Professional Liability Insurance Houston, TX

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What is Professional Liability Insurance?

Small businesses make up 99.8% of all businesses in Texas. That’s some 2.8 million businesses across the state, according to data from the U.S. Small Business Administration. In Houston TX alone, about 97% of businesses have fewer than 100 employees.

Like many small businesses, you may give your clients and customers professional services, advice and recommendations, or represent their interests on their behalf. No matter how careful you are, it is always possible that a mistake could be made, or important information could be left out. It’s also possible for a client to misunderstand and then misapply your advice.

This is why small business owners should consider getting Professional Liability insurance in Houston. Also referred to as Errors and Omissions (E&O) Insurance, Professional Liability insurance protects your business against claims of negligence, misrepresentation or mistake. Professional Liability claims are typically made by clients who allege some form of financial damage as a result of your services, products or employees.

What does Professional Liability Insurance cover

Professional Liability insurance in Houston TX helps protect your business against both actual and alleged claims of errors and omissions that may have occurred while providing professional services.

Defending your business against a claim—valid or not—is often very expensive. The costs can impact business operations and could even affect your personal finances. Professional Liability insurance acts as a shield to protect you and your business, so you can continue to serve your clients with confidence.

Professional Liability insurance may cover:

  • Attorney Fees – The cost of hiring an attorney to defend you in court.
  • Administrative Legal Expenses – Anything related to a court case, such as filing paperwork.
  • Settlements or Judgements – Any money you pay to a client, either settled out of court or ordered by a judge.

 

A Professional Liability insurance policy can help cover these costs, so you don’t have to dip into your business accounts or borrow from your personal savings.

 

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Who needs Professional Liability Insurance?

Any individual or business that provides their clients or customers with expert advice and professional recommendations, or designs solutions, should have Professional Liability insurance in Houston TX.

Professional Liability insurance helps protect your reputation and your financial assets. Even an invalid claim made against you or your business can cost thousands of dollars to clear up. A Professional Liability insurance policy covers both legitimate and alleged claims, potentially shielding your business from costly shutdowns or financial stress.

Professions that may need Professional Liability insurance include:

Architects Notary Publics
Consultants Personal Trainers
Engineers Pilates Instructors
Home Care Providers and Businesses Yoga Instructors

How much does Professional Liability Insurance cost in Houston, TX

The cost of Professional Liability insurance for your business will depend on several factors. These may include:

  • Your industry or occupation
  • The size of your business
  • Who will be covered by the policy
  • How much insurance cover you need
  • Your claims history

 

The terms of your Professional Liability insurance policy will be tailored to fit your specific needs and the unique challenges of your industry.

 

