Georgia Home Health Care Insurance

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Home Health Aide quotes

Home Health Agency quotes

Georgia Insurance Agency, Home Health Aides

Home health aides provide high-quality care to their patients. You know how important it is that people can live comfortably in their own homes, and having the appropriate insurance in place is something to consider so you can keep performing your professional duties.

BizInsure makes it simple and easy for Home Health Aides in Georgia to find insurance to protect their small business. Insurance options are available for home-health aide agencies across every state, which means it doesn’t which state you reside in or where you live, it doesn’t matter if you’re in Atlanta or Columbus.

Why should you be a health care professional at home in Georgia?

There are many home health aides in every state, even Georgia. This could be a great opportunity to start your profession in the field of healthcare, and have an impact on the patients.

Why do Georgia’s home-based health care providers require insurance?

Home health aides assist the elderly, the disabled, and those who are chronically sick. Your services aide these patients to live in safety and comfortably in their own home. There’s always a risk of things going wrong, and you may be sued or face an expensive liability claim.

Accidents do occur. If you are found responsible, you may be required to compensate the victim’s family or friends. The cost of litigation and claims is high. This could cause financial havoc and potentially ruin your career. Georgia offers insurance for home care to help home health aides, home healthcare agencies, and other healthcare providers safeguard their finances.

Did you Know?

General Liability insurance* provides coverage for actual as well as unfounded claims of third parties.

Georgia Home Healthcare Business Insurance

Many kinds of insurance for businesses can be used to assist home health aides or other healthcare professionals as they work.

General Liability Insurance

General Insurance protects businesses and their property from third-party injuries. The policy will cover legal costs and the cost to fix the situation (up to the policy limits). These protections apply to claims that have merit and ones that don’t. General Liability insurance can also come in the form of Commercial General Liability, CGL or “slip and fall” coverage.

What are the most common types of coverage?

General Liability insurance covers for claims and lawsuits caused by:

  • Injuries to third parties
  • Damage to a third party’s property

A claim doesn’t have to be proven true for your General Liability policy to safeguard you. It also protects third parties who file claims that are not substantiated. Unfounded claims can be costly to resolve. General Liability policies offer healthcare providers at home with greater peace of mind when they care for their patients.

What is not usually covered?

Your General Liability insurance policy won’t be able to cover certain events, like:

  • Personal workplace injuries and Workers’ Compensation claims
  • You could cause harm to your property
  • Damage to property caused by intent of a third party.
  • There are errors and mistakes in your work.

Other types of events are not covered by your General Liability Insurance. The policies will give the complete details on the coverage available.

Professional Liability Insurance

Professional Liability insurance* covers mistakes or omissions within your work which can cause your client to lose money. It also shields you from third-party claims for professional negligence. The policy will cover legitimate and meritless claims. Professional Liability insurance may also be called Errors and Omissions (E&O) insurance.

What is usually covered?

Professional Liability insurance protects against legal costs like judgments, settlements

Expert services and advice could include mistakes, errors, or mistakes

  • Allegations of negligence
  • Services not delivered or due dates missed.
  • Contracts breach

These kinds of claims usually come from clients who assert that your work resulted in financial losses for them. Insurance policies for Professional Liability provide coverage even if a claim against you is baseless.

What’s not typically covered?

Certain events are not covered under Professional Liability insurance:

  • Injuries to a third-party
  • Property damage to third parties
  • Workplace injuries at work or claims for workers’ comp claims.

Please refer to your policy formulation for more details about what is and isn’t covered by the Professional Liability insurance.

Miscellaneous Medical Liability package to cover home health care professionals

Home care providers as well as home health aides often require multiple insurance types to protect against different risks. BizInsure’s Miscellaneous Liability Package* includes a variety of insurances home care businesses may be interested in. This policy includes the Professional Liability as well as General Liability insurance. Cyber Liability* protects you from malicious software attacks, data breaches and other incidents that could damage your business.

Who may need to consider Home Health Care insurance?

Georgia is home to many health professionals.

  • Home Care Aides Subcontractors, sole proprietors, and independent contractors might require insurance to safeguard their clients and themselves.
  • Home Health Services – Secure your small business and your employees by buying insurance for home aide agencies.
  • Other healthcare professionals Business insurance could be beneficial to nurses, physical therapists, and caregivers.

