Insurance for Carpenters in Illinois

  • Compare quotes in minutes, with no obligation to buy
  • Buy online and receive coverage confirmation – instantly
  • Access only top-quality insurance companies (A-rated or better)

Residential Carpenter Quotes
Commercial Carpenter Quotes

Business Insurance for Carpenters in Illinois

Carpenters play a vital part in the construction sector of The Prairie State. Their services are needed at every stage of construction, starting from constructing the frame to putting on the final touches. Carpenters insurance (a name for the various types of insurance a carpenter might buy) will help safeguard your small company.

Learn more about carpenters insurance in Illinois and how BizInsure could help you compare multiple quotes from A-rated insurers.

Customer service icon

Call our licensed agents today

BizInsure agents are licensed and have the experience to assist you in finding A-rated coverage for your carpentry business.

Illinois Carpenter Insurance Types

If you want to safeguard your money and your workers, it’s a good idea to research different kinds of insurance for carpenters in Illinois.

General Liability insurance

Construction sites can be dangerous and uncertain. Even minor accidents can cause serious issues for your carpentry business.

If you cause injury to anyone or cause damage to their property, it could cause costly costs or claims for compensation. This is why many carpenters purchase General Liability Insurance for their business.

Your General Liability policy can protect you against any claim by an outside party regarding injury or damage to their property. In these instances, your policy will cover your legal expenses as well as your cost to replace or remedy the situation up to the limits of liability.

Workers’ Compensation insurance

Workers’ Compensation insurance protects your company and its employees. If any of your employees get injured at work or are ill, this type of insurance will cover their medical bills. It will also cover some of their lost income if they’re unable to work because of the injury, as well as rehabilitation or physical therapy to transition the employee back into the workplace. Workers’ Compensation policies are required by Illinois’s insurance laws to businesses with one or more employees.

Carpenters insurance in Illinois – Who needs it?

Small business owners, regardless of their type, want to protect the small businesses they own from potential liability claims. The same applies to tradesmen and women.

  • Independent carpenters – Owning and operating your own business brings with it a great deal of responsibility. Fortunately, a General Liability policy can help manage liability risks.
  • Commercial Carpenters – If you are a carpenter who works as a subcontractor for other companies, or if you have multiple carpenters working in your business, General Liability insurance can protect both your business and your employees from third party claims.
  • Coverage for Contractors – Not just carpenters should be covered! A contractor who is skilled in any trade, such as electrician or handyman, can also obtain General Liability insurance to protect their company.

What is covered by carpenters insurance in Illinois?

General Liability insurance for contractors, including carpenters, protects against the following lawsuits and claims:

  • Injuries sustained by an uninvolved third person
  • Damage to property of a third-party

General Liability insurance policies can protect you from unfounded claims which could ruin your carpentry business.

How much does carpenters insurance cost in Illinois?

The amount of carpenters’ and contractors insurance you have to pay in Illinois is likely to be different than the other carpenters and contractors in your locality.

There are a variety of factors that will influence the cost of insurance.

  • Business size – The size of your company is usually measured by the annual revenues.
  • Business location – A carpenter in Chicago may pay higher premium than one in Danville.
  • Number of employees – more employees covered by a policy typically means a higher cost for that insurance.
  • Coverage level – You may have to pay more if you want higher coverage.
  • The History of Claims – A carpenter that has made many claims in the past will be more likely to pay in insurance than someone who hasn’t yet made a claim.

Many carpenters look at multiple quotes from various insurance companies before purchasing an insurance policy. This helps them understand the cost of insurance for their company and find coverage to suit their requirements.

Compare carpenter insurance quotes with BizInsure

You put in many hours to build your carpentry business to success. At the time you’re done, there’s no time left to visit different websites looking for insurance quotes. So let BizInsure do the work for you.

It is specifically designed for contractors who are busy. We remove the hassle and time in buying insurance so you can concentrate on building your business. Instant coverage options allow you to protect your carpentry operation.

You can get insurance coverage in just 10 minutes by looking at quotes from a variety of A-rated insurance providers, choosing the coverage options you require, and the comparison of them.

