Insurance for Carpenters in Pennsylvania

  • Compare quotes in minutes, with no obligation to buy
  • Buy online and receive coverage confirmation – instantly
  • Access only top-quality insurance companies (A-rated or better)

Residential Carpenter Quotes
Commercial Carpenter Quotes

Insurance for your Pennsylvania Carpentry Business

Carpenters play a vital role in the construction industry in The Keystone State. Their assistance is needed at every stage of construction, starting from constructing the frame to putting on the final touches. Carpenters insurance can help safeguard your small-scale business.

Learn about carpenters’ insurance in Pennsylvania (the various forms of insurance you may consider for your carpentry business) and find out how BizInsure can help you compare quotes from multiple A-rated insurers.

Customer service icon

Contact our licensed agents now

BizInsure provides a broad range of insurance products at competitive prices.
Our licensed agents can help you select the perfect product.

What are the common insurance policies for carpenters in PA?

You may consider various types of carpentry contractor insurance in Pennsylvania to help safeguard your employees and finances.

General Liability insurance

Even minor accidents can create major issues for a carpentry firm.

You may be faced with costly costs if you cause injury to anyone or cause damage to property through an accident. For this reason, many carpenters opt for General Liability coverage for their businesses.

Your General Liability insurance policy can protect you against any claim by an outside party regarding injury or damage to their property. In these instances, your policy will cover your legal expenses as well as your cost to replace or remedy the situation up to the limits of liability.

Workers’ Compensation insurance

Workers’ Compensation insurance protects your company and its employees. If any of your employees get injured at work or are ill, this type of insurance will cover their medical bills. It will also cover some of their lost income if they’re unable to work because of the injury, as well as rehabilitation or physical therapy to transition the employee back into the workplace.

In Pennsylvania most businesses need to obtain Workers’ Compensation insurance for their employees.

Who needs carpenters insurance in Pennsylvania?

If you employ carpenters as subcontractors or own your business, your General Liability insurance can protect both your business and your employees from third-party claims.

  • Self Employed Carpenters – Owning a business is exciting, but also comes with more responsibility. A General Liability policy can help you reduce the risk of liability.
  • Commercial carpenters _ Whether you are working as a contractor for an other company, or employing several carpenters in your own company You can take advantage of a General Liability policy.
  • Contractors – You don’t have to be a carpenter to get insured. You can get General Liability policies for many types of contractors, including handymen and electricians.

What does carpenter insurance cover in PA?

General insurance protection for carpenters and contractors protects against lawsuits and claims arising from:

  • Injuries caused by an outside party
  • Damage to property of a third-party

The General Liability policy covers your business, regardless of whether the claim is valid or not. A false allegation can destroy your carpentry company.

How much does carpenter insurance cost in Pennsylvania?

The amount of carpenters insurance you have to pay in Pennsylvania is likely to differ from the other carpenters or contractors in your area.

These elements could affect your business insurance premiums:

  • Business Size – Usually measured by the amount of revenue.
  • Business Location – A carpenter in Philadelphia may pay higher than in Pittsburg or Allentown.
  • Employee numbers – A policy covering more people typically has a higher insurance premium.
  • Level of coverage – Your premium could be higher for more coverage.
  • History claims – Carpenters with multiple past claims may be required to pay more than carpenters who haven’t yet made one.

Majority of carpenters get multiple quotes prior to purchasing insurance. They can compare the costs and coverages to find the most suitable coverage.

Save time and money with BizInsure

This insurance company is built for working professionals who are busy. It takes the stress out of buying insurance so that you can focus on expanding your business. You can also safeguard your business in the field of carpentry by securing it immediately.

In just 10 minutes, you can look over a variety of quotes and select coverage options that will meet your requirements.

Get started (Residential)

Get started (Commercial)

Frequently asked questions about carpenters insurance in PA

Does carpenters insurance cover damage to your tools and equipment?

