What is Malpractice Insurance (aka Professional Liability Insurance) for nurses?

One of the biggest risks nurses face within the workplace is a medical malpractice claim. Medical malpractice is defined as professional negligence by a nurse, physician or other medical professionals while administrating a treatment or the omission of required medical treatment.

For a malpractice case to be made, it must clearly involve a person who has a duty of care, who demonstrated a failure to exercise care, resulting in injury or financial damages due to the failure of care.

Even if you are not found liable, a lawsuit can still be made for allegations that your practice failed to deliver promised services, displayed negligence while performing services or made critical mistakes and oversights while a patient was under your duty of care.

As a nurse, Malpractice Insurance is designed to provide peace of mind and financial protection, if you were faced with a claim for allegations of malpractice and could cover your legal defence costs.

Court costs can run into the hundreds of thousands of dollars, an added cost which many individuals cannot afford to financially bounce back from. Malpractice Insurance should be one of the first things you consider as part of your overall risk management plan, so you can focus on the things that matter like your patients and their improving their wellbeing.

Do nurses need their individual Malpractice Insurance?

While employers may provide some form of Professional Liability coverage, Malpractice Insurance provides additional coverage if a claim were to occur, so you’re not left in a situation without enough coverage in place. Being able to choose your own level and type of coverage, means you can have the right insurance coverage in place to suit your unique coverage needs.

It’s important to check what type of coverage your employer has in place, as it may not or stay in effect after you leave your employer. The employer’s policy may not provide coverage for the personal fees associated with the case, leaving you financially out of pocket.

Malpractice Insurance also covers any additional work done outside of the setting of your employer, which may not be covered. For example, if you stop to help someone in need of urgent medical assistance outside of work hours or if you volunteer at a free clinic, additional coverage may be required to ensure you are protected if a malpractice lawsuit was made against you.

Get instant quotes

Easy to navigate what you need. Always notify ahead of renewal!
Andrew is an asset to your company!
Liability Insurance is not enough for a smallbusiness. BizInsure also has Professional Liability Insurance to protect my business and team from unintended missteps. Thank you for making the process easy.
I renewed my policies , including a few updates, through the on-line portal. It was quick, easy and completed in a few moments. I will not have to revisit thias until 12 months from now. I printed out my documents and have no questions pertaining to my renewal. It was seamless. Thank you Biz Insure
Fast, Simple, convenient
This company is very efficient, easy to manuever their online renewal, I love it and would recommend to anyone.
Awesome service!
Very easy to work with, cost effective, prompt renewal and easy to get certificates of insurance instantly. I use them exclusively for my professional and general liability insurance needs as a consultant. They simply make my insurance be easy!
Huge thank you to Andrea, she was patient, kind, & caring! Got my quote fast & at best price!
Excellent and Easy service - Thank you.
Amy was a delight to work with she help me with finding he right policy for my business I can't thank her enough for her help
I purchased liability insurance for my home care agency, Unlimited Gentle Care, and the process was seamless and straightforward, ensuring that every aspect of our liability was covered. This company also offers a great value for the extensive coverage my company receives
BizInsure was an easy way to purchase insurance for my business.Kaleb especially was a great help.Thanks,Rich Valentini
awsom service, perfect price and great policy
I have purchased General Liability Insurance for the past 4 years at BizInsure for my wedding videography small business. In these 4 years, it has always been a smooth process.There must've been some sort of technical issue (potentially due to my change in address), so my policy didn't auto-renew. I called Bizinsure and talked to Paulina, who was beyond helpful. She was very polite and explained things very well. One small detail that I can appreciate is that she often said my name, which shows that their customer service is intentional about personalized communication.In just a few minutes, we updated my account + renewed my insurance for a 5th year. I highly recommend Bizinsure!
great customer services.
This company allowed us an amazing experience, including very efficient, detail-oriented, and patient guidance from their commercial sales agent, Jenifer. I highly recommend this service for anyone in need of a business insurance policy.
Jennifer was very helpful and great to work with.
Very professional, fast and reliable. I appreciate their knowledge and experience. They have made this journey easier for me.
Very easy to renew! Thank you
super quick and easy process!
I am very satisfied with Bizinsure. No regrets
Very professional, easy, and thorough application process.
BizInsure is efficient and price friendly. I definitely reccommend them to anyone. Thank you.
Great process and very efficient.
Friendly and very fast service!
Jennifer Whiscombe, is an amazing agent. She was very knowledgeable, thorough and friendly. I highly recommend.
They make it very easy to buy insurance and renew.
As a business owner I love not wasting time. Thank you so much for giving me more time
Very straight forward, the cost of coverage amount made sense, simplicity was appreciated.
Always easy. Thank you.
A Company that is easy to deal with and that I have used for several years. I appreciate the continued support.
Very easy and affordable!
Google Rating
Based on 299 reviews