Nurse Insurance in Arizona

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Arizona Nursing Malpractice Insurance

As a nurse in Arizona, the care you provide is vital to the well-being and recovery of your patients—whether you’re working in a major city like Phoenix or Tucson, or serving communities in rural parts of the state. However, even minor mistakes or perceived negligence can lead to serious malpractice claims. These lawsuits are often expensive and may include legal defense fees, settlements, or court judgments—even if the claim is unfounded.

Having the right insurance can help protect your finances and your career. It also shows your patients and employers that you are committed to practicing responsibly.

BizInsure helps Arizona nurses find insurance coverage that safeguards against these professional risks—and more.

Compare personalized quotes online in just minutes. Choose a policy that fits your role and budget.

BizInsure offers tailored coverage for a wide range of nursing professionals and healthcare providers in Arizona, including:

Who we cover

  • Registered Nurses (RNs)
  • Nurse Practitioners (NPs)
  • Certified Nursing Assistants (CNAs)
  • Licensed Practical Nurses (LPNs)
  • Licensed Vocational Nurses (LVNs)
  • Clinical Nurse Specialists
  • Certified Registered Nurse Anesthetists (CRNAs)
  • Aesthetic Nurses
  • Travel Nurses
  • Midwives
  • Nursing Students
  • Nursing Schools and Healthcare Businesses

Is Malpractice insurance required for nurses in Arizona?

Arizona nurses are not required to have Professional Liability / Medical Malpractice insurance. However, many nurses (including nurse practitioners (NP), registered nurses (RN), and certified nursing assistants (CNA), consider Malpractice policies essential to protecting them on the job.

Always check state and/or local laws or with the Arizona Nurses Association for up-to-date information on getting a nursing license and insurance requirements.

BizInsure’s Professional & General Liability Package

In Arizona, nurses may need multiple types of coverage—especially when working independently, running a business, or leasing a commercial space.

BizInsure offers a streamlined Professional & General Liability Package for healthcare professionals. This convenient all-in-one policy can include:

  • General Liability
  • Professional Liability/Medical Malpractice
  • Abuse & Molestation coverage
  • Cyber Liability

Other insurance types for nurses in Arizona

Professional Liability insurance, or Medical Malpractice insurance, helps protect nurses from financial losses related to claims of malpractice, negligence, or errors in patient care. This includes legal defense fees and compensation you may be required to pay.

Coverage can help protect against:

  • Negligence or improper treatment – such as failure to disclose medication side effects or miscommunication with patients
  • Misrepresentation – giving inaccurate or misleading information that causes patient harm
  • Incorrect advice – errors in medical advice or procedures that lead to a lawsuit

This type of insurance helps cover third-party injury or property damage claims. It’s often necessary if you operate independently, rent clinic space, or participate in health outreach events.

A BOP combines General Liability and Commercial Property insurance. It’s an affordable way for nursing businesses or educational institutions to protect physical assets like buildings and equipment and guard against loss of income during disruptions.

In Arizona, most employers are legally required to carry Workers’ Compensation coverage. This insurance helps pay for medical expenses and lost wages if an employee is injured while working.

How much does nurse insurance cost in Arizona?

Arizona nurses pay an average of $X per month through BizInsure.*

Actual premiums can vary depending on:

  • The type of nursing services you offer
  • Whether you work in urban areas like Mesa, Scottsdale, or more rural settings
  • The size of your business (if applicable)
  • Coverage types and limits selected

Compare Insurance Plans with BizInsure

With BizInsure’s simple online application, Arizona nurses can compare multiple quotes from top U.S. insurers in just minutes. Get customized protection without the stress.

Start your quote online today, or speak with one of our licensed agents to find the right nursing insurance coverage in Arizona.

As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
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