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What is Physical Therapist Liability Insurance

... be more than 300,000 Physical Therapists working in the U.S ... a 28% increase in the Physical Therapy industry over the course ... you are considering ... can learn more about Physical Therapist General Liability Insurance by clicking here . Professional Liability (Malpractice) Insurance for Physical Therapists Professional Liability (Malpractice) Insurance is used ...

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What Will I Pay for Physical Therapists Liability Insurance?

You've successfully completed your Physical Therapy training and certification and ... experience to alleviate pain and physical limitations for your ... about Physical Therapist General Liability Insurance by clicking here . In the meantime, let's dig into the particulars about Physical Therapists Liability insurance pricing. Cost of professional liability insurance ...

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Insurance for Physical Therapists

... to offer the maximum protection to Physical Therapists. The package includes Professional Liability insurance (Malpractice Insurance), General Liability insurance, and Cyber Liability insurance. Each of these types of ...

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How Much Does Pilates Instructor Liability Insurance Cost?

... to protect your business with liability insurance. After investing so much ... ... Why? It's normally recommended that a Pilates instructor purchase both general liability insurance, as well as professional liability insurance. The professional liability (E&O) insurance is important because you are ...

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What is Pilates Instructor Liability Insurance?

Teaching powerhouse core moves to clients are very satisfying. You enjoy showing elderly neighbours and young college students alike how to alleviate chronic pain and ... your bottom line. What Is Professional Liability (E&O) Insurance for Pilates Instructors? Professional Liability (Errors & Omissions) insurance is different than General Liability because it's meant to protect ...

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The Complete Guide to Yoga Instructor Liability Insurance

As a yoga instructor, chances are you probably don' ... much time thinking about yoga instructor liability insurance. You probably spend most ... ... Yoga instructor liability insurance is made up of two major types of liability insurance - commercial general liability insurance - sometimes referred to as “slip and fall” insurance and professional liability insurance ...

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General Liability Insurance

... physical product? Provide physical services to others? If you answered 'Yes' to any of these questions, General Liability ... online quote now&or call one of our licensed professionals at 1-877-900-9998 to find out just ...

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What is Professional Liability Insurance for Personal Trainers?

Decades ago the fitness industry took the US by storm and continues to grow rapidly. In fact, according to statista.com, the industry revenue in the US alone is $25 ... has gone wrong. What is the difference between General Liability and Professional Liability insurance? Differentiating between General Liability and Professional Liability insurance coverages is essential. It’s a ...

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Exposing the True Cost of Pilates Instructor Certification

... of working as a Pilates instructor which you will need to ... ... instructor liability insurance . This will be mandatory for you to teach in the certification studios. Most professional liability ... will eventually need shoulder surgery and physical therapy which could easily cost over ...

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Yoga Instructor Certification: Cost and Analysis

... call to become a yoga instructor may not come at a ... ... Insurance: As a yoga instructor you should consider yoga instructor liability insurance. BizInsure offers General Liability coverage for less than $29.00 a month and Professional Liability coverage for about $40 ...

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Why Do I Need Pilates Liability Insurance?

... leads you to believe Pilates instructors probably get sued because they ... ... of good faith, and general negligence. For Pilates instructors, it is often recommended they purchase both types of liability policies. This is because Pilates instructors are providing a professional service for a fee ...

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All You Need to Know about Professional Liability Insurance for Architects

... building flashy city skyscrapers. Design professionals bid on many exciting and ... tremendous success, as well as professional growth. Most of the ... O) Professional Liability Insurance and General Liability? ... General Liability insurance will cover the eligible claim. That's because General Liability is intended to protect your business against non-employee physical ...

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What is Accountant Liability Insurance?

... much time thinking about Accountant Liability insurance. Your work days are ... ... well as from exposures arising from your professional services including claims of misconduct or errors. General Liability Insurance and Accounting Professionals General Liability insurance is the most basic type of ...

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Why Do I Need Accountant Liability Insurance?

