General Contractor Insurance in Maine

  • Compare quotes in minutes, with no obligation to buy
  • Buy online and receive coverage confirmation – instantly
  • Access only top-quality insurance companies (A-rated or better)

Get instant quotes

Why do contractors need insurance in Maine?

The Pine Tree State’s largest industry is construction. It is estimated that over the 17,600 sole-proprietors work in this industry. Maine contractors are covered by insurance.

Construction sites are often dangerous locations to work in. An accident can lead to an expensive liability issue for your small businesses, whether you work on residential or commercial projects. Contractor insurance can protect your Maine business against mishaps and delays.

The term “contractor insurance” is a term used to refer to the various types of coverages that general contractors can choose, including:

  • General Liability insurance
  • Business Owner’s Policy
  • Workers’ Compensation insurance

BizInsure offers contractor insurance coverage in Maine.

Who needs contractors insurance in Maine?

Many contractors choose to purchase insurance coverage in order to protect themselves and their businesses. General Liability insurance and other insurance policies can be an essential security net for your company.

It is possible that you will require specific types of insurance to be able to be able to work with specific clients. This requirement is usually written into contracts. In Maine, Workers’ Compensation insurance is mandatory for most businesses with one or more employees.

Select your occupation from the following list to get more information about your options for insurance, and also to get a personalized insurance quote.

Customer service icon

Our licensed agents can help

You’ll be able to rest assured that you’ve secured the right insurance for you at a reasonable cost.
BizInsure’s experienced and licensed agents are able to assist you in finding the insurance that is right for you.

What types of insurance do contractors need in Maine?

Maine tradespeople are aware of several kinds of contractor’s insurance. These policies could help you manage common dangers that contractors are exposed to when working.

General Liability insurance

Also referred to as Commercial General Liability (CGL) or “slip and fall coverage”, this insurance can protect your business against bodily injury or property damage lawsuits from outside parties.

Business Owner’s Policy

Business Owner’s Policy (BOP) is a convenient package of insurance that protects your business against the common risks it faces every day. The BOP product includes various coverages that may suit the unique requirements of your small business. Insurance included in a BOP can vary but usually they include protection for typical small business risks such as property damage, business interruption and liability.

Workers’ Compensation insurance

Workers’ Compensation insurance protects your company and its employees. If any of your employees get injured at work or are ill, this type of insurance will cover their medical bills. It will also cover some of their lost income if they’re unable to work because of the injury, as well as rehabilitation or physical therapy to transition the employee back into the workplace.

Maine law requires all employers to carry Workers’ Compensation insurance with limited exception. An independent contractor is required to carry workers’ compensation coverage for any employees hired by the independent contractor.

What does general contractors cover in Maine?

Contractors’ insurance will cover you for a variety of different risks. Based on the type of coverage you choose, you could be covered for such events as:

  • Claim for injury and property damage to third party
  • Unexpected interruptions to business
  • Equipment breakdown (Business Owner’s Policy)
  • Injuries and illnesses of employees at work

How much does contractor insurance cost in Maine?

If you’re starting a contracting business and are just beginning, you might not have an idea how much contractor insurance for contractors in Maine costs.

Business insurance prices vary because insurers take many aspects into account when they determine a business’ cost. The cost of your business may depend on such things as:

  • The type of insurance you’re looking for
  • The size of your company (annual revenue)
  • The total number of people who are covered under the insurance policy
  • Your claim your history
  • The amount of coverage you select

How to get general contractor insurance in Maine?

BizInsure provides a straightforward method to insure business that contracts.

In just 10 minutes you can compare quotes to discover coverage that fits your budget, needs and needs. All policy documents are sent straight to your mailbox.

Need help? Our licensed agents are happy to help at any stage along the way!

Compare multiple policies for Maine general contractors now to find the most affordable coverage.


As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
© Copyright 2023 BizInsure LLC, 2015 ALL RIGHTS RESERVED BizInsure LLC; CA DBA: Simple, Smart, BizInsure Insurance Agency LLC; NY DBA: BizInsure Services LLC; NH DBA: Simple, Smart, BizInsure Insurance Agency; PA DBA: BizInsure Services LLC. 2950 Buskirk Ave Suite 300, Walnut Creek CA 94597. License #0H81929
Excellent and Easy service - Thank you.
Amy was a delight to work with she help me with finding he right policy for my business I can't thank her enough for her help
I purchased liability insurance for my home care agency, Unlimited Gentle Care, and the process was seamless and straightforward, ensuring that every aspect of our liability was covered. This company also offers a great value for the extensive coverage my company receives
BizInsure was an easy way to purchase insurance for my business.Kaleb especially was a great help.Thanks,Rich Valentini
awsom service, perfect price and great policy
I have purchased General Liability Insurance for the past 4 years at BizInsure for my wedding videography small business. In these 4 years, it has always been a smooth process.There must've been some sort of technical issue (potentially due to my change in address), so my policy didn't auto-renew. I called Bizinsure and talked to Paulina, who was beyond helpful. She was very polite and explained things very well. One small detail that I can appreciate is that she often said my name, which shows that their customer service is intentional about personalized communication.In just a few minutes, we updated my account + renewed my insurance for a 5th year. I highly recommend Bizinsure!
great customer services.
This company allowed us an amazing experience, including very efficient, detail-oriented, and patient guidance from their commercial sales agent, Jenifer. I highly recommend this service for anyone in need of a business insurance policy.
Jennifer was very helpful and great to work with.
Very professional, fast and reliable. I appreciate their knowledge and experience. They have made this journey easier for me.
Very easy to renew! Thank you
super quick and easy process!
I am very satisfied with Bizinsure. No regrets
Very professional, easy, and thorough application process.
BizInsure is efficient and price friendly. I definitely reccommend them to anyone. Thank you.
Very easy to work with, cost effective, prompt renewal and easy to get certificates of insurance instantly. I use them exclusively for my professional and general liability insurance needs as a consultant.
Great process and very efficient.
Friendly and very fast service!
Jennifer Whiscombe, is an amazing agent. She was very knowledgeable, thorough and friendly. I highly recommend.
They make it very easy to buy insurance and renew.
As a business owner I love not wasting time. Thank you so much for giving me more time
Very straight forward, the cost of coverage amount made sense, simplicity was appreciated.
Always easy. Thank you.
A Company that is easy to deal with and that I have used for several years. I appreciate the continued support.
Very easy and affordable!
Responsive and professionalCompetitive price. I highly recommend Bizlnsure as an insurance provider
Your service is easy to renew as needed and your company informs the client in advance for renewal.
It has been a pleasure doing business with Biz Insure Llc.Their representatives are very courteous, helpful and customer service oriented.
Quick and easy....
I follow the instructions & would prefer to paid every month. I did not have the options to pay every month.
Thank you, Amy, for making my experience enjoyable and funny. Thank you so much for your kindness!!!
I'm pleased with the business quote I received from Bizinsure LLC. Thank You!
Very satisfied with the online experience
Been a happy customer for years! Easiest company to receive a quote and get insured. No hassles! Easy payment! Finance plans, if needed!
Love it
Every year, BizInsure is my go to for general and professional liability insurance! Thenrates are unbeatable.
js_loader
Google Rating
4.7
Based on 286 reviews
×
js_loader