Home health aides and agencies located in Georgia can find General Liability and other insurance policies through BizInsure. Start a quote to compare policies in minutes!

What is the price of Georgia’s home health insurance?

There are many variables that affect the price of Georgia home health insurance. This is because each home healthcare professional is different, and the insurance rates will be determined by the unique makeup of your business.

These variables may be considered when calculating business insurance premiums.

  • What are your education and qualifications? Are you well-trained to do the job? Are you able to be employed in Georgia as a healthcare provider?
  • The city, town or county that you live in. Health care providers located in cities like Atlanta or Columbus will likely be more expensive than those in less populous areas.
  • Your claims history an accumulation of past claims may result in higher rates in the near future.
  • The coverage you require Higher premiums are usually connected with greater coverage. Clients might need to have minimum coverage.

What is the cost of business insurance? Comparing quotations from multiple insurance companies can help you find the right home healthcare business insurance plan for your company.

Frequently Asked Questions (FAQs)

What are the chances for Georgia home health care providers?

Georgia home healthcare providers offer high-quality care for patients. Being in close contact with others in their homes can create particular dangers. Insurance is a way to protect your business from the most common risks that you could face.

  • General Liability insurance – A patient slips and falls, requiring a trip to the emergency room. When visiting the home of a patient you slip and break a costly vase. Two instances of claims General Liability Insurance may be able to assist as a home health aide.
  • The capacity to offer insurance for Professional Liability is an essential aspect for patients as well as their families. If you make a mistake in your care or you don’t live up to their expectations, you could face an action for negligence or another Professional Liability claim.
  • Cyber Liability insurance Healthcare facilities at home could store sensitive patient data. Cyber Liability insurance can be beneficial if you’re victimized by an information leak or other malicious attack.

BizInsure is a site that helps home health agencies find commercial insurance that covers the risks that they face every day.

