Insurance for Carpenters in California

  • Compare quotes in minutes, with no obligation to buy
  • Buy online and receive coverage confirmation – instantly
  • Access only top-quality insurance companies (A-rated or better)

Residential Carpenter Quotes
Commercial Carpenter Quotes

Business Insurance for California Carpenters

Carpenters are a crucial part of The Golden State’s construction industry. They can provide services at every phase of a project, from assembling a building’s rough frame and putting on its final touches. Carpenters’ insurance—a name that refers to different types of coverage that may suit a carpenter’s requirements—could help you protect your expanding small company.

Learn more information about carpenters insurance in California, and how BizInsure can help you compare multiple quotes with A-rated insurance firms.

Customer service icon

Contact our licensed agents now

You’ll be able to rest assured that you’ve found A-rated insurance at a competitive price.
BizInsure’s licensed and experienced agents are available to assist you in finding the right product.

What types of insurance do carpenters need in California?

Discover different types of carpentry contractor policies in California to safeguard yourself and your employees.

General Liability insurance

Construction sites and work sites are risky. Small accidents can have a big negative impact on the carpentry industry.

If you cause injury to anyone or cause damage to their property, it may cause costly bills or claims for compensation. This is why many carpenters buy General Liability Insurance for their businesses.

Also referred to as Commercial General Liability (CGL) or “slip and fall coverage”, this insurance can protect your business against bodily injury or property damage lawsuits from outside parties. When this happens, the policy covers your legal expenses and the cost to replace the item or remedy the issue.

Workers’ Compensation insurance

Workers’ Compensation insurance protects your company and its employees. If any of your employees get injured at work or are ill, this type of insurance will cover their medical bills. It will also cover some of their lost income if they’re unable to work because of the injury, as well as rehabilitation or physical therapy to transition the employee back into the workplace

Workers’ Compensation coverage is required for California businesses including those in the construction industry even if they have only one employee.

Who may need carpenters insurance in CA?

Many small business owners decide to protect their businesses from devastating liability lawsuits. Tradesmen and tradeswomen are no different.

  • Independent Carpenters – Running your own business can be exciting but also comes with a lot more responsibility. Having a General Liability insurance policy in place will help you to manage the risks of liability.
  • Commercial carpenters – Whether you are working as a contractor for an other company, or employing several carpenters in your own business, you can benefit from an General Liability Policy.
  • Contractors – It’s not just carpenters who might consider getting covered! Contractors specializing in different trades–from electricians to handymen–may be able to get General Liability insurance for their business.

What does carpenters insurance cover in California?

General Liability insurance for contractors, which includes protection for carpenters, shields against lawsuits and claims arising from:

  • Injuries sustained by an unrelated third party
  • Damage caused to a third-party property

It is important to remember that General Liability Insurance for commercial Carpenters will cover any claims that are valid or not. False or unfounded claims could cost you the same amount to defend as legitimate claims. Having General Liability will protect your business from being ruined by false claims.

How much does carpenters insurance cost in California?

Each carpenter’s business is unique. Insurance premiums are calculated based on information about your company. Your carpenters’ insurance costs in California might differ from those of other contractors, carpenters and builders in your area.

Some of the factors that can influence your insurance costs include:

  • Business size – The size of your business is usually determined by the annual revenues.
  • Business location – Carpenter insurance in San Jose may be more expensive than in San Diego or Los Angeles.
  • The number of employees – The more people who are covered by a policy means more expensive cost.
  • Level of coverage – You can be charged more for coverage levels that are higher.
  • Claim history – Carpenters who have filed multiple claims prior to may pay a higher premium than a carpenter without claiming.

Prior to purchasing an insurance policy, many carpenters compare quotes from different insurance companies. By doing this, they will be able to better comprehend the cost of insurance and select the best policies for their business.

How BizInsure helps carpenters thrive in California

Your carpentry company is a great success. But you do not have the time to go to various websites to obtain insurance estimates. BizInsure can do it for you.

It is specifically designed for contractors who work full time. We remove the hassle and time purchasing insurance so that you can concentrate on developing your business. Instant coverage options let you protect your carpentry operation.

You can get covered in less than 10 minutes by looking at quotes from a variety of A-rated insurance companies, selecting the coverage options you require, and comparing them

Get started (Residential)

Get started (Commercial)

Frequently asked questions about carpentry insurance in California

Does carpenters insurance include damage to equipment and tools?

General Liability policies don’t cover your business tools or equipment or your personal property. There may be policies designed specifically to protect the tools and equipment you use on the job.

In California, how much insurance coverage do carpenters require?

You may require more insurance if you work on large, expensive projects. The risk of an accident is higher. You may need to upgrade your General Liability insurance if you’re working on many projects.

As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
© Copyright 2023 BizInsure LLC, 2015 ALL RIGHTS RESERVED BizInsure LLC; CA DBA: Simple, Smart, BizInsure Insurance Agency LLC; NY DBA: BizInsure Services LLC; NH DBA: Simple, Smart, BizInsure Insurance Agency; PA DBA: BizInsure Services LLC. 2950 Buskirk Ave Suite 300, Walnut Creek CA 94597. License #0H81929
Alex was awesome!! Walked me through the process with great patience and care. Found me a perfect policy for my LLC at a GREAT price.
This was easy. The customer service was great. I would recommend this company to anyone
Fantastic!
straight forward, efficient and thorough. i highly recommend it.
easy to get quote and coverage
I had a good experience with this agency. It was an easy process and all the information was explained well. I like that it has an excellent rating with the Better Business Bureau. The Bizinsure agent Andrea Magee was kind, helpful and professional.
what a great coverage with an amazing price
Sales Rep Andrea Magee was very pleasant and professional.
Ms. Magee knew exactly what insurance I was seeking for my business and went to work immediately on finding the right coverage for me. I was able to get coverage right away. I highly recommend this company!
Good professional services. quick and simple easy steps for an insurance quote for my business. Thank Biz Insurance
I called today a bit unsure, but once I spoke with Andrea, she guided me through the entire process with patience and clarity. She also pointed me in the direction of other helpful services. A+ experience!
BizInsure is the Best. Not only was Andrea informative, she was professional, and spot on! Give them a call you will not be disappointed!
Easy to use, called in advance so I was not late on renewal.
I called 3-4 companies. Bizinsure / Andrea knew exactly what I needed! She guided me through the process and was very informative. Give them a call you won’t be disappointed!
My representative Andrea was great ! She was informative, personable and made me feel comfortable. I called at least 4-5 companies and by far Bizinsure was the best!
Great
Excellent customer service
Very easy process! Very reasonably priced! Will be using them going forward!
very easy to access and obtain the coverage that you need
You guys make things so easy for your consumers. THANK YOU!!!
Very easy, simple to use and straight forward
The process was very easy and my company is now covered.
Alessandro helped me and he was so kind. It was my first time getting business insurance and it was a very good rate, so helpful too!