Home Health Care Insurance in Kansas

  • Compare prices in minutes with no obligation to purchase
  • Purchase online, instant coverage confirmation    
  • Access high-quality insurance companies (A-rated or better)

Home Health Aide quotes

Home Health Agency quotes

Kansas Agency for Home Health Insurance  

Home health aides offer the highest quality of care to their patients. You know how important it is that people can live comfortably at home. While you are busy looking after those around you, who is supporting you? 

BizInsure is a way for Kansas home health aides to obtain insurance that will protect their small-scale business. There are insurance options for home-health aide agencies in every state, which means it doesn’t matter where you live or where you live, it doesn’t matter if it’s Cincinnati or Cleveland or Toledo or Columbus.  

Why consider becoming a Home Health Aide in Kansas?  

Home health aides are in demand in just about every state and even Kansas. If you’re interested in a career in health care, this is a great way to enter the field and have an impact on the health of patients throughout the Buckeye State.

 According to 2021 data from the Bureau of Labor Statistics, Kansas has just under 23,450 home health aides. In the next few years, this number will likely increase. The number of home health aides in the country will increase by 25% between 2021 and 2030. This is faster than the average growth rate for all occupations of 8%.

Kansas home health aides and personal caregivers make an average of $24,140 annually or $11.60 an hour. Kansas home health aides might earn more in larger cities than in rural areas or smaller metropolitan areas. The average annual salary for personal and home care aides in Texas is $22,620, and Mississippi’s average is $20,980.

Why do the home health professionals in Kansas require insurance?  

Home health aides are able to work with those who are disabled, elderly or chronically ill. Patients can remain in peace and security at home due to the services you offer. The reality is, you may be sued or subject to expensive legal liability when things go wrong. 

Accidents happen and you may have to cover medical bills for a patient, or their family members. It can be expensive to file a lawsuit or a claim. This could cause financial problems and even lead to the ending of your career. Insurance for home care in Kansas helps healthcare professionals in homes, home health agencies and other care providers protect their finances.

Did you Know?

General Liability insurance* provides cover against both real and unfounded claims made by third party.  

Kansas Home Healthcare Business Insurance  

Home health aides and other health professionals typically consider many kinds of insurance for business to protect them as they work.  

General Liability Insurance  

General Liability insurance protects businesses against third-party claims of injury and property damage. Your policy will cover legal expenses as well as the costs of resolving the issue, up to the policy limits. This protection is available to claims that have merit and those that do not. General Liability insurance may also be called Commercial General Liability (CGL), “slip and falls” coverage.  

 

What is typically covered?  

General Liability insurance covers lawsuits and claims that are a result of:  

  • Third-party bodily injury  
  • Third-party damage  

You do not have to prove the claim under your General Liability policy. It also covers third-party claims that have no merit. Baseless claims can prove expensive to settle. A General Liability policy provides home health aides and agencies greater security when taking care of patients. They also safeguard their financial assets.  

What isn’t normally covered?  

Your General Liability insurance policy won’t be able to cover certain events, like:  

  • Personal workplace injuries and claims for workers’ compensation  
  • Property damage  
  • Damage to property caused by intent of an unintentional damage to the property of  
  • Your work could be contaminated by errors or omissions.  

There could be additional circumstances that aren’t covered by your General Liability insurance that are not included in this list. You will find the complete coverage details in the policy documents.  

Professional Liability Insurance  

Professional Liability insurance* protects you from any mistakes or omissions in your work which can cause your client to lose money. It also covers you against third-party claims arising from professional negligence. It covers meritless as well as true claims. The E&O insurance* also protects Professional Liability.  

What is usually covered?  

Professional Liability insurance protects against legal costs (including settlements and judgments) which could arise from:  

  • Expert services and advice could be accompanied by errors or mistakes  
  • Negligence allegations  
  • Late deadlines or services not delivered  
  • Contracts that are breached  

Clients typically bring these kinds of claims against you claiming that their work has led to financial losses. Insurance policies for Professional Liability offer coverage even if a claim brought against you is not substantiated.  

What’s not usually included?  

