Insurance for Home Care Agencies And Providers in Oklahoma
Designed for caregivers, home care agencies and more
General Liability covers bodily injury and property damage claims
Professional Liability covers mistakes, negligence and missed services
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What does Home Care Liability Insurance cover in Oklahoma?
Home Care Liability Insurance in Oklahoma helps cover the financial consequences of claims arising from your home care servoices.
Coverage can include claims involving:
- Injuries during bathing, transfers, dressing, or mobility support
- Allegations of negligence or inadequate care
- Errors or omissions in professional services
- Accidental damage to personal property
- Legal defense costs related to covered claims
BizInsure offers insurance solutions for home health aides and providers across Oklahoma City, Tulsa, Norman, Edmond, Broken Arrow, Lawton, and surrounding communities.
Why do OK home health aides and providers need insurance?
Providing care in a client’s home comes with everyday risks. A mistake, accident, or misunderstanding can result in a claim against you or your business. For example, a client slips during a transfer, resulting in an injury claim.
Common home care liability risks, include:
- A client being injured during personal care
- Damage to a client’s home or belongings
- Allegations of inadequate care
- Errors in client records
- An employee being injured at work
- Claims arising from staff actions
Who needs home health care liability insurance in Oklahoma?
BizInsure understands the insurance needs of Oklahoma home care businesses and independent professionals. We offer coverage tailored to your services, business size, and operations.
Hospice Carers
Personal Care Assistants
Skilled Nursing Care (RNs and CNAs)
Companion Care Providers
Unskilled / ADL Providers
Occupational Therapists
Respite Care Providers
Types of insurance for home health aides and agencies in Oklahoma
Your insurance needs depend on your services, business structure, and employees. BizInsure offers Medical Liability insurance solutions for common home care risks. Build a package in minutes.
General Liability insurance
General Liability Insurance protects home health aides and home care providers in Oklahoma against third-party claims involving bodily injury and property damage. It can cover legal defense costs, compensation, and medical expenses arising from incidents during care services in clients’ homes or care facilities. We offer coverage of up to $1 million per occurrence and $3 million in the aggregate.
Professional Liability insurance
Professional Liability Insurance, also known as Medical Malpractice Insurance, protects Oklahoma home care providers against claims alleging negligence, errors, omissions, or failure to provide professional healthcare services. It can also cover claims of defamation, libel, slander, and privacy breaches. We offer coverage of up to $1 million per occurrence and $3 million in the aggregate.
Explore your state’s insurance requirements
Select your state to learn about insurance requirements for your home health care business.
Choose a state
How much does home care insurance cost in Oklahoma?
Home care insurance in Oklahoma starts at $27 per month for General Liability and $51 per month for General and Professional Liability. Start a quote to see your coverage options to suit your needs.
Factors influencing cost
- Risks of the industry 
- Coverage level amount
- Annual turnover
- Number of employees
- Claims history
The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.
Get flexible coverage to grow with your business
BizInsure offers tailored coverage levels to meet the needs your individual needs and budget.
Factors influencing cost
- Risks of the industry 
- Coverage level amount
- Annual turnover
- Number of employees
- Claims history
The pricing information on this page is general in nature and provided for illustrative purposes only. It does not take into account your specific circumstances, business operations, or risk profile. Actual premiums vary based on your profession, location, claims history, and other factors.
Flexible coverage to grow with your business
BizInsure offers tailored coverage levels to meet the needs your individual needs and budget.
Unsure how much to choose? Think about:
- Statutory professional requirements
- Coverage required by contracts
- Number of employees being covered
- Your contract value
- Worst case scenario claim size
Frequently asked questions
Oklahoma home care agencies must be licensed by the Oklahoma State Department of Health. The state also has separate requirements for companion sitter service agencies and hospice agencies. https://www.oklahoma.gov/health/services/licensing-inspections/medical-facilities-service/home-services-division.html
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