Insurance for Painters
Covers a paint spill, fall or damage to a client’s property
Often required to get your painter’s license
Covers residential, commercial and industrial painting
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Compare Quotes
From multiple carriers
Save Time
Buy online in minutes
Save Money
Switch and save
Instant Coverage
Delivered to your inbox
Our A-rated carriers
On this page:
What does painter insurance cover?
Painter insurance helps protect residential, commercial, industrial, and other painters from the cost of risks associated with painting interiors, exteriors, and vehicles. Typical risks include:
- Damaging a third party’s property
- Third-party bodily injury
- Product liability claims
- Loss or damage of your tools and equipment
BizInsure offers painters fast, simple, and convenient coverage options. Get covered instantly online in minutes from A+ rated insurance partners.
Why do painters need insurance?
Painters working as licensed contractors may need General Liability insurance to legally work in some states. It may also be required to access worksites or work with specific clients or employers.
Painters are in high demand with residential and commercial clients. While a booming business is good for your bottom line, it also opens you up to many potential risks. General Liability insurance covers legal costs and compensation, even if a claim made against you has no merit. Painters may also get coverage to protect their tools of trade and equipment.
Who needs painting insurance?
Whether you are a self employed painter or a part of a growing business, we help cover you against devastating financial losses, including:
Residential painters
Commercial painters
Industrial painters
Auto painting businesses
Graffiti artists
Exterior Painters
Interior Painters
Painters and Decorators
Other contractors
What types of insurance do painters and decorators need?
BizInsure offers a broad range of insurance packages for painters and contractors protecting against negligence and third-party claims arising from client injuries, or accidents.
General Liability insurance
General Liability Insurance covers your business if a third-party is injured, or their property is damaged, a of your business activities or services. It covers legal costs compensation costs. We offer coverage up to $1 million per occurrence and $3 million in the aggregate.
Professional Liability insurance
Professional Liability insurance, also known as Errors & Omissions insurance protects you against claims of negligence, misrepresentation or mistake, resulting in financial loss to a third party. We offer coverage up to $1 million per occurrence and $3 million in the aggregate.
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How much does painter business insurance cost?
On average, business insurance for painters costs $113.03 per month*.
Factors influencing cost
- Risks of the industry 
- Coverage level amount
- Annual turnover
- Number of employees
- Claims history
The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.
Get flexible coverage to match your needs
With BizInsure, you can get flexible coverage levels to suit self-employed painters and growing businesses.
Factors influencing cost
- Risks of the industry 
- Coverage level amount
- Annual turnover
- Number of employees
- Claims history
The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.
Get flexible coverage to match your needs
With BizInsure, you can get flexible coverage levels to suit self-employed painters and growing businesses.
Unsure how much to choose? Think about:
- Statutory professional requirements
- Coverage required by contracts
- Number of employees being covered
- Your contract value
- Worst case scenario claim size
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