/ BLOG

Florida cleaning business license and insurance requirements

Jun 17, 2023 · 6 minutes to read

Do you want to start a cleaning business in Florida? It’s crucial to start your business correctly. If you don’t follow the rules, you could face fines and penalties.

You can avoid unpleasant surprises by obtaining the correct Florida cleaning licenses.

This article will walk through some of the common steps that you must take to start a business, regardless of where you are located in the state. You may also need to take into consideration city-specific requirements.

Remember that regulations are subject to change. Consult the state and local government to find out the latest requirements for Florida cleaning businesses.

Starting a cleaning company in Florida: 5 easy steps

Are you ready for your cleaning business to take off? Here are 5 easy steps to start your cleaning business the right way.

1. Register your business with the state of Florida

You must file your business with the state unless you are a sole proprietor. A filing fee is required.

  • LLC – $125
  • Corporation – $70
  • General Partnership – $50
  • Limited Partnership – $1,000

2. File a fictitious statement of business

You must file an “acting as” form, or a “fictitious business declaration”, with the Florida Department of State if you are a sole proprietor and want to run your business under a different name than your legal one.

Not a sole proprietor? A DBA is also required by corporations, partnerships, and limited liability companies operating under a name other than their legal name.

Florida fictitious names registration costs $50.

3. Get an employer identification number

You need an EIN if you have employees, run a multimember LLC, belong to a partnership, or are a corporation.

IRS does not require single-member LLCs or sole proprietorships to have EINs. However, having an EIN makes it easier to separate business and personal finances. It also shows that you are serious about your business – it is not just a hobby.

You won’t pay anything to get an EIN. You can request one by completing the form SS-4, faxing or mailing it to the IRS.

4. Acquire a business license

Florida does not require residential cleaners to have a license. However, you will need a business license for mobile detailing in many counties and municipalities within the state. You can check with the county or city clerk’s office in the area where you intend to start your business.

5. Obtain a sales tax permit

A tax permit isn’t required if you only plan to include residential homeowners in your client list. It will only be required if you also serve commercial clients.

There is no registration fee if you register online. However, if you choose to register by mail there will be a $5 charge.

Florida local cleaning business license requirements

It’s also important to meet local regulations after meeting state requirements. Find out from the city clerk or county clerk in the area where you plan to start your business what licenses and permits are required.

1. Miami-Dade County

You’ll need an occupational license if you plan to open a business in Miami County.

You will also need both a receipt for local business taxes from the city and the county if your business is located in a county municipality.

Depending on the location of your business within the county you may require two tax receipts.

2. Jacksonville

Do you plan to serve the Jacksonville region? You’ll need a tax receipt before you can start accepting clients. This license is proof that you have paid all taxes required to run a business in Jacksonville.

3. Tampa

If you run a business in Tampa you will need two tax receipts – one from the City of Tampa, and another from Hillsborough County. This license proves that you have paid all the taxes required to operate your business legally within the city and the county.

4. Orlando

You must pay an operating tax before you can start a business in Orlando. When you pay your business tax, the city will issue a receipt.

You’ll need to have a local tax receipt and a Certificate of Use to show that you are allowed to run your business in the location where your business is located.

Florida Cleaning Businesses Insurance Requirements

If you have enough policy limits and the essential types of Florida Business Insurance, it can protect your company from financial losses. Consider these common insurance types.

Workers’ compensation

This protects you in the event of an injury or illness at work. This type of insurance is required if your cleaning business has more than four employees. Otherwise, it’s optional. It may still be worth purchasing even if you are exempt from buying workers’ compensation coverage. You can reduce your out-of-pocket expenses if an employee or you are injured or sick at work.

General Liability

This is one of the most popular types of insurance for businesses. It covers third-party injury and property damage claims.

Tools, equipment, and supplies

This is an add-on policy to your general liability insurance that will pay to replace or repair damaged equipment or supplies or if someone steals or damages them.

Commercial Auto

You’ll need to travel to and from the offices and homes of your clients. If you are in an accident when driving for your job, you won’t be covered by your personal auto policy, but a Commercial Auto Policy will.

Bonds for Florida cleaning companies

If you are not working with a government agency, you probably don’t need a bond to operate your cleaning company. However, it can make you more attractive to clients who only hire bonded firms.

You may wish to consider two different types of bonds for your business.

  1. Surety Bond. This bond protects your clients against theft. If an employee steals from a customer, the surety company (the one that issued the bond) pays to replace the item.
  2. Bonds for licenses and permits. Government agencies often require this kind of bond. This bond lets your client know that you comply with all laws and regulations applicable during your work.

