Nurse Practitioner Liability Insurance
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Insurance for Nurses
... from having. Our Miscellaneous Medical Liability package is tailored to cover the specific insurance needs of nursing professionals. The package includes Malpractice Liability, General Liability, Products / Completed ...
read moreWhat is Malpractice Insurance (aka Professional Liability Insurance) for nurses?
... Malpractice Insurance (aka Professional Liability Insurance) for nurses? One of the biggest risks nurses face within the workplace is a medical malpractice claim. Medical malpractice is defined as professional negligence ...
read moreProfessional Liability Insurance
... malpractice insurance include: Doctors Surgeons Dentists Nurse practitioners Massage therapists General Liability is a common form of insurance coverage that many small businesses consider. It differs from Professional ...
read moreCalifornia Contractor General Liability
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read moreProfessional & General Liability for Home Care Professionals
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read moreArchitect Liability Insurance
... business can withstand the financial pressure of a lawsuit lies in the protection of Professional Liability insurance . Bizinsure's architecture coverage is applicable for a range of professions including: Architects ...
read moreGeneral Liability Small Business Insurance in California (CA)
... . Businesses with employees are typically required by law in most states to have insurance coverage GET GUOTE Professional liability insurance If a client accuses your business of errors, mistakes, or providing them with ...
read moreProfessional Liability Insurance – ESP
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read moreHow much does Professional Liability Insurance cost for consultants
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read moreGeneral Liability Insurance
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read moreHow much does Professional Liability Insurance cost?
... at is what would be the possible cost for loss or damages if a claim were to result from your negligence. Here's a breakdown of professional liability insurance cost by industry: How Policy Limit Impact The Cost Of E&O ...
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... policy can help you meet expenses incurred while defending your company. What does Professional Liability Insurance cover Professional Liability covers all costs to defend your business in case of a lawsuit from a ...
read moreProfessional Liability Insurance Choices for Small Businesses
... . One of the things that a lot of people get confused about is what is covered by General, Professional and Cyber Liability insurance. Professional Liability can be a stand-alone coverage or part of a broader Cyber ...
read more“GONE PHISHING!” - The Real Liability of the Virtual World
... the risk of this liability is through Cyber Insurance. Cyber Insurance combines Technology Professional Liability (a.k.a. Errors & Omissions ), Miscellaneous Professional Liability, Privacy Liability and Network Security ...
read moreConsumer Demands and Professional Liability Insurance Go Hand in Hand
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read moreAn Introduction to Home Health Care Provider and Business Liability Insurance
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read moreDoes a sole proprietor need Professional Liability Insurance?
... Professional Liability insurance? Professional Liability, also known as Errors and Omissions (E&O) insurance , protects your business against claims of negligence, misrepresentations, or mistakes. Professional Liability ...
read moreWhat you need to know about the cost of engineer Professional Liability Insurance
... agent). Why you need Professional Liability Insurance? Even if you are the best engineer this country has ever seen, you are still not immune to making mistakes. Whether due to negligence, miscommunication, or an error ...
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read moreAll you needed to know about the cost of Liability insurance for a Home Healthcare Agency
... Professional Liability coverage and its exposures Unlike the General Liability policy, home health care Malpractice insurance is much more specific. It protects you and your employees against claims alleging negligence ...
read moreE&O Lawsuit Tips for Real Estate Agents: A Guide to Managing Liability Risks
... . Real estate E&O insurance is designed to protect your business against professional liability claims that are common in the real estate industry. This includes allegations of negligence, mistakes in your work, breaches ...
read moreArchitect Liability Insurance
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read more5 Business Practices That Increase Liability Exposure
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read moreWhat You Need to Know About Notary Public Liability Insurance
... Much Does Notary Public Liability Insurance Cost? As discussed earlier, Notary Public Liability insurance covers a specific domain of professional negligence. The Notary Public Liability insurance cost depends on a few ...
read moreHow Much Does Real Estate Agent Liability Insurance Cost?
... what factors affect the cost of your premium. Without further ado, let’s begin! How much does Professional Liability insurance cost? We would love to give you a concrete answer to this question! Unfortunately, the answer ...
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read moreHow Much Does Estheticians Liability Insurance Cost
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read moreProfessional Liability Insurance Maryland
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read moreProfessional Liability Insurance in New York
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read moreTennessee Professional Liability insurance
... known as Errors and Omissions (E&O) insurance , this type of policy protects your business against claims of negligence, misrepresentations, or mistakes. Professional Liability claims are typically made by clients who ...
