Carpenters Insurance in Mississippi

  • Compare quotes in minutes, with no obligation to buy
  • Buy online and receive coverage confirmation – instantly
  • Access only top-quality insurance companies (A-rated or better)

Residential Carpenter Quotes
Commercial Carpenter Quotes

Insurance for Carpenters in Mississippi

Carpenters are a vital part of The Magnolia State’s industry of construction. They provide services at every stage of a construction project, from assembling the rough framework to crafting a building’s finishing touches. Carpenters’ insurance for Mississippi businesses could help protect your growing small business. (Carpenters insurance is a shorthand way of talking about the different types of insurance you might consider for your carpentry business.)

Compare multiple quotes from insurance companies for carpenters in Mississippi through BizInsure.

Customer service icon

Speak with our licensed agents today

You can relax knowing you’ve found top-rated insurance at a reasonable price.
BizInsure’s licensed and experienced agents are available to assist you in finding coverage that fits your requirements.

What types of insurance do Mississippi carpenters need?

If you are looking to safeguard your money and workers, it is a good idea to research various types of carpentry contractor’s insurance in Mississippi.

General Liability insurance

Work sites and construction can be hazardous. Small accidents could have a major negative impact on the carpentry industry.

Injuring or damaging the property of someone else even through accident could lead to expensive bills and compensation calls. General Liability is a good alternative for carpenters.

Your General Liability policy can protect you against any claim by an outside party regarding injury or damage to their property. In these instances, your policy will cover your legal expenses as well as your cost to replace or remedy the situation up to the limits of liability.

Workers’ Compensation insurance

Workers’ Compensation insurance protects your company and its employees. If any of your employees get injured at work or are ill, this type of insurance will cover their medical bills. It will also cover some of their lost income if they’re unable to work because of the injury, as well as rehabilitation or physical therapy to transition the employee back into the workplace.

Workers’ comp coverage is required for Mississippi companies that have at least five or more employees.

Who needs carpenters insurance in MS?

Many small business owners want to protect themselves from liability claims that could be devastating.

  • Self-employed Carpenters – Being the owner of your own company is a thrilling experience however, you also carry an immense amount of responsibility. An insurance policy that covers General Liability can help manage your risks.
  • Commercial Carpenters – If you employ carpenters as subcontractors or own your own company, your General Liability insurance can protect both your business and your employees from certain third-party claims.
  • Contractors – You don’t need to be a carpenter in order to get insured. You can get General Liability policies for many contractor types, including handymen and electricians.

What is covered by carpenters insurance In Mississippi?

General Liability insurance for contractors, which includes carpenters, covers claims and lawsuits that result from:

  • Injuries sustained by an uninvolved third person
  • Damage to property a third person

The General Liability policy covers your business, regardless of whether the claim is valid or not. A false claim can ruin the carpentry business you run.

How much does insurance for carpenters cost in Mississippi?

A few of the variables that can influence the cost of insurance are:

  • Business Size – Measured by revenue.
  • Business location – A carpentry business in Gulfport-Biloxi may pay more than one in Jacksin.
  • Employees – More people covered by a policy typically results in a higher cost for that coverage.
  • Coverage level – you may have to pay more if you require a greater coverage.
  • History of Claims – A carpenter that has filed numerous claims over the years will pay more in insurance than someone who hasn’t yet made a claim.

Most carpenters get multiple quotes before purchasing a policy. They can then compare the prices and coverages to determine which coverage works for them.

Save time and money with BizInsure

BizInsure was created to accommodate busy contractors in mind. Our goal is to take away the stress from buying insurance and allow you to focus on expanding your business. Our instant coverage options will help you protect your construction business.

Comparing quotes from multiple companies, selecting the coverage that suits your needs, and then getting it in approximately 10 minutes.

Get started (Residential)

Get started (Commercial)

Frequently asked questions about carpenters insurance in MS

What is the legal requirement for carpenters insurance? in Mississppi?

General Liability and Workers’ Compensation insurance may be required to get and renew a contractor or carpentry license in Mississippi.* Visit the MS State Board of Contractors website to learn more about licensing and insurance requirements.

Does carpenters insurance cover damage to equipment and tools?

General Liability will cover any damage that occurs to the tools of a third party’s equipment or ladders when you’re working.
General Liability does not cover damages to your tools and equipment. Specific policies to protect your tools may be available.

