Home Health Care Insurance in Wisconsin

  • Compare quotes in minutes
  • Instant purchase and confirmation of coverage
  • Only the best, A-rated insurance companies are available

Home Health Aide quotes

Home Health Agency quotes

Wisconsin Agency for Home Health Insurance

Home health aides provide the highest quality of care possible to their patients. No matter if you work as a team or on your own, you are aware of how crucial it can be for patients to be able live in their own home. Your support for other people is crucial. But are you also being supported?

BizInsure helps Wisconsin Home Health Aides find small business security. Insurance options are available for home-health aide agencies across the state. No where you reside in, whether it’s Madison or Milwaukee or Green Bay or Kenosha, you can find coverage that suits your business needs.

Why become a home health aide in Wisconsin?

Wisconsin is home to a variety of Home Health Aide positions. It is an excellent chance to begin a career as a healthcare professional and have a positive effect on the patients of Wisconsin.

According to the 2021 data of the Bureau of Labor Statistics, Wisconsin has just 72,980 personal and home care aides. In the next few years, this number will likely increase. The number of home health aides in the country is expected to grow 25% between 2021-2031. This is faster than the average growth rate for all occupations of 8%.

The average Wisconsin home health aide and personal care assistant earns $27,080 annually or $13.02 an hour. Home health aides in Wisconsin may make more in larger cities than they do in rural areas or smaller metropolitan areas. Madison’s average annual salary for home care and personal assistance aides is $28,620.

Why is insurance necessary for Wisconsin home health care providers?

Home health aides work closely with the elderly, those with disabilities, and those who are chronically ill. Patients can stay comfortably and safely at home thanks to the services you provide. However, you could be sued or face an expensive liability claim if something goes wrong.

Accidents can happen. If you’re found responsible, you may be required to compensate the victim or their family. The cost of litigation and claims can be very high. They can cause financial issues and could even cause the end your professional career. Wisconsin offers insurance to assist home health care aides, home healthcare organizations, and other care providers safeguard their financial security.

Did you Know?

General Liability insurance covers both actual and unsubstantiated claims made by third parties.

Wisconsin Home Health Care Business Insurance

Many kinds of business insurance are available to help home health aides or other health professionals while they perform their duties.

General Liability Insurance

Your General Liability policy can protect you against any claim by an outside party regarding injury or damage to their property. In these instances, your policy will cover your legal expenses as well as your cost to replace or remedy the situation up to the limits of liability.

The protections are available for claims with merit as well as those with no merit. General Liability insurance can also be sold as Commercial General Liability, CGL or “slip & fall” coverage.

What is typically covered?

General Liability insurance provides coverage for claims and lawsuits that have been caused by:

  • Infliction to the bodily integrity of a third party
  • Property damage to third-party property

A General Liability policy also covers third-party claims that have no merit. It can be costly to resolve baseless claims. A General Liability policy provides home health aides and other agencies greater security when caring for patients. It also protects their financial assets.

What typically isn’t covered?

These kinds of events are not usually covered under your General Liability Policy:

  • Personal workplace injuries as well as workers’ compensation claims
  • Property damage to your personal or business property
  • Damage caused intentionally to third party’s property
  • Errors and mistakes in your work

There could be additional events that are not covered under the General Liability insurance that are not included in this list. You will find the complete details of your coverage in your policy documents.

Professional Liability Insurance

A Professional Liability insurance policy (also known as Errors and Omissions or E&O insurance) is an essential policy that protects you and your company in case of a lawsuit due to alleged professional wrongdoing. It protects you from third-party professional negligence claims.

A policy will provide coverage for both true and meritless claims. Professional Liability insurance can be referred to as Errors and Omissions (E&O) insurance.

What is typically covered?

Professional Liability insurance covers legal expenses (including judgments and settlements) that could result from:

  • Errors in the professional services or advice you offer.
  • Allegations of negligence
  • Missed deadlines or services not delivered
  • Contract breaches

These kinds of claims are usually brought by clients who assert that your work has caused them a financial loss. Insurance policies for Professional Liability provide protection even if there’s no basis for the claim.

What is typically not included?