The following situations are not covered from the Professional Liability insurance:  

  • Bodily injury to third parties  
  • Damage to property caused by third parties  
  • Personal or workers’ compensation workplace injury  

For more information on Professional Liability coverage, please refer to the policy wording.  

Miscellaneous Medical Insurance for Home Care Providers  

Home care agencies and home health aides typically require multiple insurance types to cover different risk. BizInsure provides an assortment of Medical Liability insurance* that combines common coverages that healthcare providers in the home typically consider. It covers General Liability as well as Professional Liability insurance, plus Cyber Liability* to help safeguard you from malicious software attacks as well as data breaches, among other incidents that could hurt your business.  

Who is eligible for home health care insurance?  

Kansas is the home of many healthcare professionals.  

  • Home Health Aids Subcontractors, independent contractors and sole proprietors may need insurance to protect them and their patients.  
  • Home Healthcare Agents Secure your business and employees by insuring your home healthcare agency.  
  • Other Health Professionals – Nurses, physical therapy, and carers are just some healthcare professionals who may benefit from having business insurance.  

BizInsure offers General Liability insurance for Kansas home health agencies. Start a quote to compare policies in minutes!  

What is the cost of Kansas home healthcare insurance cost?  

The cost of Kansas home care insurance can vary widely between individuals. This is because every home health aide differs. The cost of insurance will be determined by your business’s distinctive structure.  

The factors used to calculate premiums for business insurance include:  

  • Do you have the right education and qualifications to do your job? Do you have the right licenses to operate in Kansas as an Kansas healthcare provider?  
  • The county, city or town in which you reside. Health care providers located in cities with larger populations such as Dayton or Columbus are likely to be more expensive than those located in smaller regions.  
  • A history of claims A record of past claims can result in higher insurance rates.  
  • The level of coverage you require More expensive premiums are typically associated with more coverage. Clients might require minimum coverage.  

How much does business insurance cost? Comparing quotes from more than one insurer can help to find home health insurance that suits you and your budget.  

Why choose BizInsure for Home Health Aide insurance in Kansas?

Kansas home healthcare providers go to BizInsure for their business insurance needs:

Fast & easy application

We’ve done away with the complicated paperwork that usually goes with insurance. Our application process is simple, usually 10 questions or less.

Top-rated insurers

We work with only A-rated or better insurers. We bring you reliable and competitively priced business insurance options.

Instant coverage

No more waiting to hear back from a broker. You’ll receive your proof of insurance by email as soon as you buy.

Quality customer support

Licensed agents are ready to help at every stage of your insurance journey.

Compare home care insurance in Kansas today. Start your online application now.

Frequently Asked Questions (FAQs)

What are the dangers for Kansas's home-care professionals?

Kansas’s home healthcare providers provide exceptional care for their patients. Working so closely with other people in their homes can create particular risks. Insurance can help you to deal with the most common risks that you could face.  

  • General Liability insurance A patient slips and falls, which calls for a trip to an emergency room. Accidentally you fall and break a vase inside the home of the patient. These are two instances of claims General Liability Insurance can assist with as a home-health aid.  
  • Professional Liability insurance – Patients and their families depend on your skills and knowledge. If you make a mistake in your treatment or live up to their expectations, you could face an action for negligence or another Professional Liability claim.  
  • Cyber Liability insurance Home healthcare agencies might keep sensitive patient information. Cyber Liability insurance will help you repair any damage caused by a breach of data.  

What are the home healthcare aide license requirements in Ohio? How do I get a home healthcare license in Ohio?

There are no licensing requirements in Ohio for home healthcare aides. However, there are other requirements you need to meet to work in the state.

If you are working for a home healthcare agency in Ohio that is Medicare/Medicaid certified, you will need to:

  • Pass competency evaluation
  • Complete 75 hours of training
  • Complete 16 supporting hours of clinical training

 

You will likely receive ongoing training from the agency while you are employed there.