How BizInsure can help cleaning businesses

Get insurance for your cleaning business quickly, easily, and affordably with BizInsure.

Get a quote today.


This information is a general guide only and does not take into account your objectives, financial situation or needs.
As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
© Copyright 2023 BizInsure LLC, 2015 ALL RIGHTS RESERVED BizInsure LLC; CA DBA: Simple, Smart, BizInsure Insurance Agency LLC; NY DBA: BizInsure Services LLC; NH DBA: Simple, Smart, BizInsure Insurance Agency; PA DBA: BizInsure Services LLC. 2950 Buskirk Ave Suite 300, Walnut Creek CA 94597. License #0H81929

Let's find

The coverage you need for your business

Professional Liability Insurance

Professional Liability Insurance

Get a quote

General Liability Insurance

General Liability Insurance

Get a quote

Business Owner’s Policy (BOP)

Business Owner’s Policy (BOP)

Get a quote

Workers Compensation Insurance

Workers Compensation Insurance

Get a quote

Let's find

The coverage you need for your business

Professional Liability Insurance

Professional Liability Insurance

Get a quote

General Liability Insurance

General Liability Insurance

Get a quote

Business Owner’s Policy (BOP)

Business Owner’s Policy (BOP)

Get a quote

Workers Compensation Insurance

Workers Compensation Insurance

Get a quote

Amy was a delight to work with she help me with finding he right policy for my business I can't thank her enough for her help
I purchased liability insurance for my home care agency, Unlimited Gentle Care, and the process was seamless and straightforward, ensuring that every aspect of our liability was covered. This company also offers a great value for the extensive coverage my company receives
BizInsure was an easy way to purchase insurance for my business.Kaleb especially was a great help.Thanks,Rich Valentini
awsom service, perfect price and great policy
I have purchased General Liability Insurance for the past 4 years at BizInsure for my wedding videography small business. In these 4 years, it has always been a smooth process.There must've been some sort of technical issue (potentially due to my change in address), so my policy didn't auto-renew. I called Bizinsure and talked to Paulina, who was beyond helpful. She was very polite and explained things very well. One small detail that I can appreciate is that she often said my name, which shows that their customer service is intentional about personalized communication.In just a few minutes, we updated my account + renewed my insurance for a 5th year. I highly recommend Bizinsure!
great customer services.
This company allowed us an amazing experience, including very efficient, detail-oriented, and patient guidance from their commercial sales agent, Jenifer. I highly recommend this service for anyone in need of a business insurance policy.
Jennifer was very helpful and great to work with.
Very professional, fast and reliable. I appreciate their knowledge and experience. They have made this journey easier for me.
Very easy to renew! Thank you
super quick and easy process!
I am very satisfied with Bizinsure. No regrets
Very professional, easy, and thorough application process.
BizInsure is efficient and price friendly. I definitely reccommend them to anyone. Thank you.
Very easy to work with, cost effective, prompt renewal and easy to get certificates of insurance instantly. I use them exclusively for my professional and general liability insurance needs as a consultant.
Great process and very efficient.
Friendly and very fast service!
Jennifer Whiscombe, is an amazing agent. She was very knowledgeable, thorough and friendly. I highly recommend.
They make it very easy to buy insurance and renew.
As a business owner I love not wasting time. Thank you so much for giving me more time
Very straight forward, the cost of coverage amount made sense, simplicity was appreciated.
Always easy. Thank you.
A Company that is easy to deal with and that I have used for several years. I appreciate the continued support.
Very easy and affordable!
Responsive and professionalCompetitive price. I highly recommend Bizlnsure as an insurance provider
Your service is easy to renew as needed and your company informs the client in advance for renewal.
It has been a pleasure doing business with Biz Insure Llc.Their representatives are very courteous, helpful and customer service oriented.
Quick and easy....
I follow the instructions & would prefer to paid every month. I did not have the options to pay every month.
Thank you, Amy, for making my experience enjoyable and funny. Thank you so much for your kindness!!!
I'm pleased with the business quote I received from Bizinsure LLC. Thank You!
Very satisfied with the online experience
Been a happy customer for years! Easiest company to receive a quote and get insured. No hassles! Easy payment! Finance plans, if needed!
Love it
Every year, BizInsure is my go to for general and professional liability insurance! Thenrates are unbeatable.
The agent was quick and efficient in generating a quote for my needs.
js_loader
Google Rating
4.7
Based on 285 reviews
×
js_loader