Accounting professionals make the confusing, arcane and ... understandable. To do this, accounting professionals must keep up with laws ... ... Coverage: The Details The two main types of insurance Accountants must have are Commercial General Liability insurance and Professional Liability insurance. You can think of these two coverages as opposite sides of the ...

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Why Do I Need Estheticians Liability Insurance?

... if you are an established professional with years of experience, one ... ... policy of the spa you work in. Do I need my own professional liability policy? In general, it's always recommended to purchase your own professional liability policy. This is the only way that you can ensure that ...

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What Is Estheticians Liability Insurance

As a professional esthetician, you provide services to ... ... , applicable to you as an esthetician - general liability and professional liability. Many think that if you have a general liability policy, then you are covered for any professional errors as well. This could not be ...

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How Much Does Consultant Liability Insurance Cost?

... another minute waiting to buy Liability insurance. After [] ... and Why? It's normally recommended that a consultant buy both General Liability insurance and Professional Liability insurance. The Professional liability (E&O) insurance is important because your services are based on ...

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What You Need to Know About Notary Public Liability Insurance

... people put trust in your professional advice and services is prone ... not an exception. Notary Public Liability insurance provides notaries financial ... ? It should be noted that Notary Public Professional Liability insurance is not general insurance that covers mistakes and misdemeanours outside of the purview of your professional domain. If you are involved in an ...

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Who Needs Professional Liability Insurance

Professional liability insurance is the one form of business insurance that most professional service ... personal lives, most professional service ... of bankruptcy. Instead, their insurance would cover the legal expenses and any resulting settlements. Professional liability insurance is more than just a contract requirement or nuisance expense. It is a safety ...

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How Much Do Pilates Instructors Make + 5 Tips to Earn More

A 2016 Statista study estimated that nearly 9 Million Americans are loyal Pilates devotees. In fact, a survey by Pilates Method Alliance (PMA) showed that Pilates students ... Instructors Are Not Trained #3 - Purchase Liability Insurance For only a few premium dollars per day, you will be able to purchase professional liability ... counsellors, physical therapists, massage therapists, fitness ...

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Insurance for massage therapists

... related to a settlement Costs and expenses related to a judgment Professional Liability Insurance (aka E&O insurance) Massage Therapists A Professional Liability insurance policy is critical for those who are in the ...

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Why Do I Need Personal Trainer Liability Insurance?

Personal training is an exciting career path. Whether you are just embarking on this journey or are an established personal trainer with years of experience, it's always ... a roundhouse kick. The class instructor, an experienced martial arts instructor and a certified personal trainer, ... investigation Difference between general liability and professional liability insurance A ...

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How Much Does Accountants Liability Insurance Cost?

Accountants play an important role in helping individuals and businesses manage their finances. As an Accountant, you work with important, private and sensitive information ... . As an accounting firm, you have two main exposures - General Liability risk and Professional Liability risk. As an accounting professional you face risks every day. Mistakes and misunderstandings can occur. Further ...

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An Introduction to Home Health Care Provider and Business Liability Insurance

Baby Boomers are currently America's largest living adult generation, with Millennials nipping at their heels.[[1]] And they are retiring, which explains the surge in ... aides. Home health or personal care aides provide physical and emotional support to the hundreds of thousands of ... . It is also possible for general liability or professional liability issues (discussed below) to occur ...

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How Much Does Personal Trainer Liability Insurance Cost

There is hardly a person in the US that has never stepped foot in a fitness club. The fitness industry has always been a big deal, but it has grown exponentially in ... personal trainer career requires entrepreneurial spirit, physical fitness and the desire to help ... between general liability and professional liability insurance Many people think that a general liability insurance ...

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Insurance for Yoga Instructors & Yoga Studios

... provide. Your Professional Liability policy may cover legal expenses and other resulting damages that you may be found liable for. General Liability - Yoga Instructors and Yoga Studios A General Liability policy offers ...

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Professional Liability Insurance Florida

... Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers and Businesses Yoga Instructors How much does Professional Liability Insurance cost A professional Liability policy is a very specialized ...

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Professional Liability Insurance Texas

... to: Architects Notary Public Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers and Businesses Yoga Instructors How Much Does Professional Liability Insurance Cost? Regardless of the type of ...

