General Contractor Insurance in Vermont

  • Compare quotes in minutes, with no obligation to buy
  • Buy online and receive coverage confirmation – instantly
  • Access only top-quality insurance companies (A-rated or better)

Get instant quotes

Why do general contractors need insurance in Vermont?

The Green Mountain State is home to a large construction industry with over 8,660 sole proprietors in the field. Many of them are general contractors registered with the state.

Construction sites can often be hazardous places to work. Small-sized businesses are susceptible to costly risks if they’re involved in business or residential projects. Insurance for contractors is essential for Vermont companies to safeguard their hard work from accidents delay, accidents and other issues that are common.

Contractor insurance is a variety of types of insurance that a General Contractor might consider.

  • General Liability
  • Business Owner’s Policy
  • Workers’ Compensation

Learn about contractor insurance in Vermont and how BizInsure can help you find coverage for your business requirements.

Who needs contractor insurance in Vermont?

A lot of companies have insurance policies in place to protect their businesses and personal financial assets. General Liability Insurance and other types of insurance provide you with an essential safety net to protect your business and yourself.

Some types of coverage might require working with certain clients (a condition that is usually written into business contracts).

Choose your occupation to find out more about the options for insurance available and begin a quote for a custom insurance quote.

Customer service icon

Contact our licensed agents

You can rest easy knowing you’ve found the most reliable insurance for reasonable cost.
BizInsure’s knowledgeable and licensed agents are on hand to help you select the right insurance plan.

What are the common insurance policies for contractors in Vermont?

There are several types of contractor insurance that Vermont tradespeople typically consider. These policies will help you reduce the risks that contractors could face.

General Liability Insurance

A construction site is an area where anything can happen. If someone is injured by your innocent actions, such as leaving the toolbox in a dangerous location, it could be an enormous headache for you and your business.

General Liability policy can protect you against any claim by an outside party regarding injury or damage to their property. In these instances, your policy will cover your legal expenses as well as your cost to replace or remedy the situation up to the limits of liability.

Vermont contractors can safeguard their bank accounts with General Liability coverage. The insurance covers your legal fees should someone alleges your actions injured or damaged them. This can be used to pay for repairs or replacing damaged property, and also to pay medical expenses.

Business Owner’s Policy

Construction industry workers know that things do not always work out as planned. It is possible that you won’t be able to complete your project in time if there are interruptions to your work or if tools break.

Business Owner’s Policy (BOP) is a combination of policies, combining covers such as General Liability insurance and business personal property coverage, to help protect small businesses from costly interruptions to service.

BOPs can be customized to meet the requirements of your business. This is a cost-effective and efficient way to shield yourself from many of the risks that are common to general contractors.

Workers’ Compensation Insurance

If your business relies on its employees, you must ensure their health and safety while at work.

Workers’ Compensation insurance provides protection for employers if an employee suffers a work-related illness or injury. The insurance pays for the medical bills of employees that get injured or sick while on the job. Policies may also pay for lost wages in the event that an employee is not able to work as a result of an injury. It could also pay for rehabilitation or physical therapy to help the employee return to the workplace.

To meet state requirements, most business owners having one or more employees in Vermont should obtain Workers’ Compensation insurance.

What does contractor insurance cover in Vermont?

Contractors’ insurance will cover you for a variety of different risks. Based on the types of insurance you select, events like:

  • Protection for Third-Party Injuries and Property Damage Claim
  • Unexpected disruptions to businesses
  • Equipment breakdown
  • Injuries and illnesses of employees at work

How much does contractor insurance cost in Vermont?

The cost of business insurance varies because insurers take many factors into account when they determine a business’ cost. The cost of your business will depend on factors such as:

  • What kind of insurance do you need?
  • The size of your business (annual revenue).
  • How many people are covered under this policy?
  • Your claim history
  • The coverage amount you select

How do I get contractor insurance in Vermont?

BizInsure can help you protect your contractor company.