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BizInsure has really come through for me on some really hard to place risks. Andrew takes the time to understand the risk and work through how we can make it work, rather than looking for ways to say no. Thank you for your help!
Carlos T.
18:06 16 Mar 23
Very helpful and explanatory on the policy line of the policy
Josua V.
17:30 14 Mar 23
Worked with Tevin. Amazing customer service. Was very patient with me in figuring out the best insurance coverage for business. Thanks Tevin for making it easy.
Faisal O.
16:23 14 Mar 23
No complaints, Always a fast response when a need arises.
Dan F.
13:56 10 Mar 23
Very good information patience was shown. Much help from Kaled, satisfied with the amount of insurance and good coverage. Affordable is what you need with starting a small business until you grow. Old saying is go as you grow.
Jacquelynn W.
21:53 20 Jan 23
Professionals at what they do! easy to navigate and very good people to lead to to the best coverage!
Magnifier 2.
20:37 17 Jan 23
I have been shopping for business liability insurance for several months. I am happy to share that BizInsure ranked #1! The representatives were polite, patient, and empathetic. They accomplished what most companies struggle with achieving: they did what they said they were going to do, they were on time, and they had empathy. They delivered a policy for 25% less than the closest competetor, and even included $50k of cyber security at no additional cost! I only write reviews when I receive exceptional experiences- highly revommended; keep up the great service BizInsure!P.S. I own a professional referral service in Hawai'i and I am going to see if BizInsure offers an affiliate program.Aloha!
John S.
05:51 23 Nov 22
They respond quickly and give you quotes immediately ...
Regean K.
23:55 09 Nov 22
The agent that I spoke to was very experienced and could tell that I was new at this and was very understanding and took the time to explain everything to me.
lotanga J.
00:04 15 Oct 22
Easy to work with and very responsive. Glad to have them as my broker.
Edward G.
18:54 13 Sep 22
We’re very happy with BiInsured LLC. VERY AFFORDABLE
Paul A. F.
19:20 11 Sep 22
Jasmine Q was on the spot professional, she knew where to direct me and explain to me my concerns and request; she delivered my personal information within minutes of me asking policy questions.That young lady is a true ROCK STAT!!!
Shaka 3 Z.
23:09 15 Aug 22
For a small non-profit, the package I was given was affordable. The representative was polite, patient, understanding, and knowledgeable.
Gertrude R.
18:06 15 Aug 22
Asked for a specific venue to be place on our certificate of insurance and it was done within one business day. Yay! Bizinsure!
Melinda S.
17:02 01 Aug 22
The process was fast and easy and the professional staff was very knowledgeable with any questions that I had and ready to help
06:40 31 Mar 22
Friendly agents. Timely replies. Fair pricing. This is a good fit for my business! Thank you, Noah, for all your help.
Beth Anne V.
19:27 28 Mar 22
They are awesome
Tony H.
00:41 07 Jan 22
Noa made sure I had all the information I needed for a first time business owner . He helped me understand what I needed to secure a quality policy and he was super helpful when explaining how the policy would serve its purpose to my company. I was very satisfied and had an Awesome experience, I think people like that make the company look good!
Wayleen O.
04:36 15 Oct 21
I was in need of WC, GL and PL coverages for my business and was able to shop, discuss, confirm and purchase all the coverages in two days! This was a great experience, especially when "Time is Money". Noah Bowman was very professional and knowledgeable. Thanks!
AmeriCreed 1.
15:42 23 Sep 21
19:49 09 Sep 21
Their representative clearly explained different kinds of policies to help me select the one appropriate for my needs and then helped me enroll by phone painlessly. By the end of the call, I had a policy in place.
Dissent D.
22:21 02 Sep 21
Eugene was Awesome!!!!
Lakesha G
17:19 21 Jul 21
Excellent solution for writers and authors professional liability policy as well as coverage for copyright and trademark infringement. Service was prompt and excellent.
18:22 22 Jun 21
Done in less than an hour!
William O.
00:30 02 Jun 21
Efficient, and great value. The agent was able to give us a quote and a new policy in a short period of time. Thank you
Brenda J.
20:30 24 May 21
I had a great experiencing obtaining several of my insurance needs as a landscaping company here in Northern Colorado. BizInsure's team took care of my needs and was very responsive to help with paperwork needed to secure a potential client account!
Arik S.
16:34 10 May 21
Very efficient they were able to help me out with my request promptly....highly recommend this companyI am very happy to have them
Elba P.
18:50 26 Apr 21
I need a help getting errors and omissions insurance along with general liability. Jose was very friendly informative and was very patient with me during the process. He found me some of the best rates for the coverage that I needed. Highly recommend
Casper M.
19:51 20 Apr 21
I had numerous conversations with several business insurance agents over a month's time. I also had several conversations confirming the policy inclusion/exclusions and asked many questions. My BizInsure agent was professional, knowledgeable and most important—detail oriented. Even after having an initial conversation a month earlier he knew and *remembered* all my personal/professional insurance needs. When I asked for additional information on the third call he was able to provide me with details very quickly. He was also VERY patient. That is a big plus in my opinion. It illustrated a high level of respect for my needs. I also found when I called back and asked to talk with the initial agent, the person who answered the call was able to get in contact quickly and my agent responded and returned the call within 5-10 minutes. The transaction was smooth, and I think it's a good sign should I ever need to make a claim. I highly recommend BizInsure.
