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What does Home Care Liability Insurance cover in Alaska?

Home Care Liability Insurance helps protect Alaska home care providers against claims arising from client care and professional services. It can cover you for:

  • Third-party bodily injury claims
  • Property damage claims
  • Professional negligence and errors
  • Claims involving employees or caregivers
  • Legal defense costs

Whether you operate in Anchorage, Fairbanks, Juneau, Wasilla, Kenai, or elsewhere in Alaska, we offer tailored insurance solutions to suit your needs.

A home care worker assisting a senior person at a home care agency

Why do Alaska home health aides and agencies need insurance?

Even routine home care can result in an unexpected claim. A client may be injured, property may be damaged, or concerns may arise about the care provided. Business Insurance provides crucial financial protection against claims and legal defense costs.

Common risks include:

  • A client being injured during personal care
  • Allegations of inadequate care
  • Errors in client records
  • An employee suffering a workplace injury

Who needs home care business insurance in Alaska?

BizInsure understands the insurance needs of Alaska’s home care industry. We offer coverage solutions for independent home health aides, small businesses, and larger care agencies.

Hospice Carers

Personal Care Assistants

Skilled Nursing Care (RNs and CNAs)

Companion Care Providers

Unskilled / ADL Providers

Occupational Therapists

Respite Care Providers

Types of insurance for home care services in Alaska

These types of policies can cover common risks for home health agencies and providers.

General Liability insurance

General Liability Insurance helps protect Alaska home care providers against third-party claims involving bodily injury and property damage. It can cover legal defense costs, medical expenses, and compensation arising from incidents during care services. We offer coverage of up to $1 million per occurrence and $3 million in the aggregate.

General Liability

Professional Liability insurance

Professional Liability Insurance, also known as Medical Malpractice Insurance, helps protect Alaska home care providers against claims of negligence, errors, omissions, or failure to provide professional care. It can also cover defamation, libel, slander, and privacy breaches. We offer coverage of up to $1 million per occurrence and $3 million in the aggregate

Professional Liability nurses

Sexual Abuse and Molestation

Sexual Abuse and Molestation Coverage covers Alaska home care providers for allegations of abuse or molestation, including legal defense costs. We offer coverage of up to $100,000 per occurrence and $300,000 in the aggregate.

Sexual harassment Cover

Workers Compensation Insurance

Workers’ Compensation Insurance helps Alaska employers provide benefits when employees suffer work-related injuries or illnesses. It can help cover medical expenses, lost wages, rehabilitation, and other eligible benefits.

Workers Comp insurance

How much does home care insurance cost in Alaska?

General Liability Insurance for home health providers starts at $27 per month. A General Liability and Professional Liability Insurance policy starts at $51 per month.

home health care providers insurance cost

Factors influencing cost

  • Risks of the industry 
  • Coverage level amount
  • Annual turnover
  • Number of employees
  • Claims history

The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.

Get flexible cover that grows with your business

Choose flexible coverage levels to match your Alaska home care business needs.

Coverage levels to choose

  • Up to $1 million per occurrence
  • Up to $3 million in the aggregate

Coverage levels to choose

  • $1 million per occurrence
  • $3 million in the aggregate
  • Statutory Profession Requirements
  • Coverage required by contracts
  • Number of employees being covered
  • Your contract value
  • Worst case scenario claim size
home health care providers insurance cost

Factors influencing cost

  • Risks of the industry 
  • Coverage level amount
  • Annual turnover
  • Number of employees
  • Claims history

The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.

Flexible coverage to grow with your business

Choose flexible coverage levels to match your Alaska home care business needs.

Coverage levels to choose

  • Up to $1 million per occurrence
  • Up to $3 million in the aggregate

Coverage levels to choose

  • $1 million per occurrence
  • $3 million in the aggregate

Unsure how much to choose? Think about:

  • Statutory professional requirements
  • Coverage required by contracts
  • Number of employees being covered
  • Your contract value
  • Worst case scenario claim size

Hear from our customers

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awsom service, perfect price and great policy

Central Home H.

what a great coverage with an amazing price

Amerihealth Human S.

Great quality of Service ,faster and convenience way to pay at most. Thank you for your Service to my Healthcare Facility .

Panfilo Demayo, J

A GOOD COMPANY FOR HEALTH CARE INC

Supreme A.

I follow the instructions & would prefer to paid every month. I did not have the options to pay every month.

Alamo H.

I want to thank you for making my insurance search so simple and efficient. I also appreciated the easy communication options, which helped me make the right purchase decision. I’m really grateful for your company’s support!.

DULUTH HEALTHCARE

very professional, high quality costumer services, polit

Elite Healthcare Service

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