Insurance for Engineers
Often required to get licensed — or by your clients
Coverage for design mistakes, negligence or third-party injuries
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Buy online in minutes
Save Money
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Instant Coverage
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On this page:
What does engineering insurance cover?
Engineering insurance protects civil, electrical, mechanical, and structural engineers from the cost of common occupational risks. It helps cover legal fees, compensation, and claims related to:
- Mistakes, errors, or omissions in your work
- Breaches of contract
- Third-party property damage claims
- Unplanned business interruptions
- Workplace injuries and illnesses
Professional Liability (also known as E&O insurance) is a popular form of coverage for engineers. It may be a requirement to work with specific clients.
BizInsure offers engineers flexible coverage options to protect their businesses. Compare quotes online and get covered in minutes.
Why do engineers need insurance?
Engineers may need Professional Liability insurance to bid on public and government projects, meet contractual obligations, and protect their firm. Most states legally require firms with at least one employee to have Workers’ Compensation insurance.
Engineers provide essential services within the building and construction industry. Your years of education and experience are essential to helping ensure projects are completed safely, on time, and to budget. But a small mistake in a blueprint or on-site accident could lead to financial loss or project failure. Business insurance can help protect you and your business if a lawsuit is brought against you.
What is covered?
Our A&E insurance coverage provides the standard coverage for:
Architects and Engineers Professional Liability
Architects, Engineers and Contractors Pollution Liability
Technology Based Services
Technology Products
Computer Network Security and Privacy Liability
Multimedia and Advertising
What types of insurance do engineers need?
BizInsure offers a broad range of insurance solutions tailored to suit the insurance needs of engineers, protecting against negligence and third-party claims.
General Liability insurance
General Liability Insurance covers your business if a third-party is injured, or their property is damaged, a of your business activities or services. It covers legal costs compensation costs. We offer coverage up to $1 million per occurrence and $3 million in the aggregate.
Professional Liability insurance
Professional Liability insurance, also known as Errors & Omissions insurance protects you against claims of negligence, misrepresentation or mistake, resulting in financial loss to a third party. We offer coverage up to $1 million per occurrence and $3 million in the aggregate.
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How much does Engineering insurance cost?
General Liability insurance for engineers costs from $28.86 per month and Professional liability insurance for engineers starts at $41.26 per month.
Factors influencing cost
- Risks of the industry
- Coverage level amount
- Annual turnover
- Number of employees
- Claims history
The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.
Get flexible coverage to match your needs
Select flexible coverage levels built for the technical and professional risks of engineering practices.
Factors influencing cost
- Risks of the industry
- Coverage level amount
- Annual turnover
- Number of employees
- Claims history
The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.
Get flexible cover to match your needs
Select flexible coverage levels built for the technical and professional risks of engineering practices.
Unsure how much to choose? Think about:
- Statutory professional requirements
- Coverage required by contracts
- Number of employees being covered
- Your contract value
- Worst case scenario claim size
Frequently asked questions
Per-occurrence and aggregate limits both refer to the maximum payout of an insurance policy, but in different settings.u003cbru003ePer-occurrence limits are the maximum amount a policy will pay for any one incident or claim. Aggregate limits are the maximum amount that will be paid over the duration of the policy.
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