December is a time to reflect on the year that has gone by as well as a time to start planning for the next one. It is also a time that businesses have holiday parties to celebrate the season with their employees as well as their customers. The celebration can be something as simple as […]
If you ask a room full of veteran small business owners their opinion on Professional Liability insurance, you are likely to hear a wide variety of answers. The fact is that in business mistakes are bound to happen and clients will not always be satisfied. We all want to avoid harm coming to our livelihood […]
We have been receiving a lot of queries recently about how inventory is valued by an insurer in the event of a loss. One common question is, “Why do I get what I paid to buy the inventory rather than the retail price I charge for the inventory?” This post aims to clarify how inventory […]
If you’re a business owner managing employees or in any occupation where you provide professional services that lead or motivate others, I highly recommend watching this video. It provides a literal illustration of the key points from Daniel Pink’s book, Drive: The Surprising Truth About What Motivates Us in an engaging animation. The talk provides […]
What makes a winning difference for small business professionals? If you get in a boat without a compass or a map, you may never reach your destination. For a sole proprietorship or a company of 10,000 people, a Unique Selling Proposition (USP) serves as a beacon in open waters helping you focus on (who you […]
As a start up business owner, you know how hectic and exciting the early stages of building a new company can be. With all of the other time consuming tasks on your plate, you may not have factored in securing insurance. Many emerging entrepreneurs are uncertain about what kind of protection is suitable for their […]
As a small business owner, you are entrepreneurial by nature and open to taking personal risks that have the potential to result in long-term financial gain. This is likely why you decided to start your own business and probably one of the main contributors to your eventual success. However, even with the most optimistic of […]
Professional liability insurance is the one form of business insurance that most professional service providers agree is non-negotiable. While they may waver over whether or not to get insurance for their business property, autos, or even for their personal lives, most professional service providers agree that professional liability insurance is a necessary cost of doing […]
With today’s insurance industry plagued by legal jargon, frivolous litigation, excessive fees and misleading small print, we’ve decided to step back and use our inaugural post to acknowledge the industry’s ancient and humanitarian roots. Although they may not have been using actuary tables, the earliest hunter and gatherer societies were in fact thinking about their […]
Once a year, your business will get a piece of mail stating that its business insurance is up for renewal. In most cases, it will include a quotation of the premium and a request for payment. It is tempting for the busy entrepreneur to just make the payment and not worry about the issue for […]
Your lawn care business is officially open, you did little to no promotion and your phone won’t stop ringing off the hook… said no one ever. But have no fear: Even though launching a new business can be difficult, a good balance of self-promotion and personal references can propel any business in the right direction. […]
If you’ve been in the market for business insurance lately you already know that there are a full range of options. The world of insurance is constantly changing and can be difficult to understand and navigate. One of the things that a lot of people get confused about is what is covered by General, Professional […]
The idea of owning your own business has a lot of appeal. Many of us are drawn to the flexibility of our own hours, the opportunity to focus on what we’re passionate about and the potential for success with practically no limitations. There are other fundamental aspects of entrepreneurship however, and one of the most […]
“How’s your bracket doing?” With March Madness upon us, my basketball-loving friends and I are anxiously comparing stats. Along with the game comes the joy of victory, the agony of defeat, last minute heroics…and the occasional human error that thwarts that winning play. Mistakes in small businesses may not be as well publicized or as […]
BizInsure is pleased to announce our new partnership with the Career Thought Leaders Consortium! The Career Thought Leaders Consortium (www.careerthoughtleaders.com) is a nationally recognized think tank of career industry professionals who are focused on innovating all phases of career development and job search. Today, in response to their members’ request, preferred access to BizInsure has recently been […]
The employment landscape is rapidly changing, thanks to improving technology, growing demand for worker independence and a recession that led many people to go into business for themselves as independent contractors (ICs). ICs are a rapidly expanding percentage of the overall work force – 31 percent of the US workforce is currently self-employed, and this […]
Phishing is a criminal practice that exploits individuals via fraudulent electronic communication and interaction. Together with spear phishing, clone phishing and whaling, the Internet can be a scamming minefield. If you don’t already, it might be a good time to pay attention to the security breaches you hear about in the news, like Gawker.com in […]
Since its inception in 1971, the NASDAQ has distinguished itself from the much older, world-renowned New York Stock Exchange (NYSE) by promoting itself as the more modern, technology-specialist exchange preferred by high profile, high-tech companies such as Apple and Google. Based on this reputation, it was the exchange chosen for the widely anticipated $16 billion […]
Very easy to work with, cost effective, prompt renewal and easy to get certificates of insurance instantly. I use them exclusively for my professional and general liability insurance needs as a consultant.
I worked with Andrea for another start up business. She was very knowledgeable and help me pick the correct policy. Amazed at how quickly the process went.
Representative was very kind, helpful, and educated me well. I appreciated today's prompt service with confirmation that I was satisfied with what was provided to me.
Very easy to work with, cost effective, prompt renewal and easy to get certificates of insurance instantly. I use them exclusively for my professional and general liability insurance needs as a consultant.
I worked with Andrea for another start up business. She was very knowledgeable and help me pick the correct policy. Amazed at how quickly the process went.
Representative was very kind, helpful, and educated me well. I appreciated today's prompt service with confirmation that I was satisfied with what was provided to me.