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How Much Does Real Estate Agent Liability Insurance Cost?

A Real Estate Agent is a highly popular occupation for those looking for flexible hours, interacting with clients and of course the potential to earn a high income. ... I already have a General Liability policy. Is it enough? A term “liability insurance” can be a bit confusing. Even though both General Liability and Professional Liability are liability policies, they serve different ...

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How Liability Insurance Can Benefit Nutritionists

There's no question that every practicing Nutritionist has a lot to deal with to keep his or her business running. Between working with patients, studying and improving ... why insurance is a must-have for any Nutritionist. But you should have a general understanding of the need for Professional Liability insurance and the other forms of coverage we looked at. Any Nutritionist practicing ...

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Why Do Consultants Need Liability Insurance?

You've earned an MBA from an eminent university. You've worked for a decade in the C-Suite of a prestigious international consulting firm. Your co-workers often encourage ... coffee on your customer's network server. General liability will defend your consulting business if it is named as a third-party in a lawsuit as well. Professional liability insurance is also known as Errors & ...

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Why Not Protect Your Stamp with Professional Liability for Architects?

Maybe you've been designing and building residential homes, landscapes, and business complexes for many years. Or perhaps you are new to the design industry and recently ... we mentioned whether you are found guilty of the allegation or not. What's the difference between General Liability and Professional Liability insurance? In many cases, clients will require you to show proof of ...

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All you wanted to know about Engineer's Professional Liability insurance

Do you like paying a monthly premium for your insurance? The answer is probably not. No business owner that we ever talked to is excited about the prospect of paying ... or negligence that caused them harm. The two main types of liability policies you will encounter are a General Liability policy and a Professional Liability policy for engineers. In this blog post, we will focus on ...

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What is Professional Liability insurance and why you need it for your Florida business

Nothing turns your world upside down like the fateful words you have been served. A lawsuit is every small businesss worst nightmare. Not only it means damage to your ... this provision, so it never hurts to ask. Claims Made policy: Unlike the traditional General Liability policy, the Professional Liability policy is written on a claims-made basis. In this type of policy, for a ...

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Liability Insurance: Even Notary Publics Need It

Consider any profession in any industry or a moment. What do they all have in common? They're all run by people. What do people have in common? People make mistakes ... . There are several reasons why professionals should invest in liability insurance. For starters, money is ... of liability insurance specific to notary publics. Liability insurance is a part of the general insurance ...

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What Is Real Estate Agent Liability Insurance?

Becoming a realtor is a popular career of choice for many. The potential for a high income as well as an opportunity to work closely with people is enticing. However ... & omissions policy) is designed to cover lawsuits alleging errors or omissions made in your professional capacity. Unlike a General Liability policy that only covers claims such as slip and fall or accidental damage, a ...

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What Is Consultants Liability Insurance?

In 2017, American consultants produced around $63.2 Billion in revenue (Statista, 2018). This is not surprising considering the continued growth of the consulting field ... policy covers you and all employees of your consulting firm. Professional liability (E&O) insurance is different than general liability because it's meant to protect your business from unintentionally misleading ...

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Professional Liability Insurance FAQs

... ? How much does Professional Liability insurance cost? What is the difference between General Liability insurance and Professional Liability insurance? What is Professional Liability insurance for consultants? What ...

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Architect Liability Insurance California

... standard coverages such as: Professional Liabilities Pollution Liabilities Technology Network Security and Privacy Advertising and Multimedia This is very different from General Liability policies that cover claims ...

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Engineer Liability Insurance

... the protection of critical insurance products including: Professional Liability (E&O) Covers your business against ... of a work-related illness or injury. General Liability Protects your business against a lawsuit stemming ...

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Professional Liability Insurance

... litigation (whether justified or not). Click here for sample scenarios of Professional Liability Insurance in action. How much does Professional Liability Insurance cost?Premiums through BizInsure can be as low as $47 ...

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Architect Liability Insurance

... to cause extensive financial damage, enough to potentially put you out of business. This is where Professional Liability insurance becomes vital to protecting your business and can provide coverage in the event if you ...