In just 10 minutes, you’ll be able to look over a variety of quotes and select the coverage that fits your budget and needs. You’ll be covered instantly, with policy documents sent directly to your inbox.

Need help? Our licensed agents are here to assist at any point along the way!

Compare multiple quotes today to get A-rated insurance for your Vermont general contractor company.

As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
© Copyright 2023 BizInsure LLC, 2015 ALL RIGHTS RESERVED BizInsure LLC; CA DBA: Simple, Smart, BizInsure Insurance Agency LLC; NY DBA: BizInsure Services LLC; NH DBA: Simple, Smart, BizInsure Insurance Agency; PA DBA: BizInsure Services LLC. 2950 Buskirk Ave Suite 300, Walnut Creek CA 94597. License #0H81929
bizinsurance makes purchasing Business Insurance...SIMPLE!
Andrea W.
Great quality of Service ,faster and convenience way to pay at most. Thank you for your Service to my Healthcare Facility .
Quick and easy!!!!
Great service! Easy process and very informative representative. Andrea was great and very patience with our process. I would recommend using them!!
Terrance R.
Always and easy process. Thanks!
Gerald S.
Renewal was quick and easy online
Angelita K.
I had a great experience working with Andrea from BizInsure. She was extremely knowledgeable, helpful, and responsive throughout the entire process. She guided me through the different options available and helped me find the perfect home care professional liability insurance policy that suited my needs. Her professionalism and expertise made the entire experience smooth and hassle-free. I highly recommend working with Andrea and BizInsure for all your insurance needs.
Juliette S.
Easy to submit an application and to get quotes
Simone S.
I had the most pleasant prompt and professional experience of my life with Bizinsure. Everything was completed in record time, at an unbelievable cost…and my certificate of Insurance was promptly emailed to me. Most of all it was effective immediately. No hassle no back & forth, just great service highly recommend to all small businesses.
Marcia S.
advanced U.
Great service. Very professional and cordial. Thanks
Jeremiah U.
BizInure has been a great company for our insurance needs. I wish customers services was 24/7, that would make it a five stars
Novilette L. J.
Easy to navigate what you need. Always notify ahead of renewal!
Athena T.
This is the best company I have ever worked with. They are professional and get you exactly what you need. I highly recommend them!
Jim P.
this is really easy
Riaz R.
Andrea was very useful and professional. I will be recommending Biznsure to my friends that need business insurance. Keep up the good work. I wish the agency also offers auto insurance and whenever you do I will be one of the first to sign up as sign of my appreciation.Mike Okonkwo.
Mike O
Kalab was excellent. Great, great Agent. Every step was organized and well planned. I WILL recommend your firm to anyone. Thank you...
Easy to renew Policy
Plain S.
Great total experience. The agent was professional, knowledgeable,and a pleasure to work with. The fastest business insurance purchase I've ever experience. I highly recommend Bizinsure.
Tony W.
Communication was excellent and the process was easy.
Jessie R.
I have been using Bizinsure for several years and find the ease of renewing as well as generating additional insured certificates to be easy and useful, especially as a sole prop. thank you
Michelle C.
Kaleb tailored the right coverage to our business. Customer service was good and gave great understanding of coverage. Thank you from Goleda's Gentle Homecare LLC
Aneesah M.
Supreme A.
Easiest & fastest online quote and purchasing experience out there. Inside of 10 minutes I had a quote, payment draft, and policy in force... and at the most competitive GL rates I found.
Rusty H.
very quick and prompt service.
Sally Jo W.
caleb was great in helping me navigate thecorrect liabilty insurance for my company
Lindsay Erin P.
Friendly fast service I recommend you to all vendors
Terry R.
Kemi S.
Great Customer service and easy renewal process!!!! I would refer this company to anyone.
Chris H.
Great company easy to work with, Andrew was very helpful,you can call him any time he is ready to listen and help
Olu A.
Good customer service indeed
Google Rating
Based on 214 reviews