Contractor Insurance in New Hampshire

  • Compare quotes in minutes, with no obligation to buy
  • Buy online and receive coverage confirmation – instantly
  • Access only top-quality insurance companies (A-rated or better)

Get instant quotes

Why do New Hampshire general contractors need insurance?

The largest sector in the Granite State is construction. It is estimated that around 15,883 sole-traders are employed in the field. A majority of them are registered general contractors. New Hampshire contractors are covered by insurance.

Construction sites can often be dangerous locations to work in. An accident could lead to an expensive liability problem for small-sized companies. Contractor insurance is important for New Hampshire businesses to protect their hard work from accidents, delays, accidents and other issues that are common.

Contractor insurance refers to different kinds of coverage that a General Contractor may consider.

  • General Liability insurance
  • Business Owner’s Policy
  • Workers’ Compensation insurance

Find out more about New Hampshire contractor’s insurance and how you can get the most suitable policy for your business with BizInsure.

Who needs contractor insurance in New Hampshire?

Many contractors have insurance policies in place to safeguard their personal and business financial assets. General Liability coverage and other types of policies can act as a safety-net for your company and you.

Certain clients may require certain kinds of insurance (this is often stipulated in contract). In New Hampshire, Workers’ Compensation insurance is required for all companies with at least one employees.

Select your profession to learn more about the insurance options that are available, and then request with a quote to get a customized insurance quote.

Customer service icon

Contact our licensed agents today

You can rest assured that you have the correct insurance at an affordable price.
BizInsure’s knowledgeable and licensed agents are here to assist you in finding the most suitable product.

What are common insurance policies for contractors in New Hampshire?

New Hampshire contractors typically take a look at various types of insurance. These insurance policies can help you reduce the risks that contractors could face.

General Liability insurance

Also referred to as Commercial General Liability (CGL) or “slip and fall coverage”, this insurance can protect your business against bodily injury or property damage lawsuits from outside parties.

Business Owner’s Policy

A Business Owner’s Policy (BOP) is a convenient package of insurance that protects your business against the common risks it faces every day. The BOP product includes various coverages that may suit the unique requirements of your small business. Insurance included in a BOP can vary but usually they include protection for typical small business risks such as property damage, business interruption and liability.

Workers’ Compensation insurance

Workers’ Compensation insurance protects your company and its employees. If any of your employees get injured at work or are ill, this type of insurance will cover their medical bills. It will also cover some of their lost income if they’re unable to work because of the injury, as well as rehabilitation or physical therapy to transition the employee back into the workplace. In New Hampshire, Workers’ Compensation insurance is required for all companies with at least one employees.

What does contractor insurance cover in New Hampshire?

Insurance for contractors can protect your business against many types of risk. Depending upon the type of insurance you choose, certain events could be covered such as:

  • Third-party and property damage injury claims
  • Unexpected business interruptions(Business Owner’s Policy)
  • Equipment breakdown(Business Owner’s Policy)
  • Workers are injured and ill-health at work

How much does contractor insurance cost in NH?

The cost of insurance for businesses varies because insurers consider many aspects when determining the cost for each company. The price you pay for your company could be based on factors like:

  • What type of insurance do you want to look for
  • Size of your business (annual revenues)
  • How many people can be covered under the policy
  • Your claim history
  • The amount of coverage you select

How do I obtain general contractor insurance in New Hampshire?

BizInsure can help you protect your contracting company.

Compare multiple quotes within 10 minutes to determine the most suitable coverage for your needs. All policy documents are delivered directly to your mailbox.

Need some help? Our licensed agents are available to assist you at any point in the process.

Compare multiple quotes for New Hampshire general contractors today to get the most suitable coverage for your budget.

As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
© Copyright 2023 BizInsure LLC, 2015 ALL RIGHTS RESERVED BizInsure LLC; CA DBA: Simple, Smart, BizInsure Insurance Agency LLC; NY DBA: BizInsure Services LLC; NH DBA: Simple, Smart, BizInsure Insurance Agency; PA DBA: BizInsure Services LLC. 2950 Buskirk Ave Suite 300, Walnut Creek CA 94597. License #0H81929
bizinsurance makes purchasing Business Insurance...SIMPLE!
Andrea W.
Great quality of Service ,faster and convenience way to pay at most. Thank you for your Service to my Healthcare Facility .
Quick and easy!!!!
Great service! Easy process and very informative representative. Andrea was great and very patience with our process. I would recommend using them!!
Terrance R.
Always and easy process. Thanks!
Gerald S.
Renewal was quick and easy online
Angelita K.
I had a great experience working with Andrea from BizInsure. She was extremely knowledgeable, helpful, and responsive throughout the entire process. She guided me through the different options available and helped me find the perfect home care professional liability insurance policy that suited my needs. Her professionalism and expertise made the entire experience smooth and hassle-free. I highly recommend working with Andrea and BizInsure for all your insurance needs.
Juliette S.
Easy to submit an application and to get quotes
Simone S.
I had the most pleasant prompt and professional experience of my life with Bizinsure. Everything was completed in record time, at an unbelievable cost…and my certificate of Insurance was promptly emailed to me. Most of all it was effective immediately. No hassle no back & forth, just great service highly recommend to all small businesses.
Marcia S.
advanced U.
Great service. Very professional and cordial. Thanks
Jeremiah U.
BizInure has been a great company for our insurance needs. I wish customers services was 24/7, that would make it a five stars
Novilette L. J.
Easy to navigate what you need. Always notify ahead of renewal!
Athena T.
This is the best company I have ever worked with. They are professional and get you exactly what you need. I highly recommend them!
Jim P.
this is really easy
Riaz R.
Andrea was very useful and professional. I will be recommending Biznsure to my friends that need business insurance. Keep up the good work. I wish the agency also offers auto insurance and whenever you do I will be one of the first to sign up as sign of my appreciation.Mike Okonkwo.
Mike O
Kalab was excellent. Great, great Agent. Every step was organized and well planned. I WILL recommend your firm to anyone. Thank you...
Easy to renew Policy
Plain S.
Great total experience. The agent was professional, knowledgeable,and a pleasure to work with. The fastest business insurance purchase I've ever experience. I highly recommend Bizinsure.
Tony W.
Communication was excellent and the process was easy.
Jessie R.
I have been using Bizinsure for several years and find the ease of renewing as well as generating additional insured certificates to be easy and useful, especially as a sole prop. thank you
Michelle C.
Kaleb tailored the right coverage to our business. Customer service was good and gave great understanding of coverage. Thank you from Goleda's Gentle Homecare LLC
Aneesah M.
Supreme A.
Easiest & fastest online quote and purchasing experience out there. Inside of 10 minutes I had a quote, payment draft, and policy in force... and at the most competitive GL rates I found.
Rusty H.
very quick and prompt service.
Sally Jo W.
caleb was great in helping me navigate thecorrect liabilty insurance for my company
Lindsay Erin P.
Friendly fast service I recommend you to all vendors
Terry R.
Kemi S.
Great Customer service and easy renewal process!!!! I would refer this company to anyone.
Chris H.
Great company easy to work with, Andrew was very helpful,you can call him any time he is ready to listen and help
Olu A.
Good customer service indeed
Google Rating
Based on 214 reviews