Insurance IT Consultants
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Covers claims your advice or code caused a client financial loss
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Save Money
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Instant Coverage
Delivered to your inbox
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What does IT consultant insurance cover?
IT consultant insurance helps protect computer programmers, application developers, website designers, and other tech service providers from the cost of risks related to advising businesses on their technology purchases and decisions. Common risks may include:
- Mistakes or errors in your work
- Failing to deliver agreed services
- Client property damage claims
- Damaged business equipment
BizInsure can help you get affordable and dependable insurance tailored to your needs as an IT consultant.
Why do IT consultants need insurance?
IT consultants may consider insurance to help cover the cost of claims and lawsuits caused by the services they provide. They may also choose coverage to help protect their equipment and manage unplanned business interruptions.
IT consultants offer businesses important advice and services that help them create, manage, and protect their computer systems. Managing client expectations while providing your services can be challenging. That’s why many IT Consultants seek business insurance that is reliable and customized to their profession.
IT consultants insurance covers a broad range of professions
We help insure different types of IT Consultants and businesses, such as:
Application Development
Computer Consultant
Computer Programming Services
Database Administrator
IT Software/Hardware Training Services
Website Design
Other Technology Services
What types of insurance do IT consultants and contractors need?
BizInsure provides insurance solutions built around the risks IT consultants and contractors face, protecting against negligence and third-party claims.
General Liability insurance
General Liability Insurance covers your business if a third-party is injured, or their property is damaged, a of your business activities or services. It covers legal costs compensation costs. We offer coverage up to $1 million per occurrence and $3 million in the aggregate.
Professional Liability insurance
Professional Liability insurance, also known as Errors & Omissions insurance protects you against claims of negligence, misrepresentation or mistake, resulting in financial loss to a third party. We offer coverage up to $1 million per occurrence and $3 million in the aggregate.
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How much does IT consultants insurance cost?
General Liability insurance for consultants starts from $28.86 per month. Professional Liability for IT professional costs from $41.26 per month*.
Factors influencing cost
- Risks of the industry
- Coverage level amount
- Annual turnover
- Number of employees
- Claims history
The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.
Get flexible coverage to match your needs
Choose from a broad range of coverage limits to suit your unique risks.
Factors influencing cost
- Risks of the industry
- Coverage level amount
- Annual turnover
- Number of employees
- Claims history
The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.
Get flexible coverage to match your needs
Choose from a broad range of coverage limits to suit your unique risks.
Unsure how much to choose? Think about:
- Statutory professional requirements
- Coverage required by contracts
- Number of employees being covered
- Your contract value
- Worst case scenario claim size
Frequently asked questions
Professional Liability insurance is one way that many IT Consultants protect their business. These policies cover many types of professional wrongdoing.
If your work as an IT Consultant causes a client to suffer a financial loss, you could be found liable. Your Professional Liability insurance policy pays your legal expenses resulting from a liability lawsuit. This includes attorney’s fees, miscellaneous court costs, settlements, and judgements.
IT Consultants regularly do work that puts them at professional risk. If a client loses money due to your professional advice or services you provide, you could be found liable for their losses. The resulting lawsuit could be expensive, especially if it drags on for weeks, months, or years.
This could be financially devastating for you and your business. Without insurance, you could be forced to spend your hard-earned business capital, as well as your personal savings, to defend yourself in court. You might even be forced to file for bankruptcy or have to close your business forever.
IT Consultant liability insurance, otherwise known as Professional Liability insurance, can help protect your finances during a liability lawsuit.
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