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Engineer Liability Insurance

... to their property. If you were to have a lawsuit filed against you or your business, Professional Liability insurance is there to provide financial protection even if you have done nothing wrong. Depending on your ...

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How Will Your Texas Business Benefit from Professional Liability Insurance?

... specialized services should consider adding Professional Liability Insurance to their portfolio. This ... ... with your company's accountant or CFO to confirm if there are any possible tax benefits to having a Professional Liability Insurance policy. For example, you may find that all or even a portion of the E&O premium is ...

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How Much Yoga Instructors Make + 5 Tips to Earn More

Yoga teachers are among the unsung heroes of our days helping students to de-stress, stay balanced, strong and flexible. Teaching yoga is a noble calling, and yoga is ... fitness-related professionals, including yoga instructors to grow faster than average. Yoga instructors can work ... and wellness crafts. Consider a certification in massage therapy or personal training. Maybe you are ...

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Insurance for Speech Therapists

... and expenses related to a settlement Costs and expenses related to a judgment Professional Liability Insurance (aka E&O insurance) Speech Therapists In a profession where you work to help others look and feel better ...

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Insurance for Occupational Therapists

... expenses related to a settlement Costs and expenses related to a judgment Professional Liability Insurance (aka E&O insurance) Occupational Therapists In a profession where you work to help others look and feel better ...

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Professional Liability Insurance California

... Home Care Providers and Businesses Yoga Instructors How much does Professional Liability Insurance cost in California On average, the yearly cost of Professional Liability insurance for small businesses in California ...

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“GONE PHISHING!” - The Real Liability of the Virtual World

Phishing is a criminal practice that exploits individuals via fraudulent electronic communication and interaction. Together with spear phishing, clone phishing and whaling ... somehow the weak link. The general consensus from the privacy/security community ... Professional Liability (a.k.a. Errors & Omissions), Miscellaneous Professional Liability, Privacy Liability and Network Security Liability ...

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Why Do I Need Real Estate Agents Liability Insurance?

The career path of a Real Estate agent is undoubtedly tricky in the beginning starting with passing your licensing exam to obtain the all-important license to sell. ... defending a lawsuit. Let's take a closer look at why as a real estate agent, you need to consider Professional Liability (PL) insurance. We’ll also touch on what this type of insurance covers and what else you can do ...

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How Much Does Estheticians Liability Insurance Cost

According to the Bureau of Labor Statistics,[1] the Esthetician job market is expected to grow by 14% by 2026. It's not surprising that this profession is an easy choice ... license exam and found a spa to work in. Now what? Now is the time to consider purchasing a Professional Liability Esthetician's policy. Today we want to talk about how much this type of policy costs and what are the ...

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What You Need to Know About the Cost of Engineer Professional Liability Insurance

Savvy budgeting and careful consideration of any new expenses are must-haves for any business owner who wants to expand and grow her company. However, every business ... owner asks - how can I reduce the total cost of the policy? What is Professional Liability Insurance A Professional Liability Insurance policy (also called an Errors and Omissions or an E&O policy) is designed ...

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Consumer Demands and Professional Liability Insurance Go Hand in Hand

In the modern world, consumers can perform thorough research on thousands of options before deciding where to buy their services. Throughout the research process there ... the loss of future business, damaged reputation and even the potential for very expensive lawsuits. Professional liability insurance offers service providers a built in defense mechanism against the different levels of ...

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Architect Liability Insurance

... business can withstand the financial pressure of a lawsuit lies in the protection of Professional Liability insurance. Bizinsure's architecture coverage is applicable for a range of professions including: Architects ...

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Insurance for Beauty & Fitness

... Fitness Centers Fitness Instructors Hair Stylists Health Clubs Massage Therapists Nail Technicians Pilates Instructors Yoga Instructors And many more ... "Professional Liability Insurance (aka E ...

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Insurance for Legal Services

... Professional Liability policy is commonly required by contract.General Liability - Legal Services A General Liability ... non-owned business auto liability, and more. BOPs protect physical and virtual assets and cover ...

