Professional Liability Insurance Missouri

  • Compare quotes in minutes, with no obligation to buy
  • Buy online and receive coverage confirmation – instantly
  • Access only top-quality insurance companies (A-rated or better)

Get instant quotes

What is Professional Liability Insurance?

Small businesses in Missouri make up 99.4% of all businesses in the state. That’s just over 530,000 businesses, according to 2020 data from the U.S. Small Businesses Administration.

Many small businesses provide their clients with professional services or advice. But what happens if a mistake is made that costs the customer money? This is why small business owners should consider buying Professional Liability insurance in Missouri.

A Professional Liability insurance policy (also known as Errors and Omissions or E&O insurance) is an essential policy that protects you and your company in case of a lawsuit due to alleged professional wrongdoing.

Imagine you give a customer advice that results in them suffering a financial loss. They may decide to sue your company as a result. Professional Liability insurance can help you pay for the legal expense of defending your company.

What does Professional Liability Insurance cover

Whether a customer’s claim against you is valid or not, it can still cost thousands of dollars defending your reputation and business. Professional Liability Insurance in Missouri covers:

  • Attorney fees
  • Administrative legal fees
  • Settlements for claims settled out of court
  • Judgements for claims settled in court

Get instant quotes

Who needs Professional Liability Insurance?

Businesses and individuals may need Professional Liability insurance if they do one of the following:

  • Offer specialized services
  • Give customers advice that they rely on the make decisions
  • Employ people who provide these types of services or advice on behalf of the company

If any of the above apply to you or your business, then Professional Liability insurance can help protect your finances and reputation against third party claims of errors, omissions or negligence.

Professions that need professional liability insurance include:

Architects Notary Publics
Consultants Personal Trainers
Engineers Pilates Instructors
Home Care Providers and Businesses Yoga Instructors

How much does Professional Liability Insurance cost

The yearly cost of Professional Liability insurance for small businesses in Missouri varies.

Professional Liability insurance policies are tailored to the individual or business they cover. The cost of a policy will depend on several factors, including:

  • How risky the occupation is – Riskier jobs tend to pay more for
  • Professional Liability insurance.
  • The size of your business – More employees increase the risk that mistakes will be made.
  • The amount of insurance you need – As with most insurance, you’ll likely pay more for more cover.

Get instant quotes

As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
© Copyright 2023 BizInsure LLC, 2015 ALL RIGHTS RESERVED BizInsure LLC; CA DBA: Simple, Smart, BizInsure Insurance Agency LLC; NY DBA: BizInsure Services LLC; NH DBA: Simple, Smart, BizInsure Insurance Agency; PA DBA: BizInsure Services LLC. 2950 Buskirk Ave Suite 300, Walnut Creek CA 94597. License #0H81929
Easy to use, called in advance so I was not late on renewal.
I called 3-4 companies. Bizinsure / Andrea knew exactly what I needed! She guided me through the process and was very informative. Give them a call you won’t be disappointed!
My representative Andrea was great ! She was informative, personable and made me feel comfortable. I called at least 4-5 companies and by far Bizinsure was the best!
Great
Excellent customer service
Very easy process! Very reasonably priced! Will be using them going forward!
very easy to access and obtain the coverage that you need
You guys make things so easy for your consumers. THANK YOU!!!
Very easy, simple to use and straight forward
The process was very easy and my company is now covered.
Alessandro helped me and he was so kind. It was my first time getting business insurance and it was a very good rate, so helpful too!
Easy to work with and thorough with what is being requested and provided.
Excellent experience with Shantana on all the occasions we had the pleasure to speak with a rep.
Straight to the point. Very easy and convenient
A Company that is easy to deal with and that I have used for several years. I appreciate the continued support.
Super easy and detailed
This company is excellent! They provided my business with General and Professional liability. Something that no other company could provide at a good price. BizInsure covered me and the rate is Unbeatable. I will continue to use them for all my business insurance needs.
Alex was very helpful answering all my questions. I am very happy that he will be my contact person , if I should have any other questions. Thank you to Alex
Bizinsure is an exceptional company. The customer service is excellent. The receptionists are very knowledgeable. The insurance agents are very professional.
I use this for my Business and its easy to navigate and start
Quick and professional service
Great quote for Professional and Liability!