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I had a great experiencing obtaining several of my insurance needs as a landscaping company here in Northern Colorado. BizInsure's team took care of my needs and was very responsive to help with paperwork needed to secure a potential client account!
Arik Solberg
Arik Solberg
16:34 10 May 21
Adj Ako
Adj Ako
16:47 05 May 21
Very efficient they were able to help me out with my request promptly....highly recommend this companyI am very happy to have them
Elba Perez
Elba Perez
18:50 26 Apr 21
I need a help getting errors and omissions insurance along with general liability. Jose was very friendly informative and was very patient with me during the process. He found me some of the best rates for the coverage that I needed. Highly recommend
Casper Martinez
Casper Martinez
19:51 20 Apr 21
I had numerous conversations with several business insurance agents over a month's time. I also had several conversations confirming the policy inclusion/exclusions and asked many questions. My BizInsure agent was professional, knowledgeable and most important—detail oriented. Even after having an initial conversation a month earlier he knew and *remembered* all my personal/professional insurance needs. When I asked for additional information on the third call he was able to provide me with details very quickly. He was also VERY patient. That is a big plus in my opinion. It illustrated a high level of respect for my needs. I also found when I called back and asked to talk with the initial agent, the person who answered the call was able to get in contact quickly and my agent responded and returned the call within 5-10 minutes. The transaction was smooth, and I think it's a good sign should I ever need to make a claim. I highly recommend BizInsure.
Lori Public Artist
Lori Public Artist
21:00 07 Apr 21
Sandra Darjean-Murphy
Sandra Darjean-Murphy
17:48 31 Mar 21
Jusephine Ghong
Jusephine Ghong
17:58 23 Mar 21
The rep was extremely helpful actually lowered my quote and made sure I was covered to fit my needs with my growing business! 5star!!
Franklin Behm
Franklin Behm
19:04 16 Mar 21
Excellent service and prices.
Cassiopée V Lapierre
Cassiopée V Lapierre
23:13 09 Mar 21
S & S Professional care llc Home Health Agengy
S & S Professional care llc Home Health Agengy
04:15 24 Feb 21
Mr. Daniel Scott was very responsive to my professional needs.
Stephanie Woodruff
Stephanie Woodruff
17:38 18 Feb 21
Eugene deserves a raise! First time purchasing insurance and he made the process so simple for me. His patience and attention to detail left me feeling confident in my decision to choose BizInsure. Gracias Eugene!
Esined Perez
Esined Perez
23:32 17 Feb 21
Horrible customer service. First, it’s hard to get a representative on the phone. You will be waiting hours.. seriously. They encourage you to send an email and they will reply within 48 hours. WRONG! Going on my 3rd attempt to get a certificate of liability filled out correctly.. I even provided an example that shows exactly what needs to be included and yet 2 times it’s come back WRONG. Costing small business accounts and money. RUN!!
Darin Brooks Jr
Darin Brooks Jr
14:54 17 Feb 21
DIVINE FIJIANS HOME CARE SERVICES
DIVINE FIJIANS HOME CARE SERVICES
22:49 05 Jan 21
The customer service provided by Jose was outstanding. He explained everything in a very clear/logical way and answered all of my questions. After providing all the information to obtain general liability insurance, Jose sent me the declaration page of the insurance for review. All of the information matched what I provided over the phone and there were no typos. The next day I called back to purchase the insurance which was easy and fast. Overall, my experience with BizInsure including the customer service by Jose exceeded my expectations.
Joe Wajdula
Joe Wajdula
03:29 12 Dec 20
Hiscox/BizInsure made getting Liability Insurance very easy and reasonable.I expected it to be a long and complicated process and it was a nice surprise that they made it so uncomplicated. Thank you. Lisa
Lisa Word
Lisa Word
21:51 24 Nov 20
Eugene was incredible. I called 4 other brokers before him who were impossible to get any help.
rhonda hale
rhonda hale
23:26 12 Nov 20
Owner
Owner
23:19 06 Nov 20
Cincere Browdy
Cincere Browdy
15:16 29 Oct 20
Very quick to get in touch with you and good with follow up. Had some trouble retrieving my quote to log into my account initially but Daniel assisted me and the changes were made to get me into my account. Great value for the money.
Fran Sutton
Fran Sutton
16:34 20 Sep 20
Very happy to be insured with this company. Professional, Timely, very helpful. Thank you Juan, you made it so much easier for me to understand.
Aileen Day
Aileen Day
19:55 15 Sep 20
This company responded when I needed them to respond while facing a deadline. They are an excellent choice for business Insurance.
Michele Harris
Michele Harris
01:52 12 Sep 20
Jose Quintero took such great care of me and was very patient explained everything I did not understand and got me set up quickly. Fabulous customer service
Christina Rose
Christina Rose
02:41 27 Aug 20