To work as a Medicaid-certified independent health aide in Ohio, you will need to:

  • Enroll with the Ohio Department of Jobs and Family Services
  • Obtain a state-level background check
  • Obtain an FBI background check (if you have lived in the state for less than 5 years)

 

After you’ve put in the hard work of becoming a home health aide, you’ll likely want to protect your career and the business you are building. Home healthcare business insurance in Ohio shields you against many of the common risks you could face on the job. It can help you work with more peace of mind, knowing that your finances are protected against costly claims and lawsuits.

Learn more about home health care insurance in the states where you work.

Alaska
Delaware
Georgia
Hawaii
Idaho
Illinois
Iowa
Kansas

Kentucky
Louisiana
Maine
Maryland
Michigan
Minnesota
Mississippi
Missouri

Montana
Nebraska
New Mexico
North Dakota
Oregon
Rhode Island
South Dakota

Texas
Utah
Vermont
Virginia
West Virginia
Wisconsin
Wyoming

© Copyright 2023 BizInsure LLC, 2015 ALL RIGHTS RESERVED BizInsure LLC; CA DBA: Simple, Smart, BizInsure Insurance Agency LLC; NY DBA: BizInsure Services LLC; NH DBA: Simple, Smart, BizInsure Insurance Agency; PA DBA: BizInsure Services LLC. 2950 Buskirk Ave Suite 300, Walnut Creek CA 94597. License #0H81929

