Nebraska Home Health Care Insurance

  • Compare quotes in minutes
  • Online purchase and instant confirmation of coverage
  • Only the best A-rated insurance firms are offered.

Home Health Aide quotes

Home Health Agency quotes

Insurance for Home Health Aides and Agencies in Nebraska

Home Health Aides provide quality care to their patients. It doesn’t matter if you are as a team or on your own you are aware of how crucial it can be for patients to be able live in their own home. Your support for others is so important however, who else is supporting you?

BizInsure is a great way for Nebraska Home Health Aides to get insurance that protects their small-scale business. Insurance for home health aide agencies is available regardless of where you live in Nebraska, starting from Lincoln to Omaha to Beatrice up to Blair.

What are the reasons to become a Home Health Aide in Nebraska?

There are many Home Health Aides in every state, even Nebraska. If you’re interested in working in the field of health care, this is a great way to enter the field and make an impact on the health of patients across the Cornhusker State.

According to the Bureau of Labor Statistics 2021 data, Nebraska has around 11,010 home-care aides and personal caregivers. Over the next few years, this number will increase. The country’s number of home-health aids will increase by 25% between 2021 and 2031.

The average salary for Nebraska’s personal caregivers and home-health aides is $28,070. These workers make an average hourly wage of $13.49. Home health aides in Nebraska may make more in larger cities than they do in rural areas or smaller metropolitan areas. The average salary of personal and home care aides working in Northwest Nebraska is $29,550.

Why do Nebraska’s home health care providers require insurance?

Home health aides are able to work with those who are disabled, elderly, and chronically sick. Your services help patients live comfortably and safely at home. However, this could also expose you to expensive legal claims or lawsuits.

Accidents are bound to happen, and you may have to pay the victim or their family members if a costly claim is made against you.

These claims can cause financial issues and could even spell the end of your career.

Fortunately, BizInsure provides insurance options for home health care professionals to safeguard your financial security.

Did you know?

General Liability insurance provides cover for unfounded claims of third parties.

Nebraska Home Healthcare Business Insurance

Home health aides and other health professionals might consider a variety of business insurance options to protect them as they perform their duties.

General Liability Insurance

General Liability insurance protects businesses against third-party claims of injuries and property damage. The policy covers legal costs and expenses to rectify the issue in the amount of the limit of your policy.

This protection is offered for claims with merit as well as ones that are not meritorious. General Liability insurance can be referred to as Commercial General Liability (CGL), “slip and falls” insurance.

What are the most common subjects covered?

General Liability insurance protects against the cost of lawsuits and claims as a result of:

  • Third-party bodily injury
  • Property damage to third-party property

What is not covered?

These events are not covered under your General Liability insurance policy:

  • Personal workplace injuries and workers’ comp claims
  • Damage to your own property
  • Intentional damage to a third party’s property
  • Errors or mistakes in your work

 

You may not be protected for specific events. The policy documents you have will give full details about what coverage is and what isn’t covered.

Professional Liability Insurance

Professional Liability insurance covers errors or omissions that result in the loss of funds for your client. Also, you are protected from third-party claims for professional negligence. Both meritless and true claims are protected by a Professional Liability policy, which is also sometimes sold as E&O insurance.

What are the most popular subjects that are covered?

Professional Liability insurance covers legal costs (including settlements and judgments) that could result from:

  • Errors, mistakes or omissions in your professional services or advice
  • Allegations of negligence
  • Undelivered services or missed deadlines
  • Breaches of contract

 

These kinds of claims are typically filed by customers who claim that your work has caused them a financial loss.

What isn’t usually covered?

There are some events that are not covered by Professional Liability insurance.

  • Third-party bodily injury
  • Property belonging to a third-party that is damaged
  • Personal workplace injuries or workers’ comp claims

 

Refer to your policy wording for full details on what is and is not covered by the Professional Liability insurance.

Miscellaneous Medical Liability package for home health care professionals

Home Health Aides and home care agencies often require more than one kind of insurance to address various risks that could affect their businesses. BizInsure’s Miscellaneous Medical Liability Package includes a variety of insurances home care companies might consider. It includes General Liability and Professional Liability insurance, plus Cyber Liability insurance to help protect you against malware-related attacks as well as data breaches, among other events that could harm your business.

Who should be covered by insurance for home care?

There are many health professionals who might need home care insurance in Nebraska:

  • Home Health Aides – Subcontractors, independent contractors and sole proprietors might require insurance to safeguard themselves and their clients.
  • Home Healthcare Services – Secure your small business and your employees by buying insurance for home aide agencies.
  • Other Healthcare Practitioners – Physical therapists, carers, and other healthcare professionals may also be able to gain from having insurance for business.