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Insurance for Restaurants & Caterers

... such as this coverage specifically for caterers and catering professionals. Click or Call us to get st General Liability - Restaurants & Caterers General Liability is extremely important for the food and drink industry ...

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Insurance for Distributors & Wholesalers

... way to protect against many of the more common exposures that your business may encounter.In addition to General Liability (see above), a BOP may help cover your equipment and business property. It may also provide you ...

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Nutritionist Insurance: Guide Your Patients, Protect Your Practice

... field as a proud medical professional, ready to help make significant ... ... in such a lawsuit. A Professional Liability policy, in short, protects you as the Nutritionist from any liabilities arising due to your precise, professional work. General Liability Insurance- As opposed to PLI ...

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Insurance for Staffing & Human Resources

... resulting damages related to the claim. A Professional Liability insurance policy is often required by contract ... a business engagement. General Liability - Staffing & Human Resources General Liability is the most basic ...

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Why Insurance Is a Must Have for The Modern Yogi Teacher

Yoga instructors make it look easy. Not ... a business. Being a yoga instructor is a profession just like ... with risks involved, fortunately, Yoga ... far outweigh the cost of yoga instructor liability insurance. Why You Need Yoga Instructor Liability Insurance: The Details Commercial general liability insurance and professional liability insurance make up the two ...

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How Much Do Dietitians and Nutritionists Really Earn?

... they need to improve their physical and mental health, which can ... ... clients the tools they need to improve their physical and mental health, which can have substantial ... s important to note that General Liability insurance and Professional Liability insurance are two different types ...

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What Business Insurance Do Contractors Need in California?

... a lot of trouble for general contractors and cost you [ ... ... you could purchase for your company. General Liability Insurance General liability (GL) insurance is a common ... company will have to bear. Therefore, a professional liability insurance policy can cover those risks for ...

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What Business Insurance Do Contractors Need in Texas?

... Texas, according to the Associated General Contractors of America. Construction has ... ... get to keep your company safe. General Liability Insurance General liability (GL) insurance is one type of ... with the legal side of things. Well, professional liability insurance will cover those costs for you. ...

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Insurance for Estheticians

... may blame you and you can be held liable. That's why a Professional Liability Insurance that is reliable and tailored to massage therapists has never been more important. Bizinsure can help get your business into shape ...

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Complete Cost and Benefits of Yoga Insurance

There seems to be no end to the growing popularity of yoga. The ancient practice continues to draw new students every day. As Americans search for ways to de-stress ... a yoga instructor professional liability insurance policy. General Liability and Professional Liability: Elements of Yoga Instructor Liability Insurance A Yoga instructor liability insurance policy contains ...

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Home Health Aide Duties, Limitations and Risks

The direct care workforce offers care in a variety of settings such as hospitals, assisted living facilities and homes. Home care workers are a segment of the direct ... on their feet a lot, so high levels of physical stamina are mandatory. They also need to be detail ... aide or the agency employing the aide, then professional liability insurance will pay the legal costs and settlements or ...

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Insurance for Medical, Health & Sciences

... and claims of other economic damage. Professional Liability policies cover defense expenses as well as ... General Liability protection (above) in addition to providing options to cover your business property (i.e., physical ...

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Insurance for Technology Services

... referred to as "Technology E&O," Professional Liability insurance is extremely important for businesses and ... are all examples of basic General Liability claims. General Liability can also cover advertising injury ...

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Reviews related to General Liability Insurance For Physical Therapists

  • Like your reminder emails and Ease of paying the premium online . Hope you offer additional Insurance coverage such as Workers Comp and General Liability.

    IT (Information Technology) Consulting

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    Freight Forwarder

  • Josh was excellent in providing quick service for my immediate needs. He researched and provided the quote quickly. I will pass bizinsure's good name to others searching for professional liability insurance!

    Business Consultant

  • The woman I originally spoke with was extremely helpful in getting me a quote for Professional Liability Insurance. She really took the time to understand my business and to determine what policy would be best for me to apply for.

