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What does acupuncture clinic insurance cover?

Acupuncture clinic insurance helps protect your business from the financial impact of claims arising from the treatments you provide and your day-to-day business operations. 

Depending on the policy, coverage may include: 

  • Legal defense costs  
  • Settlements or damages  
  • Third-party bodily injury  
  • Property damage  
  • Professional negligence claims  
  • Employee injury benefits under Workers’ Compensation  
  • Damage to business property under a Business Owner’s Policy (BOP)  

Be sure to read your policy documents carefully to understand what’s covered. 

insurance for acupuncture clinics

Why do acupuncture clinics need insurance?

Even with qualified practitioners and high standards of patient care, acupuncture clinics can face claims relating to professional negligence, client injuries, property damage, or other unexpected incidents. Insurance can help protect your clinic from the financial impact of these unexpected events. 

What types of insurance do acupuncture clinics need?

BizInsure combines Professional Liability and General Liability into a single package for acupuncture clinics. These insurance policies cover the common risks for acupuncture clinics.

General Liability insurance

General Liability Insurance protects your acupuncture clinic if a patient or third party is injured, or their property is damaged, as a result of your business activities or services. It covers legal costs and compensation costs.

General Liability

Professional Liability insurance

Professional Liability Insurance protects your acupuncture clinic if a patient claims your treatment, needling technique, or clinical judgment caused them financial loss or damage. It can cover legal costs and settlement costs associated to claims of negligence, errors or omissions.

Professional Liability nurses

Sexual Abuse and Molestation

Sexual and Physical Misconduct Coverage protects your acupuncture clinic against allegations of sexual or physical misconduct raised by a patient. We offer coverage up to $1 million per occurrence and $3 million in the aggregate.

Sexual harassment Cover

Workers Compensation Insurance

Workers’ Compensation Insurance protects your business if an employee is injured while working, covering their medical costs and lost wages.

Workers Comp insurance

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How much does Acupuncture insurance cost?

General Liability insurance Acupuncturists costs from $28.86 per month and Combined General and Professional Liability insurance costs $42.31 per month.

acupuncture clinics insurance cost

Factors influencing cost

  • Risks of the industry 
  • Coverage level amount
  • Annual turnover
  • Number of employees
  • Claims history

The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.

Get flexible coverage to match your needs

With BizInsure, you can get a range of coverage options for your acupuncture liability insurance.

Coverage levels to choose

  • Up to $1 million per occurrence
  • Up to $3 million in the aggregate

Coverage levels to choose

  • $1 million per occurrence
  • $3 million in the aggregate
  • Statutory Profession Requirements
  • Coverage required by contracts
  • Number of employees being covered
  • Your contract value
  • Worst case scenario claim size
acupuncture clinics insurance cost

Factors influencing cost

  • Risks of the industry 
  • Coverage level amount
  • Annual turnover
  • Number of employees
  • Claims history

The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.

Get flexible cover to match your needs

With BizInsure, you can get a range of coverage options for your acupuncture liability insurance.

Coverage levels to choose

  • Up to $1 million per occurrence
  • Up to $3 million in the aggregate

Coverage levels to choose

  • $1 million per occurrence
  • $3 million in the aggregate

Unsure how much to choose? Think about:

  • Statutory professional requirements
  • Coverage required by contracts
  • Number of employees being covered
  • Your contract value
  • Worst case scenario claim size

Frequently asked questions

What is the difference between “per occurrence” and “aggregate” liability limits?

Per-occurrence and aggregate limits both refer to the maximum payout of an insurance policy, but in different settings.
Per-occurrence limits are the maximum amount a policy will pay for any one incident or claim. Aggregate limits are the maximum amount that will be paid over the duration of the policy.

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