Insurance for Consultants

  • Competitive insurance prices from A+ rated insurer
  • Online, no paperwork. Your policy will be emailed instantly
  • Over 25,000 small businesses in U.S. have used BizInsure

Get instant quotes

Group 480@3x

Multiple quotes from A-rated insurers

Group 477@3x

Switch and save on your insurance

Group 289@3x

Get coverage instantly

Buy insurance in minutes

Buy Insurance in 5 minutes

Why do Consultants need insurance?

Consultant insurance protects you against mistakes, claims of negligence, client injury, and other risks commonly faced by independent consultants and consulting businesses. E&O insurance for consultants is another name for this type of cover.

Being a consultant, coach or trainer offers incredible freedom and flexibility but it also comes with increased responsibility. Managing client expectations in addition to performing your services can be challenging. That’s why business insurance that is reliable and customized to your profession has never been more important. BizInsure is where you can get affordable and dependable insurance tailored to your needs. Click or Call us to compare quotes, for free, today.

Get Free Online Quotes and get coverage instantly

Get instant quotes

There are a range of covers available to protect your business. We offer 4 types so it’s easy to design the coverage that fits your business.

Professional liability insurance

Professional Liability Insurance

General Liability Insurance

General Liability Insurance

Business Owner’s Policy

Business Owner’s Policy (BOP)

Workers Compensation Insurance

Workers Compensation Insurance

General Liability insurance for Painters

Did you know?

If you’re a consultant working as a sole proprietor you are personally responsible, both legally and financially, for all aspects of the business. The right insurances help to protect you if things go wrong!

Consultant’s insurance covers a broad range of professions

We help insure many Consultants, Coaching & Training professionals and businesses including (but not limited to):

Research Consultants

Compliance Consultants

Training Professionals

Professional Liability Insurance for Consultants

Professional Liability insurance may be essential for small businesses that provide their clients with advice. This type of policy helps protect consultants, coaches and personal trainers against claims related to the advice, recommendations, or service they provide.

A Professional Liability insurance policy can help shield independent contractors against claims of negligence, bad advice, and other common risks resulting from the services they provide.

For example, a business consultant or career coach is accused of giving bad advice that results in economic damage to a customer. Their Professional Liability policy will cover defense costs and resulting damages that they may incur.

General Liability – Consultants, Coaching & Training

Professionals working as consultants, coaches or training professionals are often required to have a solid General Liability policy in place before they can start an engagement with a customer. It is the most basic form of business insurance that any business or individual should consider.

General Liability intends to protect against allegations of bodily injury or property damage and it can cover related medical costs if someone (who is not an employee) gets hurt. It also covers allegations of advertising injury and personal injury such as libel, slander, defamation, etc.

Professionals who work closely with other people may sooner or later face minor (or major) accidents that are unplanned and potentially costly. That is why General Liability is an important building block to protecting your business assets.

Business Owner’s Policy (BOP) – Consultants, Coaching & Training

A Business Owner’s Policy (BOP) is a convenient and affordable way for consultants, coaches and trainers to combine General Liability (above) with coverage for their business property (computers, equipment, etc.), non-owned business auto liability, business interruption protection, and more.

A Business Owner’s Policy (BOP) is an easy and efficient way for you to protect your business assets against many of the most common liabilities and unplanned events experienced by professionals in your industry.

Get instant quotes

Frequently Asked Questions

What is Professional Liability insurance for consultants?

Professional Liability insurance is one form of coverage that consultants often consider to help protect their business. These policies cover a range of liability events, such as:

  • Mistakes
  • Omissions
  • Undelivered services
  • Missing deadlines
  • Negligence
  • Breaches of contract

If your work as a consultant results in a financial loss for a client, you could be found liable. Your Professional Liability insurance policy will pay legal expenses resulting from a liability lawsuit. This includes fees for hiring an attorney, court costs (such as filing paperwork), settlements, and judgements.

Professional Liability insurance helps create a safety net for consultants. Rather than use your business finances to defend yourself in court (and possibly your personal savings as well), your Professional Liability policy will cover the costs of a lawsuit for you. This could save you thousands of dollars in legal fees and potentially save your business from bankruptcy and closure.

Importantly, Professional Liability insurance for consultants also helps protect you against meritless claims, which can be just as expensive to defend against.

How much does business insurance cost for consultants?

“Consultant” is a broad occupation category. This means that the price of business insurance for consultants can vary widely. When applying for any form of business insurance, you will be asked questions about your business structure and activities to help determine the risks you might face and what coverages you may need.