 

Home Health Aides and agencies located in Nebraska can get General Liability and other insurance policies through BizInsure. Start a quote to compare policies in minutes!

What is the cost of home healthcare insurance in Nebraska?

There are many variables that can affect the cost of home healthcare insurance in Nebraska. Here are some of the factors involved when calculating business insurance:

  • Do you have the right qualifications and educational background – Have you been properly trained for your job? Do you have the right qualifications to work as an Nebraska healthcare provider?
  • The city, town or county that you live within – Health care providers based in cities like Northwest Nebraska are likely to charge more than those located in areas with less population.
  • A record of claims – A history of claims from the past could result in higher insurance rates.
  • The coverage level you require – The higher the premium usually mean more coverage. Customers may require you to provide minimum coverage.

Want to check out how much business insurance would cost for your home care business?

Compare quotes today from a variety of insurance companies so you can find a policy that suits your needs and budget.

Frequently Asked Questions (FAQs)

What are the risks home healthcare providers face in Nebraska?

Nebraska home healthcare providers offer top-quality healthcare for patients. There are unique risks associated with working in close proximity to other people at home. Luckily, insurance can help you deal with the majority of typical risks you could encounter.

  • General Liability Insurance A patient falls and results in an appointment to the emergency room. Inadvertently, you knock over and damage a vase inside the patient’s house. These are two possible claim examples that you might encounter as a health care professional at home that General Liability insurance could assist with.
  • Professional liability insurance – The families of patients depend on your expertise and skills. If you fail to follow through with your care or you don’t live up to their expectations, you could face a negligence lawsuit or other professional liability claims.
  • Cyber liability insurance – Some sensitive patient information may be stored by home healthcare agencies. Cyber Liability insurance is available to assist you in recovering from a data breach, malicious attack or any other damage to your company.

BizInsure will help organizations and home health aides locate business insurance that can address the unique risks you face every day.

What are the home health care aide license requirements in Nebraska? How do I get a home health care license in Nebraska?

Nebraska has no requirements for licensing home health aides. There are however additional requirements you must be able to meet in order to be licensed in Nebraska.

If you work for a home health agency in Nebraska which is Medicare/Medicaid certified, you will need to:

  • Competency evaluation passed
  • Completing 75 hours of training
  • 16 hours of training in support for clinical practice

During your time at the agency, you’ll likely be receiving regular training.

To work as an Medicaid-certified independent health aid in Nebraska, you will need to:

  • You can enroll with the Nebraska Department of Jobs and Family Services
  • Conduct a background check at the state level
  • Get a background investigation from the FBI (if you’ve been living in the state less than five years).

You’ll want to safeguard your job and the business you have built after you’ve put in the effort to become a home health aide. Nebraska home healthcare insurance protects you from many common risks that you might encounter while working. It will give you more security and peace of mind, as well as safeguard your financial assets from costly lawsuits.

© Copyright 2023 BizInsure LLC, 2015 ALL RIGHTS RESERVED BizInsure LLC; CA DBA: Simple, Smart, BizInsure Insurance Agency LLC; NY DBA: BizInsure Services LLC; NH DBA: Simple, Smart, BizInsure Insurance Agency; PA DBA: BizInsure Services LLC. 2950 Buskirk Ave Suite 300, Walnut Creek CA 94597. License #0H81929