BizInsure LLC
BizInsure LLC
4.4
Based on 89 reviews
See all reviewsWrite a review
BizInsure has really come through for me on some really hard to place risks. Andrew takes the time to understand the risk and work through how we can make it work, rather than looking for ways to say no. Thank you for your help!
Carlos T.
18:06 16 Mar 23
Very helpful and explanatory on the policy line of the policy
Josua V.
17:30 14 Mar 23
Worked with Tevin. Amazing customer service. Was very patient with me in figuring out the best insurance coverage for business. Thanks Tevin for making it easy.
Faisal O.
16:23 14 Mar 23
No complaints, Always a fast response when a need arises.
Dan F.
13:56 10 Mar 23
Very good information patience was shown. Much help from Kaled, satisfied with the amount of insurance and good coverage. Affordable is what you need with starting a small business until you grow. Old saying is go as you grow.
Jacquelynn W.
21:53 20 Jan 23
Professionals at what they do! easy to navigate and very good people to lead to to the best coverage!
Magnifier 2.
20:37 17 Jan 23
I have been shopping for business liability insurance for several months. I am happy to share that BizInsure ranked #1! The representatives were polite, patient, and empathetic. They accomplished what most companies struggle with achieving: they did what they said they were going to do, they were on time, and they had empathy. They delivered a policy for 25% less than the closest competetor, and even included $50k of cyber security at no additional cost! I only write reviews when I receive exceptional experiences- highly revommended; keep up the great service BizInsure!P.S. I own a professional referral service in Hawai'i and I am going to see if BizInsure offers an affiliate program.Aloha!
John S.
05:51 23 Nov 22
They respond quickly and give you quotes immediately ...
Regean K.
23:55 09 Nov 22
The agent that I spoke to was very experienced and could tell that I was new at this and was very understanding and took the time to explain everything to me.
lotanga J.
00:04 15 Oct 22
Easy to work with and very responsive. Glad to have them as my broker.
Edward G.
18:54 13 Sep 22
We’re very happy with BiInsured LLC. VERY AFFORDABLE
Paul A. F.
19:20 11 Sep 22
Jasmine Q was on the spot professional, she knew where to direct me and explain to me my concerns and request; she delivered my personal information within minutes of me asking policy questions.That young lady is a true ROCK STAT!!!
Shaka 3 Z.
23:09 15 Aug 22
For a small non-profit, the package I was given was affordable. The representative was polite, patient, understanding, and knowledgeable.
Gertrude R.
18:06 15 Aug 22
Asked for a specific venue to be place on our certificate of insurance and it was done within one business day. Yay! Bizinsure!
Melinda S.
17:02 01 Aug 22
The process was fast and easy and the professional staff was very knowledgeable with any questions that I had and ready to help
VALERIE M.
06:40 31 Mar 22
Friendly agents. Timely replies. Fair pricing. This is a good fit for my business! Thank you, Noah, for all your help.
Beth Anne V.
19:27 28 Mar 22
They are awesome
Tony H.
00:41 07 Jan 22
Noa made sure I had all the information I needed for a first time business owner . He helped me understand what I needed to secure a quality policy and he was super helpful when explaining how the policy would serve its purpose to my company. I was very satisfied and had an Awesome experience, I think people like that make the company look good!
Wayleen O.
04:36 15 Oct 21
I was in need of WC, GL and PL coverages for my business and was able to shop, discuss, confirm and purchase all the coverages in two days! This was a great experience, especially when "Time is Money". Noah Bowman was very professional and knowledgeable. Thanks!
AmeriCreed 1.
15:42 23 Sep 21
MOVING FORWARD, I WILL BE SENDING ALL OF MY BUSINESS TO THIS COMPANY !!!! Incredible customer service!!! Thanks
THEODORE W.
19:49 09 Sep 21
Their representative clearly explained different kinds of policies to help me select the one appropriate for my needs and then helped me enroll by phone painlessly. By the end of the call, I had a policy in place.
Dissent D.
22:21 02 Sep 21
Eugene was Awesome!!!!
Lakesha G
17:19 21 Jul 21
Excellent solution for writers and authors professional liability policy as well as coverage for copyright and trademark infringement. Service was prompt and excellent.
Lane
18:22 22 Jun 21
Done in less than an hour!
William O.
00:30 02 Jun 21
Efficient, and great value. The agent was able to give us a quote and a new policy in a short period of time. Thank you
Brenda J.
20:30 24 May 21
I had a great experiencing obtaining several of my insurance needs as a landscaping company here in Northern Colorado. BizInsure's team took care of my needs and was very responsive to help with paperwork needed to secure a potential client account!
Arik S.
16:34 10 May 21
Very efficient they were able to help me out with my request promptly....highly recommend this companyI am very happy to have them
Elba P.
18:50 26 Apr 21
I need a help getting errors and omissions insurance along with general liability. Jose was very friendly informative and was very patient with me during the process. He found me some of the best rates for the coverage that I needed. Highly recommend
Casper M.
19:51 20 Apr 21
I had numerous conversations with several business insurance agents over a month's time. I also had several conversations confirming the policy inclusion/exclusions and asked many questions. My BizInsure agent was professional, knowledgeable and most important—detail oriented. Even after having an initial conversation a month earlier he knew and *remembered* all my personal/professional insurance needs. When I asked for additional information on the third call he was able to provide me with details very quickly. He was also VERY patient. That is a big plus in my opinion. It illustrated a high level of respect for my needs. I also found when I called back and asked to talk with the initial agent, the person who answered the call was able to get in contact quickly and my agent responded and returned the call within 5-10 minutes. The transaction was smooth, and I think it's a good sign should I ever need to make a claim. I highly recommend BizInsure.
