Insurance for Nurses
Quick, affordable coverage starting from $45 p/month
Malpractice coverage for negligence, injury & abuse-allegation claims
Insurance is required to maintain nursing licenses in some states
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Save Money
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Instant Coverage
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What does nurses insurance cover?
Nurses insurance helps protect registered nurses and nurse practitioners against claims arising from the professional services they provide. It can help cover legal defense costs, settlements, compensation, and other expenses relating to allegations of negligence, patient injuries, third-party property damage, and cyber incidents.
Why do nurses need insurance?
Nurses play a vital role in patient care, but even experienced professionals can face claims arising from mistakes, accidents, or unexpected events. Business insurance helps protect nurses from the financial impact of covered claims, whether they work independently, as contractors, or alongside other healthcare professionals.
| Risk scenarios | Coverage benefits |
|---|---|
| Professional negligence claim A patient alleges that an error in administering medication caused them harm and takes legal action against you. | Professional Liability (Medical Malpractice) insurance can help cover legal defense costs and claims arising from actual or alleged professional negligence. |
| Third-party injury A visitor trips over your medical bag during a home visit and suffers an injury. | General Liability insurance can help cover legal expenses and compensation claims resulting from third-party bodily injury or property damage. |
| Damage to a client’s property You accidentally damage a patient’s personal belongings while providing care in their home. | General Liability insurance may help cover claims for accidental damage to third-party property. |
| Abuse allegation A patient or family member accuses you of inappropriate physical contact while providing care. | Abuse and Molestation coverage can help protect against covered allegations of abuse or misconduct involving you or your employees. |
| Data breach Your work laptop is stolen, exposing patient records and confidential information. | Cyber Liability insurance can help with costs associated with responding to certain data breaches, including notifying affected individuals and managing the incident. |
Types of nurses we cover
At BizInsure, we understand the unique risks health professional face, and we offer reliable and dependable insurance tailored to range of healthcare professions, including.
Clinical Nurse Specialists
Visiting Nurses
Certified Registered Nurse Anesthetist (CRNAs)
Nursing Schools and Businesses
Nursing Students
Midwives
Travel Nurses
Aesthetic Nurses
What types of insurance do nurses need?
Nurses Malpractice insurance is designed to meet the unique needs of nursing professionals. We offer flexible, comprehensive coverage to help safeguard your finances and career.
Professional Liability insurance
Professional Liability (also known as Malpractice insurance) protects nurses, employees and students against claims of negligence, errors, mistakes arising from patient care and treatment services. We offer cover up to $1 million per occurrence and $3 million in the aggregate.
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How much does Nurse Malpractice Insurance cost?
A combined Professional Liability and General Liability insurance policy for nurses starts as low as $51 per month*.
Factors influencing cost
- Risks of the industry
- Coverage level amount
- Annual turnover
- Number of employees
- Claims history
The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.
Get flexible cover to match your needs
BizInsure offers high-limit coverage levels tailored to individual nurses or employed nurse practitioners with complex needs.
Factors influencing cost
- Risks of the industry
- Coverage level amount
- Annual turnover
- Number of employees
- Claims history
The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.
Get flexible coverage to match your needs
BizInsure offers high-limit coverage levels tailored to individual nurses or employed nurse practitioners with complex needs.
Unsure how much to choose? Think about:
- Statutory professional requirements
- Coverage required by contracts
- Number of employees being covered
- Your contract value
- Worst case scenario claim size
Frequently asked questions
Per-occurrence and aggregate limits both refer to the maximum payout of an insurance policy, but in different settings.
Per-occurrence limits are the maximum amount a policy will pay for any one incident or claim. Aggregate limits are the maximum amount that will be paid over the duration of the policy.
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