Business Insurance for Handymen
Covers you if you damage a customer’s home or property
Protects you against third-party injuries on the job
Often required for your handyman license or by landlords
Based on 800+ Google reviews
Compare Quotes
From multiple carriers
Save Time
Buy online in minutes
Save Money
Switch and save
Instant Coverage
Delivered to your inbox
Compare Quotes
From multiple carriers
Save Time
Buy online in minutes
Save Money
Switch and save
Instant Coverage
Delivered to your inbox
Our A-rated carriers
On this page:
What does handyman insurance cover?
Handyman insurance helps protect independent handypeople and licensed contractors from the cost of risks associated with providing home or commercial repairs and maintenance. Common risks include:
- Third-party property damage
- Third-party injury claims
- Loss or damage of your tools and equipment
BizInsure offers fast, simple, and convenient insurance options built for handymen. Get instant coverage online in minutes from A+ rated insurance partners.
Why do handymen need insurance?
Handymen working as licensed contractors may need General Liability insurance to work in certain states. Some clients may also require handymen to have insurance before allowing them to work on their property.
As someone providing handyman services, you are a “jack of all trades” when it comes to using your hands and solving problems. However, accidents happen, and you need to be prepared if they do. Business insurance helps protect your business finances from costly claims and lawsuits. Crucially, General Liability insurance protects you even if a claim made against you has no merit.
What types of insurance do hanypersons need?
Most handypersons carry General Liability, covering injury or property damage caused during a job, and Tools & Equipment coverage for stolen or damaged tools. With BizInsure, you can compare quotes and build a packge to suit your needs.
General Liability insurance
General Liability Insurance covers your business if a third-party is injured, or their property is damaged, a of your business activities or services. It covers legal costs compensation costs. We offer coverage up to $1 million per occurrence and $3 million in the aggregate.
Professional Liability insurance
Professional Liability insurance, also known as Errors & Omissions insurance protects you against claims of negligence, misrepresentation or mistake, resulting in financial loss to a third party. We offer coverage up to $1 million per occurrence and $3 million in the aggregate.
Fast, Simple and Convenient
Start a quote to see how much you can save and buy online in minutes.
How much does handyman insurance cost?
The cost of handyman insurance depends on the type of jobs you take on, your claims history, whether you carry tools and equipment coverage, and whether you employ staff.
Factors influencing cost
- Risks of the industry
- Coverage level amount
- Annual turnover
- Number of employees
- Claims history
The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.
Get flexible coverage to match your needs
High-cover levels to suit self-employed practitioners or agencies with complex needs.
Choose Professional Liability up to $10 million or General Liability up to $20 million
Factors influencing cost
- Risks of the industry
- Coverage level amount
- Annual turnover
- Number of employees
- Claims history
The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.
Get flexible cover to match your needs
BizCover offers policy options to suit growing businesses, from sole traders to those with higher capacity.
Choose Professional Indemnity up to $10 million, Public Liability up to $20 million, and Cyber Liability up to $2 million.
Unsure how much to choose? Think about:
- Statutory professional requirements
- Coverage required by contracts
- Number of employees being covered
- Your contract value
- Worst case scenario claim size
Frequently asked questions
Per-occurrence and aggregate limits both refer to the maximum payout of an insurance policy, but in different settings.
Per-occurrence limits are the maximum amount a policy will pay for any one incident or claim. Aggregate limits are the maximum amount that will be paid over the duration of the policy.
Fast, simple and 100% online
Get instant coverage in easy 3 steps under 10 minutes
Enter Occupation
Select Profession
Choose Coverage
Match your specific needs
Get Covered
Instant certificate of insurance and policy documents
Small Business Insurance Experts
We are proud of our innovative insurance platform, outstanding team, and stellar workplace to have helped aspiring businesses to protect what matters most.