What is the minimum insurance I must have as an Mississippi carpenter?

You may require more insurance when you are working on large, expensive projects. The chance of having an accident is greater. You may need to upgrade the amount of your General Liability insurance if you’re working on many projects.

As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
© Copyright 2023 BizInsure LLC, 2015 ALL RIGHTS RESERVED BizInsure LLC; CA DBA: Simple, Smart, BizInsure Insurance Agency LLC; NY DBA: BizInsure Services LLC; NH DBA: Simple, Smart, BizInsure Insurance Agency; PA DBA: BizInsure Services LLC. 2950 Buskirk Ave Suite 300, Walnut Creek CA 94597. License #0H81929
bizinsurance makes purchasing Business Insurance...SIMPLE!
Andrea W.
1701380391
Great quality of Service ,faster and convenience way to pay at most. Thank you for your Service to my Healthcare Facility .
Quick and easy!!!!
Terry
1701319042
Great service! Easy process and very informative representative. Andrea was great and very patience with our process. I would recommend using them!!
Terrance R.
1700848536
Always and easy process. Thanks!
Gerald S.
1700244544
Renewal was quick and easy online
Angelita K.
1699752900
I had a great experience working with Andrea from BizInsure. She was extremely knowledgeable, helpful, and responsive throughout the entire process. She guided me through the different options available and helped me find the perfect home care professional liability insurance policy that suited my needs. Her professionalism and expertise made the entire experience smooth and hassle-free. I highly recommend working with Andrea and BizInsure for all your insurance needs.
Juliette S.
1699032636
Easy to submit an application and to get quotes
Simone S.
1698775217
I had the most pleasant prompt and professional experience of my life with Bizinsure. Everything was completed in record time, at an unbelievable cost…and my certificate of Insurance was promptly emailed to me. Most of all it was effective immediately. No hassle no back & forth, just great service highly recommend to all small businesses.
Marcia S.
1698407456
Excellent
advanced U.
1697824466
Great service. Very professional and cordial. Thanks
Jeremiah U.
1697064641
BizInure has been a great company for our insurance needs. I wish customers services was 24/7, that would make it a five stars
Novilette L. J.
1696828014
Easy to navigate what you need. Always notify ahead of renewal!
Athena T.
1696646371
This is the best company I have ever worked with. They are professional and get you exactly what you need. I highly recommend them!
Jim P.
1696451803
this is really easy
Riaz R.
1696428004
Andrea was very useful and professional. I will be recommending Biznsure to my friends that need business insurance. Keep up the good work. I wish the agency also offers auto insurance and whenever you do I will be one of the first to sign up as sign of my appreciation.Mike Okonkwo.
Mike O
1696282284
Kalab was excellent. Great, great Agent. Every step was organized and well planned. I WILL recommend your firm to anyone. Thank you...
Easy to renew Policy
Plain S.
1695644756
Great total experience. The agent was professional, knowledgeable,and a pleasure to work with. The fastest business insurance purchase I've ever experience. I highly recommend Bizinsure.
Tony W.
1695492357
Communication was excellent and the process was easy.
Jessie R.
1695153508
I have been using Bizinsure for several years and find the ease of renewing as well as generating additional insured certificates to be easy and useful, especially as a sole prop. thank you
Michelle C.
1695060008
Kaleb tailored the right coverage to our business. Customer service was good and gave great understanding of coverage. Thank you from Goleda's Gentle Homecare LLC
Aneesah M.
1695056651
A GOOD COMPANY FOR HEALTH CARE INC
Supreme A.
1694871640
Easiest & fastest online quote and purchasing experience out there. Inside of 10 minutes I had a quote, payment draft, and policy in force... and at the most competitive GL rates I found.
Rusty H.
1694699044
very quick and prompt service.
Sally Jo W.
1694180429
caleb was great in helping me navigate thecorrect liabilty insurance for my company
Lindsay Erin P.
1694135867
Friendly fast service I recommend you to all vendors
Terry R.
1694133043
Great
Kemi S.
1694119021
Great Customer service and easy renewal process!!!! I would refer this company to anyone.
Chris H.
1694038325
Great company easy to work with, Andrew was very helpful,you can call him any time he is ready to listen and help
Olu A.
1693959486
Good customer service indeed
BASSI T.
1693944217
js_loader
Google Rating
4.6
Based on 214 reviews
×
js_loader