I can't say enough good things about Daniel Santos kind and effective communication skills as an insurance agent. Daniel was so pleasant, friendly and efficient with helping me obtain insurance as a teacher. If I were to give Daniel a grade, he has earned an At . He made the process easy to understand, it was far easier than what I anticipated. Nancy S.
Nancy Sloan
Nancy Sloan
00:47 26 Aug 20
I was in need of professional liability insurance for my sole proprietorship. A friend referred me. Everythng was quick and simple and AFFORDABLE!
hope jones
hope jones
20:31 25 Aug 20
If you need Private Home Care Provider insurance for your company, BizInsure, LLC can get it for you!
Pamela Curry
Pamela Curry
16:45 24 Aug 20
THEY NEVER ANSWER THE PHONE.Took my money with a smile. Good luck trying to get a real person on the phone. to do anything for you.Try calling before buying anything online, that will give you a great preview of what is to come after they take your hard earned money.I wish there were ZERO STARS...
Prophets Business Gurus
Prophets Business Gurus
17:28 30 Jul 20
Cameron Peek
Cameron Peek
19:25 24 Jul 20
Great and fast service!!!! The representative was very professional!!!!
Tanya Sweet
Tanya Sweet
19:51 14 Jul 20
I was tryi9ng to find commercial liability insurance for my new comp-any and BizInsure was easy to use and very affordable which is great for me as a new business.
Jimmy Smith
Jimmy Smith
19:01 14 Jul 20
Great service, but they're also extremely patient. I called over a month ago for specialized E & O coverage, and Bizinsure was able to put me in touch with an extremely reasonable quote. Absolutely invaluable time and monetary savings to be had by going through these folks. If you can-- ask for Anthony. Absolute gem of a human.
James Lang
James Lang
18:19 02 Jul 20
Ken M
Ken M
23:21 28 Jun 20
Great service insurance prices are great for professionals looking to get insurance for businesses....
Rhonda Gray
Rhonda Gray
22:34 22 Jun 20
The provided very professional service and made the process easy.
Paul Rising
Paul Rising
21:51 04 Jun 20
Bradley Hoyle from the Biz Insure team was excellent to work with. Everything was quick and smooth. Great service, much appreciated!
Kristene Smith
Kristene Smith
02:03 04 Jun 20
Anthony Spencer was great!! Very quick response time!! He was very Professional! I would suggest him because he helped me find a affordable rate and explained all the technicalities..
Fre Hall
Fre Hall
16:38 28 May 20
I was referred to Bizinsure by a industry trade group that I am a member of. It was easy to get a quote online and then received excellent customer service from Bradley H. to complete my policy purchase over the phone. I have shared this company information now with other business owners for their policy needs.
Dawn Torres-Gale
Dawn Torres-Gale
22:11 08 May 20
This company was very precise with explaining services and made sure I chose the right business insurance coverage, great customer service at purchasing.
Nekeisha B.
Nekeisha B.
01:30 05 May 20
Horrible management, horrible insurance practices. I urge people to use a traditional independent broker
The Tiffany Camille
The Tiffany Camille
19:04 13 Feb 20
Amazing
Jasmine Q
Jasmine Q
14:31 02 Dec 19
Trish is the most patient, professional and understanding insurance agent I’ve ever worked with. Trish has taken care of all my business insurance needs for the last couple years. I am really happy that I found an insurance agent that I know will take care of me & all of my concerns. I feel like a valued customer & I appreciate the great customer service that I get every time!!THANK YOU!
Dr. Youssef C. Atallah
Dr. Youssef C. Atallah
17:21 14 Nov 18
Be careful
Mark Duncan
Mark Duncan
20:43 17 Aug 18
Tricia helped me get insurance for my business. The task of obtaining a quote was really starting to frustrate me until I was referred to BizInsure through a different agency. Tricia got me a quote fast, and even took a down payment over the phone and issued the proof of insurance the same day. a+ service, would do it again in a heartbeat!! Thank you!!
Josh Mariscal
Josh Mariscal
18:07 22 Jun 18
BizInsure was a great find! I did not have to fill out applications, and Tricia was able to quote and bind business insurance for me within half an hour.
Allison Young
Allison Young
17:28 21 Jun 18
horrible customer service lady was extremely rude to me on the telephone , hate this company
e jr
e jr
21:36 20 Jun 18
Poooor customer service. Shop elsewhere, they don't care to earn your business as was demonstrated by the indifferent rep I spoke with today.
David Green
David Green
17:03 27 Feb 18
Started doing business again and needed a policy fast. Ramez was reasonable, helpful and the rates are OK. Buyer beware? Sure, for me it turned out OK this time. Worth a call.
Mark Wallace
Mark Wallace
23:42 13 Nov 17
Daniel Scott
Daniel Scott
15:15 27 Jun 17
Great customer service. I've been very inpressed with my dedicated representative that had helped me navegate my insurence needs. Thanks so much!
Graham Blair
Graham Blair
22:12 23 Jun 17
Had insurance for them before couple years ago. Changed company's because had too, tried to switch back today.. wow 500x the price from my last policy. 550 yearly now they quoted me 2800+.. buyers beware !!!
Jason Sheppard
Jason Sheppard
22:11 22 Jun 17

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