Insurance for Electricians in New Hampshire

  • Competitive insurance prices from A+ rated insurer
  • Online, no paperwork. Your policy will be emailed instantly
  • Over 25,000 small businesses in U.S. have used BizInsure

Get instant quotes

What is Electrician Insurance?

Electrical work poses a danger. Even if your skills and experience are high, you could make a mistake which could result in injuries to yourself, fire damage, or property damage. And even more importantly is the possibility of costly legal action.

Electrical contractor insurance covers financial losses due to injury, property damage and other risks that are related to this business.

(Electrical contractor insurance is shorthand for the different kinds of insurance policies you may consider protecting your New Hampshire electrical business.)

Why do electricians need business insurance in New Hampshire?

It is possible to be injured working on electrical systems whether you are an electrician for commercial or home use. Electrical systems in New Hampshire could be dangerous for commercial and residential electricians.

Business insurance helps New Hampshire electricians to cover the typical risks faced by electrical contractors. If you do not have insurance, you could be responsible for paying expensive legal costs, compensation costs and other costs that can take a huge chunk of your savings account.

Customer service icon

Contact our licensed agents now

You can rest easy knowing you’ve got insurance at reasonable cost from top-rated insurers.
BizInsure’s licensed and knowledgeable agents are available to assist you in choosing the right insurance plan.

What types of coverage do New Hampshire electricians need?

There are several types of insurance that you can choose from as an electrician. BizInsure can arrange comprehensive and affordable insurance for electrical contractors in New Hampshire.

General Liability insurance

Also referred to as Commercial General Liability (CGL) or “slip and fall coverage”, this insurance can protect your business against bodily injury or property damage lawsuits from outside parties.

The coverage is regarded by many to be a basic insurance for electricians. It shields them from lawsuits and other financial liabilities that may arise from accidents. This coverage includes:

  • Property damage to third party property
  • Third-party injury

Electrician insurance provides protection regardless of whether a claim is true or not.

Business Owner’s Policy

Business Owners Policy is a convenient package of insurance that protects your business against the common risks it faces every day. The BOP product includes various coverages that may suit the unique requirements of your small business. Insurance included in a BOP can vary but usually they include protection for typical small business risks such as property damage, business interruption and liability.

Professional Liability insurance

Professional Liability insurance policy (also known as Errors and Omissions or E&O insurance) is an essential policy that protects you and your company in case of a lawsuit due to alleged professional wrongdoing.

Professional Liability insurance protects events such as:

  • Not giving the correct advice regarding accessibility, or any other building standards
  • The client must pay for the new materials and work because your work has defects.
  • Even if it is not true, a client may claim that you have acted negligently

Workers Compensation insurance

Workers Compensation policy protects you against medical expenses and lawsuits that can arise from employee workplace injuries and illnesses. It could also pay lost wages as a result of the work injuries that an employee sustains.

New Hampshire law requires employers with employees be covered by workers comp coverage.

Insurance for tools and equipment

As a contractor in the electrical field the tools and equipment you use are crucial to your success.

The Tools and Equipment policy will provide financial protection against unexpected events.

Cyber Liability insurance

Electrical contractors must be aware that cyber security is a serious problem. The modern world is witnessing an increase in data breaches.

Cyber Liability insurance protects your business against malicious software attacks, data breaches, viruses, and phishing. It also covers legal fees, notifying customers of a breach, credit monitoring, and fines that your company may be ordered pay. This coverage also applies to Personally Identifiable Information (aka Non-Public Information) such as names, addresses, phone numbers, social security numbers, credit card and banking info, email addresses, etc.

How much does electrician insurance cost in New Hampshire?

Electrical insurance in New Hampshire is affected by many aspects. This is the case for contractual requirements, the number of employees and any other risks that are related to your work.

An electrical contractor working alone will be able to pay less for insurance than a business with many electricians. Insurance for electrical businesses is affected by:

  • Revenue and size of the business
  • The number of employees covered
  • Types of services offered.
  • The location of a business
  • Your claim history
  • Coverage level

New Hampshire electricians insurance: Save time and money

Our top strategies to save on businesses insurance

  • Compare quotes – Comparing quotes can help you to find a policy which will meet your requirements and falls within your budget.
  • Risk management – By taking steps to lower risk, you may reduce your insurance cost of insurance.
  • You can pay your premiums upfront – By paying the annual cost of your premium (instead monthly) you can save a lot of money.
  • Raise your deductible – You may be able reduce your insurance costs by raising your deductible. You must carefully consider whether you have enough funds to cover any claims.
  • Review your policy every year – You should review and update your insurance policies every year.

