Electrical Contractor Insurance in Kansas

  • Competitive insurance prices from A+ rated insurer
  • Online, no paperwork. Your policy will be emailed instantly
  • Over 25,000 small businesses in U.S. have used BizInsure

Get instant quotes

What is Electrician Insurance?

Electrical work is dangerous. Even if your skills and experience are impressive, you could make a mistake that could result in personal injury, fire damage, or property damage. The worst part is that it could lead to a costly lawsuit.

Electricians insurance protects against financial losses resulting from injuries or property damage, as well as other risks associated with this trade.

Why do electricians need insurance in Kansas?

If you’re an electrician, you’ll know that working with electrical systems could be hazardous in Kansas. Every electrician is subject to the dangers of fires and injuries caused by wires that are live.

Business insurance can help Kansas electricians to cover the typical dangers faced by electricians. If you do not have insurance, you might be liable for expensive legal costs, compensation and other bills that are unexpected.

Customer service icon

Contact our licensed agents now

You can rest easy knowing you’ve got insurance at reasonable cost from top-rated insurers.
BizInsure’s licensed and knowledgeable agents are available to assist you in choosing the right insurance plan.

What types of insurance do Kansas electricians need?

As an electrical contractor, you have a variety of insurance options. BizInsure offers comprehensive electricians coverage at affordable rates.

General Liability insurance

Also referred to as Commercial General Liability (CGL) or “slip and fall coverage”, this insurance can protect your business against bodily injury or property damage lawsuits from outside parties.

Many electrical contractors view this as their primary insurance policy. This coverage protects electrical contractors from legal action and financial responsibility arising from accidents. It includes:

  • Property damage caused to third parties.
  • Third-party injuries

Electrician General Liability covers you regardless of whether the claim is legitimate.

Business Owners Insurance

Business Owners Policy (BOP) is a combination of policies, combining covers such as General Liability insurance and business personal property coverage, to help protect small businesses from costly interruptions to service.

Professional Liability insurance

Also known as Errors and Omissions (E&O) insurance, this type of policy protects your business against claims of negligence, misrepresentations, or mistakes. Professional Liability claims are typically made by clients who allege some form of financial damage as a result of your services, products or employees.

Professional Liability insurance protects incidents like:

  • Giving incorrect information to clients about accessibility or other standards of the building
  • Your work is flawed and may require the client to purchase new materials or work
  • Even if it is not true, a client may claim that you have acted negligently

Workers Compensation insurance

A Workers’ Compensation policy provides benefits to your employees when they make a claim against your workplace for injury or illness. Most policies cover medical expenses as well as rehabilitation or physical therapy, and lost wages.

Protection for equipment and tools

Your tools and equipment for an electrician in Kansas are essential for your success.
The policy on Tools and Equipment will offer financial protection against unforeseeable circumstances.

Cyber Liability Insurance

Electrical contractors need to be aware of cybersecurity risks. Data breaches is increasing. Cyber Liability Insurance can help cover costs associated with recovering from the effects of a data breach, which includes the legal costs and monitoring of credit expenses for the affected people.

How much does electrical contractor insurance cost in Kansas?

The cost of electrical insurance in Kansas depends on different factors. These include contractual obligations and the number of workers or exposures relating to your occupation.

Insurance for electrical businesses is affected by:

  • The size and the revenue of a company
  • The number of employees covered by the policy.
  • Services offered.
  • Location of the business
  • Your claim history
  • Coverage level

How to Save on Kansas Electricians Insurance

You can save on your insurance premiums by with these tips.

  • Comparing quotes – You can find a suitable policy by comparing quotes.
  • Risk management – If you take steps to lower risks, you will be able lower your cost of insurance.
  • Pay your premiums in advance – You could save cash by paying your premiums in advance.
  • Deductible – You can reduce your monthly premiums by increasing the deductible. You must carefully consider whether you have enough funds to pay for any claim.
  • Review policy annually – It is crucial to examine your policy and update it every year to ensure that it meets your requirements.

How to get electrician insurance in Kansas?

As an electrician, you are exposed to unique risks. BizInsure made it simple for electricians and electrical contractors to obtain insurance.
We’re here to with any queries you may ask, as well as help you choose the right insurance for your company.

Ready to start your business? Contact us or compare multiple quotes to safeguard your Kansas business today.

