Insurance for Home Care Agencies And Providers in Georgia
Tailored to caregivers, home care agencies, nurses and more
Combined General + Professional Liability from $42/mo
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What does Home Health Care Liability Insurance cover in Georgia?
Home Health Care Liability Insurance protects Georgia home care agencies and professionals, including caregivers, hospice care and nurses. It helps cover liability claims arising from your care services. Coverage can include claims involving:
- Professional negligence while providing care or support services
- Third-party bodily injury or accidental property damage
- Legal defense costs for covered liability claims
- Alleged errors, omissions, or failure to provide appropriate care
- Incidents occurring while delivering home health or personal care services
Whether you’re operating in Atlanta, Columbus, Augusta or anywhere across Georgia, BizInsure offers industry-specific insurance solutions from leading insurers in one place.
Why do Georgia home health care providers need insurance?
Home care professionals provide essential support to clients in homes, community settings, and care facilities across Georgia. As a home care provider, your work comes with unique responsibilities. Every client interaction carries potential risks, from accidental injuries to allegations of professional negligence.
Common situations that may lead to a claim include:
- A client slips or falls during a home visit
- Accidental damage to a client’s property
- Allegations of professional negligence
- Claims involving injury while providing care or assistance
- Legal costs associated with defending a liability claim
Without appropriate insurance, these incidents could result in significant legal expenses and financial loss. Our Home Health Care Liability Insurance helps protect your business, reputation, and livelihood, so you can continue providing care services for your clients with greater confidence.
Who needs home health care liability insurance in Georgia?
BizInsure understands the insurance needs of Georgia’s home care industry and offers tailored coverage options for a range of home health care professionals and businesses, including:
Hospice Carers
Personal Care Assistants
Skilled Nursing Care (RNs and CNAs)
Companion Care Providers
Unskilled / ADL Providers
Occupational Therapists
Respite Care Providers
What types of insurance do home care providers need in Georgia?
BizInsure offers Professional + General Liability Package made specifically for home care businesses in Georgia and across USA.
General Liability insurance
Protects home care providers in Georgia against third-party claims involving bodily injury and property damage. Covers legal defense fees, compensation costs, and medical expenses arising from your care services in clients’ homes or care facilities. Cover available up to $1 million per occurrence / $3 million in the aggregate.
Professional Liability insurance
Also known as Medical Malpractice insurance. Covers claims alleging negligence, errors, omissions, or failure to provide professional home care or healthcare services. Also covers claims for defamation, libel, slander, and privacy breaches. Cover available up to $1 million per occurrence / $3 million in the aggregate.
Explore your state’s insurance requirements
Select your state to learn about insurance requirements for your home health care business.
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How much does home health care business insurance in Georgia cost?
Combined Professional and General liability insurance for home health care agencies starts at $51 per month*.
Factors influencing cost
- Risks of the industry 
- Coverage level amount
- Annual turnover
- Number of employees
- Claims history
The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.
Get flexible coverage to grow with your business
We offer high-limit coverage levels to suit self-employed home health aide or growing home care agencies with complex needs.
Factors influencing cost
- Risks of the industry 
- Coverage level amount
- Annual turnover
- Number of employees
- Claims history
The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.
Flexible coverage to grow with your business
We offer high-limit coverage levels to suit self-employed home health aide or growing home care agencies with complex needs.
Unsure how much to choose? Think about:
- Statutory professional requirements
- Coverage required by contracts
- Number of employees being covered
- Your contract value
- Worst case scenario claim size
Frequently asked questions
In Georgia, home health care aides are typically referred to as Certified Nursing Assistants (CNAs). Requirements:
- Education: Complete a state-approved nursing assistant training program (classroom + clinical training)
- Background Check: Pass a criminal background check through the Georgia Crime Information Center (GCIC)
- Competency Evaluation: Pass a written exam and skills demonstration test, administered by Pearson VUE
- Application: Submit a CNA certification application to the Georgia State Board of Nursing with required documents and fee
- Registry Listing: Once approved, your name is added to the Georgia Nurse Aide Registry
Requirements may change over time — check the Georgia State Board of Nursing website for current information.
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