Certain events are not covered by Professional Liability insurance:

  • Injuries to a third-party
  • Damaging the property belonging to a third-party
  • Personal workplace injury or workers’ compensation claims

For more information on your Professional Liability coverage, please refer to the policy documents.

Miscellaneous Medical Liability Package for Home Health Care Providers

Home health aides and home care organizations typically choose more than one type of insurance to cover various risks that could affect their businesses. BizInsure offers a medical liability insurance package that combines common coverages that home health care businesses typically consider.

This covers your General Liability and Professional Liability insurance needs, plus Cyber Liability to help protect you against malware-related attacks as well as data breaches, and other incidents that could hurt your business.

Who is eligible for home health care insurance

There are many healthcare professionals who might consider home care insurance in Wisconsin:

  • Home Health Aides – Subcontractors, independent contractors or sole proprietors might need to cover their employees and patients.
  • Home Health Aide Agencies – You can protect your small business as well as your employees by insuring your home health aid agency.
  • Other Health Professionals-  Physical therapists and personal carers are just some of the healthcare professionals who may benefit from having insurance for their businesses.

BizInsure provides insurance coverage that covers Wisconsin’s home health aides and agencies. Start a quote to compare policies in minutes!

 

Home health aides and agencies in Wisconsin can find General Liability and other insurance coverage with BizInsure. Start a quote to compare policies in minutes!

What is the cost of Wisconsin’s home health insurance?

Costs for home care insurance in Wisconsin may vary depending on who you are. Since every home health care provider is different, the insurance premiums you pay will vary.

Some factors that are used to calculate the cost of business insurance are:

  • Professional qualifications and education – Are you required to complete home health training? Do you hold the correct licenses to work as a healthcare provider in Wisconsin?
  • The county, city or town you work in – Care providers located in larger cities, such as Dayton or Columbus, are likely to be charged more than those based in smaller areas.
  • A history of claims – Having a record of past claims can lead to higher premiums.
  • The level of coverage you choose – Higher premiums typically mean greater coverage. Some clients may demand that you maintain minimum coverage.

Want to better understand how much business insurance is going to cost you? Comparing quotes from more than one insurer can help to find home health insurance that suits you and your budget.

Why choose BizInsure for Home Health Aide insurance in Wisconsin?

Wisconsin home healthcare providers go to BizInsure for their business insurance needs:

Fast & easy application

We’ve done away with the complicated paperwork that usually goes with insurance. Our application process is simple, usually 10 questions or less.

Top-rated insurers

We work with only A-rated or better insurers. We bring you reliable and competitively priced business insurance options.

Instant coverage

No more waiting to hear back from a broker. You’ll receive your proof of insurance by email as soon as you buy.

Quality customer support

Licensed agents are ready to help at every stage of your insurance journey.

Compare home care insurance in Wisconsin today. Start your online application now.

Frequently Asked Questions (FAQs)

What are the risks home health care providers are exposed to in Wisconsin?

Home healthcare providers in Wisconsin provide high-quality care for patients. But, working closely with other people in their homes could pose unique dangers. Luckily insurance is able to help manage many of the most typical risks you could face.

  • General Liability insurance – You accidentally smash and break an expensive vase in the patient’s home. These are two examples of claims that General Liability Insurance can assist with as a home-health aide.
  • Professional Liability insurance – Patients and their families depend on your skill and knowledge. A negligence lawsuit could be brought against you if you make a mistake or do not satisfy the expectations of your clients.
  • Cyber Insurance – Healthcare agencies are able to store sensitive patient information. Cyber Liability insurance will help you to repair damage caused by a breach of data.

BizInsure assists organizations and home health aides in finding business insurance that addresses the specific risks they face every day.

What are the home health aide license requirements in Wisconsin? How do I get a home healthcare license in Wisconsin?

There aren’t any licensure standards in Wisconsin for home health aides. There are additional requirements you need to meet to be able to be licensed in Wisconsin.

The following requirements are required if you want to work at a Wisconsin-based home healthcare agency that is Medicare/Medicaid certified:

  • Evaluation of competence completed
  • Completing 75 hours of training
  • Complete 16 additional hours of training in clinical practice

The agency will likely offer ongoing training during your time work there.

