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What does content creator insurance cover?

Content creator insurance covers legal fees and compensation claims related to running your business. It can cover the cost of compensation, lawsuits, and other expenses related to: 

  • Undelivered services or missed deadlines 
  • Misrepresentation, mistakes, or omissions in your content 
  • Third-party injury and property damage claims 
  • Damage to your business property  
  • Employee injuries 

BizInsure understands how content creators work and their insurance needs. Compare quotes, choose coverage, and buy online—all in minutes. 

content creator

Why do bloggers and content creators need insurance?

Bloggers and content creators may consider insurance to help protect their business, equipment, and staff. 

Every content creator wants to go viral—but not for the wrong reasons. An innocent recommendation, blog, or reaction video could lead to lawsuits, legal fees, and expensive settlement payments. Insurance helps content creators and bloggers cover the cost of copyright infringement, defamation lawsuits, breach of contract, and other unplanned bills. 

What types of insurance do bloggers and content creators need?

BizInsure helps you find the right insurance coverage for your blogging, vlogging or social media business’ unique needs.

General Liability insurance

General Liability is the most common and essential type of business insurance. It can protect your business against bodily injury or property damage lawsuits from outside parties.

Coverage: Up to $1 million per occurrence / $3 million in the aggregate.

General Liability

Business Owner’s Policy (BOP)

A Business Owner’s Policy (BOP) is a convenient insurance package that combines General Liability with coverage for your business property, inventory, and owned buildings.

Business Owners Policy

Professional Liability insurance

Professional Liability insurance, also known as Errors & Omissions insurance, protects you against claims of negligence, misrepresentation, or mistakthat result in financial loss to a third party.

We offer coverage up to $1 million per occurrence and $3 million in the aggregate.

Professional Liability nurses

Workers Compensation Insurance

Workers’ Compensation insurance protects your business and employees in the event of a work-related illness or injury. This includes costs for medical care, replacement of lost wages, funeral costs, and disability support.

Workers Comp insurance

Fast, simple, and convenient

Start a quote to see how much you can save and buy online in minutes.

How much does blogger insurance cost?

Professional Liability insurance for writers and authors cost starts from $43.03 per month*.

insurance for bloggers

Factors influencing cost

  • Risks of the industry 
  • Coverage level amount
  • Annual turnover
  • Number of employees
  • Claims history

The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.

Get flexible coverage to match your needs

Tailor your coverage levels to match the specific risks of your blogging and content creation business.

Coverage levels to choose

  • Up to $1 million per occurrence
  • Up to $3 million in the aggregate

Coverage levels to choose

  • $1 million per occurrence
  • $3 million in the aggregate
  • Statutory Profession Requirements
  • Coverage required by contracts
  • Number of employees being covered
  • Your contract value
  • Worst case scenario claim size
insurance for bloggers

Factors influencing cost

  • Risks of the industry 
  • Coverage level amount
  • Annual turnover
  • Number of employees
  • Claims history

The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.

Get flexible coverage to match your needs

Tailor your coverage levels to match the specific risks of your blogging and content creation business.

Coverage levels to choose

  • Up to $1 million per occurrence
  • Up to $3 million in the aggregate

Coverage levels to choose

  • $1 million per occurrence
  • $3 million in the aggregate

Unsure how much to choose? Think about:

  • Statutory professional requirements
  • Coverage required by contracts
  • Number of employees being covered
  • Your contract value
  • Worst case scenario claim size

Frequently asked questions

Is blogging insurance mandatory by law?

Generally, there is no legal requirement to purchase blogger and media liability insurance. However, your business requirements may vary depending on your state and whether you employ people. It is recommended to contact your local government to find out which rules apply in your area.

How much blogging insurance coverage will I need?

The amount of coverage you may need depends on several factors, such as:
-Your location
– The type and nature of your business
– Business turnover and size
Our licensed insurance specialist can help you. Fill out our online form to get instant customized quotes from multiple carriers, or call one of our licensed insurance agents at 1-877-900-9998.

How do I get insurance for bloggers and content creators?

Getting business insurance is easy and straightforward for bloggers, writers, and content creators with BizInsure.
– Compare multiple quotes online for free
– Choose policies and purchase
– You will receive a COI instantly via email after purchasing a policy with BizInsure.
A Certificate of Insurance (COI) can be downloaded or requested through your account if you ever need additional copies

Why do bloggers and content creators need business insurance?

The rise of social media has amplified the reach of bloggers, vloggers, and other content creators. But it’s also increased their potential legal and financial liabilities.
Bloggers face unique risks when publishing content and maintaining an online presence. With a public platform comes the risk of potential copyright infringement, libel and slander suits, data breaches, cybercrime, and other related risks.
Having insurance in place provides financial coverage if you’re targeted by legal action or other liability claims. The right policies can help provide coverage for advertising and marketing claims as well as property damage.

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