Insurance for Home Care Agencies And Providers in Idaho
Protect your Idaho home health business against liability claims
Covers third-party injury, damage or negligence
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What does Home Health Care Insurance cover in Idaho?
Home Health Care Liability Insurance protects Idaho home care agencies, business and professionals. It helps cover common claims arising from your care services, such as:
- Professional negligence while providing home health or skilled care services
- A client injury during personal care, mobility assistance, or daily living support
- Errors or omissions in care, supervision, or support services
- Accidental damage to a client’s home, belongings, or other property
- Legal defense costs
Whether you operate in Boise, Meridian, Nampa, Idaho Falls, Pocatello, or Twin Falls, BizInsure offers insurance options tailored to Idaho home care professionals.
Why do Idaho home health aides and providers need insurance?
Home care work creates risks for individuals and agencies alike. Care often takes place inside clients’ homes and involves hands-on support. Home care agencies and independent caregivers are exposed to unique risks such as claims involving staff actions, client injuries, or service errors.
Common risks include:
- A client falling while receiving mobility assistance
- An injury occurring during personal care
- Accidental damage to a client’s belongings
- Allegations of negligence or inadequate care
- An employee becoming injured while assisting a client
- Claims arising from an employee’s actions
Liability Insurance provides financial support for lawsuits and legal liabilities. It also helps home care providers meet certain contractual insurance requirements.
Who needs home health care liability insurance in Idaho?
BizInsure understands the needs of individual home health aides and home care agencies. We offer coverage tailored to different care services and business sizes, including:
Hospice Carers
Personal Care Assistants
Skilled Nursing Care (RNs and CNAs)
Companion Care Providers
Unskilled / ADL Providers
Occupational Therapists
Respite Care Providers
Types of insurance for home care providers in Idaho
BizInsure offers custom-tailored Malpractice insurance solutions designed for Idaho agencies and care professionals. Build a package to meet your insurance needs and buy in minutes.
Professional Liability insurance
Professional Liability Insurance, also known as Medical Malpractice Insurance in Idaho, helps cover claims arising from negligence, errors, omissions, or failure to provide professional care. It can also cover defamation, libel, slander, and privacy breaches. We offer up to $1 million per occurrence and $3 million in the aggregate.
Explore your state’s insurance requirements
Select your state to learn about insurance requirements for your home health care business.
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How much does home care insurance cost in Idaho?
Our Combined home health care Professional and General Liability insurance starts at $51 per month*.
Factors influencing cost
- Risks of the industry 
- Coverage level amount
- Annual turnover
- Number of employees
- Claims history
The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.
Get flexible cover to grow with your business
We offer high-limit coverage levels to suit self-employed home health aide or growing home care agencies with complex needs.
Factors influencing cost
- Risks of the industry 
- Coverage level amount
- Annual turnover
- Number of employees
- Claims history
The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.
Flexible coverage to grow with your business
We offer high-limit coverage levels to suit self-employed home health aide or growing home care agencies with complex needs.
Unsure how much to choose? Think about:
- Statutory professional requirements
- Coverage required by contracts
- Number of employees being covered
- Your contract value
- Worst case scenario claim size
Frequently asked questions
In Idaho, home health care aides are typically referred to as Certified Nursing Assistants (CNAs). The Idaho Board of Nursing regulates the certification process for CNAs in the state.
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