To be an Medicaid-certified independent healthcare aid, you must:

  • Enroll with the Wisconsin Department of Jobs and Family Services
  • Get a background check for your state.
  • Request a background check by the FBI if you have not resided in the state for more than five years.

After you’ve put in the hard work of becoming a home health aide You’ll probably need to safeguard your job and the business you are building. Wisconsin’s home healthcare business insurance will cover you against a variety of risks you may face in your job. It can help you have peace of mind knowing that your financial assets are secure from expensive lawsuits and claims.

Learn more about home health care insurance in the states where you work.

Alaska
Delaware
Georgia
Hawaii
Idaho
Illinois
Iowa
Kansas

Kentucky
Louisiana
Maine
Maryland
Michigan
Minnesota
Mississippi
Missouri

Montana
Nebraska
New Mexico
North Dakota
Oregon
Rhode Island
South Dakota

Texas
Utah
Vermont
Virginia
West Virginia
Wisconsin
Wyoming

© Copyright 2023 BizInsure LLC, 2015 ALL RIGHTS RESERVED BizInsure LLC; CA DBA: Simple, Smart, BizInsure Insurance Agency LLC; NY DBA: BizInsure Services LLC; NH DBA: Simple, Smart, BizInsure Insurance Agency; PA DBA: BizInsure Services LLC. 2950 Buskirk Ave Suite 300, Walnut Creek CA 94597. License #0H81929

