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What does diagnostic imaging & X-ray center insurance cover?

Diagnostic imaging & X-ray center insurance helps protect your business from the financial impact of claims arising from the imaging services you provide and your day-to-day business operations. 

Depending on the policy, coverage may include: 

  • Legal defense costs  
  • Settlements or damages  
  • Third-party bodily injury  
  • Property damage  
  • Professional negligence claims  
  • Employee injury benefits under Workers’ Compensation  
  • Damage to business property under a Business Owner’s Policy (BOP)  

Be sure to read your policy documents carefully to understand what’s covered. 

insurance for diagnostic imaging xray centres

Why do diagnostic imaging & X-ray centers need insurance?

Even with qualified staff, well-maintained equipment, and established safety procedures, diagnostic imaging and X-ray centers can face professional negligence claims, client injuries, property damage, or other unexpected incidents. Insurance can help protect your imaging center from the financial impact of these unexpected events. 

What types of insurance do diagnostic imaging and x-ray centers need?

BizInsure combines Professional Liability and General Liability into a single package for diagnostic imaging and x-ray centers.

General Liability insurance

General Liability Insurance protects your diagnostic imaging or x-ray center if a patient or third party is injured, or their property is damaged, as a result of your business activities or services. We offer coverage up to $1 million per occurrence and $3 million in the aggregate.

General Liability

Professional Liability insurance

Professional Liability Insurance protects your imaging center if a patient claims your imaging technique, positioning, or interpretation of results caused them harm. We offer coverage up to $1 million per occurrence and $3 million in the aggregate.

Professional Liability nurses

Sexual Abuse and Molestation

Sexual and Physical Misconduct Coverage protects your imaging center against allegations of sexual or physical misconduct raised by a patient. We offer coverage up to $1 million per occurrence and $3 million in the aggregate.

Sexual harassment Cover

Workers Compensation Insurance

Workers’ Compensation Insurance protects your business if an employee is injured while working, covering their medical costs and lost wages.

Workers Comp insurance

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How much does Malpractice Insurance for Diagnostic Imaging & X-Ray Centers cost?

Professional Liability and General Liability insurance package for X-ray starts from $42.31 per month*.

diagnostic imaging insurance cost

Factors influencing cost

  • Risks of the industry 
  • Coverage level amount
  • Annual turnover
  • Number of employees
  • Claims history

The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.

Get flexible coverage to match your needs

With BizInsure, you can choose high-limit coverage levels to suit your with complex needs.

Coverage levels to choose

  • Up to $1 million per occurrence
  • Up to $3 million in the aggregate

Coverage levels to choose

  • $1 million per occurrence
  • $3 million in the aggregate
  • Statutory Profession Requirements
  • Coverage required by contracts
  • Number of employees being covered
  • Your contract value
  • Worst case scenario claim size
diagnostic imaging insurance cost

Factors influencing cost

  • Risks of the industry 
  • Coverage level amount
  • Annual turnover
  • Number of employees
  • Claims history

The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.

Get flexible coverage to match your needs

With BizInsure, you can choose high-limit coverage levels to suit your with complex needs.

Coverage levels to choose

  • Up to $1 million per occurrence
  • Up to $3 million in the aggregate

Coverage levels to choose

  • $1 million per occurrence
  • $3 million in the aggregate

Unsure how much to choose? Think about:

  • Statutory professional requirements
  • Coverage required by contracts
  • Number of employees being covered
  • Your contract value
  • Worst case scenario claim size

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