General Contractor Insurance in Utah

  • Compare quotes in minutes, with no obligation to buy
  • Buy online and receive coverage confirmation – instantly
  • Access only top-quality insurance companies (A-rated or better)

Get instant quotes

Why do Utah general contractors need insurance?

The Beehive State is home to a thriving construction industry. There are just over 19,800 sole traders working in the industry and many of them are registered as general contractors. Insurance for contractors for Utah tradespeople can protect a lot of these small-scale businesses.

Construction sites can be dangerous places to work. A simple incident could result in a large liability for your small business regardless of whether you are working on residential or commercial construction projects. Contractor insurance is considered a must for many Utah business owners to protect their hard-earned work from injuries, delays, and other common problems.

Contractor insurance is a variety of kinds of coverage that a General Contractor might take into consideration.

  • General Liability
  • Business Owner’s Policy
  • Workers’ Compensation

Find out more about contractor insurance in Utah and how BizInsure can help you find top-rated insurance for your requirements.

Who needs contractor insurance in Utah?

Many contractors purchase insurance to safeguard their business and finances. General Liability, and other insurance policies can be an essential security net for your company.

There is a possibility that specific kinds of coverage are required in order to conduct business with a specific client (a requirement which is often stipulated in contracts for business).

Select your profession from the following list to get more information about the options available for insurance and to start with a personalized insurance quote.

Customer service icon

Contact our licensed agents

It’s easy to relax when you are confident that the insurance you choose is suitable for you with a cost that is competitive.
BizInsure has licensed and knowledgeable agents who can assist you in finding coverage that meets your business needs.

What insurance do contractors need in Utah?

Utah contractors often take a look at various kinds of insurance. These policies might help you mitigate the common risks that general contractors face.

General Liability Insurance

On a construction site, anything can occur. An innocent action–like placing your toolbox in the wrong place–could result in an enormous problem for your company if someone is hurt because of the mistake you made.

Your General Liability policy can protect you against any claim by an outside party regarding injury or damage to their property. In these instances, your policy will cover your legal expenses as well as your cost to replace or remedy the situation up to the limits of liability. It can also be used to pay for repairs or replacing property damaged by damage, as well as paying medical costs.

General Liability coverage may also be called Commercial General Liability (CGL) or “slip and fall” coverage.

Business Owner’s Policy

If you’re in the construction business, things don’t always run smoothly. The construction industry is prone to delays in projects, broken tools and other mishaps.

A Business Owner’s Policy (BOP) is a combination of policies, combining covers such as General Liability insurance and business personal property coverage, to help protect small businesses from costly interruptions to service. The BOP can be customized to include coverage options that fit the needs of your business. This is a cost-effective and efficient way to shield yourself from many of the risks that are common to general contractors.

Workers’ Compensation Insurance

If you depend on employees to run your company, it’s your responsibility to look after their health and well-being while they are at work.

Workers’ Compensation insurance protects you against medical expenses and lawsuits that can arise from employee workplace injuries and illnesses. It could also pay lost wages as a result of the work injuries that an employee sustains.

In Utah, with a limited exception, businesses must obtain Workers’ Compensation insurance.

What does contractor insurance cover in Utah?

Contractor’s insurance can cover your business for many kinds of risk. Based on the type of coverage that you select, events like:

  • Protection for Third-Party Injuries and Property Damage Claim (General Liability)
  • Unexpected Business Interruptions (Business Owner’s Policy)
  • Equipment breakdown (BOP)
  • Injuries and illnesses of employees at work (Workers’ Compensation)

How much does contractor insurance cost in UT?

Insurance companies take into account various aspects when determining the cost for every business. The cost for your company may depend on such things as:

  • The type of insurance you want
  • Size of your business (annual revenue)
  • The total number of people covered by the insurance policy
  • You claim history
  • Choose the level of coverage

Save time and money with BizInsure

BizInsure is the most effective method to safeguard your business.

Compare multiple quotes within 10 minutes and choose coverage that fits your business needs. Policy documents are sent straight to your mailbox—no waiting.

Need assistance? We are happy to help!

Compare quotes now to find out the most suitable insurance for your Utah general contractor business.

As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
© Copyright 2023 BizInsure LLC, 2015 ALL RIGHTS RESERVED BizInsure LLC; CA DBA: Simple, Smart, BizInsure Insurance Agency LLC; NY DBA: BizInsure Services LLC; NH DBA: Simple, Smart, BizInsure Insurance Agency; PA DBA: BizInsure Services LLC. 2950 Buskirk Ave Suite 300, Walnut Creek CA 94597. License #0H81929
Easy to navigate what you need. Always notify ahead of renewal!
Andrew is an asset to your company!
Liability Insurance is not enough for a smallbusiness. BizInsure also has Professional Liability Insurance to protect my business and team from unintended missteps. Thank you for making the process easy.
I renewed my policies , including a few updates, through the on-line portal. It was quick, easy and completed in a few moments. I will not have to revisit thias until 12 months from now. I printed out my documents and have no questions pertaining to my renewal. It was seamless. Thank you Biz Insure
Fast, Simple, convenient
This company is very efficient, easy to manuever their online renewal, I love it and would recommend to anyone.
Awesome service!
Very easy to work with, cost effective, prompt renewal and easy to get certificates of insurance instantly. I use them exclusively for my professional and general liability insurance needs as a consultant. They simply make my insurance be easy!
Huge thank you to Andrea, she was patient, kind, & caring! Got my quote fast & at best price!
Excellent and Easy service - Thank you.
Amy was a delight to work with she help me with finding he right policy for my business I can't thank her enough for her help
I purchased liability insurance for my home care agency, Unlimited Gentle Care, and the process was seamless and straightforward, ensuring that every aspect of our liability was covered. This company also offers a great value for the extensive coverage my company receives
BizInsure was an easy way to purchase insurance for my business.Kaleb especially was a great help.Thanks,Rich Valentini
awsom service, perfect price and great policy
I have purchased General Liability Insurance for the past 4 years at BizInsure for my wedding videography small business. In these 4 years, it has always been a smooth process.There must've been some sort of technical issue (potentially due to my change in address), so my policy didn't auto-renew. I called Bizinsure and talked to Paulina, who was beyond helpful. She was very polite and explained things very well. One small detail that I can appreciate is that she often said my name, which shows that their customer service is intentional about personalized communication.In just a few minutes, we updated my account + renewed my insurance for a 5th year. I highly recommend Bizinsure!
great customer services.
This company allowed us an amazing experience, including very efficient, detail-oriented, and patient guidance from their commercial sales agent, Jenifer. I highly recommend this service for anyone in need of a business insurance policy.
Jennifer was very helpful and great to work with.
Very professional, fast and reliable. I appreciate their knowledge and experience. They have made this journey easier for me.
Very easy to renew! Thank you
super quick and easy process!
I am very satisfied with Bizinsure. No regrets
Very professional, easy, and thorough application process.
BizInsure is efficient and price friendly. I definitely reccommend them to anyone. Thank you.
Great process and very efficient.
Friendly and very fast service!
Jennifer Whiscombe, is an amazing agent. She was very knowledgeable, thorough and friendly. I highly recommend.
They make it very easy to buy insurance and renew.
As a business owner I love not wasting time. Thank you so much for giving me more time
Very straight forward, the cost of coverage amount made sense, simplicity was appreciated.
Always easy. Thank you.
A Company that is easy to deal with and that I have used for several years. I appreciate the continued support.
Very easy and affordable!
Google Rating
Based on 299 reviews