BizInsure LLC
BizInsure LLC
4.4
Based on 89 reviews
See all reviewsWrite a review
BizInsure has really come through for me on some really hard to place risks. Andrew takes the time to understand the risk and work through how we can make it work, rather than looking for ways to say no. Thank you for your help!
Carlos T.
18:06 16 Mar 23
Very helpful and explanatory on the policy line of the policy
Josua V.
17:30 14 Mar 23
Worked with Tevin. Amazing customer service. Was very patient with me in figuring out the best insurance coverage for business. Thanks Tevin for making it easy.
Faisal O.
16:23 14 Mar 23
No complaints, Always a fast response when a need arises.
Dan F.
13:56 10 Mar 23
Very good information patience was shown. Much help from Kaled, satisfied with the amount of insurance and good coverage. Affordable is what you need with starting a small business until you grow. Old saying is go as you grow.
Jacquelynn W.
21:53 20 Jan 23
Professionals at what they do! easy to navigate and very good people to lead to to the best coverage!
Magnifier 2.
20:37 17 Jan 23
I have been shopping for business liability insurance for several months. I am happy to share that BizInsure ranked #1! The representatives were polite, patient, and empathetic. They accomplished what most companies struggle with achieving: they did what they said they were going to do, they were on time, and they had empathy. They delivered a policy for 25% less than the closest competetor, and even included $50k of cyber security at no additional cost! I only write reviews when I receive exceptional experiences- highly revommended; keep up the great service BizInsure!P.S. I own a professional referral service in Hawai'i and I am going to see if BizInsure offers an affiliate program.Aloha!
John S.
05:51 23 Nov 22
They respond quickly and give you quotes immediately ...
Regean K.
23:55 09 Nov 22
The agent that I spoke to was very experienced and could tell that I was new at this and was very understanding and took the time to explain everything to me.
lotanga J.
00:04 15 Oct 22
Easy to work with and very responsive. Glad to have them as my broker.
Edward G.
18:54 13 Sep 22
We’re very happy with BiInsured LLC. VERY AFFORDABLE
Paul A. F.
19:20 11 Sep 22
Jasmine Q was on the spot professional, she knew where to direct me and explain to me my concerns and request; she delivered my personal information within minutes of me asking policy questions.That young lady is a true ROCK STAT!!!
Shaka 3 Z.
23:09 15 Aug 22
For a small non-profit, the package I was given was affordable. The representative was polite, patient, understanding, and knowledgeable.
Gertrude R.
18:06 15 Aug 22
Asked for a specific venue to be place on our certificate of insurance and it was done within one business day. Yay! Bizinsure!
Melinda S.
17:02 01 Aug 22
The process was fast and easy and the professional staff was very knowledgeable with any questions that I had and ready to help
VALERIE M.
06:40 31 Mar 22
Friendly agents. Timely replies. Fair pricing. This is a good fit for my business! Thank you, Noah, for all your help.
Beth Anne V.
19:27 28 Mar 22
They are awesome
Tony H.
00:41 07 Jan 22
Noa made sure I had all the information I needed for a first time business owner . He helped me understand what I needed to secure a quality policy and he was super helpful when explaining how the policy would serve its purpose to my company. I was very satisfied and had an Awesome experience, I think people like that make the company look good!
Wayleen O.
04:36 15 Oct 21
I was in need of WC, GL and PL coverages for my business and was able to shop, discuss, confirm and purchase all the coverages in two days! This was a great experience, especially when "Time is Money". Noah Bowman was very professional and knowledgeable. Thanks!
AmeriCreed 1.
15:42 23 Sep 21
MOVING FORWARD, I WILL BE SENDING ALL OF MY BUSINESS TO THIS COMPANY !!!! Incredible customer service!!! Thanks
THEODORE W.
19:49 09 Sep 21
Their representative clearly explained different kinds of policies to help me select the one appropriate for my needs and then helped me enroll by phone painlessly. By the end of the call, I had a policy in place.
Dissent D.
22:21 02 Sep 21
Eugene was Awesome!!!!
Lakesha G
17:19 21 Jul 21
Excellent solution for writers and authors professional liability policy as well as coverage for copyright and trademark infringement. Service was prompt and excellent.
Lane
18:22 22 Jun 21
Done in less than an hour!
William O.
00:30 02 Jun 21
Efficient, and great value. The agent was able to give us a quote and a new policy in a short period of time. Thank you
Brenda J.
20:30 24 May 21
I had a great experiencing obtaining several of my insurance needs as a landscaping company here in Northern Colorado. BizInsure's team took care of my needs and was very responsive to help with paperwork needed to secure a potential client account!
Arik S.
16:34 10 May 21
Very efficient they were able to help me out with my request promptly....highly recommend this companyI am very happy to have them
Elba P.
18:50 26 Apr 21
I need a help getting errors and omissions insurance along with general liability. Jose was very friendly informative and was very patient with me during the process. He found me some of the best rates for the coverage that I needed. Highly recommend
Casper M.
19:51 20 Apr 21
I had numerous conversations with several business insurance agents over a month's time. I also had several conversations confirming the policy inclusion/exclusions and asked many questions. My BizInsure agent was professional, knowledgeable and most important—detail oriented. Even after having an initial conversation a month earlier he knew and *remembered* all my personal/professional insurance needs. When I asked for additional information on the third call he was able to provide me with details very quickly. He was also VERY patient. That is a big plus in my opinion. It illustrated a high level of respect for my needs. I also found when I called back and asked to talk with the initial agent, the person who answered the call was able to get in contact quickly and my agent responded and returned the call within 5-10 minutes. The transaction was smooth, and I think it's a good sign should I ever need to make a claim. I highly recommend BizInsure.