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... known as Errors and Omissions (E&O) insurance , this type of policy protects your business against claims of negligence, misrepresentations, or mistakes. Professional Liability claims are typically made by clients who ...
read moreGeneral Liability Insurance for Small Business in Georgia
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read moreGeneral Liability Insurance Colorado Small Business
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... known as Errors and Omissions (E&O) insurance , this type of policy protects your business against claims of negligence, misrepresentations, or mistakes. Professional Liability claims are typically made by clients who ...
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read moreArchitect Professional Liability Insurance Texas
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read moreArchitect Liability Insurance (v2)
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read moreProfessional Liability Insurance for Health and Safety Consultants
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read moreProfessional Liability Insurance California
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read moreWhat is the difference between General Liability insurance and Professional Liability insurance?
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read moreWhat does Professional Liability insurance cover?
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read moreWho Needs Professional Liability Insurance?
... to meet a major milestone, the client may sue for negligence. In such a scenario, the engineer would benefit from having full professional liability insurance in place to protect their assets. Regardless of what service ...
read moreWhy do Architects and Engineers need Professional Liability Insurance?
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read more5 things engineers should know about professional liability insurance
... Breach of contract 2. What does Professional Liability insurance cover? Professional Liability insurance can help protect you against omissions, negligence, and other forms of liability claims. Your policy does this by ...
read moreThe Benefits of Professional Liability Insurance for Small Businesses
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read more5 Questions Professionals Should Ask About Professional Liability Insurance
... known as Errors and Omissions (E&O) insurance, Professional Liability protects your business against claims of negligence, misrepresentations, or mistakes. Professional Liability claims are typically made by clients who ...
read more8 Reasons You Should Have Professional Liability Insurance
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read moreHow Important is Professional Liability Insurance for Consultants?
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read moreCalifornia Professional Liability Insurance Keeps Your Business Moving Forward
... are exclusions within every California Professional Liability Insurance policy such as the following situations that are not covered: Illegal acts Intentional malpractice Property damage Known claims and circumstances ...
read moreWhat is Professional Liability insurance and why you need it for your Florida business?
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read moreHow Will Your Texas Business Benefit from Professional Liability Insurance?
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read moreProfessional Liability Insurance: What Would You Pay to Protect Your Architectural License?
... , and any independent contractors from allegations of negligence, incorrect advice, poor performance, and other harms. What Will Architects Professional Liability Insurance Do? You might assume that the Architectural ...
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read moreAll You Need to Know about Professional Liability Insurance for Architects
... claim of negligence. That's because understanding zoning ordinances are part of your professional responsibilities. What Will Your Architect Professional Liability Insurance Cover? Professional Liability Insurance (aka E ...
read moreAll you wanted to know about Engineer's Professional Liability insurance
... negligence that caused them harm. The two main types of liability policies you will encounter are a General Liability policy and a Professional Liability ... do I need engineer professional liability insurance? Now that you ...
read moreWhat Will I Pay for Physical Therapists Liability Insurance?
... (Malpractice) Liability Professional Liability (Malpractice) Insurance is used by health care professionals to protect them from allegations of negligence and incompetence. General Liability General Liability Insurance ...
read moreWhat is Physical Therapist Liability Insurance
... Insurance . Professional Liability (Malpractice) Insurance for Physical Therapists Professional Liability (Malpractice) Insurance is used by health care professionals to protect them from allegations of negligence ...
read moreDo Teachers and Education Professionals need Professional Liability Insurance?
... Liability insurance to protect themselves at work. 1. Professional Liability insurance Professional Liability insurance for teachers and education professionals protects you against lawsuits and claims of negligence ...
read moreGeneral Liability vs. Errors and Omissions Insurance: What's the Difference?
... of contract Missed deadlines Undelivered services Professional negligence General Liability vs. Errors & Omissions Insurance As you can see, General Liability and Errors & Omissions insurance are not the same. They ...
read moreUnderstanding Insurance: What is a certificate of liability insurance?
... coverage. Clients - Depending on the services you provide, your clients may ask for proof of Professional Liability insurance or other types of coverage before they will hire you. Companies you subcontract for - If you ...
read more8 Ways to Reduce Your Professional Liability Exposure
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read moreGeneral Liability vs Professional Liability Insurance: What's the Difference?
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read moreWhat's the difference between Professional Liability and Errors and Omissions Insurance?
... you may see: Malpractice insurance. Malpractice insurance is the name typically used in the medical and legal fields. Again, it offers the same types of protections as Professional Liability and E&O insurance, but under ...
