Contractor Insurance in New Hampshire

  • Compare quotes in minutes, with no obligation to buy
  • Buy online and receive coverage confirmation – instantly
  • Access only top-quality insurance companies (A-rated or better)

Get instant quotes

Why do New Hampshire general contractors need insurance?

The largest sector in the Granite State is construction. It is estimated that around 15,883 sole-traders are employed in the field. A majority of them are registered general contractors. New Hampshire contractors are covered by insurance.

Construction sites can often be dangerous locations to work in. An accident could lead to an expensive liability problem for small-sized companies. Contractor insurance is important for New Hampshire businesses to protect their hard work from accidents, delays, accidents and other issues that are common.

Contractor insurance refers to different kinds of coverage that a General Contractor may consider.

  • General Liability insurance
  • Business Owner’s Policy
  • Workers’ Compensation insurance

Find out more about New Hampshire contractor’s insurance and how you can get the most suitable policy for your business with BizInsure.

Who needs contractor insurance in New Hampshire?

Many contractors have insurance policies in place to safeguard their personal and business financial assets. General Liability coverage and other types of policies can act as a safety-net for your company and you.

Certain clients may require certain kinds of insurance (this is often stipulated in contract). In New Hampshire, Workers’ Compensation insurance is required for all companies with at least one employees.

Select your profession to learn more about the insurance options that are available, and then request with a quote to get a customized insurance quote.

Customer service icon

Contact our licensed agents today

You can rest assured that you have the correct insurance at an affordable price.
BizInsure’s knowledgeable and licensed agents are here to assist you in finding the most suitable product.

What are common insurance policies for contractors in New Hampshire?

New Hampshire contractors typically take a look at various types of insurance. These insurance policies can help you reduce the risks that contractors could face.

General Liability insurance

Also referred to as Commercial General Liability (CGL) or “slip and fall coverage”, this insurance can protect your business against bodily injury or property damage lawsuits from outside parties.

Business Owner’s Policy

A Business Owner’s Policy (BOP) is a convenient package of insurance that protects your business against the common risks it faces every day. The BOP product includes various coverages that may suit the unique requirements of your small business. Insurance included in a BOP can vary but usually they include protection for typical small business risks such as property damage, business interruption and liability.

Workers’ Compensation insurance

Workers’ Compensation insurance protects your company and its employees. If any of your employees get injured at work or are ill, this type of insurance will cover their medical bills. It will also cover some of their lost income if they’re unable to work because of the injury, as well as rehabilitation or physical therapy to transition the employee back into the workplace. In New Hampshire, Workers’ Compensation insurance is required for all companies with at least one employees.

What does contractors insurance policies cover in New Hampshire?

Insurance for contractors can protect your business against many types of risk. Depending upon the type of insurance you choose, certain events could be covered such as:

  • Third-party and property damage injury claims
  • Unexpected business interruptions(Business Owner’s Policy)
  • Equipment breakdown(Business Owner’s Policy)
  • Workers are injured and ill-health at work

How much does contractors insurance cost in NH?

The cost of insurance for businesses varies because insurers consider many aspects when determining the cost for each company. The price you pay for your company could be based on factors like:

  • What type of insurance do you want to look for
  • Size of your business (annual revenues)
  • How many people can be covered under the policy
  • Your claim history
  • The amount of coverage you select

How do I obtain general contractor insurance in New Hampshire?

BizInsure can help you protect your contracting company.

Compare multiple quotes within 10 minutes to determine the most suitable coverage for your needs. All policy documents are delivered directly to your mailbox.

Need some help? Our licensed agents are available to assist you at any point in the process.

Compare multiple quotes for New Hampshire general contractors today to get the most suitable coverage for your budget.

* This information is a general guide only and does not take into account your objectives, financial situation or needs. Always check with your local licensing board when getting or renewing your [profession] license to ensure you are meeting their current licensing requirements.
As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
© Copyright 2023 BizInsure LLC, 2015 ALL RIGHTS RESERVED BizInsure LLC; CA DBA: Simple, Smart, BizInsure Insurance Agency LLC; NY DBA: BizInsure Services LLC; NH DBA: Simple, Smart, BizInsure Insurance Agency; PA DBA: BizInsure Services LLC. 2950 Buskirk Ave Suite 300, Walnut Creek CA 94597. License #0H81929
21st Century QHC agency for Home care insurance company.
Tie J.
Andrea Mcgee was great to work with
Audra M.
Customer representative extremely professional and courteous!
DJ Jeff B
I wanted to add another letter to one word on my street, and the website allows me to do that, and it took less than 5 minutes for them to approve the amendment. How wonderful, I love their service very much.
Ema F.
Representative was very kind, helpful, and educated me well. I appreciated today's experience.
Tina P.
Thanks for the overall service. The rates were great, and they were able to cover the services that was needed. Please call BIZinsure for your commercial needs.
Cheequanda M.
Responsive and easy
Crime R.
I have used BizInsure for 2 years and they make the renewal process quick and easy.
hospicecare 4.
Excellent business and great people! They have out done our prior insurance of 23 years! Keep up the good work!
James F
Very satisfied with the application process, Andrea was very helpful and friendly. Great service ! Thank you !
Don C.
No waiting !!!
Renee G.
Very good company to do business with.
Jeff M.
Teven Lous was wonderful to work with. Thank you
Valerie K.

Popular Searches

Google Rating
Based on 121 reviews