Insurance for Carpenters
Covers a trip over your toolbox or damage to a client’s property
Often required for your carpentry license or by clients
Add Workers’ Comp, BOP or Professional Liability as you grow
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Compare Quotes
From multiple carriers
Save Time
Buy online in minutes
Save Money
Switch and save
Instant Coverage
Delivered to your inbox
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What does carpenter insurance cover?
Carpenter insurance helps protect residential carpenters, commercial carpenters, self-employed carpenters, and other contractors from the cost of risks associated with providing carpentry and woodworking services. Typical risks include:
- Third-party property damage
- Third-party bodily injury
- Product liability claims
- Damage to your tools and equipment
BizInsure’s licensed agents help carpenters get coverage to protect their growing businesses. Compare quotes from top-rated insurers online or over the phone and get instant coverage today!
Why do carpenters need insurance?
In some states, General Liability insurance may be required for carpenters needing a general contractor license. This coverage may also be required to work as a subcontractor and access worksites.
Carpentry can be a risky business. Protecting yourself and your business is important. Insurance for carpenters and contractors can help you work with more confidence. It helps cover legal fees and compensation costs associated, even for false or meritless claims. Coverage is also available to protect your carpentry tools and equipment.
Who needs Home Health Care insurance?
BizInsure understands the needs of home health care businesses and offers customized packages for a range of home care providers, including:
Home Health Aides
Hospice Carers
Home Health Care Providers
Personal Care Assistants
Skilled Nursing Care (RNs and CNAs)
Companion Care Providers
Home Health Agencies
Unskilled / ADL Providers
Nursing Homes
Occupational Therapists
What types of insurance do carpenters need?
With BizInsure, you can compare quotes and tailor coverage to your specific carpentry work. Most carpenters carry General Liability, covering injury or property damage caused during a job, and Tools & Equipment coverage for stolen or damaged tools.
General Liability insurance
General Liability Insurance covers your business if a third-party is injured, or their property is damaged, a of your business activities or services. It covers legal costs compensation costs. We offer coverage up to $1 million per occurrence and $3 million in the aggregate.
Professional Liability insurance
Professional Liability insurance, also known as Errors & Omissions insurance protects you against claims of negligence, misrepresentation or mistake, resulting in financial loss to a third party. We offer coverage up to $1 million per occurrence and $3 million in the aggregate.
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How much does carpenter liability insurance cost?
With BizInsure, you can compare quotes and tailor coverage to your specific carpentry work. Most carpenters carry General Liability, covering injury or property damage caused during a job, and Tools & Equipment coverage for stolen or damaged tools, adding Workers’ Compensation as they take on employees.
Factors influencing cost
- Risks of the industry 
- Coverage level amount
- Annual turnover
- Number of employees
- Claims history
The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.
Get flexible coverage to match your needs
Customized coverage levels to suit self-employed practitioners or agencies with complex needs.
Factors influencing cost
- Risks of the industry 
- Coverage level amount
- Annual turnover
- Number of employees
- Claims history
The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.
Get flexible coverage to match your needs
BizCover offers policy options to suit growing businesses, from sole traders to those with higher capacity.
Unsure how much to choose? Think about:
- Statutory professional requirements
- Coverage required by contracts
- Number of employees being covered
- Your contract value
- Worst case scenario claim size
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