Our A-rated carriers

The Hartford
Hiscox
CNA
Beazley

What does paramedic insurance cover?

Paramedic insurance helps protect paramedics from the cost of risks associated with providing emergency medical care. This may include: 

  • Allegations of negligence while treating patients  
  • Patient injuries during emergency care or transport  
  • Errors in emergency assessments or treatment  
  • Third-party injury or property damage  

BizInsure understands the unique risks faced by paramedics. Compare quotes, choose coverage, and buy online—all in minutes. 

insurance for paramedics

Why do paramedics need insurance?

Paramedics may consider insurance to help cover the cost of claims, lawsuits, and other unexpected expenses. 

Paramedics work under pressure, often in unpredictable situations where patients, families, and employers expect a high standard of care. Insurance can help protect your business, equipment, and income if something goes wrong while you are doing your job. 

What types of insurance do paramedics need?

BizInsure offers combined Professional Liability and General Liability packages for paramedics. These policies can cover professional negligence and injury or property damage claims.

General Liability insurance

General Liability Insurance for paramedics covers injury or property damage claims resulting from your paramedic services. We offer coverage up to $1 million per occurrence and $3 million in the aggregate.

General Liability

Professional Liability insurance

Professional Liability Insurance (also known as Malpractice insurance) covers claims that your treatment, medical advice caused a patient harm, such as a delayed diagnosis, a treatment error.

Professional Liability nurses

Sexual Abuse and Molestation

Sexual and Physical Misconduct Coverage is designed to protect paramedics against allegations of sexual or physical misconduct claimed by a patient.

Sexual harassment Cover

Workers Compensation Insurance

Workers’ Compensation Insurance covers medical costs and lost wages if a paramedic or support staff member is injured on the job.

Workers Comp insurance

Fast, Simple and Convenient

Start a quote to see how much you can save and buy online in minutes.

How much does paramedic insurance cost?

Combined professional and general liability coverage for paramedic start at $42.31 per month.

paramedics insurance cost

Factors influencing cost

  • Risks of the industry 
  • Coverage level amount
  • Annual turnover
  • Number of employees
  • Claims history

The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.

Get flexible coverage to match your needs

Choose from flexible coverage levels to fit the scope of your paramedic practice.

Coverage levels to choose

  • Up to $1 million per occurrence
  • Up to $3 million in the aggregate

Coverage levels to choose

  • $1 million per occurrence
  • $3 million in the aggregate
  • Statutory Profession Requirements
  • Coverage required by contracts
  • Number of employees being covered
  • Your contract value
  • Worst case scenario claim size
paramedics insurance cost

Factors influencing cost

  • Risks of the industry 
  • Coverage level amount
  • Annual turnover
  • Number of employees
  • Claims history

The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.

Get flexible coverage to match your needs

Choose from flexible coverage levels to fit the scope of your paramedic practice.

Coverage levels to choose

  • Up to $1 million per occurrence
  • Up to $3 million in the aggregate

Coverage levels to choose

  • $1 million per occurrence
  • $3 million in the aggregate

Unsure how much to choose? Think about:

  • Statutory professional requirements
  • Coverage required by contracts
  • Number of employees being covered
  • Your contract value
  • Worst case scenario claim size

Frequently asked questions

What is the difference between “per occurrence” and “aggregate” liability limits?

Per-occurrence and aggregate limits both refer to the maximum payout of an insurance policy, but in different settings.
Per-occurrence limits are the maximum amount a policy will pay for any one incident or claim. Aggregate limits are the maximum amount that will be paid over the duration of the policy.

Hear from our customers

4.8/5

very professional, high quality costumer services, polit

Elite Healthcare Service

I follow the instructions & would prefer to paid every month. I did not have the options to pay every month.

Alamo H.

what a great coverage with an amazing price

Amerihealth Human S.

I want to thank you for making my insurance search so simple and efficient. I also appreciated the easy communication options, which helped me make the right purchase decision. I’m really grateful for your company’s support!.

DULUTH HEALTHCARE

awsom service, perfect price and great policy

Central Home H.

A GOOD COMPANY FOR HEALTH CARE INC

Supreme A.

Great quality of Service ,faster and convenience way to pay at most. Thank you for your Service to my Healthcare Facility .

Panfilo Demayo, J

Small Business Insurance Experts

We are proud of our innovative insurance platform, outstanding team, and stellar workplace to have helped aspiring businesses to protect what matters most.