Poetic F.
21:00 07 Apr 21
The rep was extremely helpful actually lowered my quote and made sure I was covered to fit my needs with my growing business! 5star!!
Franklin B.
19:04 16 Mar 21
Excellent service and prices.
Cassiopée V L.
23:13 09 Mar 21
Mr. Daniel Scott was very responsive to my professional needs.
Stephanie W.
17:38 18 Feb 21
Eugene deserves a raise! First time purchasing insurance and he made the process so simple for me. His patience and attention to detail left me feeling confident in my decision to choose BizInsure. Gracias Eugene!
Esined P.
23:32 17 Feb 21
The customer service provided by Jose was outstanding. He explained everything in a very clear/logical way and answered all of my questions. After providing all the information to obtain general liability insurance, Jose sent me the declaration page of the insurance for review. All of the information matched what I provided over the phone and there were no typos. The next day I called back to purchase the insurance which was easy and fast. Overall, my experience with BizInsure including the customer service by Jose exceeded my expectations.
Joe W.
03:29 12 Dec 20
Hiscox/BizInsure made getting Liability Insurance very easy and reasonable.I expected it to be a long and complicated process and it was a nice surprise that they made it so uncomplicated. Thank you. Lisa
Lisa W.
21:51 24 Nov 20
Eugene was incredible. I called 4 other brokers before him who were impossible to get any help.
rhonda H.
23:26 12 Nov 20
Very quick to get in touch with you and good with follow up. Had some trouble retrieving my quote to log into my account initially but Daniel assisted me and the changes were made to get me into my account. Great value for the money.
Fran S.
16:34 20 Sep 20
Very happy to be insured with this company. Professional, Timely, very helpful. Thank you Juan, you made it so much easier for me to understand.
Aileen D.
19:55 15 Sep 20
This company responded when I needed them to respond while facing a deadline. They are an excellent choice for business Insurance.
Michele H.
01:52 12 Sep 20
Jose Quintero took such great care of me and was very patient explained everything I did not understand and got me set up quickly. Fabulous customer service
Christina R.
02:41 27 Aug 20
I can't say enough good things about Daniel Santos kind and effective communication skills as an insurance agent. Daniel was so pleasant, friendly and efficient with helping me obtain insurance as a teacher. If I were to give Daniel a grade, he has earned an At . He made the process easy to understand, it was far easier than what I anticipated. Nancy S.
Nancy S.
00:47 26 Aug 20
I was in need of professional liability insurance for my sole proprietorship. A friend referred me. Everythng was quick and simple and AFFORDABLE!
hope J.
20:31 25 Aug 20
If you need Private Home Care Provider insurance for your company, BizInsure, LLC can get it for you!
Pamela C.
16:45 24 Aug 20
Great and fast service!!!! The representative was very professional!!!!
Tanya S.
19:51 14 Jul 20
I was tryi9ng to find commercial liability insurance for my new comp-any and BizInsure was easy to use and very affordable which is great for me as a new business.
Jimmy S.
19:01 14 Jul 20
Great service insurance prices are great for professionals looking to get insurance for businesses....
Rhonda G.
22:34 22 Jun 20
The provided very professional service and made the process easy.
Paul R.
21:51 04 Jun 20
Bradley Hoyle from the Biz Insure team was excellent to work with. Everything was quick and smooth. Great service, much appreciated!
Kristene S.
02:03 04 Jun 20
Anthony Spencer was great!! Very quick response time!! He was very Professional! I would suggest him because he helped me find a affordable rate and explained all the technicalities..
Fre H.
16:38 28 May 20
I was referred to Bizinsure by a industry trade group that I am a member of. It was easy to get a quote online and then received excellent customer service from Bradley H. to complete my policy purchase over the phone. I have shared this company information now with other business owners for their policy needs.
Dawn T.
22:11 08 May 20
This company was very precise with explaining services and made sure I chose the right business insurance coverage, great customer service at purchasing.
Nekeisha B.
01:30 05 May 20
Amazing
Jasmine Q
14:31 02 Dec 19
Trish is the most patient, professional and understanding insurance agent I’ve ever worked with. Trish has taken care of all my business insurance needs for the last couple years. I am really happy that I found an insurance agent that I know will take care of me & all of my concerns. I feel like a valued customer & I appreciate the great customer service that I get every time!!THANK YOU!
Dr. Youssef C. A.
17:21 14 Nov 18
Tricia helped me get insurance for my business. The task of obtaining a quote was really starting to frustrate me until I was referred to BizInsure through a different agency. Tricia got me a quote fast, and even took a down payment over the phone and issued the proof of insurance the same day. a+ service, would do it again in a heartbeat!! Thank you!!
Josh M.
18:07 22 Jun 18
BizInsure was a great find! I did not have to fill out applications, and Tricia was able to quote and bind business insurance for me within half an hour.
Allison Y.
17:28 21 Jun 18
Started doing business again and needed a policy fast. Ramez was reasonable, helpful and the rates are OK. Buyer beware? Sure, for me it turned out OK this time. Worth a call.
Mark W.
23:42 13 Nov 17
Great customer service. I've been very inpressed with my dedicated representative that had helped me navegate my insurence needs. Thanks so much!
Graham B.
22:12 23 Jun 17
‹
›
js_loader

Popular Searches

Google Rating
4.4
Based on 89 reviews
×
js_loader