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read moreGeneral Liability Insurance Requirements
... and real estate agents, may also need minimum levels of General Liability insurance to become licensed or join a professional association. If you are seeking a professional or trade license, it's always best to check the ...
read moreWhat is the difference between commercial property and liability insurance
... at the salon. Medical expenses and legal fees can be covered by general liability insurance. An accountant mistakes on a tax form, resulting in penalties. Professional liability insurance may cover financial damages ...
read moreLiquor Liability Insurance: What You Need to Know
... breaks their wrist and sues your business for the medical costs. Liquor liability can pay for medical expenses and legal fees. Liquor liability insurance generally covers: Property damage. A drunken patron slurps red ...
read moreWhat is the difference between Garage Liability and Garagekeeper Liability?
... is garagekeepers liability insurance? Garagekeepers liability insurance covers vehicles ... insurance packages are tailored to your company’s specific needs. If you have any questions, our licensed insurance professionals ...
read moreLiability Insurance: Even Notary Publics Need It
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read moreHow Much Does Accountants Liability Insurance Cost?
... Personal assets could also be at stake. How Much Does Accountant Liability Insurance Cost? Many professionals go without proper Liability insurance because they assume it's too expensive. Especially new accountants just ...
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read moreHow Liability Insurance Can Benefit Nutritionists
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read moreWhy Do I Need Estheticians Liability Insurance?
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read moreHow Much Does Pilates Instructor Liability Insurance Cost?
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... protect your Pilates business from claims of bodily injury, medical costs, and property damage. The coverage is useful for claims from individuals. Professional liability insurance is also known as Errors & Omissions (E ...
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... performed poorly. Examples of when your professional liability (E&O) insurance will help your business: Coverage for any mistakes in your professional Pilates instruction Liability for medical costs as a result of your ...
read moreThe Complete Guide to Yoga Instructor Liability Insurance
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read moreReviews related to Nurse Practitioner Liability Insurance
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Thank you for contacting me via e-mail with the reminder to renew my Business Liability insurance with your company. Carl R. Turnquist / Concord, MA
Carl
Compliance Consultant -
These ease was very good, I'm looking for more insurance options, such as Liability Insurance, etc. I only had one insurance company populate.
Ricardo
Florists -
Bee Her has been extremely helpful in assisting with my professional liability insurance needs.
Kirsti
Freight Forwarder -
Like your reminder emails and Ease of paying the premium online . Hope you offer additional Insurance coverage such as Workers Comp and General Liability.
Sunil
IT (Information Technology) Consulting -
Josh was excellent in providing quick service for my immediate needs. He researched and provided the quote quickly. I will pass bizinsure's good name to others searching for professional liability insurance!
Ivy
Business Consultant -
The woman I originally spoke with was extremely helpful in getting me a quote for Professional Liability Insurance. She really took the time to understand my business and to determine what policy would be best for me to apply for.
Kati
Business Consultant -
BizInsure has made protecting my business from liability risk very easy. Thanks for building a great platform for small businesses.
Regis
Writers/Authors
Insurance for nurses
As a nurse, your career is focused on helping people. You provide important medical care to patients, as well as support to their families, your coworkers, and the wider community. You work tirelessly day in and day to provide the highest standard of care possible. But who’s looking after you?
At BizInsure, you’re in good hands with our selection of insurance products that are designed to provide nurses like you with the protection needed to care for your patients with confidence.
Why do nurses need insurance?
Nursing is a challenging and often unpredictable field. You face many unique risks while doing your job, and it’s important to be prepared for if the worst happens. Insurance is one way for nurses to protect themselves and the patients they care for.
Even a small mistake could affect a patient in a big way. If they think you are at fault for losses they suffered as a result of your work, they could decide to sue. Coverages like E&O insurance also known as Professional Liability insurance for nurses, General Liability, and Cyber Liability can help protect you from the financially devastating affects of a liability lawsuit.
Did you Know?
Most commercial leases require nurse to have general liability insurance.
Are nurses covered by their employer’s insurance?
Nurses are often employees of hospitals, nursing homes, home health agencies, or other medical entities. Your employer will typically have their own liability insurance policies that may also cover you as an employee.
However, these policies are designed to protect your employer first and foremost. As a result, you could still be left open to claims or lawsuits resulting from your work. This may especially be the case if you are considered an independent contractor or are employed part-time. However, even full-time employees might still be vulnerable to a lawsuit depending on how their employer’s insurance policy is worded.
