Home Based Business Insurance

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Trusted by thousands of businesses nationwide.

Why do Home Based Businesses need insurance?

Just because you don’t have a typical office or working space doesn’t mean things can’t go wrong. Whether you’re working in administration, running an online store or working as a web developer, every occupation comes with its own level of risks. Click, compare and save with BizInsure and get coverage to protect your home-based business today.

We cover many types of home businesses

Insurance for Home-Based Businesses

General Liability Insurance

One of the basic insurances to consider is General Liability insurance. General Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or member of the public are injured or sustain property damage as a result of your negligent business activities.

Meaning if you have clients visit your home-based office or if you go off-site to visit them that you have protection in place if you were to accidentally cause injury to them or damage to their personal property.

Cyber Liability Insurance

Take the time to consider the consequences if the client data you had stored was compromised. The impact could be devastating to your business.

Cyber liability insurance is a type of business insurance product, which protects your business against both the legal costs and expenses (including compensation payments) related to breach of Personally Identifiable Information(PII). Your coverage may generally include coverage for expenses and legal costs relating to the following:

  • Data breaches
  • Theft or loss of client information
  • Business interruption costs
  • Forensic investigation
  • Data recovery
  • Extortion
  • Fines and penalties
  • Crisis management costs (to restore your businesses reputation after an attack or data breach)
  • Legal costs from any ensuing civil action taken against you or your company

Business Insurance

Options include:

Contents

Having a home-based business means there are certain business assets that you will require to perform your day job. Contents insurance provides coverage for loss of or damage to items such as business equipment, stock, plant and machinery, records and furniture belonging to you at the insured location.

Portable Equipment

If you are on the road and need items like your laptop, tools and equipment to perform your profession, then consider protecting your items with Inland Marine or Business Equipment Floater coverage.

Inland Marine or Business Equipment Floater insurance covers you for loss and damage to items of equipment or business property in transit associated with your business. These can include tools of trade and items of stock.

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I have been using Bizinsure for several years and find the ease of renewing as well as generating additional insured certificates to be easy and useful, especially as a sole prop. thank you
Michelle C.
1695060008
Kaleb tailored the right coverage to our business. Customer service was good and gave great understanding of coverage. Thank you from Goleda's Gentle Homecare LLC
Aneesah M.
1695056651
BizInsure is very easy to do business with, they contact me for policy renewal so I never miss it and renewing is very easy!
carrie W.
1695048243
A GOOD COMPANY FOR HEALTH CARE INC
Supreme A.
1694871640
Easiest & fastest online quote and purchasing experience out there. Inside of 10 minutes I had a quote, payment draft, and policy in force... and at the most competitive GL rates I found.
Rusty H.
1694699044
very quick and prompt service.
Sally Jo W.
1694180429
caleb was great in helping me navigate thecorrect liabilty insurance for my company
Lindsay Erin P.
1694135867
Friendly fast service I recommend you to all vendors
Terry R.
1694133043
Great
Kemi S.
1694119021
Great Customer service and easy renewal process!!!! I would refer this company to anyone.
Chris H.
1694038325
Great company easy to work with, Andrew was very helpful,you can call him any time he is ready to listen and help
Olu A.
1693959486
Good customer service indeed
BASSI T.
1693944217
I am really satisfied BizInsurance. I was having a hard time getting insurance for my business. And when I called them they was knowledgeable in what I needed for my business. Thank you now I can get started with my business. I’m excited.
Geneva B.
1693603091
Very helpful! The representative called me and got things fixed very quickly.
Carrie L.
1692930149
I’m covered! The process was easy and friendly agents to assist you with identifying the right choices.
The best customer service I have ever received over the phone!
Kristyn C.
1692043445
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