/ BLOG

How to get general contractors license in Missouri?

Apr 27, 2023 · 4 minutes to read

The Show Me State is home to thousands of skilled contractors, and it might be time to add your name to that list!

Engineers with the looking at the blueprints in their office.

If you’re considering getting a Missouri general contractor license, look no further. This quick guide covers Missouri contractor’s license requirements so you can make your mark on the state’s building and construction industry.

Is a general contractor license required in Missouri?

Unlike many other states, there is no statewide general contractor license in Missouri.

However, that doesn’t mean you won’t ever need a license. Many cities have laws that require you to be licensed to work as a general contractor. You may be fined for each day you work without a license and could face jail time.

A general contractor license can also help you grow your business. Many people prefer to work with licensed contractors, even for small jobs. Having a license gives you an edge over other tradespeople who do not have one. So even if one is not required in your area, you might consider applying all the same!

How to become a licensed contractor in Missouri

Because individual cities are responsible for issuing general contractor licenses in Missouri, the process for applying varies from one place to another. Typical contractor’s license requirements include:

  • Provide proof of your trade education, skills, or experience. Alternatively, you may be asked to provide the name of a trade-licensed supervisor who will be overseeing your work.
  • Show proof of insurance. General Liability insurance, Workers’ Compensation insurance, or both may be necessary to get your license.
  • Pay a licensing fee. This may be a flat fee based on the type of license you’re applying for or determined by your annual gross income.

Check with your city or county government to understand if a general contractor license is required in your area and the steps you must take to get one.

Contractor insurance in Missouri

As we’ve already mentioned, some cities require proof of business insurance to get a general contractor license. Typically, you will need to maintain a minimum level of coverage to get licensed.

Insurance requirements for Missouri contractors usually mandate the following:

  • General Liability – This insurance can protect your business against bodily injury or property damage lawsuits from outside parties. Clients and commercial landlords may also ask for proof of your General Liability insurance before working with you.
  • Workers’ Compensation – This insurance provides protection for employers if an employee suffers a work-related illness or injury.A Workers’ Compensation policy is required for most Missouri businesses with one or more employees, regardless of whether proof of insurance is necessary to get your general contractor’s license.

You may also consider other types of insurance to protect your business and personal finances. For example, a Business Owner’s Policy can be customized to include required General Liability coverage, as well as coverage for your tools of the trade and unplanned interruptions to your business.

Cover your contracting business today!

Looking for contractor insurance for Missouri businesses? BizInsure has you covered, whether you’re meeting Missouri contractor’s license requirements or just want to protect the business you’re building.

Compare policies from top-rated insurers online and choose the policies that meet your needs. You’ll be covered instantly and receive proof of insurance in your inbox. No hassles, just peace of mind for your business!

Start comparing contractor insurance quotes today and save.

*As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.
**This information is a general guide only and does not take into account your objectives, financial situation or needs. Always check with your local licensing board when getting or renewing your electrician’s license to ensure you are meeting their current licensing requirements.
© Copyright 2022 BizInsure LLC, 2015 ALL RIGHTS RESERVED BizInsure LLC; CA DBA: Simple, Smart, BizInsure Insurance Agency LLC; NY DBA: BizInsure Services LLC; NH DBA: Simple, Smart, BizInsure Insurance Agency; PA DBA: BizInsure Services LLC. 2950 Buskirk Ave Suite 300, Walnut Creek CA 94597. License #0H81929

Let's find

The coverage you need for your business

Professional Liability Insurance

Professional Liability Insurance

Get a quote

General Liability Insurance

General Liability Insurance

Get a quote

Business Owner’s Policy (BOP)

Business Owner’s Policy (BOP)

Get a quote

Workers Compensation Insurance

Workers Compensation Insurance

Get a quote

Let's find

The coverage you need for your business

Professional Liability Insurance

Professional Liability Insurance

Get a quote

General Liability Insurance

General Liability Insurance

Get a quote

Business Owner’s Policy (BOP)

Business Owner’s Policy (BOP)

Get a quote

Workers Compensation Insurance

Workers Compensation Insurance

Get a quote

Very easy, simple to use and straight forward
The process was very easy and my company is now covered.
Alessandro helped me and he was so kind. It was my first time getting business insurance and it was a very good rate, so helpful too!
Easy to work with and thorough with what is being requested and provided.
Excellent experience with Shantana on all the occasions we had the pleasure to speak with a rep.
Straight to the point. Very easy and convenient
A Company that is easy to deal with and that I have used for several years. I appreciate the continued support.
Super easy and detailed
This company is excellent! They provided my business with General and Professional liability. Something that no other company could provide at a good price. BizInsure covered me and the rate is Unbeatable. I will continue to use them for all my business insurance needs.
Alex was very helpful answering all my questions. I am very happy that he will be my contact person , if I should have any other questions. Thank you to Alex
Bizinsure is an exceptional company. The customer service is excellent. The receptionists are very knowledgeable. The insurance agents are very professional.
I use this for my Business and its easy to navigate and start
Quick and professional service
Great quote for Professional and Liability!
Signing up was easy.
You guy are wonderful, very professional and honest. It was a very smooth process. very affordable. thank you. Calves Blake
Great value, customer service, and ease of communication.
Loved working with Bizinsure! Andrea was fantastic and made the process so easy!
BIZNSURE LLC, is outstanding the process was easy and quick. I was walked through step by step
Very easy to work with, cost effective, prompt renewal and easy to get certificates of insurance instantly. I use them exclusively for my professional and general liability insurance needs as a consultant. They simply make my insurance be easy!
BizInsure's online quote and process was quick, easy, and affordable. Jennifer, one of the representatives from BizInsure was great. She was very professional, attentive, and knowledgeable. I would definitely recommend this company to small businesses.
Very easy..straight forward..quick





    This will close in 0 seconds