The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Coverage for claims on the policy will be determined by the insurer, not BizInsure.
As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
© Copyright 2023 BizInsure LLC, 2015 ALL RIGHTS RESERVED BizInsure LLC; CA DBA: Simple, Smart, BizInsure Insurance Agency LLC; NY DBA: BizInsure Services LLC; NH DBA: Simple, Smart, BizInsure Insurance Agency; PA DBA: BizInsure Services LLC. 2950 Buskirk Ave Suite 300, Walnut Creek CA 94597. License #0H81929
Friendly and very fast service!
Patricia S.
1713020220
Jennifer Whiscombe, is an amazing agent. She was very knowledgeable, thorough and friendly. I highly recommend.
Ebony D.
1712939806
They make it very easy to buy insurance and renew.
Bill N.
1712763118
As a business owner I love not wasting time. Thank you so much for giving me more time
mario S.
1712678018
Very straight forward, the cost of coverage amount made sense, simplicity was appreciated.
Jean H.
1712557699
Always easy. Thank you.
Dave C.
1711734978
A Company that is easy to deal with and that I have used for several years. I appreciate the continued support.
Sam M.
1711718774
Very easy and affordable!
Volanda H.
1711024298
Very easy to work with, cost effective, prompt renewal and easy to get certificates of insurance instantly. I use them exclusively for my professional and general liability insurance needs as a consultant.
Larry (.
1710956598
Responsive and professionalCompetitive price. I highly recommend Bizlnsure as an insurance provider
Zynab B.
1710433556
Your service is easy to renew as needed and your company informs the client in advance for renewal.
Henry B.
1710352389
It has been a pleasure doing business with Biz Insure Llc.Their representatives are very courteous, helpful and customer service oriented.
Shonta I.
1710297732
Quick and easy....
Tammy K.
1710172643
I follow the instructions & would prefer to paid every month. I did not have the options to pay every month.
Alamo H.
1709935830
Thank you, Amy, for making my experience enjoyable and funny. Thank you so much for your kindness!!!
George J.
1709840615
I'm pleased with the business quote I received from Bizinsure LLC. Thank You!
Shanda J.
1709586997
Very satisfied with the online experience
Nicole h
1709238653
Been a happy customer for years! Easiest company to receive a quote and get insured. No hassles! Easy payment! Finance plans, if needed!
jodi H.
1709226367
Love it
Hanna R.
1708272180
Every year, BizInsure is my go to for general and professional liability insurance! Thenrates are unbeatable.
Calandra K.
1708044666
The agent was quick and efficient in generating a quote for my needs.
Theresa F.
1707895796
I enjoy working BizInsure they always answer all my questions and make sure i have the correct coverage for my business.
Prompt and professional service from Biz Insure. Thanks Leslie and Liza!
Bev G.
1707524454
Very easy to sign up for insurance.
Great company
Brown G.
1706896003
Fast and efficient!
Kim C.
1706746693
It was great being able to get a policy that suits my company's need in less than 30 minutes. They were vey thorough. Very competitively priced.
Lynette C.
1706621476
I worked with Andrea for another start up business. She was very knowledgeable and help me pick the correct policy. Amazed at how quickly the process went.
Representative was very kind, helpful, and educated me well. I appreciated today's prompt service with confirmation that I was satisfied with what was provided to me.
Tina P.
1706224051
Great company for.your low cost business insurance needs.
constantin T.
1706156911
Staff was very fessional and friendly. I was able to get a quote and move forward within 20 minutes.
Pebbles S.
1706126428
Wonderful
Complete C.
1705788054
MUY BUENO
Super easy process.
Ashley G.
1704830227
It’s very easy to understand and at a very reasonable price.
Mary M.
1703780096
Professionalism, Quality, Responsive and budget friendly
B D
1703029371
Great rates, easy to understand and select appropriate coverage, can get in a jiffy
Brie C.
1702775397
I have been a customer of BizInsure for a few years now and I love it. There customer service is awesome and the prices are affordable.
Danyale W.
1702132165
Quick easy experience! The rep was knowledgeable & pleasant. Customer care was awesome to respond and clarify my concerns.
Kathy Ann A.
1702059151
js_loader
Google Rating
4.7
Based on 262 reviews
×
js_loader