General Contractor Insurance in Vermont

  • Compare quotes in minutes, with no obligation to buy
  • Buy online and receive coverage confirmation – instantly
  • Access only top-quality insurance companies (A-rated or better)

Get instant quotes

Why do general contractors need insurance in Vermont?

The Green Mountain State is home to a large construction industry with over 8,660 sole proprietors in the field. Many of them are general contractors registered with the state.

Construction sites can often be hazardous places to work. Small-sized businesses are susceptible to costly risks if they’re involved in business or residential projects. Insurance for contractors is essential for Vermont companies to safeguard their hard work from accidents delay, accidents and other issues that are common.

Contractor insurance is a variety of types of insurance that a General Contractor might consider.

  • General Liability
  • Business Owner’s Policy
  • Workers’ Compensation

Learn about contractor insurance in Vermont and how BizInsure can help you find coverage for your business requirements.

Who needs contractor insurance in Vermont?

A lot of companies have insurance policies in place to protect their businesses and personal financial assets. General Liability Insurance and other types of insurance provide you with an essential safety net to protect your business and yourself.

Some types of coverage might require working with certain clients (a condition that is usually written into business contracts).

Choose your occupation to find out more about the options for insurance available and begin a quote for a custom insurance quote.

Customer service icon

Contact our licensed agents

You can rest easy knowing you’ve found the most reliable insurance for reasonable cost.
BizInsure’s knowledgeable and licensed agents are on hand to help you select the right insurance plan.

What are the common insurance policies for contractors in Vermont?

There are several types of contractor insurance that Vermont tradespeople typically consider. These policies will help you reduce the risks that contractors could face.

General Liability Insurance

A construction site is an area where anything can happen. If someone is injured by your innocent actions, such as leaving the toolbox in a dangerous location, it could be an enormous headache for you and your business.

General Liability policy can protect you against any claim by an outside party regarding injury or damage to their property. In these instances, your policy will cover your legal expenses as well as your cost to replace or remedy the situation up to the limits of liability.

Vermont contractors can safeguard their bank accounts with General Liability coverage. The insurance covers your legal fees should someone alleges your actions injured or damaged them. This can be used to pay for repairs or replacing damaged property, and also to pay medical expenses.

Business Owner’s Policy

Construction industry workers know that things do not always work out as planned. It is possible that you won’t be able to complete your project in time if there are interruptions to your work or if tools break.

Business Owner’s Policy (BOP) is a combination of policies, combining covers such as General Liability insurance and business personal property coverage, to help protect small businesses from costly interruptions to service.

BOPs can be customized to meet the requirements of your business. This is a cost-effective and efficient way to shield yourself from many of the risks that are common to general contractors.

Workers’ Compensation Insurance

If your business relies on its employees, you must ensure their health and safety while at work.

Workers’ Compensation insurance provides protection for employers if an employee suffers a work-related illness or injury. The insurance pays for the medical bills of employees that get injured or sick while on the job. Policies may also pay for lost wages in the event that an employee is not able to work as a result of an injury. It could also pay for rehabilitation or physical therapy to help the employee return to the workplace.

To meet state requirements, most business owners having one or more employees in Vermont should obtain Workers’ Compensation insurance.

What does contractor insurance cover in Vermont?

Contractors’ insurance will cover you for a variety of different risks. Based on the types of insurance you select, events like:

  • Protection for Third-Party Injuries and Property Damage Claim
  • Unexpected disruptions to businesses
  • Equipment breakdown
  • Injuries and illnesses of employees at work

How much does contractor insurance cost in Vermont?

The cost of business insurance varies because insurers take many factors into account when they determine a business’ cost. The cost of your business will depend on factors such as:

  • What kind of insurance do you need?
  • The size of your business (annual revenue).
  • How many people are covered under this policy?
  • Your claim history
  • The coverage amount you select

How do I get contractor insurance in Vermont?

BizInsure can help you protect your contractor company.

In just 10 minutes, you’ll be able to look over a variety of quotes and select the coverage that fits your budget and needs. You’ll be covered instantly, with policy documents sent directly to your inbox.

Need help? Our licensed agents are here to assist at any point along the way!

Compare multiple quotes today to get A-rated insurance for your Vermont general contractor company.

As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
© Copyright 2023 BizInsure LLC, 2015 ALL RIGHTS RESERVED BizInsure LLC; CA DBA: Simple, Smart, BizInsure Insurance Agency LLC; NY DBA: BizInsure Services LLC; NH DBA: Simple, Smart, BizInsure Insurance Agency; PA DBA: BizInsure Services LLC. 2950 Buskirk Ave Suite 300, Walnut Creek CA 94597. License #0H81929
I renewed my policies , including a few updates, through the on-line portal. It was quick, easy and completed in a few moments. I will not have to revisit thias until 12 months from now. I printed out my documents and have no questions pertaining to my renewal. It was seamless. Thank you Biz Insure
Fast, Simple, convenient
This company is very efficient, easy to manuever their online renewal, I love it and would recommend to anyone.
Awesome service!
Very easy to work with, cost effective, prompt renewal and easy to get certificates of insurance instantly. I use them exclusively for my professional and general liability insurance needs as a consultant. They simply make my insurance be easy!
Huge thank you to Andrea, she was patient, kind, & caring! Got my quote fast & at best price!
Excellent and Easy service - Thank you.
Amy was a delight to work with she help me with finding he right policy for my business I can't thank her enough for her help
I purchased liability insurance for my home care agency, Unlimited Gentle Care, and the process was seamless and straightforward, ensuring that every aspect of our liability was covered. This company also offers a great value for the extensive coverage my company receives
BizInsure was an easy way to purchase insurance for my business.Kaleb especially was a great help.Thanks,Rich Valentini
awsom service, perfect price and great policy
I have purchased General Liability Insurance for the past 4 years at BizInsure for my wedding videography small business. In these 4 years, it has always been a smooth process.There must've been some sort of technical issue (potentially due to my change in address), so my policy didn't auto-renew. I called Bizinsure and talked to Paulina, who was beyond helpful. She was very polite and explained things very well. One small detail that I can appreciate is that she often said my name, which shows that their customer service is intentional about personalized communication.In just a few minutes, we updated my account + renewed my insurance for a 5th year. I highly recommend Bizinsure!
great customer services.
This company allowed us an amazing experience, including very efficient, detail-oriented, and patient guidance from their commercial sales agent, Jenifer. I highly recommend this service for anyone in need of a business insurance policy.
Jennifer was very helpful and great to work with.
Very professional, fast and reliable. I appreciate their knowledge and experience. They have made this journey easier for me.
Very easy to renew! Thank you
super quick and easy process!
I am very satisfied with Bizinsure. No regrets
Very professional, easy, and thorough application process.
BizInsure is efficient and price friendly. I definitely reccommend them to anyone. Thank you.
Great process and very efficient.
Friendly and very fast service!
Jennifer Whiscombe, is an amazing agent. She was very knowledgeable, thorough and friendly. I highly recommend.
They make it very easy to buy insurance and renew.
As a business owner I love not wasting time. Thank you so much for giving me more time
Very straight forward, the cost of coverage amount made sense, simplicity was appreciated.
Always easy. Thank you.
A Company that is easy to deal with and that I have used for several years. I appreciate the continued support.
Very easy and affordable!
Responsive and professionalCompetitive price. I highly recommend Bizlnsure as an insurance provider
Your service is easy to renew as needed and your company informs the client in advance for renewal.
Google Rating
Based on 296 reviews