Insurance for OHS Consultants
Covers claims your safety advice or guidance was wrong
Often required before you can start on-site inspections
Professional Liability coverage from $33.21 per month
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Save Money
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What does OHS consultant insurance cover?
OHS consultant insurance helps protect health and safety professionals from common risks associated with providing workplace safety advice, inspections, training, and compliance guidance.
- Professional negligence claims
- Errors or omissions in marketing strategies or recommendations
- Third-party property damage claims
- Unplanned business interruptions
BizInsure understands the insurance needs of OHS consultants. Compare quotes, choose coverage, and buy online—all in minutes.
Why do OHS consultants need insurance?
OHS consultants may consider insurance to help cover the cost of claims, lawsuits, and other unplanned expenses.
Businesses rely on OHS consultants to help create safer workplaces, manage compliance obligations, and reduce workplace risks. However, if a client believes your advice contributed to an incident, injury, or financial loss, the resulting legal costs and compensation claims can be significant. Insurance helps OHS consultants protect their business while continuing to support their clients.
| Risk scenarios | Coverage benefits |
|---|---|
| Professional negligence claim A client alleges your workplace risk assessment failed to identify a safety hazard that later contributed to an employee injury. | Professional Liability insurance can help cover legal defense costs and compensation claims arising from actual or alleged professional negligence. |
| Third-party injury While conducting a site inspection, a visitor trips over your equipment and is injured. | General Liability insurance can help cover legal fees and compensation claims resulting from third-party bodily injury or property damage. |
| Property damage during a site visit You accidentally damage a client’s equipment while inspecting their workplace. | General Liability insurance can help cover claims for accidental damage to third-party property. |
| Data breach A phishing attack compromises confidential client reports and workplace safety records. | Cyber Liability insurance can help cover the costs of responding to certain cyber incidents, including notifying affected parties and managing a data breach. |
| Employee injury An employee is injured while carrying out a workplace safety inspection. | Workers’ Compensation insurance can help cover medical expenses, lost wages, and other benefits for employees injured on the job, where required by state law. |
What types of insurance do OHS Consultant need?
OHS consultants generally need Professional Liability and General Liability insurance to cover claims pf negligence and injury and damage. With BizInsure, you can tailor to your specific services as your business grows.
General Liability insurance
General Liability Insurance covers your business if a third-party is injured, or their property is damaged, a of your business activities or services. It covers legal costs compensation costs. We offer coverage up to $1 million per occurrence and $3 million in the aggregate.
Professional Liability insurance
Professional Liability insurance, also known as Errors & Omissions insurance protects you against claims of negligence, misrepresentation or mistake, resulting in financial loss to a third party. We offer coverage up to $1 million per occurrence and $3 million in the aggregate.
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How much does OHS consultant insurance cost?
Professional Liability insurance for OHS consultants starts at $33.21 per month.
Factors influencing cost
- Risks of the industry
- Coverage level amount
- Annual turnover
- Number of employees
- Claims history
The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.
Get flexible coverage to match your needs
Choose from customizable coverage levels to suit your specific workplace risk management needs and budget.
Factors influencing cost
- Risks of the industry
- Coverage level amount
- Annual turnover
- Number of employees
- Claims history
*BizCover’s Customer Average Monthly Payment Report is based on 1 July 2024 to 30 June 2025 and presented as a guide only. It may not reflect pricing for your particular business, as individual factors will apply.
Get flexible coverage to match your needs
Choose from customizable coverage levels to suit your specific workplace risk management needs and budget.
Unsure how much to choose? Think about:
- Statutory professional requirements
- Coverage required by contracts
- Number of employees being covered
- Your contract value
- Worst case scenario claim size
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Frequently asked questions
Per-occurrence and aggregate limits both refer to the maximum payout of an insurance policy, but in different settings.
Per-occurrence limits are the maximum amount a policy will pay for any one incident or claim. Aggregate limits are the maximum amount that will be paid over the duration of the policy.
