Errors and Omissions Insurance in
New Hampshire

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What is Errors and Omissions insurance?

Errors and Omissions (E&O) insurance protects you from claims raised due to unintentional mistakes made in the professional capacity. It may also be sold as Professional Liability insurance.

According to the U.S. Small Business Administration (SBA) Office of Advocacy, as of 2022, there were 138,199 small businesses operating in The Granite State. They comprise 99 percent of the state’s businesses, but these numbers are on the rise.

Regardless of which industry you work in, the nature of the products you offer, or the nature of the services you provide There is always a chance for making mistakes. While you might be an experienced professional however, it’s only one mistake to cause a lawsuit against your company.

Errors & Omissions Insurance is essential for entrepreneurs with small businesses in order in order to protect their financial security in today’s highly competitive market. Your company is protected from liabilities arising from your carelessness (errors) and lack of services.

What does Errors and Omissions insurance cover?

E&O insurance in NH covers your legal expenses up to maximum amount stipulated in your policy documents. It can save you money on:

  • Legal Costs – Lawyers typically charge an hourly fee. Even if the matter can be resolved in a short time, it can be costly hiring a reputable legal professional. The longer it will take to be resolved, the more you’ll need to pay.
  • Court costs – Filing court documents fees, underwriting costs and other administrative expenses.
  • Settlements to save both sides money and to avoid costly, lengthy court costs, most cases are settled outside of court. Based on what your legal advisor advises on your behalf, you may have to pay your client a set amount.
  • Judgments – In the event that your case goes to trial and the judge decides in favor of the plaintiff, you’ll have to pay the adjudged amount or be at risk of a lien being placed on the assets of your business.

Who might need Errors or Omissions insurance?

Professionals and businesses who give clients information, advice, and educated suggestions and designing solutions, as well as those that represent the requirements of the public should take Errors and Omissions insurance.

No matter if the claim is valid or not, Errors & Omissions insurance will shield you, your business, and your image from costly consequences.

Many professions require Errors and Omissions insurance. They include however, they are not restricted to:

Architects Notary Publics 
Consultants Personal Trainers
Engineers  Pilates Instructors 
Home Care Providers and Businesses Yoga Instructors 
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How much does Errors and Omissions insurance cost in New Hampshire?

The average cost for E&O insurance in New Hampshire is $884 per year. However this may depend on your particular business. As with any insurances, the higher the risk factor that you are exposed to, the more you be required to cover.

These are the factors which affect the price of your Errors and Omissions coverage:

  • The business’s goals, the location, and risk appetite
  • Your business’ turnover and size
  • What is the amount of insurance you need?
  • If you have any, please provide your previous claims have been denied.
  • The applicants – their qualifications, suitability for the job , and if they have any past history of claims

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How to get E&O insurance for New Hampshire business?

BizInsure allows you to compare E&O policy from top-rated U.S. insurance companies. BizInsure will find the best coverage for your small business for a fair price.

Learn more about E&O insurance in the states where you work.

Alaska
Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois

Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana

Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania

Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming

As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
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Thank you for your professionalism and patience and helpfulness with my insurance needs for my new business. Thank you, Lizette, as well for all of your help - you are sincerely appreciated and you are an asset to BizInsure LLC!
FEEDBACK: In my personal opinion, your telephone customer service needs to be improved. Whomever basically and initially answers the phone calls lately needs a new headset, honestly. I know you record all of your calls; however, listening skills truly needs to be improved also, IMO and if I ask someone to please take a message, and they tell me they are going to do so, then follow through and send that message to the main person I'm trying to reach. I have had difficulty getting back to the "exact" insurance agent with whom I've been working with and it's been a bit frustrating handling this current 2025-2026 renewal.
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The website was easy to navigate on my own, sect and pay the policy in less than 30 minutes. The agent followed up with a phone call to answer any questions that I may have. Jasmine was professional.
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I wish there were more Andrew's working in this business.
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Thanks, Haynes
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I’ve been with Bizinsure almost 10 years without any issues

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