BizInsure has really come through for me on some really hard to place risks. Andrew takes the time to understand the risk and work through how we can make it work, rather than looking for ways to say no. Thank you for your help!
Carlos T.
18:06 16 Mar 23
Very helpful and explanatory on the policy line of the policy
Josua V.
17:30 14 Mar 23
Worked with Tevin. Amazing customer service. Was very patient with me in figuring out the best insurance coverage for business. Thanks Tevin for making it easy.
Faisal O.
16:23 14 Mar 23
No complaints, Always a fast response when a need arises.
Dan F.
13:56 10 Mar 23
Very good information patience was shown. Much help from Kaled, satisfied with the amount of insurance and good coverage. Affordable is what you need with starting a small business until you grow. Old saying is go as you grow.
Jacquelynn W.
21:53 20 Jan 23
Professionals at what they do! easy to navigate and very good people to lead to to the best coverage!
Magnifier 2.
20:37 17 Jan 23
I have been shopping for business liability insurance for several months. I am happy to share that BizInsure ranked #1! The representatives were polite, patient, and empathetic. They accomplished what most companies struggle with achieving: they did what they said they were going to do, they were on time, and they had empathy. They delivered a policy for 25% less than the closest competetor, and even included $50k of cyber security at no additional cost! I only write reviews when I receive exceptional experiences- highly revommended; keep up the great service BizInsure!P.S. I own a professional referral service in Hawai'i and I am going to see if BizInsure offers an affiliate program.Aloha!
John S.
05:51 23 Nov 22
They respond quickly and give you quotes immediately ...
Regean K.
23:55 09 Nov 22
The agent that I spoke to was very experienced and could tell that I was new at this and was very understanding and took the time to explain everything to me.
lotanga J.
00:04 15 Oct 22
Easy to work with and very responsive. Glad to have them as my broker.
Edward G.
18:54 13 Sep 22
We’re very happy with BiInsured LLC. VERY AFFORDABLE
Paul A. F.
19:20 11 Sep 22
Jasmine Q was on the spot professional, she knew where to direct me and explain to me my concerns and request; she delivered my personal information within minutes of me asking policy questions.That young lady is a true ROCK STAT!!!
Shaka 3 Z.
23:09 15 Aug 22
For a small non-profit, the package I was given was affordable. The representative was polite, patient, understanding, and knowledgeable.
Gertrude R.
18:06 15 Aug 22
Asked for a specific venue to be place on our certificate of insurance and it was done within one business day. Yay! Bizinsure!
Melinda S.
17:02 01 Aug 22
The process was fast and easy and the professional staff was very knowledgeable with any questions that I had and ready to help
VALERIE M.
06:40 31 Mar 22
Friendly agents. Timely replies. Fair pricing. This is a good fit for my business! Thank you, Noah, for all your help.
Beth Anne V.
19:27 28 Mar 22
They are awesome
Tony H.
00:41 07 Jan 22
Noa made sure I had all the information I needed for a first time business owner . He helped me understand what I needed to secure a quality policy and he was super helpful when explaining how the policy would serve its purpose to my company. I was very satisfied and had an Awesome experience, I think people like that make the company look good!
Wayleen O.
04:36 15 Oct 21
I was in need of WC, GL and PL coverages for my business and was able to shop, discuss, confirm and purchase all the coverages in two days! This was a great experience, especially when "Time is Money". Noah Bowman was very professional and knowledgeable. Thanks!
AmeriCreed 1.
15:42 23 Sep 21
MOVING FORWARD, I WILL BE SENDING ALL OF MY BUSINESS TO THIS COMPANY !!!! Incredible customer service!!! Thanks
THEODORE W.
19:49 09 Sep 21
Their representative clearly explained different kinds of policies to help me select the one appropriate for my needs and then helped me enroll by phone painlessly. By the end of the call, I had a policy in place.
Dissent D.
22:21 02 Sep 21
Eugene was Awesome!!!!
Lakesha G
17:19 21 Jul 21
Excellent solution for writers and authors professional liability policy as well as coverage for copyright and trademark infringement. Service was prompt and excellent.
Lane
18:22 22 Jun 21
Done in less than an hour!
William O.
00:30 02 Jun 21
Efficient, and great value. The agent was able to give us a quote and a new policy in a short period of time. Thank you
Brenda J.
20:30 24 May 21
I had a great experiencing obtaining several of my insurance needs as a landscaping company here in Northern Colorado. BizInsure's team took care of my needs and was very responsive to help with paperwork needed to secure a potential client account!
Arik S.
16:34 10 May 21
Very efficient they were able to help me out with my request promptly....highly recommend this companyI am very happy to have them
Elba P.
18:50 26 Apr 21
I need a help getting errors and omissions insurance along with general liability. Jose was very friendly informative and was very patient with me during the process. He found me some of the best rates for the coverage that I needed. Highly recommend
Casper M.
19:51 20 Apr 21
I had numerous conversations with several business insurance agents over a month's time. I also had several conversations confirming the policy inclusion/exclusions and asked many questions. My BizInsure agent was professional, knowledgeable and most important—detail oriented. Even after having an initial conversation a month earlier he knew and *remembered* all my personal/professional insurance needs. When I asked for additional information on the third call he was able to provide me with details very quickly. He was also VERY patient. That is a big plus in my opinion. It illustrated a high level of respect for my needs. I also found when I called back and asked to talk with the initial agent, the person who answered the call was able to get in contact quickly and my agent responded and returned the call within 5-10 minutes. The transaction was smooth, and I think it's a good sign should I ever need to make a claim. I highly recommend BizInsure.
