General Contractor Insurance in Utah

  • Compare quotes in minutes, with no obligation to buy
  • Buy online and receive coverage confirmation – instantly
  • Access only top-quality insurance companies (A-rated or better)

Get instant quotes

Why do Utah general contractors need insurance?

The Beehive State is home to a thriving construction industry. There are just over 19,800 sole traders working in the industry and many of them are registered as general contractors. Insurance for contractors for Utah tradespeople can protect a lot of these small-scale businesses.

Construction sites can be dangerous places to work. A simple incident could result in a large liability for your small business regardless of whether you are working on residential or commercial construction projects. Contractor insurance is considered a must for many Utah business owners to protect their hard-earned work from injuries, delays, and other common problems.

Contractor insurance is a variety of kinds of coverage that a General Contractor might take into consideration.

  • General Liability
  • Business Owner’s Policy
  • Workers’ Compensation

Find out more about contractor insurance in Utah and how BizInsure can help you find top-rated insurance for your requirements.

Who needs contractor insurance in Utah?

Many contractors purchase insurance to safeguard their business and finances. General Liability, and other insurance policies can be an essential security net for your company.

There is a possibility that specific kinds of coverage are required in order to conduct business with a specific client (a requirement which is often stipulated in contracts for business).

Select your profession from the following list to get more information about the options available for insurance and to start with a personalized insurance quote.

Customer service icon

Contact our licensed agents

It’s easy to relax when you are confident that the insurance you choose is suitable for you with a cost that is competitive.
BizInsure has licensed and knowledgeable agents who can assist you in finding coverage that meets your business needs.

What insurance do contractors need in Utah?

Utah contractors often take a look at various kinds of insurance. These policies might help you mitigate the common risks that general contractors face.

General Liability Insurance

On a construction site, anything can occur. An innocent action–like placing your toolbox in the wrong place–could result in an enormous problem for your company if someone is hurt because of the mistake you made.

Your General Liability policy can protect you against any claim by an outside party regarding injury or damage to their property. In these instances, your policy will cover your legal expenses as well as your cost to replace or remedy the situation up to the limits of liability. It can also be used to pay for repairs or replacing property damaged by damage, as well as paying medical costs.

General Liability coverage may also be called Commercial General Liability (CGL) or “slip and fall” coverage.

Business Owner’s Policy

If you’re in the construction business, things don’t always run smoothly. The construction industry is prone to delays in projects, broken tools and other mishaps.

A Business Owner’s Policy (BOP) is a combination of policies, combining covers such as General Liability insurance and business personal property coverage, to help protect small businesses from costly interruptions to service. The BOP can be customized to include coverage options that fit the needs of your business. This is a cost-effective and efficient way to shield yourself from many of the risks that are common to general contractors.

Workers’ Compensation Insurance

If you depend on employees to run your company, it’s your responsibility to look after their health and well-being while they are at work.

Workers’ Compensation insurance protects you against medical expenses and lawsuits that can arise from employee workplace injuries and illnesses. It could also pay lost wages as a result of the work injuries that an employee sustains.

In Utah, with a limited exception, businesses must obtain Workers’ Compensation insurance.

What does contractor insurance cover in Utah?

Contractor’s insurance can cover your business for many kinds of risk. Based on the type of coverage that you select, events like:

  • Protection for Third-Party Injuries and Property Damage Claim (General Liability)
  • Unexpected Business Interruptions (Business Owner’s Policy)
  • Equipment breakdown (BOP)
  • Injuries and illnesses of employees at work (Workers’ Compensation)

How much does contractor insurance cost in UT?

Insurance companies take into account various aspects when determining the cost for every business. The cost for your company may depend on such things as:

  • The type of insurance you want
  • Size of your business (annual revenue)
  • The total number of people covered by the insurance policy
  • You claim history
  • Choose the level of coverage

Save time and money with BizInsure

BizInsure is the most effective method to safeguard your business.

Compare multiple quotes within 10 minutes and choose coverage that fits your business needs. Policy documents are sent straight to your mailbox—no waiting.

Need assistance? We are happy to help!

Compare quotes now to find out the most suitable insurance for your Utah general contractor business.

As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
© Copyright 2023 BizInsure LLC, 2015 ALL RIGHTS RESERVED BizInsure LLC; CA DBA: Simple, Smart, BizInsure Insurance Agency LLC; NY DBA: BizInsure Services LLC; NH DBA: Simple, Smart, BizInsure Insurance Agency; PA DBA: BizInsure Services LLC. 2950 Buskirk Ave Suite 300, Walnut Creek CA 94597. License #0H81929
First of all the agent I spoke with was very kind and helpful. Her name is Andrea. I appreciate the easy and quick online application to purchase my insurance.
I worked with Amy on getting professional insurance and she was fantastic! Some of the best customer service I’ve experienced in a long time. She was diligent and supportive, but never pushy.
The process was smooth and everyone answered questions along the way as needed. Andrea’s follow-up was excellent. Thank you!
Jen was awesome
I have been with Bizinsure for many years and they are always up to date with the latest policy information and the most competitive rates!
My interaction with the agent was very pleasant and she answered my questions. She also responded very quickly when I had questions.
BizInsure understood exactly what I needed and provided an affordable quote. The process was easy and I'm glad I used their services!
Our company has been with BizInsure since 2020. we are very happy with the service they provide.
Just started but the process was easy. Agent was kind and the price was great.I will see how the service is going forward, but starting was very easy and inexpensive.
Customer service was great! I got the help I needed!
Super A rated and affordable coverage.
Dina and Ashleih were so helpful! They made our package work for us. Grateful for the quick service.
I want to thank you for making my insurance search so simple and efficient. I also appreciated the easy communication options, which helped me make the right purchase decision. I'm really grateful for your company's support!.
Jenifer S. was the agent that I worked withi to secure general liability insurance. She was very knowledgeable, helpful and worked diligently to ensure that.my coverage needs were met and for a great price. I would definitely recommend her to others as she was a pleasure to work with.
The agent was very knowledgeable and was very quick in handling my request.
Good customer service
Fast friendly professional service
Jennifer was fabulous. Quick & easy quote for GL/PL coverage and saved me money over previous policy. My wife referred me - she's always right!!
Representative was very kind, helpful, and educated me well. I especially appreciate their professionalism and patience.
Been with this company for about 4 years. They have provided me with excellent coverage, user-friendly technology and very low rate. As an accountant, they are my first choice for my small business clients.
Absolutely the easiest, absolutely the fastest, the best I can tell the lowest cost. For many businesses, Insurance is a dirty word, because it's complicated and we're actually so busy minding our business that when complicated insurance issues get in the way, it slows us down. But not with these guys. Biz Insure LLC has figured it out and thank goodness they have...
Thanks, you for your service
I want to say thank you for all the hard work the agent put in with me. She was glad to hear from me. Very pleasant to deal with and solved my needs
Thank you for your professionalism and patience and helpfulness with my insurance needs for my new business. Thank you, Amy Raley as well for all of your help - you are sincerely appreciated and you are an asset to BizInsure LLC!
I have been using Bizinsure for several years and find the ease of renewing as well as generating additional insured certificates to be easy and useful, especially as a sole prop. thank you
Agent was precise and clear with explanation. Getting a quote was fast and easy. Thank you
Easy to renew Policy
BizInsures insurance is easy and affordable. Employees are well courteous and professional.
The renewal process is fast and efficient.
Easy to get Quote and start insurance with the recommended Insurance company. Not sure yet on services there after.
Yes, super easy!
js_loader
Google Rating
4.7
Based on 358 reviews
×
js_loader