Poetic F.
21:00 07 Apr 21
The rep was extremely helpful actually lowered my quote and made sure I was covered to fit my needs with my growing business! 5star!!
Franklin B.
19:04 16 Mar 21
Excellent service and prices.
Cassiopée V L.
23:13 09 Mar 21
Mr. Daniel Scott was very responsive to my professional needs.
Stephanie W.
17:38 18 Feb 21
Eugene deserves a raise! First time purchasing insurance and he made the process so simple for me. His patience and attention to detail left me feeling confident in my decision to choose BizInsure. Gracias Eugene!
Esined P.
23:32 17 Feb 21
The customer service provided by Jose was outstanding. He explained everything in a very clear/logical way and answered all of my questions. After providing all the information to obtain general liability insurance, Jose sent me the declaration page of the insurance for review. All of the information matched what I provided over the phone and there were no typos. The next day I called back to purchase the insurance which was easy and fast. Overall, my experience with BizInsure including the customer service by Jose exceeded my expectations.
Joe W.
03:29 12 Dec 20
Hiscox/BizInsure made getting Liability Insurance very easy and reasonable.I expected it to be a long and complicated process and it was a nice surprise that they made it so uncomplicated. Thank you. Lisa
Lisa W.
21:51 24 Nov 20
Eugene was incredible. I called 4 other brokers before him who were impossible to get any help.
rhonda H.
23:26 12 Nov 20
Very quick to get in touch with you and good with follow up. Had some trouble retrieving my quote to log into my account initially but Daniel assisted me and the changes were made to get me into my account. Great value for the money.
Fran S.
16:34 20 Sep 20
Very happy to be insured with this company. Professional, Timely, very helpful. Thank you Juan, you made it so much easier for me to understand.
Aileen D.
19:55 15 Sep 20
This company responded when I needed them to respond while facing a deadline. They are an excellent choice for business Insurance.
Michele H.
01:52 12 Sep 20
Jose Quintero took such great care of me and was very patient explained everything I did not understand and got me set up quickly. Fabulous customer service
Christina R.
02:41 27 Aug 20
I can't say enough good things about Daniel Santos kind and effective communication skills as an insurance agent. Daniel was so pleasant, friendly and efficient with helping me obtain insurance as a teacher. If I were to give Daniel a grade, he has earned an At . He made the process easy to understand, it was far easier than what I anticipated. Nancy S.
Nancy S.
00:47 26 Aug 20
I was in need of professional liability insurance for my sole proprietorship. A friend referred me. Everythng was quick and simple and AFFORDABLE!
hope J.
20:31 25 Aug 20
If you need Private Home Care Provider insurance for your company, BizInsure, LLC can get it for you!
Pamela C.
16:45 24 Aug 20
Great and fast service!!!! The representative was very professional!!!!
Tanya S.
19:51 14 Jul 20
I was tryi9ng to find commercial liability insurance for my new comp-any and BizInsure was easy to use and very affordable which is great for me as a new business.
Jimmy S.
19:01 14 Jul 20
Great service insurance prices are great for professionals looking to get insurance for businesses....
Rhonda G.
22:34 22 Jun 20
The provided very professional service and made the process easy.
Paul R.
21:51 04 Jun 20
Bradley Hoyle from the Biz Insure team was excellent to work with. Everything was quick and smooth. Great service, much appreciated!
Kristene S.
02:03 04 Jun 20
Anthony Spencer was great!! Very quick response time!! He was very Professional! I would suggest him because he helped me find a affordable rate and explained all the technicalities..
Fre H.
16:38 28 May 20
I was referred to Bizinsure by a industry trade group that I am a member of. It was easy to get a quote online and then received excellent customer service from Bradley H. to complete my policy purchase over the phone. I have shared this company information now with other business owners for their policy needs.
Dawn T.
22:11 08 May 20
This company was very precise with explaining services and made sure I chose the right business insurance coverage, great customer service at purchasing.
Nekeisha B.
01:30 05 May 20
Jasmine Q
14:31 02 Dec 19
Trish is the most patient, professional and understanding insurance agent I’ve ever worked with. Trish has taken care of all my business insurance needs for the last couple years. I am really happy that I found an insurance agent that I know will take care of me & all of my concerns. I feel like a valued customer & I appreciate the great customer service that I get every time!!THANK YOU!
Dr. Youssef C. A.
17:21 14 Nov 18
Tricia helped me get insurance for my business. The task of obtaining a quote was really starting to frustrate me until I was referred to BizInsure through a different agency. Tricia got me a quote fast, and even took a down payment over the phone and issued the proof of insurance the same day. a+ service, would do it again in a heartbeat!! Thank you!!
Josh M.
18:07 22 Jun 18
BizInsure was a great find! I did not have to fill out applications, and Tricia was able to quote and bind business insurance for me within half an hour.
Allison Y.
17:28 21 Jun 18
Started doing business again and needed a policy fast. Ramez was reasonable, helpful and the rates are OK. Buyer beware? Sure, for me it turned out OK this time. Worth a call.
Mark W.
23:42 13 Nov 17
Great customer service. I've been very inpressed with my dedicated representative that had helped me navegate my insurence needs. Thanks so much!
Graham B.
22:12 23 Jun 17

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