Poetic F.
21:00 07 Apr 21
The rep was extremely helpful actually lowered my quote and made sure I was covered to fit my needs with my growing business! 5star!!
Franklin B.
19:04 16 Mar 21
Excellent service and prices.
Cassiopée V L.
23:13 09 Mar 21
Mr. Daniel Scott was very responsive to my professional needs.
Stephanie W.
17:38 18 Feb 21
Eugene deserves a raise! First time purchasing insurance and he made the process so simple for me. His patience and attention to detail left me feeling confident in my decision to choose BizInsure. Gracias Eugene!
Esined P.
23:32 17 Feb 21
The customer service provided by Jose was outstanding. He explained everything in a very clear/logical way and answered all of my questions. After providing all the information to obtain general liability insurance, Jose sent me the declaration page of the insurance for review. All of the information matched what I provided over the phone and there were no typos. The next day I called back to purchase the insurance which was easy and fast. Overall, my experience with BizInsure including the customer service by Jose exceeded my expectations.
Joe W.
03:29 12 Dec 20
Hiscox/BizInsure made getting Liability Insurance very easy and reasonable.I expected it to be a long and complicated process and it was a nice surprise that they made it so uncomplicated. Thank you. Lisa
Lisa W.
21:51 24 Nov 20
Eugene was incredible. I called 4 other brokers before him who were impossible to get any help.
rhonda H.
23:26 12 Nov 20
Very quick to get in touch with you and good with follow up. Had some trouble retrieving my quote to log into my account initially but Daniel assisted me and the changes were made to get me into my account. Great value for the money.
Fran S.
16:34 20 Sep 20
Very happy to be insured with this company. Professional, Timely, very helpful. Thank you Juan, you made it so much easier for me to understand.
Aileen D.
19:55 15 Sep 20
This company responded when I needed them to respond while facing a deadline. They are an excellent choice for business Insurance.
Michele H.
01:52 12 Sep 20
Jose Quintero took such great care of me and was very patient explained everything I did not understand and got me set up quickly. Fabulous customer service
Christina R.
02:41 27 Aug 20
I can't say enough good things about Daniel Santos kind and effective communication skills as an insurance agent. Daniel was so pleasant, friendly and efficient with helping me obtain insurance as a teacher. If I were to give Daniel a grade, he has earned an At . He made the process easy to understand, it was far easier than what I anticipated. Nancy S.
Nancy S.
00:47 26 Aug 20
I was in need of professional liability insurance for my sole proprietorship. A friend referred me. Everythng was quick and simple and AFFORDABLE!
hope J.
20:31 25 Aug 20
If you need Private Home Care Provider insurance for your company, BizInsure, LLC can get it for you!
Pamela C.
16:45 24 Aug 20
Great and fast service!!!! The representative was very professional!!!!
Tanya S.
19:51 14 Jul 20
I was tryi9ng to find commercial liability insurance for my new comp-any and BizInsure was easy to use and very affordable which is great for me as a new business.
Jimmy S.
19:01 14 Jul 20
Great service insurance prices are great for professionals looking to get insurance for businesses....
Rhonda G.
22:34 22 Jun 20
The provided very professional service and made the process easy.
Paul R.
21:51 04 Jun 20
Bradley Hoyle from the Biz Insure team was excellent to work with. Everything was quick and smooth. Great service, much appreciated!
Kristene S.
02:03 04 Jun 20
Anthony Spencer was great!! Very quick response time!! He was very Professional! I would suggest him because he helped me find a affordable rate and explained all the technicalities..
Fre H.
16:38 28 May 20
I was referred to Bizinsure by a industry trade group that I am a member of. It was easy to get a quote online and then received excellent customer service from Bradley H. to complete my policy purchase over the phone. I have shared this company information now with other business owners for their policy needs.
Dawn T.
22:11 08 May 20
This company was very precise with explaining services and made sure I chose the right business insurance coverage, great customer service at purchasing.
Nekeisha B.
01:30 05 May 20
Amazing
Jasmine Q
14:31 02 Dec 19
Trish is the most patient, professional and understanding insurance agent I’ve ever worked with. Trish has taken care of all my business insurance needs for the last couple years. I am really happy that I found an insurance agent that I know will take care of me & all of my concerns. I feel like a valued customer & I appreciate the great customer service that I get every time!!THANK YOU!
Dr. Youssef C. A.
17:21 14 Nov 18
Tricia helped me get insurance for my business. The task of obtaining a quote was really starting to frustrate me until I was referred to BizInsure through a different agency. Tricia got me a quote fast, and even took a down payment over the phone and issued the proof of insurance the same day. a+ service, would do it again in a heartbeat!! Thank you!!
Josh M.
18:07 22 Jun 18
BizInsure was a great find! I did not have to fill out applications, and Tricia was able to quote and bind business insurance for me within half an hour.
Allison Y.
17:28 21 Jun 18
Started doing business again and needed a policy fast. Ramez was reasonable, helpful and the rates are OK. Buyer beware? Sure, for me it turned out OK this time. Worth a call.
Mark W.
23:42 13 Nov 17
Great customer service. I've been very inpressed with my dedicated representative that had helped me navegate my insurence needs. Thanks so much!
Graham B.
22:12 23 Jun 17
js_loader

Popular Searches

Google Rating
4.4
Based on 89 reviews
×
js_loader