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What does Home Care Liability Insurance cover in Alaska?
Home Care Liability Insurance helps protect Alaska home care providers against claims arising from client care and professional services. It can cover you for:
- Third-party bodily injury claims
- Property damage claims
- Professional negligence and errors
- Claims involving employees or caregivers
- Legal defense costs
Whether you operate in Anchorage, Fairbanks, Juneau, Wasilla, Kenai, or elsewhere in Alaska, we offer tailored insurance solutions to suit your needs.

Why do Alaska home health aides and agencies need insurance?
Even routine home care can result in an unexpected claim. A client may be injured, property may be damaged, or concerns may arise about the care provided. Business Insurance provides crucial financial protection against claims and legal defense costs.
Common risks include:
- A client being injured during personal care
- Allegations of inadequate care
- Errors in client records
- An employee suffering a workplace injury
Who needs home care business insurance in Alaska?
BizInsure understands the insurance needs of Alaska’s home care industry. We offer coverage solutions for independent home health aides, small businesses, and larger care agencies.
Hospice Carers
Personal Care Assistants
Skilled Nursing Care (RNs and CNAs)
Companion Care Providers
Unskilled / ADL Providers
Occupational Therapists
Respite Care Providers
Types of insurance for home care services in Alaska
These types of policies can cover common risks for home health agencies and providers.
General Liability insurance
General Liability Insurance helps protect Alaska home care providers against third-party claims involving bodily injury and property damage. It can cover legal defense costs, medical expenses, and compensation arising from incidents during care services. We offer coverage of up to $1 million per occurrence and $3 million in the aggregate.

Professional Liability insurance
Professional Liability Insurance, also known as Medical Malpractice Insurance, helps protect Alaska home care providers against claims of negligence, errors, omissions, or failure to provide professional care. It can also cover defamation, libel, slander, and privacy breaches. We offer coverage of up to $1 million per occurrence and $3 million in the aggregate

Explore your state’s insurance requirements
Select your state to learn about insurance requirements for your home health care business.
Choose a state
How much does home care insurance cost in Alaska?
General Liability Insurance for home health providers starts at $27 per month. A General Liability and Professional Liability Insurance policy starts at $51 per month.

Factors influencing cost
- Risks of the industry 
- Coverage level amount
- Annual turnover
- Number of employees
- Claims history
The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.
Get flexible cover that grows with your business
Choose flexible coverage levels to match your Alaska home care business needs.

Factors influencing cost
- Risks of the industry 
- Coverage level amount
- Annual turnover
- Number of employees
- Claims history
The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.
Flexible coverage to grow with your business
Choose flexible coverage levels to match your Alaska home care business needs.
Unsure how much to choose? Think about:
- Statutory professional requirements
- Coverage required by contracts
- Number of employees being covered
- Your contract value
- Worst case scenario claim size
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