General Liability can cover damage caused to the tools of a third party’s equipment, or ladders when you’re working.
However, General Liability insurance will not cover damage to your own tools or equipment. Policies specifically created to safeguard your tools and equipment may be offered.

How much carpentry insurance do I need in Pennsylvania?

The amount that you need to insure depends on several variables. For example the amount of work you typically undertake. A carpenter working on a larger project may require broader General Liability insurance to protect the company.

As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
© Copyright 2023 BizInsure LLC, 2015 ALL RIGHTS RESERVED BizInsure LLC; CA DBA: Simple, Smart, BizInsure Insurance Agency LLC; NY DBA: BizInsure Services LLC; NH DBA: Simple, Smart, BizInsure Insurance Agency; PA DBA: BizInsure Services LLC. 2950 Buskirk Ave Suite 300, Walnut Creek CA 94597. License #0H81929
I renewed my policies , including a few updates, through the on-line portal. It was quick, easy and completed in a few moments. I will not have to revisit thias until 12 months from now. I printed out my documents and have no questions pertaining to my renewal. It was seamless. Thank you Biz Insure
Fast, Simple, convenient
This company is very efficient, easy to manuever their online renewal, I love it and would recommend to anyone.
Awesome service!
Very easy to work with, cost effective, prompt renewal and easy to get certificates of insurance instantly. I use them exclusively for my professional and general liability insurance needs as a consultant. They simply make my insurance be easy!
VERY PROFESSIONAL STAFF. CALLS ARE RETURNED PROMPTLY!!
Huge thank you to Andrea, she was patient, kind, & caring! Got my quote fast & at best price!
Excellent and Easy service - Thank you.
Amy was a delight to work with she help me with finding he right policy for my business I can't thank her enough for her help
I purchased liability insurance for my home care agency, Unlimited Gentle Care, and the process was seamless and straightforward, ensuring that every aspect of our liability was covered. This company also offers a great value for the extensive coverage my company receives
BizInsure was an easy way to purchase insurance for my business.Kaleb especially was a great help.Thanks,Rich Valentini
awsom service, perfect price and great policy
I have purchased General Liability Insurance for the past 4 years at BizInsure for my wedding videography small business. In these 4 years, it has always been a smooth process.There must've been some sort of technical issue (potentially due to my change in address), so my policy didn't auto-renew. I called Bizinsure and talked to Paulina, who was beyond helpful. She was very polite and explained things very well. One small detail that I can appreciate is that she often said my name, which shows that their customer service is intentional about personalized communication.In just a few minutes, we updated my account + renewed my insurance for a 5th year. I highly recommend Bizinsure!
great customer services.
This company allowed us an amazing experience, including very efficient, detail-oriented, and patient guidance from their commercial sales agent, Jenifer. I highly recommend this service for anyone in need of a business insurance policy.
Jennifer was very helpful and great to work with.
Very professional, fast and reliable. I appreciate their knowledge and experience. They have made this journey easier for me.
Very easy to renew! Thank you
super quick and easy process!
I am very satisfied with Bizinsure. No regrets
Very professional, easy, and thorough application process.
BizInsure is efficient and price friendly. I definitely reccommend them to anyone. Thank you.
Great process and very efficient.
Friendly and very fast service!
Jennifer Whiscombe, is an amazing agent. She was very knowledgeable, thorough and friendly. I highly recommend.
They make it very easy to buy insurance and renew.
As a business owner I love not wasting time. Thank you so much for giving me more time
Very straight forward, the cost of coverage amount made sense, simplicity was appreciated.
Always easy. Thank you.
A Company that is easy to deal with and that I have used for several years. I appreciate the continued support.
Very easy and affordable!
Responsive and professionalCompetitive price. I highly recommend Bizlnsure as an insurance provider
Your service is easy to renew as needed and your company informs the client in advance for renewal.
js_loader
Google Rating
4.7
Based on 296 reviews
×
js_loader