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What does yoga teacher insurance cover?

Yoga teacher insurance helps protect your business from the financial impact of claims arising from the classes and instruction you provide, as well as your day-to-day business operations. 

Depending on the policy, coverage may include: 

  • Legal defense costs  
  • Settlements or damages  
  • Third-party bodily injury  
  • Property damage  
  • Professional negligence claims  
  • Employee injury benefits under Workers’ Compensation  
  • Damage to business property under a Business Owner’s Policy (BOP)  

Be sure to read your policy documents carefully to understand what’s covered. 

insurance for yoga instructors

Why do yoga teachers need insurance?

Even with the right training and careful instruction, yoga teachers can face injury claims, allegations of professional negligence, property damage, or other unexpected incidents while teaching classes or working with clients. Insurance can help protect your yoga business from the financial impact of these unexpected events. 

What types of insurance do yoga teachers and studios need?

BizInsure offers Professional + General Liability Package made specifically for home care businesses.

General Liability insurance

General Liability Insurance protects your yoga business if a student or third party is injured, or their property is damaged, as a result of your business activities or services.

General Liability

Professional Liability insurance

Professional Liability Insurance protects your yoga business if a student claims your instruction, guidance, or hands-on adjustments caused them injury or harm. We offer coverage up to $1 million per occurrence and $3 million in the aggregate.

Professional Liability nurses

Sexual Abuse and Molestation

Sexual and Physical Misconduct Coverage protects your yoga business against allegations of sexual or physical misconduct raised by a student. We offer coverage up to $1 million per occurrence and $3 million in the aggregate.

Sexual harassment Cover

Workers Compensation Insurance

Workers’ Compensation Insurance protects your business if an employee is injured while working, covering their medical costs and lost wages.

Workers Comp insurance

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How much does yoga instructor and studio insurance cost?

Yoga insurance starts at $42.31 per month for combined professional and general liability coverage.

yoga instructor

Factors influencing cost

  • Risks of the industry 
  • Coverage level amount
  • Annual turnover
  • Number of employees
  • Claims history

The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.

Get flexible cover to match your needs

Get custom-tailored coverage levels to suit yoga teachers, and studios.

Coverage levels to choose

  • Up to $1 million per occurrence
  • Up to $3 million in the aggregate

Coverage levels to choose

  • $1 million per occurrence
  • $3 million in the aggregate
  • Statutory Profession Requirements
  • Coverage required by contracts
  • Number of employees being covered
  • Your contract value
  • Worst case scenario claim size
yoga instructor

Factors influencing cost

  • Risks of the industry 
  • Coverage level amount
  • Annual turnover
  • Number of employees
  • Claims history

The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.

Get flexible coverage to match your needs

Get custom-tailored coverage levels to suit yoga teachers, and studios.

Coverage levels to choose

  • Up to $1 million per occurrence
  • Up to $3 million in the aggregate

Coverage levels to choose

  • $1 million per occurrence
  • $3 million in the aggregate

Unsure how much to choose? Think about:

  • Statutory professional requirements
  • Coverage required by contracts
  • Number of employees being covered
  • Your contract value
  • Worst case scenario claim size

Frequently asked questions

What is the difference between “per occurrence” and “aggregate” liability limits?

Per-occurrence and aggregate limits both refer to the maximum payout of an insurance policy, but in different settings.
Per-occurrence limits are the maximum amount a policy will pay for any one incident or claim. Aggregate limits are the maximum amount that will be paid over the duration of the policy.

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