Caregiver and Home Health Care Liability Insurance
in Connecticut

Connecticut home healthcare providers offer high-quality care for patients. There are unique risks associated with working in close proximity to others at home. Insurance can help you deal with many of the common risks you may encounter.

• When a patient slips or falls, they need to be taken to the emergency department. Accidentally, you accidentally break or knock over a valuable vase while visiting a patient’s residence. These are two common claims you may encounter when providing home health assistance. General Liability insurance can help.
• The ability to provide Professional Liability insurance is a key factor in the lives of patients and their families. A negligence lawsuit could be filed against you or another Professional Liability claim if you make a mistake or fail to meet their expectations.
• Cyber Liability insurance Home healthcare agencies might store sensitive patient data. Cyber Liability insurance will help you to repair any damage caused by a data breach.

BizInsure helps agencies and home health care professionals find the right business insurance to meet their unique needs.

As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice.

The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.

In Connecticut, home health care aides are typically referred to as “certified nurse’s aides” (CNAs) or “home health aides” (HHAs). The Connecticut Department of Public Health oversees the certification process for CNAs and HHAs in the state. Here are the general steps to obtain a home health care license in Connecticut:

1. Complete a State-Approved Training Program: To become a home health aide in Connecticut, you must first complete a state-approved training program. The training program should cover topics such as basic nursing skills, personal care, infection control, and communication skills. The program must include at least 100 hours of training, with both classroom instruction and supervised clinical experience.
2. Pass the Competency Evaluation: After completing the training program, you must pass a competency evaluation. The evaluation consists of a written or oral exam and a skills demonstration test. Successful completion of the competency evaluation is necessary to obtain certification.
3. Background Check: As part of the certification process, you will need to undergo a state and federal background check. This may include fingerprinting and submission of personal information for a criminal history record check.
4. Apply for Certification: Once you have completed the training program and passed the competency evaluation, you can apply for certification as a home health aide in Connecticut. You will need to submit an application to the Connecticut Department of Public Health and pay the required fees.

It’s important to note that specific requirements may vary, and there may be additional steps or prerequisites depending on your specific circumstances. I recommend contacting the Connecticut Department of Public Health or visiting their official website for the most up-to-date and accurate information on licensing requirements for home health care aides in Connecticut.