made it so uncomplicated. Thank you. Lisa
Lisa W.
21:51 24 Nov 20
Eugene was incredible. I called 4 other brokers before him who were impossible to get any help.
rhonda H.
23:26 12 Nov 20
Very quick to get in touch with you and good with follow up. Had some trouble retrieving my quote to log into my account initially but Daniel assisted me and the changes were made to get me into my account. Great value for the money.
Fran S.
16:34 20 Sep 20
Very happy to be insured with this company. Professional, Timely, very helpful. Thank you Juan, you made it so much easier for me to understand.
Aileen D.
19:55 15 Sep 20
This company responded when I needed them to respond while facing a deadline. They are an excellent choice for business Insurance.
Michele H.
01:52 12 Sep 20
Jose Quintero took such great care of me and was very patient explained everything I did not understand and got me set up quickly. Fabulous customer service
Christina R.
02:41 27 Aug 20
I can't say enough good things about Daniel Santos kind and effective communication skills as an insurance agent. Daniel was so pleasant, friendly and efficient with helping me obtain insurance as a teacher. If I were to give Daniel a grade, he has earned an At . He made the process easy to understand, it was far easier than what I anticipated. Nancy S.
Nancy S.
00:47 26 Aug 20
I was in need of professional liability insurance for my sole proprietorship. A friend referred me. Everythng was quick and simple and AFFORDABLE!
hope J.
20:31 25 Aug 20
If you need Private Home Care Provider insurance for your company, BizInsure, LLC can get it for you!
Pamela C.
16:45 24 Aug 20
Great and fast service!!!! The representative was very professional!!!!
Tanya S.
19:51 14 Jul 20
I was tryi9ng to find commercial liability insurance for my new comp-any and BizInsure was easy to use and very affordable which is great for me as a new business.
Jimmy S.
19:01 14 Jul 20
Great service insurance prices are great for professionals looking to get insurance for businesses....
Rhonda G.
22:34 22 Jun 20
The provided very professional service and made the process easy.
Paul R.
21:51 04 Jun 20
Bradley Hoyle from the Biz Insure team was excellent to work with. Everything was quick and smooth. Great service, much appreciated!
Kristene S.
02:03 04 Jun 20
Anthony Spencer was great!! Very quick response time!! He was very Professional! I would suggest him because he helped me find a affordable rate and explained all the technicalities..
Fre H.
16:38 28 May 20
I was referred to Bizinsure by a industry trade group that I am a member of. It was easy to get a quote online and then received excellent customer service from Bradley H. to complete my policy purchase over the phone. I have shared this company information now with other business owners for their policy needs.
Dawn T.
22:11 08 May 20
This company was very precise with explaining services and made sure I chose the right business insurance coverage, great customer service at purchasing.
Nekeisha B.
01:30 05 May 20
Amazing
Jasmine Q
14:31 02 Dec 19
Trish is the most patient, professional and understanding insurance agent I’ve ever worked with. Trish has taken care of all my business insurance needs for the last couple years. I am really happy that I found an insurance agent that I know will take care of me & all of my concerns. I feel like a valued customer & I appreciate the great customer service that I get every time!!THANK YOU!
Dr. Youssef C. A.
17:21 14 Nov 18
Tricia helped me get insurance for my business. The task of obtaining a quote was really starting to frustrate me until I was referred to BizInsure through a different agency. Tricia got me a quote fast, and even took a down payment over the phone and issued the proof of insurance the same day. a+ service, would do it again in a heartbeat!! Thank you!!
Josh M.
18:07 22 Jun 18
BizInsure was a great find! I did not have to fill out applications, and Tricia was able to quote and bind business insurance for me within half an hour.
Allison Y.
17:28 21 Jun 18
Started doing business again and needed a policy fast. Ramez was reasonable, helpful and the rates are OK. Buyer beware? Sure, for me it turned out OK this time. Worth a call.
Mark W.
23:42 13 Nov 17
Great customer service. I've been very inpressed with my dedicated representative that had helped me navegate my insurence needs. Thanks so much!
Graham B.
22:12 23 Jun 17
js_loader

Popular Searches

Google Rating
4.4
Based on 68 reviews
×
js_loader