Factors that may be used to determine the cost of business insurance include:

  • The industry you work in
  • How much revenue your business generates
  • Your risk management procedures
  • Your claims history
  • How much coverage you want or need

These factors, along with others, help insurers determine how much you can expect to pay for insurance (otherwise known as premiums). Obtaining multiple quotes from different insurers is the best way to understand how much you will pay for business insurance as a consultant.

How consultant liability insurance protects your business

Consultants regularly engage in work that puts them at professional risk. If your professional advice or other services causes a client to lose money, you could be found liable for these losses. The resulting lawsuit could be expensive, particularly if it drags out for months or even years. This could be financially devastating, forcing you to spend your hard-earned business capital and potentially your personal savings as well.

Consultant liability insurance, otherwise known as Professional Liability insurance, can help protect your finances in the event of a liability lawsuit. These policies commonly pay attorney’s fees, other court costs, settlements, and judgements resulting from liability claims. This can help shield your business and personal finances, so you can defend your professional reputation with less worry.

Professional Liability insurance also protects you against baseless claims. Even a liability claim without merit can be expensive to clear up in court. The coverage provided by a Professional Liability policy can help protect your finances while you defend your professional reputation.

Great process and very efficient.
Friendly and very fast service!
Patricia S.
Jennifer Whiscombe, is an amazing agent. She was very knowledgeable, thorough and friendly. I highly recommend.
Ebony D.
They make it very easy to buy insurance and renew.
Bill N.
As a business owner I love not wasting time. Thank you so much for giving me more time
mario S.
Very straight forward, the cost of coverage amount made sense, simplicity was appreciated.
Jean H.
Always easy. Thank you.
Dave C.
A Company that is easy to deal with and that I have used for several years. I appreciate the continued support.
Sam M.
Very easy and affordable!
Volanda H.
Very easy to work with, cost effective, prompt renewal and easy to get certificates of insurance instantly. I use them exclusively for my professional and general liability insurance needs as a consultant.
Larry (.
Responsive and professionalCompetitive price. I highly recommend Bizlnsure as an insurance provider
Zynab B.
Your service is easy to renew as needed and your company informs the client in advance for renewal.
Henry B.
It has been a pleasure doing business with Biz Insure Llc.Their representatives are very courteous, helpful and customer service oriented.
Shonta I.
Quick and easy....
Tammy K.
I follow the instructions & would prefer to paid every month. I did not have the options to pay every month.
Alamo H.
Thank you, Amy, for making my experience enjoyable and funny. Thank you so much for your kindness!!!
George J.
I'm pleased with the business quote I received from Bizinsure LLC. Thank You!
Shanda J.
Very satisfied with the online experience
Nicole h
Been a happy customer for years! Easiest company to receive a quote and get insured. No hassles! Easy payment! Finance plans, if needed!
jodi H.
Love it
Hanna R.
Every year, BizInsure is my go to for general and professional liability insurance! Thenrates are unbeatable.
Calandra K.
The agent was quick and efficient in generating a quote for my needs.
Theresa F.
I enjoy working BizInsure they always answer all my questions and make sure i have the correct coverage for my business.
Prompt and professional service from Biz Insure. Thanks Leslie and Liza!
Bev G.
Very easy to sign up for insurance.
Great company
Brown G.
Fast and efficient!
Kim C.
It was great being able to get a policy that suits my company's need in less than 30 minutes. They were vey thorough. Very competitively priced.
Lynette C.
I worked with Andrea for another start up business. She was very knowledgeable and help me pick the correct policy. Amazed at how quickly the process went.
Representative was very kind, helpful, and educated me well. I appreciated today's prompt service with confirmation that I was satisfied with what was provided to me.
Tina P.
Great company for.your low cost business insurance needs.
constantin T.
Staff was very fessional and friendly. I was able to get a quote and move forward within 20 minutes.
Pebbles S.
Complete C.
Super easy process.
Ashley G.
It’s very easy to understand and at a very reasonable price.
Mary M.
Professionalism, Quality, Responsive and budget friendly
Great rates, easy to understand and select appropriate coverage, can get in a jiffy
Brie C.
I have been a customer of BizInsure for a few years now and I love it. There customer service is awesome and the prices are affordable.
Danyale W.
Quick easy experience! The rep was knowledgeable & pleasant. Customer care was awesome to respond and clarify my concerns.
Kathy Ann A.
Google Rating
Based on 263 reviews