Poetic F.
21:00 07 Apr 21
The rep was extremely helpful actually lowered my quote and made sure I was covered to fit my needs with my growing business! 5star!!
Franklin B.
19:04 16 Mar 21
Excellent service and prices.
Cassiopée V L.
23:13 09 Mar 21
Mr. Daniel Scott was very responsive to my professional needs.
Stephanie W.
17:38 18 Feb 21
Eugene deserves a raise! First time purchasing insurance and he made the process so simple for me. His patience and attention to detail left me feeling confident in my decision to choose BizInsure. Gracias Eugene!
Esined P.
23:32 17 Feb 21
The customer service provided by Jose was outstanding. He explained everything in a very clear/logical way and answered all of my questions. After providing all the information to obtain general liability insurance, Jose sent me the declaration page of the insurance for review. All of the information matched what I provided over the phone and there were no typos. The next day I called back to purchase the insurance which was easy and fast. Overall, my experience with BizInsure including the customer service by Jose exceeded my expectations.
Joe W.
03:29 12 Dec 20
Hiscox/BizInsure made getting Liability Insurance very easy and reasonable.I expected it to be a long and complicated process and it was a nice surprise that they made it so uncomplicated. Thank you. Lisa
Lisa W.
21:51 24 Nov 20
Eugene was incredible. I called 4 other brokers before him who were impossible to get any help.
rhonda H.
23:26 12 Nov 20
Very quick to get in touch with you and good with follow up. Had some trouble retrieving my quote to log into my account initially but Daniel assisted me and the changes were made to get me into my account. Great value for the money.
Fran S.
16:34 20 Sep 20
Very happy to be insured with this company. Professional, Timely, very helpful. Thank you Juan, you made it so much easier for me to understand.
Aileen D.
19:55 15 Sep 20
This company responded when I needed them to respond while facing a deadline. They are an excellent choice for business Insurance.
Michele H.
01:52 12 Sep 20
Jose Quintero took such great care of me and was very patient explained everything I did not understand and got me set up quickly. Fabulous customer service
Christina R.
02:41 27 Aug 20
I can't say enough good things about Daniel Santos kind and effective communication skills as an insurance agent. Daniel was so pleasant, friendly and efficient with helping me obtain insurance as a teacher. If I were to give Daniel a grade, he has earned an At . He made the process easy to understand, it was far easier than what I anticipated. Nancy S.
Nancy S.
00:47 26 Aug 20
I was in need of professional liability insurance for my sole proprietorship. A friend referred me. Everythng was quick and simple and AFFORDABLE!
hope J.
20:31 25 Aug 20
If you need Private Home Care Provider insurance for your company, BizInsure, LLC can get it for you!
Pamela C.
16:45 24 Aug 20
Great and fast service!!!! The representative was very professional!!!!
Tanya S.
19:51 14 Jul 20
I was tryi9ng to find commercial liability insurance for my new comp-any and BizInsure was easy to use and very affordable which is great for me as a new business.
Jimmy S.
19:01 14 Jul 20
Great service insurance prices are great for professionals looking to get insurance for businesses....
Rhonda G.
22:34 22 Jun 20
The provided very professional service and made the process easy.
Paul R.
21:51 04 Jun 20
Bradley Hoyle from the Biz Insure team was excellent to work with. Everything was quick and smooth. Great service, much appreciated!
Kristene S.
02:03 04 Jun 20
Anthony Spencer was great!! Very quick response time!! He was very Professional! I would suggest him because he helped me find a affordable rate and explained all the technicalities..
Fre H.
16:38 28 May 20
I was referred to Bizinsure by a industry trade group that I am a member of. It was easy to get a quote online and then received excellent customer service from Bradley H. to complete my policy purchase over the phone. I have shared this company information now with other business owners for their policy needs.
Dawn T.
22:11 08 May 20
This company was very precise with explaining services and made sure I chose the right business insurance coverage, great customer service at purchasing.
Nekeisha B.
01:30 05 May 20
Amazing
Jasmine Q
14:31 02 Dec 19
Trish is the most patient, professional and understanding insurance agent I’ve ever worked with. Trish has taken care of all my business insurance needs for the last couple years. I am really happy that I found an insurance agent that I know will take care of me & all of my concerns. I feel like a valued customer & I appreciate the great customer service that I get every time!!THANK YOU!
Dr. Youssef C. A.
17:21 14 Nov 18
Tricia helped me get insurance for my business. The task of obtaining a quote was really starting to frustrate me until I was referred to BizInsure through a different agency. Tricia got me a quote fast, and even took a down payment over the phone and issued the proof of insurance the same day. a+ service, would do it again in a heartbeat!! Thank you!!
Josh M.
18:07 22 Jun 18
BizInsure was a great find! I did not have to fill out applications, and Tricia was able to quote and bind business insurance for me within half an hour.
Allison Y.
17:28 21 Jun 18
Started doing business again and needed a policy fast. Ramez was reasonable, helpful and the rates are OK. Buyer beware? Sure, for me it turned out OK this time. Worth a call.
Mark W.
23:42 13 Nov 17
Great customer service. I've been very inpressed with my dedicated representative that had helped me navegate my insurence needs. Thanks so much!
Graham B.
22:12 23 Jun 17
‹
›
js_loader

Popular Searches

Google Rating
4.4
Based on 89 reviews
×
js_loader