How to electrician insurance in New Hampshire?

Managing a business is hard work. Electricians face unique dangers every day. BizInsure provides fast and easy insurance for electrical contractors.

Our team is available to answer your questions, help you understand your coverage needs and select a solution that works for your small business.

Ready to get started? Call us now or Compare quotes online and safeguard your New Hampshire Electrical business today!

*The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Coverage for claims on the policy will be determined by the insurer, not BizInsure.
As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
© Copyright 2023 BizInsure LLC, 2015 ALL RIGHTS RESERVED BizInsure LLC; CA DBA: Simple, Smart, BizInsure Insurance Agency LLC; NY DBA: BizInsure Services LLC; NH DBA: Simple, Smart, BizInsure Insurance Agency; PA DBA: BizInsure Services LLC. 2950 Buskirk Ave Suite 300, Walnut Creek CA 94597. License #0H81929
Friendly and very fast service!
Patricia S.
1713020220
Jennifer Whiscombe, is an amazing agent. She was very knowledgeable, thorough and friendly. I highly recommend.
Ebony D.
1712939806
They make it very easy to buy insurance and renew.
Bill N.
1712763118
As a business owner I love not wasting time. Thank you so much for giving me more time
mario S.
1712678018
Very straight forward, the cost of coverage amount made sense, simplicity was appreciated.
Jean H.
1712557699
Always easy. Thank you.
Dave C.
1711734978
A Company that is easy to deal with and that I have used for several years. I appreciate the continued support.
Sam M.
1711718774
Very easy and affordable!
Volanda H.
1711024298
Very easy to work with, cost effective, prompt renewal and easy to get certificates of insurance instantly. I use them exclusively for my professional and general liability insurance needs as a consultant.
Larry (.
1710956598
Responsive and professionalCompetitive price. I highly recommend Bizlnsure as an insurance provider
Zynab B.
1710433556
Your service is easy to renew as needed and your company informs the client in advance for renewal.
Henry B.
1710352389
It has been a pleasure doing business with Biz Insure Llc.Their representatives are very courteous, helpful and customer service oriented.
Shonta I.
1710297732
Quick and easy....
Tammy K.
1710172643
I follow the instructions & would prefer to paid every month. I did not have the options to pay every month.
Alamo H.
1709935830
Thank you, Amy, for making my experience enjoyable and funny. Thank you so much for your kindness!!!
George J.
1709840615
I'm pleased with the business quote I received from Bizinsure LLC. Thank You!
Shanda J.
1709586997
Very satisfied with the online experience
Nicole h
1709238653
Been a happy customer for years! Easiest company to receive a quote and get insured. No hassles! Easy payment! Finance plans, if needed!
jodi H.
1709226367
Love it
Hanna R.
1708272180
Every year, BizInsure is my go to for general and professional liability insurance! Thenrates are unbeatable.
Calandra K.
1708044666
The agent was quick and efficient in generating a quote for my needs.
Theresa F.
1707895796
I enjoy working BizInsure they always answer all my questions and make sure i have the correct coverage for my business.
Prompt and professional service from Biz Insure. Thanks Leslie and Liza!
Bev G.
1707524454
Very easy to sign up for insurance.
Great company
Brown G.
1706896003
Fast and efficient!
Kim C.
1706746693
It was great being able to get a policy that suits my company's need in less than 30 minutes. They were vey thorough. Very competitively priced.
Lynette C.
1706621476
I worked with Andrea for another start up business. She was very knowledgeable and help me pick the correct policy. Amazed at how quickly the process went.
Representative was very kind, helpful, and educated me well. I appreciated today's prompt service with confirmation that I was satisfied with what was provided to me.
Tina P.
1706224051
Great company for.your low cost business insurance needs.
constantin T.
1706156911
Staff was very fessional and friendly. I was able to get a quote and move forward within 20 minutes.
Pebbles S.
1706126428
Wonderful
Complete C.
1705788054
MUY BUENO
Super easy process.
Ashley G.
1704830227
It’s very easy to understand and at a very reasonable price.
Mary M.
1703780096
Professionalism, Quality, Responsive and budget friendly
B D
1703029371
Great rates, easy to understand and select appropriate coverage, can get in a jiffy
Brie C.
1702775397
I have been a customer of BizInsure for a few years now and I love it. There customer service is awesome and the prices are affordable.
Danyale W.
1702132165
Quick easy experience! The rep was knowledgeable & pleasant. Customer care was awesome to respond and clarify my concerns.
Kathy Ann A.
1702059151
js_loader
Google Rating
4.7
Based on 262 reviews
×
js_loader