Insurance for Home Health Aides and Agencies in Arkansas
Designed for home health agencies, caregivers and nurses
Coverage for injury, damage and negligence claims
Professional + General Liability from $42/month
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What does Home Care Liability Insurance cover in Arkansas?
Home Care Liability Insurance can help protect Arkansas providers from claims connected to client care and professional services. Coverage may assist with claims involving client injuries, property damage, professional negligence, and associated legal expenses
It can help with situations such as:
- A caregiver unintentionally damaging furniture while visiting a client’s home
- A client claiming that an error in their care resulted in an injury
- A client’s family member raising concerns about the standard of care provided
- An error in client documentation resulting in a complaint
- A client alleging that a professional service was carried out incorrectly
BizInsure provides insurance options for home care businesses across Arkansas, whether you’re located in Little Rock, Fayetteville, Fort Smith, Springdale, Jonesboro, or elsewhere in Arkansas.
Why do Arkansas home health aides and agencies need insurance?
Providing care in a client’s home comes with risks, and even everyday tasks can sometimes result in an unexpected claim. Home health aides and agencies may also face risks related to providing care, employing and supervising staff, and running their daily business operations.
Common risks include:
- A caregiver unintentionally damaging a client’s property during a home visit
- A client claiming that a mistake in their care caused an injury
- A family member making a complaint about the services provided
- An error in client documentation resulting in a complaint or claim
- A client alleging that a professional service was not performed correctly
Who needs home care business insurance in Arkansas?
From independent care providers to larger home care agencies, insurance needs can vary depending on the services you provide and how your business operates. BizInsure offers coverage options designed to suit a range of home care professionals and businesses.
Hospice Carers
Personal Care Assistants
Skilled Nursing Care (RNs and CNAs)
Companion Care Providers
Unskilled / ADL Providers
Occupational Therapists
Respite Care Providers
Types of insurance for home care services in Arkansas
BizInsure offers a Miscellaneous Medical Liability Package for the home care industry. It combines key liability protections into one package, providing a convenient coverage for providers.
General Liability insurance
General Liability Insurance helps protect home care providers in Arkansas against third-party claims of bodily injury and property damage. It can cover legal defense costs, medical expenses, and compensation. We offer coverage of up to $1 million per occurrence and $3 million in the aggregate.
Professional Liability insurance
Professional Liability Insurance, also known as Medical Malpractice Insurance, helps protect Arkansas home care providers against financial losses arising from negligence, errors, omissions claims. It can also cover claims of defamation, libel, slander, and privacy breaches. We offer coverage of up to $1 million per occurrence and $3 million in the aggregate.
Explore your state’s insurance requirements
Select your state to learn about insurance requirements for your home health care business.
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How much does home care insurance cost in Arkansas?
General Liability Insurance for home health aides starts at $27 per month. For home health agencies, General Liability and Professional Liability Insurance starts at $51 per month.
Factors influencing cost
- Risks of the industry 
- Coverage level amount
- Annual turnover
- Number of employees
- Claims history
The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.
Get flexible coverage to grow with your business
Choose customized coverage levels that fit your home care services, business size, and needs.
Factors influencing cost
- Risks of the industry 
- Coverage level amount
- Annual turnover
- Number of employees
- Claims history
The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.
Flexible coverage to grow with your business
Choose flexible coverage levels to match your South Dakota home care business needs.
Unsure how much to choose? Think about:
- Statutory professional requirements
- Coverage required by contracts
- Number of employees being covered
- Your contract value
- Worst case scenario claim size
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