Our A-rated carriers

The Hartford
Hiscox
CNA
Beazley

What does phlebotomist insurance cover?

Phlebotomist insurance helps protect phlebotomists from the cost of risks associated with collecting blood samples and providing diagnostic support services. Common risks include: 

  • Professional negligence claims  
  • Patient injuries during blood collection procedures  
  • Errors in specimen collection or handling  
  • Third-party bodily injury or property damage  
  • Loss or damage to medical equipment  

BizInsure understands the insurance needs of phlebotomists. Compare quotes, choose coverage, and buy online—all in minutes. 

insurance for phlebotomists

Why do phlebotomists need insurance?

Phlebotomists may consider insurance to help cover the cost of claims, lawsuits, and other unexpected expenses.  

Working with needles, handling biological samples, and interacting with patients can present risks. And even a minor mistake or unexpected incident could lead to a complaint or legal claim. Insurance can help phlebotomists protect their business, finances, and equipment while they focus on delivering quality patient care. 

Who needs phlebotomist insurance?

Whether you are self employed or a part of an agency, when you advise your client for a fee, you need to make sure you are insured. We offer tailored cover:

Independent phlebotomists

Mobile phlebotomists

Contract phlebotomists

Mobile specimen collection businesses

Blood collection technicians

Healthcare contractors

What types of insurance do phlebotomists need?

BizInsure offers a combined Professional Liability and General Liability policy for phlebotomists.

General Liability insurance

General Liability Insurance for phlebotomists covers injury or property damage claims linked to your phlebotomy services. We offer coverage up to $1 million per occurrence and $3 million in the aggregate.

General Liability

Professional Liability insurance

Professional Liability Insurance for phlebotomists is designed to cover claims if your care or clinical advice caused a patient harm. It can cover financial losses arising from negligence, errors or omissions claims.

Professional Liability nurses

Sexual Abuse and Molestation

Sexual and Physical Misconduct Coverage for phlebotomists protects against allegations of sexual or physical misconduct raised by a patient.

Sexual harassment Cover

Workers Compensation Insurance

Workers’ Compensation Insurance covers medical costs and lost wages if a phlebotomist or support staff member is injured on the job.

Workers Comp insurance

Fast, Simple and Convenient

Start a quote to see how much you can save and buy online in minutes.

How much does phlebotomist liability insurance cost?

Combined Malpractice Phlebotomist insurance costs start from $42 per month*.

phlebotomists insurance cost

Factors influencing cost

  • Risks of the industry 
  • Coverage level amount
  • Annual turnover
  • Number of employees
  • Claims history

The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.

Get flexible coverage to match your needs

We offer flexible coverage levels tailored to protect mobile technicians and clinic staff against unique malpractice risks.

Coverage levels to choose

  • Up to $1 million per occurrence
  • Up to $3 million in the aggregate

Coverage levels to choose

  • $1 million per occurrence
  • $3 million in the aggregate
  • Statutory Profession Requirements
  • Coverage required by contracts
  • Number of employees being covered
  • Your contract value
  • Worst case scenario claim size
phlebotomists insurance cost

Factors influencing cost

  • Risks of the industry 
  • Coverage level amount
  • Annual turnover
  • Number of employees
  • Claims history

*BizInsure’s Customer Average Monthly Payment Report is based on 1 July 2024 to 30 June 2025 and presented as a guide only. It may not reflect pricing for your particular business, as individual factors will apply.

Get flexible cover to match your needs

We offer flexible coverage levels tailored to protect mobile technicians and clinic staff against unique malpractice risks.

Coverage levels to choose

  • Up to $1 million per occurrence
  • Up to $3 million in the aggregate

Coverage levels to choose

  • $1 million per occurrence
  • $3 million in the aggregate

Unsure how much to choose? Think about:

  • Statutory professional requirements
  • Coverage required by contracts
  • Number of employees being covered
  • Your contract value
  • Worst case scenario claim size

Hear from our customers

4.8/5

Great quality of Service ,faster and convenience way to pay at most. Thank you for your Service to my Healthcare Facility .

Panfilo Demayo, J

A GOOD COMPANY FOR HEALTH CARE INC

Supreme A.

awsom service, perfect price and great policy

Central Home H.

I follow the instructions & would prefer to paid every month. I did not have the options to pay every month.

Alamo H.

what a great coverage with an amazing price

Amerihealth Human S.

I want to thank you for making my insurance search so simple and efficient. I also appreciated the easy communication options, which helped me make the right purchase decision. I’m really grateful for your company’s support!.

DULUTH HEALTHCARE

very professional, high quality costumer services, polit

Elite Healthcare Service

Small Business Insurance Experts

We are proud of our innovative insurance platform, outstanding team, and stellar workplace to have helped aspiring businesses to protect what matters most.