Having your own insurance coverage, such as Professional Liability insurance for nurses and other common types of policies, can help fully protect you in the course of your work. Your policy will be tailored to fit your needs as an individual. It will help ensure that your best interests are protected should a liability claim be made against you by a client, their family, or even your employer. This could help you work with more confidence and give your patients more peace of mind.
Insurance for Nurses
There are many types of insurance coverage that nurses may benefit from having. Our Miscellaneous Medical Liability package is tailored to cover the specific insurance needs of nursing professionals. The package includes Malpractice Liability, General Liability, Products / Completed Operations Liability, and Cyber Liability.
Each of these types of insurances offers some form of protection against the risks commonly faced by your profession, providing you with peace of mind and comprehensive coverage.
Nurse Practitioner Malpractice Insurance
One of the most common risks which nurses are faced with in the workplace is being named in a malpractice lawsuit. The results from a claim can not only be devastating to your reputation, but they can also devastate you financially.
Malpractice Liability insurance, also known as Professional Liability insurance for nurses, gives additional coverage than what may be provided by your employer. As we’ve already discussed, your employer’s liability policies may not fully protect employees from claims and lawsuits. There have been many nurses who have unfortunately found themselves without enough coverage when faced with a malpractice liability claim.
An individual Nurse Practitioner Malpractice insurance policy can help provide more comprehensive coverage while you’re working. Malpractice Liability insurance may protect you from events such as:
- Misinterpreting instructions provided by doctors and administering incorrect medicines
- Mixing up patient files resulting in administering the incorrect procedure or medicinal treatment
- Patients that may have been left alone and unattended for long periods of time
- Giving incorrect patient information to the incoming nurse (shift change)
Importantly, Professional Liability insurance for nurses/Malpractice Liability will also cover you against false or baseless claims. Meritless claims can damage your professional reputation the same as those that do have merit. They can also be expensive to defend against, requiring thousands of dollars in legal fees to help clear your name.
A Malpractice Liability policy will pay these legal expenses (up to the limits of liability), so you’re not left to pay them from your own pocket. Worst case scenarios could mean filing for bankruptcy or depleting your personal savings protecting yourself professionally. Having an insurance safety net is one way to prepare for the worst, just in case.
General Liability
General Liability insurance is an essential form of insurance that is designed to protect you against certain claims which may arise from third parties. Also referred to as Commercial General Liability (CGL) or “slip and fall coverage”, this insurance can protect your business against bodily injury or property damage lawsuits from outside parties.
General Liability insurance provides protection against events that may not be directly related to your medical work as a nurse. For example, you are assisting a client in their room at a nursing home. You accidentally knock over an expensive vase and break it. The client is upset and demands that you replace the vase. General Liability insurance will pay for a replacement or other compensation to the client.
The related legal costs and potential penalties for a General Liability claim can cost a fortune. No matter how careful you are, accidents do happen (as you can see from the previous example). Protecting yourself against the costs of a General Liability claim may be well worth the price of the premiums.
Cyber Liability
With technology now fully integrated into the medical workplace, the risk of cyber-crime continues to grow. While you’re busy caring for others you don’t need the added worry of someone potentially stealing customer data from you.
The healthcare industry is particularly attractive to hackers. The number of healthcare data breaches is on the rise, with the number of breaches increasing by over 55% in 2020. Fines and the cost of correcting the fallout after a hack can cost in the thousands of dollars, which can financially devastate everyday nurses.
Cyber liability insurance protects your business against malicious software attacks, data breaches, viruses, and phishing. It also covers legal fees, notifying customers of a breach, credit monitoring, and fines that your company may be ordered pay. This coverage also applies to Personally Identifiable Information (aka Non-Public Information) such as names, addresses, phone numbers, social security numbers, credit card and banking info, email addresses, etc.
Cyber Liability coverage provides that extra assurance when it comes to cyber risks. Sometimes the insurance provided by a hospital or other employer will not provide sufficient coverage in the event of a cyber-crime. An individual policy can help more fully protect you against these types of liability claims.
How much does insurance for nurses cost?
Every nurse is unique, and your insurance needs are also unique. This is why insurers use a variety of factors to help determine how much you will regularly pay for insurance (commonly referred to as premiums). These may include:
- Your annual business revenue
- Your qualifications and licenses
- The geographic location where you work
- Your history of past claims
- The amount of insurance coverage you need
Comparing quotes from different insurers can help you understand how much you can expect to pay in premiums. BizInsure makes it quick and easy to do this, so you can find the best Professional Liability insurance for nurses and other insurance coverages to suit your needs.
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Looking for more information? Learn about Insurance for Nurses in Pennsylvania or Insurance for Nurses in Ohio.