Get started (Residential)

Get started (Commercial)

Frequently asked questions about carpenters insurance in Illinois

Does carpenters insurance cover your tools and equipment?

General Liability will cover any damage that occurs to the tools and equipment of a third party’s  while you’re working. It does not cover your personal or business tools and equipment. It is possible to purchase policies to safeguard your tools and equipment.

How much insurance do I need as a carpenter in Illinois?

The amount you have to cover is contingent on several factors. For example, the size of projects you usually undertake. A carpenter working on a larger project might require more General Liability insurance to protect the business.

As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
© Copyright 2023 BizInsure LLC, 2015 ALL RIGHTS RESERVED BizInsure LLC; CA DBA: Simple, Smart, BizInsure Insurance Agency LLC; NY DBA: BizInsure Services LLC; NH DBA: Simple, Smart, BizInsure Insurance Agency; PA DBA: BizInsure Services LLC. 2950 Buskirk Ave Suite 300, Walnut Creek CA 94597. License #0H81929
bizinsurance makes purchasing Business Insurance...SIMPLE!
Andrea W.
Great quality of Service ,faster and convenience way to pay at most. Thank you for your Service to my Healthcare Facility .
Quick and easy!!!!
Great service! Easy process and very informative representative. Andrea was great and very patience with our process. I would recommend using them!!
Terrance R.
Always and easy process. Thanks!
Gerald S.
Renewal was quick and easy online
Angelita K.
I had a great experience working with Andrea from BizInsure. She was extremely knowledgeable, helpful, and responsive throughout the entire process. She guided me through the different options available and helped me find the perfect home care professional liability insurance policy that suited my needs. Her professionalism and expertise made the entire experience smooth and hassle-free. I highly recommend working with Andrea and BizInsure for all your insurance needs.
Juliette S.
Easy to submit an application and to get quotes
Simone S.
I had the most pleasant prompt and professional experience of my life with Bizinsure. Everything was completed in record time, at an unbelievable cost…and my certificate of Insurance was promptly emailed to me. Most of all it was effective immediately. No hassle no back & forth, just great service highly recommend to all small businesses.
Marcia S.
advanced U.
Great service. Very professional and cordial. Thanks
Jeremiah U.
BizInure has been a great company for our insurance needs. I wish customers services was 24/7, that would make it a five stars
Novilette L. J.
Easy to navigate what you need. Always notify ahead of renewal!
Athena T.
This is the best company I have ever worked with. They are professional and get you exactly what you need. I highly recommend them!
Jim P.
this is really easy
Riaz R.
Andrea was very useful and professional. I will be recommending Biznsure to my friends that need business insurance. Keep up the good work. I wish the agency also offers auto insurance and whenever you do I will be one of the first to sign up as sign of my appreciation.Mike Okonkwo.
Mike O
Kalab was excellent. Great, great Agent. Every step was organized and well planned. I WILL recommend your firm to anyone. Thank you...
Easy to renew Policy
Plain S.
Great total experience. The agent was professional, knowledgeable,and a pleasure to work with. The fastest business insurance purchase I've ever experience. I highly recommend Bizinsure.
Tony W.
Communication was excellent and the process was easy.
Jessie R.
I have been using Bizinsure for several years and find the ease of renewing as well as generating additional insured certificates to be easy and useful, especially as a sole prop. thank you
Michelle C.
Kaleb tailored the right coverage to our business. Customer service was good and gave great understanding of coverage. Thank you from Goleda's Gentle Homecare LLC
Aneesah M.
Supreme A.
Easiest & fastest online quote and purchasing experience out there. Inside of 10 minutes I had a quote, payment draft, and policy in force... and at the most competitive GL rates I found.
Rusty H.
very quick and prompt service.
Sally Jo W.
caleb was great in helping me navigate thecorrect liabilty insurance for my company
Lindsay Erin P.
Friendly fast service I recommend you to all vendors
Terry R.
Kemi S.
Great Customer service and easy renewal process!!!! I would refer this company to anyone.
Chris H.
Great company easy to work with, Andrew was very helpful,you can call him any time he is ready to listen and help
Olu A.
Good customer service indeed
Google Rating
Based on 214 reviews