    Business Consultant

  • Thank you for contacting me via e-mail with the reminder to renew my Business Liability insurance with your company. Carl R. Turnquist / Concord, MA

    Compliance Consultant

  • These ease was very good, I'm looking for more insurance options, such as Liability Insurance, etc. I only had one insurance company populate.


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    Business Consultant

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    Business Consultant

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    Executive Recruiter (excludes leased employees)

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    IT (Information Technology) Consulting

  • Trish was professional, helpful, and thus the reason I purchased this policy today. Excellent experience working with such a knowledgable agent. Thank you.

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    Research Consultant

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    Software Developers

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Did you know?

Many Physical Therapists find limitations to their employers Liability Insurance. You may not be covered if a lawsuit is filed after you end employment.  You also might not be reimbursed for related defence costs or lost wages while defending yourself against the lawsuit.

Insurance for Physical Therapists

Our Miscellaneous Medical Liability package is designed to offer the maximum protection to Physical Therapists. The package includes Professional Liability insurance (Malpractice Insurance), General Liability insurance, and Cyber Liability insurance.

Each of these types of liability insurances is an important safeguard for Physical Therapists. The Miscellaneous Medical Liability package provides all the essential insurance coverage and protection a Physical Therapist needs.


Professional Liability Insurance (aka Malpractice Liability Insurance) Physical Therapists

Each year the number of lawsuits filed against Physical Therapists continues to increase. One simple mistake on your part could lead to expensive attorney fees, court costs, and possibly a large financial settlement. To mitigate the monetary damages caused by such a situation, you will require Malpractice Liability insurance.

Malpractice Liability insurance is used by health care professionals to protect themselves from claims of medical negligence. Many States require Physical Therapists to establish a Malpractice Liability policy before they are allowed to begin treating patients.

It is recommended that Physical Therapists working for hospitals, clinics, and rehabilitation centers purchase their own Malpractice Insurance. This is because many employer Malpractice Liability Insurance plans have low limits for their employees which can leave you and your personal assets vulnerable In the event of a claim occurring.

Malpractice Liability Insurance could defend you from the following oversights:

  • Improper use of biophysical agents such as iontophoresis, joint mobilization, traction, or electrical stimulation
  • Errors or mistakes made while treating a patient with manual therapy
  • Incorrect use of therapeutic exercises and equipment
  • Improper management of physical therapy treatment over the course of care


General LiabilityPhysical Therapists

The fundamental foundation of all liability coverage is General Liability Insurance. It is there to protect you from third-party claims for Property Damage or Personal (Bodily) Injury resulting from your negligence.  If a patient is accidentally hurt or has their property damaged while attending a treatment session, then you could be held responsible.

If you are a Physical Therapist that owns your own clinic, it is vital that you secure a General Liability Insurance policy to protect both you and your business. A General Liability plan will further safeguard your business if it is named as a third-party in a liability lawsuit.

General Liability claims for any of the following scenarios could be covered:

  • A patient falls over an exercise ball that you forgot to put away resulting in tripping over and breaking their ankle
  • You accidentally knock a water bottle onto your patients laptop, ruining it
  • The treatment table your patient climbs onto collapses and the patient is seriously hurt

A General Liability Insurance policy is intended for payment of lawsuits, investigations, and settlements for which you are found to be responsible. General Liability will not pay for employee injuries, professional liability, intentional acts, or claims not related to your work as a Physical Therapist.


Cyber Insurance  Physical Therapists

During accessing and notating electronic patient files, you may run the risk of a cyber-criminal hacking into these confidential files and causing havoc. The patient harmed by this cyber-crime can hold you responsible. This would be harmful to both your professional reputation and your personal finances.

Even when cyber-crime occurs via your employers network, you may still be named as a third-party in a patients claim. In this modern era, it is critical for all Physical Therapists to obtain an independent Cyber Liability policy.

Cyber Insurance will provide you with the financial resources to protect your business from the expenses and legal costs associated with data breaches, which may occur after being hacked or from the theft or from loss of client information.

Reviews related to General Liability Insurance For Physical Therapists